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  • What is a capability of schema builder?
    What is a capability of schema builder?
    V.To create new lookup or master-detail object relationships V.To modify custom field help text on standard objects X.To update descriptions of standard and custom objects (you can't chagne descriptions of standard object) X .To enable field history tracking on standard objects (not possible via schema builder )

  • Humongous Insurance Company is considering the purchase of Itty-Bitty InsuranceCompany. Following is financial data of Itty-Bitty Insurance Company. Expense ratio 39% Loss ratio 57% ...
    Humongous Insurance Company is considering the purchase of Itty-Bitty InsuranceCompany. Following is financial data of Itty-Bitty Insurance Company. Expense ratio 39% Loss ratio 57% ...
    The answer which represents the overall operating ratio for this is 96%

  • Jim canceled his auto policy 315 days after the inception date. The one-year premium is $1,095. Assuming that a year is 365 days, what is Jims pro rata premium refund?
    Jim canceled his auto policy 315 days after the inception date. The one-year premium is $1,095. Assuming that a year is 365 days, what is Jims pro rata premium refund?
    I'm not sure how you came up with this amount. Could you please break it down for me?

  • What is the net death rate? The following data are recorded for November: Deaths Service Admissions < 48hrs > 48hrs Discharges Medical 250520261 Surgical 15028103 Pediatric 330235 Obstetrical...
    What is the net death rate? The following data are recorded for November: Deaths Service Admissions < 48hrs > 48hrs Discharges Medical 250520261 Surgical 15028103 Pediatric 330235 Obstetrical...
    How does one arrive at this answer? I'm after trying everything possible to come to this conclusion including removing pediatrics and newborns! Help!

  • What is a liability loss exposure?
    What is a liability loss exposure?
    A liability loss exposure is a legal term. It is often associated with a claim for legal responsibility. A liability is when the organization, a business or a person is responsible for a certain event or injury that is inflicted on another business or person. A liability loss exposure is the chance of being sued because of this injury. These issues are usually associated with business insurance policies and are often a matter of dispute. However, it is a legal issue and is often taken to the law if the parties cannot settle the dispute by themselves. Then, the court hears the different stories and settles the problem for both parties.

  • What is true regarding being a owner of house in US?
    What is true regarding being a owner of house in US?
    Correct answer is option B It is not mandatory for homeowners to buy homeowner’s insurance. You can legally own a house in the US without homeowners insurance. No one will force a homeowner to get such insurance. However, there are some situations where you may be asked if you have it. Those who have a financial interest in the house – such as a mortgage or home equity loan holder will require that it is insured. This is because lenders need to protect their investment. In the case of an unfortunate event such as a disaster, the homeowners insurance covers you and them against a financial loss. Hope this helps.

  • What is reinsurance?
    What is reinsurance?
    This is the type of insurance that is bought by another insurance company. This means that all of the insurers would usually transfer some parts of the insurance to their chosen parties. This would lessen the possibility of having to pay a large obligation due to an insurance claim of one of the customers. Reinsurance will allow various companies to share the obligations being claimed by one insurer. Take note that this is usually chosen for protection in case of natural disasters. If you believe that you can benefit from this, you are encouraged to know more details about it to be sure.

  • Which one of the following is not true of insurance company financial statements?
    Which one of the following is not true of insurance company financial statements?
    C is the right answer to this question. There are a lot of people who are always confused about their insurance policies even if they have done their best in order to understand what they are paying for. For financial statements, it is not true that the companies will add expenses from the investment income in order to show the net income they have acquired from investments. There is no need for insurance companies to show this to their customers. What customers have to know more about is their policies. As long as they know their coverage and what they may potentially get, that is what will matter most.

  • When visiting an office adjacent to the server room, you discover the lock to the window is broken. Because it is not your office you tell the resident of the office to contact the maintenance...
    When visiting an office adjacent to the server room, you discover the lock to the window is broken. Because it is not your office you tell the resident of the office to contact the maintenance...
    1. If the window is repaired, the likelihood of the threat occurring will increase.For -> ( This is the only answer that can be true. A. Is false, because why would a repair of the door increase the threat. B. Is false, because a repair, there is no vulnerability. C. If the window is not repaired, then the threat will increase not decrease. ) For -> ( Reference: Security + (SYBEX) page 87 )

  • Which one of the following statements is true regarding types of rates used by insurers?
    Which one of the following statements is true regarding types of rates used by insurers?
    The correct answer to this question is A. Class rates apply to all insureds in the same rating category. Class rates are also known as standard rates. They are the published rate for the unity of insurance. The price is based on the claims data average, and this average is for a large number of groups. These large groups are broken down into characteristics like the type of industry or the changes in any benefits. Rates are determined by several factors, including age, driving history, previous coverage, and where they live. Insurance is necessary to possess a car in the United States.

  • What may occur if workflow rules are reevaluated after a field change by a field update? (2)
    What may occur if workflow rules are reevaluated after a field change by a field update? (2)
    A recursive loop potentially results in exceeding organizational limits. Workflow rules trigger more workflow rules to be re-evaluated.

  • Some insurers now use expert systems in the underwriting process. The primary purpose of these expert systems is to
    Some insurers now use expert systems in the underwriting process. The primary purpose of these expert systems is to
    Emulate the underwriting decision-making process as it would be performed by expert underwriters. Underwriting is a procedure that is usually done in insurance, investment banking, and commercial banking. Generally, it is the process of receiving payment in return for covering a potential contingent risk. For example, in the insurance industry, it is the process of assenting to bear the financial risks for an object, person, or property stated in an insurance contract. The task of assessing the risk for the insured object, person or property is done by insurance underwriters, which in return will receive payment in the form of insurance premiums from the ones that avail the insurance.

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