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Insurance Quizzes, Questions & Answers

Better safe than sorry, as the saying goes. And in the modern world, having insurance is the best way to make sure you are safe and not sorry. Insurance is a form of risk management to hedge against the risk of something that could go wrong.

Do you know all about insurance? Are you ready to hedge your bets and go all in on our insurance quizzes? What is the term for the amount of money one pays for insurance coverage? What does the word “indemnify” mean? Which two cultures are credited with the earliest forms of risk management? What kind of modern insurance was first developed during the Great Fire of London in 1666? In 1680, Edward Lloyd opened a coffee shop to serve as a meeting place for maritime insurance, eventually leading to what modern insurance marketplace still bearing his name? What is the process of underwriting? What academic disciplines are employed in the process of price setting insurance policies? Take our insurance quizzes and find out!

Top Trending Quizzes


Ready to ace your Property and Casualty Practice Exam? Dive into our quiz and sharpen your knowledge on insurance principles, policies, and regulations. Whether you're gearing up for your licensing exam or just want to test...

Questions: 252  |  Attempts: 147589   |  Last updated: Jul 16, 2024
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    Which of the following represents a pure risk?
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These General insurance exam questions and answers cover general insurance concepts. It is designed to help you evaluate your comprehension of the general insurance concepts for which you will be tested in your insurance license...

Questions: 25  |  Attempts: 40426   |  Last updated: Jul 19, 2024
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    Medical payments under a homeowners policy are available for expenses resulting from an injury to which of the following?
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Are you gearing up for the California Life Insurance Exam? Our California Life Insurance Exam practice tests are here to help you succeed! These practice tests are designed to simulate the actual exam, providing you with...

Questions: 26  |  Attempts: 30716   |  Last updated: Jun 3, 2024
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    In disability insurance, the period of time between when the disability started and the commencement of benefits is the:
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This quizzes you on how well you learned about car insurance! 

Questions: 14  |  Attempts: 9566   |  Last updated: Apr 17, 2024
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    What is: Insurance that pays for the cost of injuries to people involved in an accident and protects the insured against financial loss from lawsuits and other legal expenses incurred as a result of an accident. There are two limits: the maximum that will be paid to any one person and the maximum for each accident. 
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Do you know what's covered in your home insurance policy? There are some of the commonly asked homeowners insurance policy quiz questions and answers about which every homeowner should be aware before buying any property....

Questions: 320  |  Attempts: 5436   |  Last updated: May 14, 2024
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    If John, while helping Robert move to his new home, accidentally drops Robert's entertainment system and it is damaged beyond repair. It will cost $950 to replace it. Will John's HO-2 policy provide coverage?
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Popular Quizzes


INS 21 -Chapter 1,2,3 QUIZ 1

Questions: 35  |  Attempts: 14342   |  Last updated: Mar 13, 2024
  • Sample Question
    The Process of making and implementing decisions to handle loss exposure is known as __________
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This chapter reviews basic principles that provide a foundation for the insurance industry. They range from the concept of risk, to the idea that individuals and businesses can minimize losses by transferring and sharing...

Questions: 6  |  Attempts: 11442   |  Last updated: Mar 22, 2023
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    LaTonya purchases a house from John. She borrows $75,000 from First City Bank that, along with her $25,000 down payment, equals the $100,000 purchase price of the home. Who has an insurable interest in this home? Choose all that apply.
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A contract is a legal agreement between two or more competent parties that promises a certain performance in exchange for a certain consideration. When an insurance company agrees to pay for an insured's losses in exchange...

Questions: 7  |  Attempts: 8483   |  Last updated: May 3, 2023
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    Which of the following is not a requirement for forming a valid contract?
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