Car Insurance Test
14 Questions
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Questions and Answers
- 1.
- A.
Medical Payment Coverage
- B.
Bodily Insurance Liability
- C.
"No Fault" Insurance
- 2.What is: Insurance that pays the medical expenses and the cost of health care of those in the insured's automobile that were injured, including the insured.
- A.
Medical Payment Coverage
- B.
Collision
- C.
Bodily Insurance Liability
- 3.What is: Insurance that protects against financial loss, within limits, when the insured damages the property of others. This primarily applies to vehicles but could also include street signs, lampposts, and buildings.
- A.
Collision
- B.
Comprehensive
- C.
Property Damage Liability
- 4.
- A.
Collision Physical Damage
- B.
Uninsured Motorist's protection
- C.
"No Fault" Insurance
- 5.
- A.
"No Fault" Insurance
- B.
Assigned Risk Pool
- C.
Collision
- 6.What is: Individuals unable to obtain insurance due to a poor driving record or accident, obtain insurance-albeit at high rates-through a state program whereby insurance companies must accept some such drivers.
- A.
Comprehensive
- B.
Collision
- C.
Assigned Risk Pool
- 7.A ____________ owns the insurance company.
- 8.A contract of insurance between an insurance company and the policy holder is a ___________.
- 9.A(n)__________ is covered by an insurance policy.
- 10.The amount the insured must pay before financial benefits are paid by the insurance company is called the ______________.
- 11.The cost of the insurance policy is called the _____________.
- 12.Insurance that pays for the damage to the uninsured's automobile, regardless of whether the insured caused the accident is called ____________.
- 13.Insurance that provides financial protection against loss from the damage caused by something other than collision, such as fire, theft, and vandalism is called _______________.
- 14.
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