12th Grade Insurance Quizzes, Questions & Answers

Think your child knows their 12th grade Insurance? Challenge them with our fun and engaging Insurance quizzes! Perfect for reinforcing classroom learning and discovering new facts about the world around them.

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California Life And Health Insurance Exam Questions Quiz

Are you gearing up for the California Life Insurance Exam? Our California Life Insurance Exam practice tests are here to help you succeed! These practice tests are designed to simulate the actual exam, providing you with...

Questions: 26 | Attempts: 34496 | Last updated: Jun 3, 2024

Sample Question
In disability insurance, the period of time between when the disability started and the commencement of benefits is the:

Cancellation Period

Elimination Period

Probationary Period

Grace Period

Fundamentals Of Insurance (Ins 21): Chapters 1-3 Quiz

Explore the essentials of insurance with this quiz covering chapters 1-3 of INS 21. Topics include risk management, insurance policies, loss exposures, and types of insurers. Ideal for students or professionals looking to...

Questions: 35 | Attempts: 14668 | Last updated: Mar 21, 2025

Sample Question
The Process of making and implementing decisions to handle loss exposure is known as __________

Loss Reduction Measures

Loss Prevention Measures

Risk Management

None of the Above.

Common Homeowners Insurance Questions And Answers

Here are a few common homeowners insurance questions and answers that every homeowner planning to buy a home policy should know. Also, this quiz will help in solving some of your queries related to property insurance....

Questions: 70 | Attempts: 529 | Last updated: May 12, 2023

Sample Question
A building that does NOT contain enough personal property to be used for that purpose and no one was home at the time of the loss best describes which of the following terms?

Uninsurable

Unoccupied

Empty

Vacant

Know Everything About Insurance Policies - Insurance Quiz

The insurance policy is a contract between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises...

Questions: 50 | Attempts: 371 | Last updated: Mar 21, 2023

Sample Question
Both endowment and term life policies provide that

No cash value is available to the policy owner during the term of the policy

Renewal and conversion privileges are available

A benefit will be paid at the end of the period of coverage if the person is then alive

Insurance protection will be limited to a specified period

Life, Accident, And Health Combo Exam

The 'Life, Accident, and Health Combo Exam' assesses knowledge in insurance principles, focusing on moral hazards, types of insurers, and regulatory aspects. It prepares learners for understanding risk management and compliance...

Questions: 149 | Attempts: 2288 | Last updated: Mar 21, 2023

Sample Question
QUESTION ID 1: When an insured purchases insurance with the intention of incurring a loss and subsequently filing a claim, it is called a:

Legal hazard

Morale hazard

Moral hazard

Indemnity

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Disability Insurance Quiz: Trivia!

Disability insurance is the type of coverage that safeguards the beneficiary’s earned income versus the risk that a disability creates an obstacle to completing essential work functions. In this quiz, you will be...

Questions: 26 | Attempts: 248 | Last updated: Mar 21, 2023

Sample Question
Your client, a trial attorney, lost his voice a year ago. He now works for a law firm doing trial research only. He is upset because his disability company won't pay disability benefits. After you review his policy, what is your advice to him?

He has an own occupation policy.

A dual definition policy.

He has a loss of income policy

He has an any-occupation policy.

Health - Pearson Practice

The 'Health - Pearson Practice' quiz assesses understanding of group health insurance provisions, including Coordination of Benefits, policy types, and claims procedures. It is designed for learners to master insurance policy...

Questions: 50 | Attempts: 537 | Last updated: Mar 24, 2025

Sample Question
The Coordination of Benefits clause found in group health Master Contracts is used to:

Avoid double payment of benefits to an insured who has duplicate group coverages

Integrate Disability income benefits with Major Medical benefits

Investigate the claims history of an insured

Avoid duplicate claims to an employer for the same employee

Life & Health - Practice Exam 6

Life & Health - Practice Exam 6 assesses knowledge on key insurance topics, including applicant requirements, risk classifications, disability terms, and insurance policies. It is crucial for professionals preparing for licensing...

Questions: 70 | Attempts: 638 | Last updated: Mar 20, 2023

Sample Question
What is required when an applicant reveals conditions that require more information?

Physical examination

Attending physician's statement

Investigative consumer report

Agent's report

A Practice Test On Insurance! Trivia Quiz

A Practice Test on Insurance! Trivia Quiz

Practice test on insurance trivia quiz. Insurance companies are created to ensure that entities are protected from the consequences of a risk occurring. Insured is expected to pay a premium which estimates the amount they...

Questions: 49 | Attempts: 342 | Last updated: Mar 21, 2023

Sample Question
Traditionally, risk has been defined as

Any situation in which the probability of loss is one.

Any situation in which the probability of loss is zero.

Uncertainty concerning the occurrence of loss.

The probability of a loss occurring.

Insurance Code And Policy Quiz

Insurance code and policy Quiz

Do you wanna know more about insurance code and policy? Let's take this quiz now!

Questions: 150 | Attempts: 463 | Last updated: Mar 22, 2023

Sample Question
Any transaction that involves purchasing a life insurance policy and terminating an exsiting policy is known as:

REPLACEMENT

REINSURANCE

REINSTATEMENT

ASSIGNMENT

Ins Quiz - 2

INS Quiz - 2

INS Quiz - 2 assesses knowledge on insurance distribution channels, product management, and roles within insurance companies. It highlights understanding of alternative distribution channels, the role of producers, and the...

Questions: 41 | Attempts: 964 | Last updated: Mar 21, 2023

Sample Question
An example for Alternative distribution channels

Financial Institutions

Personal Contact

Internet

Both A & C

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12th Grade Insurance Quizzes, Questions & Answers

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