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FDCPA Quizzes & Trivia

If you owe a company or an individual some money, they may resort to use debt collectors to help them collect the cash from you. The debt collectors may take the advantage of your ignorance of the law to intimidate or harass you. That’s why the Fair Debt Collection Practices Act was designed to eliminate deceptive, abusive and unfair debt collection practices. The law became effective in March 1978.

Fair Debt Collection Practices Act also encourages consistent state action to protect consumers from abuses in debt collection and also protects reputable debt collectors from unfair competition. One of the interesting provisions of this act is that, the debt collector cannot communicate with the person in debt at any unusual time, i.e. before 8.00 a.m. and after 9.00 p.m. can you state some the unfair practices prohibited by this act?
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When it comes to debt collection, there are many policies that one is expected to follow without infringing on the debtors' rides. If you are planning on becoming a licensed debt collector, you need complete knowledge of...

Questions: 10  |  Attempts: 10896   |  Last updated: Mar 21, 2022
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    Which of the following is the primary law that regulates debt collecting?
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Questions: 30  |  Attempts: 3493   |  Last updated: Mar 21, 2022
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    How many times can a debt collector contact a third party to request location information regarding the consumer?
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Questions: 45  |  Attempts: 678   |  Last updated: Mar 21, 2022
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    What is the purpose of the FDCPA?
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FDCPA Exam

Questions: 30  |  Attempts: 620   |  Last updated: Mar 21, 2022
  • Sample Question
    How many times can a debt collector contact a third party to request location information regarding the consumer?
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Welcome to the Trivia Questions Quiz on Debt Collection Process and Practices! Businesses are unable always to have been known to sell to some customers on credit, and the services of a debt collector are called upon to ensure...

Questions: 20  |  Attempts: 180   |  Last updated: Mar 16, 2022
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    When a debtor indicates they want to pay but do not have funds today you should:
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