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What is out of order status in NPA accouints?
An account known as NPA are non-performing asset. A non-performing asset are the loans that someone has but it has not been fully paid and the payments have stalled for some reason. This means that over a period of time the payments have back up and
How many such pairs of letters are there in the word PACKETS, each of which has as many letters between them in the word (in both forward and backward directions) as they have between them in the...
The answer to this is B. Two. There should be pairs available which mean that the letters should be divided into equal amounts. PAC and ETS can be the two pairs because the letter that will be between them is K. It states that the letter separating t
What is the sales turnover limit to classify an account under Regularly Retail Portfolio under BASEL II norms?
No sales turnover norms to classify an account under regulatory retail portfolio
What is the sales turnover limit to classify an account under Regularly Retail Portfolio under BASEL II norms?
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Every year the banking personnel selection holds an IBPS PO bank exam to select probationary officers to work in the public sector banks. This exam is set to sieve out the skilled from the not so skilled members. Take the...
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Sample QuestionDirections (Q. 1-15) : Read the following passage carefully and answer the questions given below it. Certain , words/phrases have been printed in bold to help you locate themwhile answering some of the questions. It was in the offing. With shortages mounting across the board for water as they are for energy, it was only inevitable that the Central government would be stirred into starting a Bureau of Water Efficiency (BWE), much like the Bureau of Energy Efficiency (BEE) that was launched some years ago. Early reports suggest that the draft norms for various sectors consuming water will be created by the BWE soon. The alarm bells have been ringing for some years now. Water availability per capita in India has fallen from about 5 million litres in the 1950s to 1.3 million litres in 2010-that's a staggering 75 per cent drop in 50 years. Nearly 60 percent of India's aquifers have slumped to critical levels injust the last 15 years. Thanks to the rate at which borewells are being plunged in every city with no law to ban such extraction, groundwater tables have depleted alarmingly. The BEE's efforts in the last seven years have only been cosmetic. The bureau has looked at efficiency rating systems for white goods in the domestic sector and has not paid attention to the massive consumption of energy in metals manufacture, paper and textiles. These sectors are very intense in both energy and water consumption. But very little attention has been paid to the water and energy used per tonne of steel or cement or aluminium that we buy, and without significant changes in these areas, the overall situation is unlikely to change. Use of water is inextricably interlinked with energy. One does not exist without the other. The BWE should steer clear of the early mistakes of BEE-of focusing on the 'softer targets' in the domestic sector. Nearly 80 per cent of fresh water is used by agriculture, with industry coming a close second. The domestic sector's consumption of fresh water is in single digit. So, the BWE's priority should be to look at measures that will get farmers and industrialists to follow good practices in water use. Water resources have to be made, by law, an indivisible national asset. The protection and withdrawal of this resource as well as its sustainable development are of general importance and, therefore, in the public interest. This will mean that individuals and organisations may own land but not water or the other resources that lie below the first 20 metres of the surface of those lands. Drilling of borewells into such 'national assets' wiil have to be banned, or at the very least they must be regulated. What would be more sensible for the new water bureau to do would be to look at some of the low-hanging fruits that can be plucked, and pretty quickly, with laws that can emanate from the Centre, without the risk of either dilution or inaction from state administrations. The other tactical approach that the BWE can adopt is to devise a policy that addresses the serious water challenge in industry segments across a swathe of companies: this will be easier-than taking on the more disparate domestic sector which hurts the water crisis less than industry. Implementing a law is more feasible when the concentration is dense and identifiable. Industry offers this advantage more than the domestic or the commercial sector of hotels and offices. As for agriculture, though the country's water requirement is as high as 80 per cent, the growing of water within the loop in agriculture de-risks the challenge of any perceived deficit. Rice and wheat, sugarcane are crops that need water-logging, which ensures groundwater restoration. Surface water evaporation doesn't amount to any more than 7-8 per cent and only strengthens precipitation and rainfall. Agriculture and water need is not quite as much a threat as industry and domestic sectors that account for the rest of the 20 per cent. The primary challenge in industry and the building sector is that no conscious legal measures have been enacted that stipulate 'growing your own water' with measures that will 'put all water in a loop' in any residential or commercial building. This involves treating all used water to a grade that it can be 'upcycled' for use in flush tanks and for gardens across all our cities with the polluter owning the responsibility for treating and for reuse. The drop in fresh water demand can be dramatic with such upcyole, reuse and recycle of treated water. Water by itself, in industry and the domestic sector, is not as much a challenge as pollution of water. Not enough measures exist yet to ensure that such polluters shift the water back for reuse. If legislation can ensure that water is treated and reused for specific purposes within industry as well as in the domestic sector, this will make all the difference to the crisis on fresh water. So is the case in industry, especially in sectors like textiles, aluminium and steel. Agriculture offers us the amusing irony of the educated urbanites dependent on cereals iike rice and wheat that consume 4000 litres of water for every kilogramme, while the farmer lives on the more nutritious millets that consume less than half the quantity. Sugarcane consumes as much as 12,000 litres of water for a kilo of cane that you buy! A listing of such correlations of water used by every product that we use in our daily lives will make much better sense than any elaborate rating system from the newly formed BWE. Such sensitising with concerted awareness campaigns that the new Bureau drives will impact the urban consumer more than all the research findings that experts can present. What is important for us is to understand the life-cycle impact in a way that we see the connect between a product that we use and the resources it utilises up to the point where we bring the visible connect to destruction of natural resources of our ecosystems. How, according to the author, can the bureau sensitise the urban consumer about careful utilisation of water?
This is an objective type test in which each question will have 4 to 5 options.The test Taker should click the most appropriate answer which will carry one mark.No negative Marks.Time allowed 60 Minutes.Best of Luck and...
Questions: 80 | Attempts: 1156
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Sample QuestionWhat is the sales turnover limit to classify an account under Regularly Retail Portfolio under BASEL II norms?
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Sample QuestionAll of the following are examples of real security and privacy risks EXCEPT:
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Sample QuestionDirection (1 – 3) : In the following passage, the first and the last parts of the sentence are numbered 1 and 6. The rest of the sentence is split into four parts and named, P, Q, R and S. These four parts are not given in their proper order. Read the parts and find out which of the four combinations is correct. Then find the correct answer the appropriate. Question :1 1. A nation P. the material assets it possesses Q. is not made by R. and collective determination S. but by the will 6. of the people
If you are on your journey to becoming a banker then the quiz below is perfect for you. It has most of the questions that you may get when it comes to the banking exam. Give it a shot and see if you are ready to hit someone...
Questions: 10 | Attempts: 94
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Sample QuestionYour take-home pay, or net income, is:
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Sample QuestionFDI stands for ______
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Questions: 40 | Attempts: 16
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Sample QuestionWhich monitors and scrutinizes the Capital market ?
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Sample QuestionAn example of an item which is not a liability is
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Sample QuestionDirection (1 – 3) : In the following passage, the first and the last parts of the sentence are numbered 1 and 6. The rest of the sentence is split into four parts and named, P, Q, R and S. These four parts are not given in their proper order. Read the parts and find out which of the four combinations is correct. Then find the correct answer the appropriate. Question :1 1. A nation P. the material assets it possesses Q. is not made by R. and collective determination S. but by the will 6. of the people
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Sample QuestionDirections (1-6) : Read each sentence to find out whether there is any grammatical error in it. The error any will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (5), (Ignore the errors of punctuation, if any) The forest service (1)/ announced that (2)/ the forest fire (3)/ would destroy our town (4)/ No error (5).
B.P. SARKHEL Ex-Faculty Central Bank Of India.Time: 2 hours. No Negatives, Take the Certificate ,Find your grey area and reviseMay copy the Test to your database
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Sample QuestionFactor in factoring refers to
