.
Upto Rs 10 crores
Upto Rs 50 crores
Upto Rs 100 Crores
No Sales Turnover norms
Only Size of Balance Sheet is reckoned
Basle Committee on Banking Supervision
Bank of Commerce Bumiputra Shd
Banking Companies Binary Software
Bilingual Committee on Banking Supervision
None of the above
Impaired Assets
Stressed Assets
Assets with well defined credit weakness
Underperfoming assets
A & B & C above
Standardised Approach
Basic Indicator Approach
Standardised Duration Approach
Standardised Duration Approach
Health Code System
Quick NPA
Short Mortality Account
Immortality Account
Immature Asset
Quick Mortality Account
Perpetual
5 years
Short Term equivalent to the maximum maturity of Treasury Bill
5 years with an enxtension of another 5 years
7 years
Paid-up equity capital, statutory reserves, and other disclosed free reserves, if any
Capital reserves representing surplus arising out of sale proceeds of assets
Innovative perpetual debt instruments eligible for inclusion in Tier 1 capital, which comply with the regulatory require
Perpetual Non-Cumulative Preference Shares (PNCPS), which comply with the regulatory requirements
All the above
A Group of Banks
A Group of entities where a licensed bank is the controlling entity
A Group of Banks likely to be merged
State Bank of India
Indian Banks Association
The person who stands across the counter to remit the EMI or part payment.
The third paty guarantor
The Co obligant
A party to whom a bank has an on- or off-balance sheet credit exposure.
The consultant who canvasses business
Interest rate risk in the banking book and Credit concentration risk
Liquidity risk Settlement risk Reputational risk Strategic risk Risk of weakness in the credit-risk mitigants
Risk of under-estimation of credit risk under the Standardised approach
“Model risk” i.e., the risk of under-estimation of credit risk under the IRB approaches Residual risk of securitisation
All the above
A haircut is a percentage that is subtracted from the par value of the assets that are being used as collateral
The size of the haircut depends on the riskiness of the security offered as collateral
Deduction from Capital
Deduction from risk weight
A & B above
Cushions
Deductions
Discount
Haircut
Exemptions
Perpetual Non-Cumulative Preference Shares
Preferred Non Cumulative Preference Shares
Prirority Non Credit Purchase System
Primary Novel Cash Purchase Scheme
None of the above
Separate programme, results, annual
Parallel run, Board, Quarterly
Simple MIS , CMD, Monthly
Simulation tehnique, auditors, half yearly
None of the above
Exchange , 0.25
Cap , 100%
Premium , 25
Discount , 55
None of the above
100%
2%
75%
50%
1.25%
It is high yielding variety of capital
Created by artificial semanation techniques
A & B above
Which combine certain characteristics of equity and certain characteristics of debt
Quasi equity
The instrument should be fully paid-up and unsecured
It should be subordinated to the claims of other creditors,free of restrictive clauses
They should not be redeemable at the initiative of the holder or without the consent of the Reserve Bank of India.
A & B above
A & C above
Minimum five years
Residual maturity should bot be less than one year
Less Than five years and residual maturity less than 5 years
A & B above
A , B , C above
Intangible assets and losses in the current period and those brought forward from previous periods should be deducted from Tier 1 capital
Good will
Investment in Subsidiaries
Other intangible Assets
All the above
5 years
5 years with an option to extend by another 5 years
Perpetual
Short Term equivalent to the maximum maturity of Treasury Bill
None of the above
Other Time Liability
As Tier II Capital
Subject to limits prescribed for Tier 2 capital
B & C above
All the above
At a fixed rate
Or at a floating rate referenced to a market determined rupee interest benchmark rate
Bench Mark Prime Lending Rate (BPLR)
Bank Rate
A & B above
Call Option
Put Option
American Option
European Option
In the Money or Out of the Money Option
After the instrument has run for at least ten years
Call option shall be exercised only with the prior approval of RBI (Department of Banking Operations & Development).
There should not have been any default in payment of interest
There should not be a run on Banks during this period
A & B above
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