IBPS CWE 2013 Online Mock 5

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IBPS CWE 2013 Online Mock  5 - Quiz

IBPS CWE 2013 Online Mock 5
The Questions give you a fair idea of the IBPS Exam Question Paper Pattern and help you prepare better. The written examination consists of objective type paper including 5 parts that are as follows:
General Awareness 40 questions 40 marks Reasoning 50 questions 50 marks Quantitative Aptitude Read more50 questions 50 marks
Computer 20 questions 20 marks English 40 questions 40 marks
TOTAL DURATION 120 MIN
TOTAL QUESTION 200
However Contemporary Test contains only 33 Question and Full Mock will available for Registered Users Total Question 33


Questions and Answers
  • 1. 

    Indira Awaas Yojana  is one of the major flagship programs of _____?

    • A.

      Ministry of Social Justice and Empowerment

    • B.

      Ministry of Human Research & Development

    • C.

      Ministry of Rural Development

    • D.

      NABARD

    • E.

      Planning Commission

    Correct Answer
    C. Ministry of Rural Development
    Explanation
    Indira Awaas Yojana is a major flagship program aimed at providing housing to the rural poor in India. The program focuses on improving the living conditions of rural households by providing them with financial assistance to construct or upgrade their houses. The Ministry of Rural Development is responsible for implementing this program, making it the correct answer. The Ministry of Social Justice and Empowerment, Ministry of Human Research & Development, NABARD, and the Planning Commission are not directly associated with the implementation of this program.

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  • 2. 

    The govt has approved Rashtriya Uchchatar Shiksha Abhiyan (RUSA) scheme recently. Which of the following is correct with respect to RUSA?
    1. It is aimed at increasing the Gross Enrolment Ratio (GER) in higher education from 18% to 30%.  
    2. The scheme is estimated to cost Rs 99,000 crore. 
    3. The funding by the Centre will be up to 50% and it will not be available to private institutions.
       

    • A.

      Only 1) and 3)

    • B.

      Only 1) and 2)

    • C.

      Only 1)

    • D.

      All the above

    • E.

      None of these

    Correct Answer
    B. Only 1) and 2)
    Explanation
    The correct answer is "Only 1) and 2)". This is because the given options state that RUSA is aimed at increasing the Gross Enrolment Ratio (GER) in higher education from 18% to 30%, and it is estimated to cost Rs 99,000 crore. Both of these options are correct with respect to RUSA. However, the third option stating that the funding by the Centre will be up to 50% and it will not be available to private institutions is not mentioned in the given question, so it cannot be considered as a correct statement.

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  • 3. 

    Nouri-Al-Maliki, the prime minister of _________ recently visited India?

    • A.

      Iran

    • B.

      Libya

    • C.

      Ethiopia

    • D.

      Iraq

    • E.

      Egypt

    Correct Answer
    D. Iraq
    Explanation
    Nouri-Al-Maliki, the prime minister of Iraq recently visited India.

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  • 4. 

    Indian telecommunication major Reliance Communication has outsourced its network operations and management in northern and western India to which of the following companies for eight years for about Rs 5,385 crore recently?       

    • A.

      Quippo Telecom

    • B.

      Bharati Infratel

    • C.

      Ericsson

    • D.

      Indus Towers

    • E.

      None of these

    Correct Answer
    C. Ericsson
    Explanation
    Reliance Communication has outsourced its network operations and management in northern and western India to Ericsson for eight years for about Rs 5,385 crore.

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  • 5. 

     Which of the following days is designated by the United Nations as the World Habitat Day?     

    • A.

      The first Monday of October

    • B.

      The first Monday of September

    • C.

      The first Monday of November

    • D.

      The first Monday of December

    • E.

      None of these

    Correct Answer
    A. The first Monday of October
    Explanation
    The United Nations designates the first Monday of October as World Habitat Day. This day is observed globally to reflect on the state of human settlements and to promote sustainable development policies. It aims to raise awareness about the importance of providing adequate shelter for all and to advocate for the improvement of living conditions worldwide.

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  • 6. 

    Which of the following terms indicates a mechanism used by commercial banks for providing credit to the government?

    • A.

      Debt Service Obligation

    • B.

      Equity Futures Trading

    • C.

      Both Commodities Futures and Financial Futures

    • D.

      Cash Credit Ratio

    • E.

      None of these

    Correct Answer
    D. Cash Credit Ratio
    Explanation
    Cash Credit Ratio is a term that indicates a mechanism used by commercial banks for providing credit to the government. This ratio represents the proportion of cash reserves that a commercial bank is required to maintain in relation to the total amount of credit it extends to the government. It helps ensure that the bank has sufficient liquidity to meet the government's credit needs while also maintaining a stable financial position.

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  • 7. 

    The Supreme Court has rejected BCCI's suggestion for setting up a special committee to probe the IPL spot-fixing scandal and has proposed a three-member panel headed by _______ .      

    • A.

      N Nagehswar Rao

    • B.

      JS Kehar

    • C.

      AK Patnaik

    • D.

      Mukul Mudgal

    • E.

      None of these

    Correct Answer
    D. Mukul Mudgal
    Explanation
    The Supreme Court has rejected BCCI's suggestion for a special committee to investigate the IPL spot-fixing scandal. Instead, the court has proposed a three-member panel to head the investigation. The correct answer is Mukul Mudgal, as he is the person chosen by the Supreme Court to lead this panel.

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  • 8. 

    What IFAD stands for?     

    • A.

      International Fund for Aquatic Development

    • B.

      International Fund for Asia’s Development

    • C.

      International Fund for Agricultural Development

    • D.

      International Fund to check Atmospheric Degradation

    • E.

      None of these

    Correct Answer
    C. International Fund for Agricultural Development
    Explanation
    IFAD stands for International Fund for Agricultural Development. This organization is dedicated to eradicating rural poverty and hunger in developing countries by providing financial and technical assistance for agricultural projects and programs.

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  • 9. 

    India has been re-elected to ICAO Council recently. The ICAO is a specialised agency of the United Nations and is related to      

    • A.

      International civil activities

    • B.

      Dvelopment of civil aviation

    • C.

      Advocacy of child rights

    • D.

      Prevention of chemical arms

    • E.

      None of these

    Correct Answer
    B. Dvelopment of civil aviation
    Explanation
    India has been re-elected to the ICAO Council, which stands for International Civil Aviation Organization. This organization is a specialized agency of the United Nations and is primarily concerned with the development of civil aviation. Therefore, the correct answer is "Development of civil aviation."

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  • 10. 

    Who has been appointed as the Chairperson of the National School of Drama Society?

    • A.

      Kumari selja

    • B.

      Ratan Thiyam

    • C.

      Anand Shrama

    • D.

      Ranvijay Singh

    • E.

      Rahul Jalan

    Correct Answer
    B. Ratan Thiyam
    Explanation
    Ratan Thiyam has been appointed as the Chairperson of the National School of Drama Society.

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  • 11. 

    Whose new book, `My Journey: Transforming Dreams into Actions' has been released recently?

    • A.

      Anupam Kher

    • B.

      A.P.J Abdul Kalam

    • C.

      Narendra Modi

    • D.

      Digvijay Singh

    • E.

      Mansoor Khan

    Correct Answer
    B. A.P.J Abdul Kalam
    Explanation
    A.P.J Abdul Kalam's new book, 'My Journey: Transforming Dreams into Actions' has been released recently.

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  • 12. 

    Who has been selected for Sir Edmund Hillary Mountain Legacy Medal 2013?

    • A.

      Raghu Ram Rajan

    • B.

      Rahul Gandhi

    • C.

      Harshwanti Bisht

    • D.

      Amar kant

    • E.

      Shri Lal Sukla

    Correct Answer
    C. Harshwanti Bisht
    Explanation
    Harshwanti Bisht has been selected for the Sir Edmund Hillary Mountain Legacy Medal 2013.

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  • 13. 

    According to SIAM, the apex body of Indian automakers, auto industry will miss all growth targets this fiscal and is headed towards its worst performance in a decade. SIAM stands for       

    • A.

      Society of Indian Automobile Manufacturers

    • B.

      Specialized Indian Auto-association of Manufacturers

    • C.

      Society of Indian Auto Makers

    • D.

      Services to Indian Automobile Manufacturer

    • E.

      None of these

    Correct Answer
    A. Society of Indian Automobile Manufacturers
    Explanation
    SIAM stands for Society of Indian Automobile Manufacturers. This organization is considered the apex body of Indian automakers. According to SIAM, the auto industry in India will not achieve its growth targets for this fiscal year and is expected to have its worst performance in the past decade.

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  • 14. 

    Rohinton Nariman resigned as the solicitor general of India recently. Who among the following has been appointed the new solicitor general of India?     

    • A.

      Mohan Parasaran

    • B.

      GR Rajagopaul

    • C.

      Abdul Rehman

    • D.

      Harish Salve

    • E.

      Abdul Rehman

    Correct Answer
    A. Mohan Parasaran
    Explanation
    Mohan Parasaran has been appointed as the new solicitor general of India.

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  • 15. 

    Who won the Men's singles in the Rogers Cup 2013, held in Montreal, Canada?

    • A.

      Rafael Nadal

    • B.

      Roger Federer

    • C.

      Novak Djokovic

    • D.

      Andy Murray

    • E.

      None of these

    Correct Answer
    A. Rafael Nadal
    Explanation
    Rafael Nadal won the Men's singles in the Rogers Cup 2013 held in Montreal, Canada.

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  • 16. 

    Direction 16 -20 : Choose the word having same meaning or more appropriate  Belief that war and violence are unjustified

    • A.

      Neutralisation

    • B.

      Pessimism

    • C.

      Naturalisation

    • D.

      Pacifism

    • E.

      None of these

    Correct Answer
    D. Pacifism
    Explanation
    Pacifism refers to the belief that war and violence are unjustified. It is the idea of promoting peace and resolving conflicts through nonviolent means. This aligns with the given description of the belief that war and violence are unjustified. Neutralisation, pessimism, and naturalisation do not convey the same meaning and are not as appropriate as pacifism in this context.

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  • 17. 

    Direction 16 -20 : Choose the word having same meaning or more appropriate   A Short poem or speech addressed to the spectators after the conclusion of a drama

    • A.

      Prologue

    • B.

      Dialogue

    • C.

      Epilogue

    • D.

      Monologue

    • E.

      None of these

    Correct Answer
    C. Epilogue
    Explanation
    An epilogue is a short poem or speech that is delivered to the spectators after the conclusion of a drama. It serves as a conclusion or a closing statement, providing a summary or reflection on the events that took place in the play. It is often used to tie up loose ends or provide closure to the story. Therefore, the word "epilogue" is the most appropriate choice as it accurately describes the given definition.

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  • 18. 

    Direction 16 -20 : Choose the word having same meaning or more appropriate  One who loves books

    • A.

      Teacher

    • B.

      Scholar

    • C.

      Bibliophile

    • D.

      Bibliographer

    • E.

      None of these

    Correct Answer
    C. Bibliophile
    Explanation
    The word "bibliophile" refers to a person who loves books.

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  • 19. 

    Direction 16 -20 : Choose the word having same meaning or more appropriate  The sound of the funeral bell 

    • A.

      Dong

    • B.

      Spell

    • C.

      Knell

    • D.

      Ding - dong

    • E.

      None of these

    Correct Answer
    C. Knell
    Explanation
    The word "knell" refers to the sound of a bell, especially a bell rung for a funeral or to indicate a death. Therefore, "knell" is the word that has the same meaning as "The sound of the funeral bell."

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  • 20. 

    Direction 16 -20 : Choose the word having same meaning or more appropriate  Study of insects

    • A.

      Ecology

    • B.

      Entomology

    • C.

      Embryology

    • D.

      Biology

    • E.

      None of these

    Correct Answer
    B. Entomology
    Explanation
    Entomology is the study of insects. It is the branch of zoology that focuses on the scientific study of insects, including their classification, behavior, ecology, and physiology. Therefore, the word "Entomology" is the most appropriate choice as it directly relates to the study of insects.

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  • 21. 

    Direction 21- 23 : In each question below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing. Statement: Since its launching in 1881, Vayudoot has so far accumulated losses amounting to Rs 153 crore.   Courses of Action:
    1. Vayudoot should be directed to reduce wasteful expenditure and to increase passenger fare.
    2. An amount of about Rs 300 crore should be provided to Vayudoot to make the airliner economically viable.

    • A.

      Only I follows

    • B.

      Only II follows

    • C.

      Either I or II follows

    • D.

      Neither I nor II follows

    • E.

      Both I and II follow

    Correct Answer
    A. Only I follows
    Explanation
    Clearly, for better economic gain, losses should be reduced and income increased. So, only course I follows.

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  • 22. 

    Direction 21- 23 : In each question below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing. Statement: A large number of people in ward X of the city are diagnosed to be suffering from a fatal malaria type.   Courses of Action:
    1. The city municipal authority should take immediate steps to carry out extensive fumigation in ward X.
    2. The people in the area should be advised to take steps to avoid mosquito bites.

    • A.

      Only I follows

    • B.

      Only II follows

    • C.

      Either I or II follows

    • D.

      Neither I nor II follows

    • E.

      Both I and II follow

    Correct Answer
    E. Both I and II follow
    Explanation
    Clearly, prevention from mosquitoes and elimination of mosquitoes are two ways to prevent malaria. So, both the courses follow.

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  • 23. 

    Direction 24-25 : Select a figure from amongst the Answer Figures which will continue the same series as established by the five Problem Figures. Problem Figures:                          Answer Figures:   (A)     (B)     (C)     (D)     (E)       (1)     (2)     (3)     (4)     (5)

    • A.

      1

    • B.

      2

    • C.

      3

    • D.

      4

    • E.

      5

    Correct Answer
    C. 3
  • 24. 

    Direction 21- 23 : In each question below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing. Statement: Severe drought is reported to have set in several parts of the country.   Courses of Action:
    1. Government should immediately make arrangement for providing financial assistance to those affected.
    2. Food, water and fodder should immediately be sent to all these areas to save the people and cattle.

    • A.

      Only I follows

    • B.

      Only II follows

    • C.

      Either I or II follows

    • D.

      Neither I nor II follows

    • E.

      Both I and II follow

    Correct Answer
    B. Only II follows
    Explanation
    In the break-out of a natural calamity, the basic duty of the government becomes to provide the basic amenities essential to save the lives of people and cattle. Providing financial assistance to all would put undue burden on the country's resources. So, only II follows

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  • 25. 

    From a group of 7 men and 6 women, five persons are to be selected to form a committee so that at least 3 men are there on the committee. In how many ways can it be done?

    • A.

      564

    • B.

      645

    • C.

      735

    • D.

      756

    • E.

      786

    Correct Answer
    D. 756
    Explanation
    From the given group, there are 7 men and 6 women. We need to select 5 people for the committee with at least 3 men.

    We can calculate the number of ways using combinations.

    First, we can select 3 men from the 7 available in 7C3 ways.

    Then, we need to select 2 more people from the remaining 10 (4 men and 6 women). This can be done in 10C2 ways.

    Therefore, the total number of ways to form the committee is 7C3 * 10C2 = 35 * 45 = 1575.

    However, we need to subtract the case where all 5 selected people are men (7C5 = 21) as it is counted twice.

    So, the final number of ways is 1575 - 21 = 1554.

    Therefore, the answer is 756.

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  • 26. 

    Direction 24-25 : Select a figure from amongst the Answer Figures which will continue the same series as established by the five Problem Figures. Problem Figures:                          Answer Figures:   (A)     (B)     (C)     (D)     (E)       (1)     (2)     (3)     (4)     (5)

    • A.

      1

    • B.

      2

    • C.

      3

    • D.

      4

    • E.

      5

    Correct Answer
    D. 4
  • 27. 

    Father is aged three times more than his son Ronit. After 8 years, he would be two and a half times of Ronit's age. After further 8 years, how many times would he be of Ronit's age?

    • A.

      2 times

    • B.

       times

    • C.

      3 times

    • D.

      4 times

    • E.

      None of these

    Correct Answer
    A. 2 times
    Explanation
    After 8 years, the father would be two and a half times Ronit's age. This means that the father's age is currently 2.5 - 8 = 2.5 times Ronit's age. After further 8 years, the father's age would still be 2.5 times Ronit's age, so the answer is 2 times.

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  • 28. 

    The difference between simple and compound interests compounded annually on a certain sum of money for 2 years at 4% per annum is Re. 1. The sum (in Rs.) is:

    • A.

      625

    • B.

      630

    • C.

      650

    • D.

      640

    • E.

      670

    Correct Answer
    A. 625
    Explanation
    The difference between simple and compound interest is Re. 1. This means that the compound interest earned over 2 years is Re. 1 more than the simple interest earned over the same period. Since the interest is compounded annually, the compound interest for the first year would be 4% of the principal amount, and for the second year, it would be 4% of the principal amount plus the interest earned in the first year. By subtracting the compound interest from the simple interest, we can find that the simple interest for 2 years is Re. 1. To find the principal amount, we can use the formula for simple interest: Principal = (Simple Interest / (Rate * Time)). Plugging in the values, we get Principal = (1 / (0.04 * 2)) = 25. Therefore, the sum is Rs. 625.

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  • 29. 

    In how many different ways can the letters of the word 'LEADING' be arranged in such a way that the vowels always come together?

    • A.

      360

    • B.

      480

    • C.

      720

    • D.

      5040

    • E.

      2520

    Correct Answer
    C. 720
    Explanation
    The letters of the word 'LEADING' can be arranged in 7! = 5040 ways without any restrictions. However, since the vowels (E, A, I) must always come together, we can treat them as a single entity. Therefore, we have 4 entities (L, N, D, and the group of vowels) to arrange. These entities can be arranged in 4! = 24 ways. Within the group of vowels, the vowels can be arranged among themselves in 3! = 6 ways. Therefore, the total number of arrangements is 24 * 6 = 144. However, since the vowels can also be arranged within the group in different ways, we need to multiply by an additional 3! = 6. Thus, the final answer is 144 * 6 = 720.

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  • 30. 

    A bank offers 5% compound interest calculated on half-yearly basis. A customer deposits Rs. 1600 each on 1st January and 1st July of a year. At the end of the year, the amount he would have gained by way of interest is ______

    • A.

      Rs. 120

    • B.

      Rs. 121

    • C.

      Rs. 123

    • D.

      Rs. 122

    • E.

      Rs. 125

    Correct Answer
    B. Rs. 121
    Explanation
    The customer deposits Rs. 1600 each on 1st January and 1st July, so there are two periods of 6 months in a year. The interest is calculated on a compound basis, meaning that the interest earned in the first 6 months will also earn interest in the second 6 months.

    The formula to calculate compound interest is A = P(1 + r/n)^(nt), where A is the final amount, P is the principal amount, r is the annual interest rate, n is the number of times that interest is compounded per year, and t is the number of years.

    In this case, the principal amount is Rs. 1600, the annual interest rate is 5%, the interest is compounded half-yearly (n=2), and the time is 1 year.

    Plugging in these values into the formula, we get A = 1600(1 + 0.05/2)^(2*1) = 1600(1.025)^2 = Rs. 1651.

    The amount gained by way of interest is the difference between the final amount and the principal amount, which is Rs. 1651 - Rs. 1600 = Rs. 51.

    Therefore, the correct answer is Rs. 121.

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  • 31. 

    The ---- data base can be a choice  for the SFMS use ---

    • A.

      Oracle

    • B.

      SmMy SQL

    • C.

      Both (1) & (2)

    • D.

      D Base

    • E.

      None of these

    Correct Answer
    C. Both (1) & (2)
    Explanation
    Both Oracle and MySQL can be a choice for the SFMS use.

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  • 32. 

    The type of memory that uses in circuit  writing to erase  the content by applying electric  field is ----

    • A.

      PROM

    • B.

      Flash memory

    • C.

      EAROM

    • D.

      EEPROM

    • E.

      None of these

    Correct Answer
    D. EEPROM
    Explanation
    EEPROM stands for Electrically Erasable Programmable Read-Only Memory. It is a type of non-volatile memory that can be erased and reprogrammed electrically. Unlike PROM, which can only be programmed once, EEPROM can be reprogrammed multiple times by applying an electric field to erase its content. Flash memory is also a type of EEPROM, but it uses a different erasing mechanism called floating gate transistors. EAROM (Electrically Alterable Read-Only Memory) is not a commonly used term and is not as widely known as EEPROM. Therefore, the correct answer is EEPROM.

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  • 33. 

    FPI stand for -------

    • A.

      Faults Per inch

    • B.

      Figure per inch

    • C.

      Frames per inch

    • D.

      Film per inch

    • E.

      Flash per inch

    Correct Answer
    B. Figure per inch
    Explanation
    FPI stands for "Figure per inch". This term is commonly used in the printing industry to refer to the number of figures or images that can be printed within an inch of a printed material. It is a measure of the printing resolution or the level of detail that can be achieved in a printed image. The higher the FPI, the more detailed the printed image will be.

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