IBPS RRB (Group A Officers) Exam 2012 Question Paper: English Language

50 Questions | Total Attempts: 2948

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IBPS RRB (Group A Officers) Exam 2012 Question Paper: English Language

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Questions and Answers
  • 1. 
    • A. 

      Performed

    • B. 

      Displayed

    • C. 

      Furthered

    • D. 

      Characterized

    • E. 

      Made

  • 2. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      Stopped

    • B. 

      Met

    • C. 

      Elevated

    • D. 

      Discussed

    • E. 

      Set

  • 3. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      Also

    • B. 

      Nor

    • C. 

      But

    • D. 

      Or

    • E. 

      And

  • 4. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      End

    • B. 

      Give

    • C. 

      Fed

    • D. 

      Start

    • E. 

      Set

  • 5. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      Couple

    • B. 

      Combined

    • C. 

      Mentioning

    • D. 

      Engaged

    • E. 

      Resulting

  • 6. 
    • A. 

      Become

    • B. 

      Happening

    • C. 

      Being

    • D. 

      Exists

    • E. 

      Is

  • 7. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      To

    • B. 

      Makes

    • C. 

      So

    • D. 

      Ceasing

    • E. 

      Prevents

  • 8. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      Generates

    • B. 

      Supplies

    • C. 

      Lists

    • D. 

      Turns

    • E. 

      Serves

  • 9. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      Gap

    • B. 

      Truth

    • C. 

      Progress

    • D. 

      Catastrophes

    • E. 

      Divides

  • 10. 
    Direction: In the following passage there are 'blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case. Rural healthcare in India is (1) by a huge gap between supply and demand. Currently, rural healthcare needs are (2) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (3) by a number of quacks who practice medicine in rural areas. The quality of infrastructure is usually poor and people (4) up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmers. Increasing demand, (5) with the failure of existing infrastructure to scale, has resulted in rural healthcare (6) a large under-served market. Absence of a viable business model (7) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (8) the poor it is this (9) that entrepreneurs are looking to (10).
    • A. 

      Fills

    • B. 

      Access

    • C. 

      Plug

    • D. 

      Form

    • E. 

      Distance

  • 11. 
    Directions: Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required" mark (5) as the answer A freezing morning accompanied by a dense cover of fog set the toning for the coming weekend.
    • A. 

      Keeping tone

    • B. 

      Started the toning

    • C. 

      Kept the tone

    • D. 

      Set the tone

    • E. 

      No correction required

  • 12. 
    Directions: Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required" mark (5) as the answer The jail is in the news again with the finding of a pistol and some bullets.
    • A. 

      To finding

    • B. 

      With find

    • C. 

      Finding

    • D. 

      On found

    • E. 

      No correction required

  • 13. 
    Directions: Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required" mark (5) as the answer The space-crunched city throws up several stories of struggle that schools have had put up with to win playgrounds for their students.
    • A. 

      Have had to put up to

    • B. 

      Had put up on

    • C. 

      Have had to put up with

    • D. 

      Had to put up to

    • E. 

      No correction required

  • 14. 
    Directions: Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required" mark (5) as the answer Emotions ran high as both families were taken to the police station last night.
    • A. 

      Emotions went higher

    • B. 

      Emotion became high

    • C. 

      Emotionally high

    • D. 

      Emotions ran high

    • E. 

      No correction required

  • 15. 
    Directions: Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the word/phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required" mark (5) as the answer Work at all the court complexes was paralyzed as lawyers went on a day-long strike as a mark of protest.
    • A. 

      For a one day strike

    • B. 

      For a strike

    • C. 

      On a day's long strike

    • D. 

      On a day-long striking

    • E. 

      No correction required

  • 16. 
    Directions: Rearrange the following five sentences (A); (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (1) The policy makers in most of the developing economies recognize this importance and have been implementing a host of programmers and measures to achieve rural development objectives. (2) While some of these countries have achieved impressive results from those programmers and measures, others have failed to make a significant dent in the problem of persistent rural underdevelopment. (3) The socio-economic disparities between rural and urban areas are widening and creating tremendous pressure on the social and economic fabric of many such developing economies. (4) These factors; among many others, tend to highlight the importance of rural development. (5) Although millions of rural people have escaped poverty as a result of rural development in many. Asian countries, a large majority of rural people continue to suffer from persistent poverty. Which of the following should be the THIRD sentence after rearrangement?
    • A. 

      A

    • B. 

      B

    • C. 

      C

    • D. 

      D

    • E. 

      E

  • 17. 
    Directions: Rearrange the following five sentences (A); (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (1) The policy makers in most of the developing economies recognize this importance and have been implementing a host of programmers and measures to achieve rural development objectives. (2) While some of these countries have achieved impressive results from those programmers and measures, others have failed to make a significant dent in the problem of persistent rural underdevelopment. (3) The socio-economic disparities between rural and urban areas are widening and creating tremendous pressure on the social and economic fabric of many such developing economies. (4) These factors; among many others, tend to highlight the importance of rural development. (5) Although millions of rural people have escaped poverty as a result of rural development in many. Asian countries, a large majority of rural people continue to suffer from persistent poverty. Which of the following should be the LAST (FIFTH) sentence after rearrangement?
    • A. 

      A

    • B. 

      B

    • C. 

      C

    • D. 

      D

    • E. 

      E

  • 18. 
    Directions: Rearrange the following five sentences (A); (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (1) The policy makers in most of the developing economies recognize this importance and have been implementing a host of programmers and measures to achieve rural development objectives. (2) While some of these countries have achieved impressive results from those programmers and measures, others have failed to make a significant dent in the problem of persistent rural underdevelopment. (3) The socio-economic disparities between rural and urban areas are widening and creating tremendous pressure on the social and economic fabric of many such developing economies. (4) These factors; among many others, tend to highlight the importance of rural development. (5) Although millions of rural people have escaped poverty as a result of rural development in many. Asian countries, a large majority of rural people continue to suffer from persistent poverty. Which of the following should be the FOURTH sentence after rearrangement?
    • A. 

      C

    • B. 

      B

    • C. 

      A

    • D. 

      D

    • E. 

      E

  • 19. 
    Directions: Rearrange the following five sentences (A); (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (1) The policy makers in most of the developing economies recognize this importance and have been implementing a host of programmers and measures to achieve rural development objectives. (2) While some of these countries have achieved impressive results from those programmers and measures, others have failed to make a significant dent in the problem of persistent rural underdevelopment. (3) The socio-economic disparities between rural and urban areas are widening and creating tremendous pressure on the social and economic fabric of many such developing economies. (4) These factors; among many others, tend to highlight the importance of rural development. (5) Although millions of rural people have escaped poverty as a result of rural development in many. Asian countries, a large majority of rural people continue to suffer from persistent poverty. Which of the following should be the FIRST sentence after rearrangement?
    • A. 

      A

    • B. 

      B

    • C. 

      C

    • D. 

      D

    • E. 

      E

  • 20. 
    Directions: Rearrange the following five sentences (A); (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them. (1) The policy makers in most of the developing economies recognize this importance and have been implementing a host of programmers and measures to achieve rural development objectives. (2) While some of these countries have achieved impressive results from those programmers and measures, others have failed to make a significant dent in the problem of persistent rural underdevelopment. (3) The socio-economic disparities between rural and urban areas are widening and creating tremendous pressure on the social and economic fabric of many such developing economies. (4) These factors; among many others, tend to highlight the importance of rural development. (5) Although millions of rural people have escaped poverty as a result of rural development in many. Asian countries, a large majority of rural people continue to suffer from persistent poverty. Which of the following should be the SECOND sentence after rearrangement?
    • A. 

      D

    • B. 

      E

    • C. 

      C

    • D. 

      B

    • E. 

      A

  • 21. 
    Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole. Forest department officials said that when the elephants were made to __________ from their trucks, they went straight to the spot where they had been ________during the camp.
    • A. 

      Jump, killed

    • B. 

      Alight, tied

    • C. 

      Step, played

    • D. 

      Enter, hurt

    • E. 

      Exit, enjoyed

  • 22. 
    Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole. Excise officials seized pouches of whisky _________ a bus travelling __________ Maharashtra.
    • A. 

      From, to

    • B. 

      In, for

    • C. 

      For, towards

    • D. 

      Inside, on

    • E. 

      Through, till

  • 23. 
    Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole. Organizations __________ for the victims ___________the inhuman and unjust attitude of the government.
    • A. 

      Fighting, applauded

    • B. 

      Lobbying, supported

    • C. 

      Working, condemned

    • D. 

      Stand, opposed

    • E. 

      Trying, spoke

  • 24. 
    Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole. A collision between two buses ________six people dead, __________ the driver of one of the buses.
    • A. 

      Made, also

    • B. 

      Left, including

    • C. 

      Caused, combined

    • D. 

      Resulted, except

    • E. 

      Got, surpassing

  • 25. 
    Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole. The court ________ revenue authorities and PCB officials to __________ teams and visit pharma units.
    • A. 

      Directed, form

    • B. 

      Announced, arrange

    • C. 

      Commanded, display

    • D. 

      Ruled, make

    • E. 

      Told, carve

  • 26. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The transit system's underground

    • B. 

      Tunnels and stations will

    • C. 

      Be constructed

    • D. 

      Next heritage structures

    • E. 

      No error

  • 27. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      Residents have been planting

    • B. 

      The ornamental trees outside

    • C. 

      Their homes and in lawns to

    • D. 

      Add beauty and give their place a grand look

    • E. 

      No error

  • 28. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      A diamond jeweler’s peon

    • B. 

      Tipped off a gang

    • C. 

      About the gold

    • D. 

      In his employer's vault

    • E. 

      No error

  • 29. 
    • A. 

      He said that the performance of the Indian team

    • B. 

      Was satisfactory at the international meet

    • C. 

      And that they learnt a lot from

    • D. 

      Watching top seeded players through action at the grand slam

    • E. 

      No error

  • 30. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      Watching the exponential

    • B. 

      Talent of world tennis

    • C. 

      Was the best things

    • D. 

      To happen to him

    • E. 

      No error

  • 31. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The meeting took place a day after

    • B. 

      The agency held a meeting with project contractors

    • C. 

      To evaluate steps that being taken to

    • D. 

      Ensure that the buildings were not affected

    • E. 

      No error

  • 32. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The director explained

    • B. 

      The theme and

    • C. 

      The concept of

    • D. 

      The international folk festival

    • E. 

      No error

  • 33. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The fight among

    • B. 

      Rival candidates between the medium

    • C. 

      Of catchy slogans

    • D. 

      Has started

    • E. 

      No error

  • 34. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      Acting on a tip-off

    • B. 

      The anti-robbery squad led

    • C. 

      By inspectors laid

    • D. 

      A trap for the robbers

    • E. 

      No error

  • 35. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The process of

    • B. 

      Revising figures of damage

    • C. 

      To get additional compensation

    • D. 

      Has began

    • E. 

      No error

  • 36. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      Farmers who grow the crop

    • B. 

      Are the worse hit, as the investment

    • C. 

      They make on a crop is

    • D. 

      Huge as compared to the profit

    • E. 

      No error

  • 37. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The government is made it

    • B. 

      Mandatory for pharmacies to send

    • C. 

      Copies of medical bills along with

    • D. 

      Prescriptions of drugs and details of patients

    • E. 

      No error

  • 38. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      While these schools have

    • B. 

      A strong traditional hold, the reason for

    • C. 

      Forming a consortium in India is to encourage

    • D. 

      Cultural diversity for their institutes

    • E. 

      No error

  • 39. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      The Government soon will make

    • B. 

      It mandatory for all private hospitals

    • C. 

      To notify infectious cases

    • D. 

      As soon as they are detected

    • E. 

      No error

  • 40. 
    Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any).
    • A. 

      School children, who so far

    • B. 

      Have had rationed access to

    • C. 

      The few playgrounds on the city must be

    • D. 

      Happy by the recent move

    • E. 

      No error

  • 41. 
    Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. A large number of branches' of banks have been set up in the villages. The main purpose of setting up these banks is to develop the habit of saving among the villagers and also to give loans to farmers for boosting production in one way or the other. So far banks had been concentrated in the bigger cities and Indian villagers had no faith in them. The new banks also intend to re-channel bank credit-from the big industries to the small sectors. With the intention of promoting rural banking, regional rural banks were established. These aligned the local field with the rural problems. These banks are not to replace the other credit-giving bodies but to supplement them. The Steering Committee of the Regional Rural Banks considered some structural changes. First of all they gave thought to the staffing spectrum, then to effective coordination among banks - rural cooperatives and commercial, and the possibility of bringing credit within the access of weaker sections. They wanted to recruit staff for the rural banks at lower salaries. But this type of discrimination would have been unfruitful. So it was given up. A problem with regard to the rural banks is the creditworthiness of the poor. The Indian farmers are so poor that they cannot pay back their loans. The rural Indian surveys make it quite clear that practically rural farmers have no creditworthiness. Their socio-economic mobility is almost zero. That is why banks fear that their credit will never be paid back. Another difficulty for the rural banks is that loans cannot be processed so easily. Processing loans also entails heavy expenditure. This was also going to affect their financial position. Still the establishment of the rural banks was decided because the social advantages were more important than the commercial consideration. Rural banks definitely encourage savings. No doubt the villagers do not have to pay income tax and they get many other concessions, yet their saving is not significant. Despite all the hurdles, the rural banking system will boost up the economy of villages, and thereby the economy of the country. Which of the following is/are the purpose/s of setting up banks in rural areas? (1) Replacing other credit-giving bodies (2) Giving loans to farmers (3) Increasing the amount of savings of villagers
    • A. 

      Only (B)

    • B. 

      Only (A) and (B)

    • C. 

      Only (B) and (C)

    • D. 

      Only (A)

    • E. 

      All (A) (B) and (C)

  • 42. 
    Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. A large number of branches' of banks have been set up in the villages. The main purpose of setting up these banks is to develop the habit of saving among the villagers and also to give loans to farmers for boosting production in one way or the other. So far banks had been concentrated in the bigger cities and Indian villagers had no faith in them. The new banks also intend to re-channel bank credit-from the big industries to the small sectors. With the intention of promoting rural banking, regional rural banks were established. These aligned the local field with the rural problems. These banks are not to replace the other credit-giving bodies but to supplement them. The Steering Committee of the Regional Rural Banks considered some structural changes. First of all they gave thought to the staffing spectrum, then to effective coordination among banks - rural cooperatives and commercial, and the possibility of bringing credit within the access of weaker sections. They wanted to recruit staff for the rural banks at lower salaries. But this type of discrimination would have been unfruitful. So it was given up. A problem with regard to the rural banks is the creditworthiness of the poor. The Indian farmers are so poor that they cannot pay back their loans. The rural Indian surveys make it quite clear that practically rural farmers have no creditworthiness. Their socio-economic mobility is almost zero. That is why banks fear that their credit will never be paid back. Another difficulty for the rural banks is that loans cannot be processed so easily. Processing loans also entails heavy expenditure. This was also going to affect their financial position. Still the establishment of the rural banks was decided because the social advantages were more important than the commercial consideration. Rural banks definitely encourage savings. No doubt the villagers do not have to pay income tax and they get many other concessions, yet their saving is not significant. Despite all the hurdles, the rural banking system will boost up the economy of villages, and thereby the economy of the country. The structural changes made by the Steering Committee were in respect of
    • A. 

      Staffing, co-ordinating and providing access to weaker sections

    • B. 

      Building smaller buildings to house the banks

    • C. 

      Investing very little in terms of infrastructure required to start a bank

    • D. 

      Discriminating between urban bank staff and rural bank staff

    • E. 

      None of these

  • 43. 
    Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. A large number of branches' of banks have been set up in the villages. The main purpose of setting up these banks is to develop the habit of saving among the villagers and also to give loans to farmers for boosting production in one way or the other. So far banks had been concentrated in the bigger cities and Indian villagers had no faith in them. The new banks also intend to re-channel bank credit-from the big industries to the small sectors. With the intention of promoting rural banking, regional rural banks were established. These aligned the local field with the rural problems. These banks are not to replace the other credit-giving bodies but to supplement them. The Steering Committee of the Regional Rural Banks considered some structural changes. First of all they gave thought to the staffing spectrum, then to effective coordination among banks - rural cooperatives and commercial, and the possibility of bringing credit within the access of weaker sections. They wanted to recruit staff for the rural banks at lower salaries. But this type of discrimination would have been unfruitful. So it was given up. A problem with regard to the rural banks is the creditworthiness of the poor. The Indian farmers are so poor that they cannot pay back their loans. The rural Indian surveys make it quite clear that practically rural farmers have no creditworthiness. Their socio-economic mobility is almost zero. That is why banks fear that their credit will never be paid back. Another difficulty for the rural banks is that loans cannot be processed so easily. Processing loans also entails heavy expenditure. This was also going to affect their financial position. Still the establishment of the rural banks was decided because the social advantages were more important than the commercial consideration. Rural banks definitely encourage savings. No doubt the villagers do not have to pay income tax and they get many other concessions, yet their saving is not significant. Despite all the hurdles, the rural banking system will boost up the economy of villages, and thereby the economy of the country. Which of the following is possibly the most appropriate title for the passage?
    • A. 

      Regional Rural Banks

    • B. 

      The Rural Consumer

    • C. 

      Microfinance in Rural India

    • D. 

      Characteristics of Indian Villages

    • E. 

      Banking Concepts in India

  • 44. 
    Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. A large number of branches' of banks have been set up in the villages. The main purpose of setting up these banks is to develop the habit of saving among the villagers and also to give loans to farmers for boosting production in one way or the other. So far banks had been concentrated in the bigger cities and Indian villagers had no faith in them. The new banks also intend to re-channel bank credit-from the big industries to the small sectors. With the intention of promoting rural banking, regional rural banks were established. These aligned the local field with the rural problems. These banks are not to replace the other credit-giving bodies but to supplement them. The Steering Committee of the Regional Rural Banks considered some structural changes. First of all they gave thought to the staffing spectrum, then to effective coordination among banks - rural cooperatives and commercial, and the possibility of bringing credit within the access of weaker sections. They wanted to recruit staff for the rural banks at lower salaries. But this type of discrimination would have been unfruitful. So it was given up. A problem with regard to the rural banks is the creditworthiness of the poor. The Indian farmers are so poor that they cannot pay back their loans. The rural Indian surveys make it quite clear that practically rural farmers have no creditworthiness. Their socio-economic mobility is almost zero. That is why banks fear that their credit will never be paid back. Another difficulty for the rural banks is that loans cannot be processed so easily. Processing loans also entails heavy expenditure. This was also going to affect their financial position. Still the establishment of the rural banks was decided because the social advantages were more important than the commercial consideration. Rural banks definitely encourage savings. No doubt the villagers do not have to pay income tax and they get many other concessions, yet their saving is not significant. Despite all the hurdles, the rural banking system will boost up the economy of villages, and thereby the economy of the country. Which of the following is NOT TRUE according to the passage?
    • A. 

      Processing of loans by rural banks is difficult

    • B. 

      Staff of the rural banks is paid a lower salary as compared to urban banks

    • C. 

      Rural banks may not make as much profit as their urban counterparts

    • D. 

      Processing of loans by banks is not cheap

    • E. 

      Rural farmers are many a time, unable to pay back the loans they avail

  • 45. 
    Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. A large number of branches' of banks have been set up in the villages. The main purpose of setting up these banks is to develop the habit of saving among the villagers and also to give loans to farmers for boosting production in one way or the other. So far banks had been concentrated in the bigger cities and Indian villagers had no faith in them. The new banks also intend to re-channel bank credit-from the big industries to the small sectors. With the intention of promoting rural banking, regional rural banks were established. These aligned the local field with the rural problems. These banks are not to replace the other credit-giving bodies but to supplement them. The Steering Committee of the Regional Rural Banks considered some structural changes. First of all they gave thought to the staffing spectrum, then to effective coordination among banks - rural cooperatives and commercial, and the possibility of bringing credit within the access of weaker sections. They wanted to recruit staff for the rural banks at lower salaries. But this type of discrimination would have been unfruitful. So it was given up. A problem with regard to the rural banks is the creditworthiness of the poor. The Indian farmers are so poor that they cannot pay back their loans. The rural Indian surveys make it quite clear that practically rural farmers have no creditworthiness. Their socio-economic mobility is almost zero. That is why banks fear that their credit will never be paid back. Another difficulty for the rural banks is that loans cannot be processed so easily. Processing loans also entails heavy expenditure. This was also going to affect their financial position. Still the establishment of the rural banks was decided because the social advantages were more important than the commercial consideration. Rural banks definitely encourage savings. No doubt the villagers do not have to pay income tax and they get many other concessions, yet their saving is not significant. Despite all the hurdles, the rural banking system will boost up the economy of villages, and thereby the economy of the country. Which of the following is one of the benefits of living in the, village, as mentioned in the passage?
    • A. 

      People living in the villages enjoy a higher income than their urban counterparts

    • B. 

      People living in villages do not have to pay income tax and they also get other concessions

    • C. 

      People living in villages have a better quality of life

    • D. 

      Villages are self-sufficient; hence they do not need outside help for any activity

    • E. 

      People living in villages are rarely in need of a loan

  • 46. 
    Directions: Choose the word/group of words which is most similar in meaning to the word/ group of words printed in bold as used in the passage. CONCENTRATED
    • A. 

      Clustered

    • B. 

      Rigorous

    • C. 

      Attentive

    • D. 

      Diluted

    • E. 

      Intense

  • 47. 
    Directions: Choose the word/group of words which is most similar in meaning to the word/ group of words printed in bold as used in the passage. ACCESS
    • A. 

      Admittance

    • B. 

      Reach

    • C. 

      Admission

    • D. 

      Entry

    • E. 

      Permission

  • 48. 
    Directions: Choose the word/group of words which is most similar in meaning to the word/ group of words printed in bold as used in the passage. ENTAILS
    • A. 

      Recommends

    • B. 

      Lasts

    • C. 

      Lists

    • D. 

      Involves

    • E. 

      Filters

  • 49. 
    Directions: Choose the word/group of words which is most off Site in meaning to the word/group of words printed in foul as used in the passage. BOOSTING
    • A. 

      Reducing

    • B. 

      Managing

    • C. 

      Overwhelming

    • D. 

      Smoothening

    • E. 

      Heightening

  • 50. 
    Directions: Choose the word/group of words which is most off Site in meaning to the word/group of words printed in foul as used in the passage. SIGNIFICANT
    • A. 

      Forgettable

    • B. 

      Untrustworthy

    • C. 

      Reliable

    • D. 

      Irregular

    • E. 

      Little