IBPS RRB (Group A Officers) Exam 2012 Question Paper: General Awareness

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  • 1/50 Questions

    Many times we read the term' ECB' in newspapers. What is the full form' of' ECB'?

    • Essential Commercial Banking
    • European Credit Borrowing
    • External Credit For Business
    • External Commercial Borrowing
    • None of these
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About This Quiz

This quiz assesses knowledge relevant to the IBPS RRB (Group A Officers) Exam 2012, focusing on General Awareness. Topics include economics, agriculture, and banking fundamentals, crucial for aspiring banking professionals.

IBPS RRB (Group A Officers) Exam 2012 Question Paper: General Awareness - Quiz

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  • 2. 

    What is meant by financial inclusion?

    • Making available banking services at an affordable cost

    • Opening savings accounts in rural areas without any deposit

    • Opening any type of account without introduction

    • Distributing money through rural branches

    • Distributing wages through bank accounts

    Correct Answer
    A. Making available banking services at an affordable cost
    Explanation
    Financial inclusion refers to the process of providing access to banking and financial services to individuals and businesses at an affordable cost. This means ensuring that people, especially those in rural or low-income areas, have the opportunity to open bank accounts, access credit, and use other financial services without facing high fees or barriers. By making banking services more accessible and affordable, financial inclusion aims to promote economic growth, reduce poverty, and empower individuals to manage their finances effectively.

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  • 3. 

    Which of these countries is the largest producer of milk and milk products in the world?

    • USA

    • China

    • India

    • New Zealand

    • None of these

    Correct Answer
    A. India
    Explanation
    India is the correct answer because it is the largest producer of milk and milk products in the world. India has a large dairy industry and is known for its high milk production. The country has a vast network of dairy farms and cooperatives, which contribute to its position as the top producer. India's dairy sector plays a significant role in the country's agricultural economy and provides livelihoods to millions of farmers.

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  • 4. 

    Who is the regulatory authority for insurance business in India?

    • RBI

    • IRDP

    • SEBI

    • NABARD

    • IRDA

    Correct Answer
    A. IRDA
    Explanation
    The Insurance Regulatory and Development Authority of India (IRDA) is the regulatory authority for insurance business in India. It is responsible for regulating and promoting the insurance industry in the country, ensuring fair practices, protecting the interests of policyholders, and maintaining the stability of the insurance market. IRDA sets guidelines and regulations for insurance companies, monitors their financial performance, and licenses and supervises insurance intermediaries. It plays a crucial role in ensuring the growth and development of the insurance sector in India.

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  • 5. 

    What is money laundering?

    • Conversion of assets into cash

    • Conversion of illegally obtained money into accountable money

    • Conversion of cash into gold

    • Conversion of gold into cash

    • None of these

    Correct Answer
    A. Conversion of illegally obtained money into accountable money
    Explanation
    Money laundering refers to the process of converting illegally obtained money into legitimate or accountable money. This typically involves disguising the true origins of the funds through various complex transactions and financial activities, making it difficult to trace the illegal source. The purpose of money laundering is to make the illicit funds appear legitimate and integrate them into the legal economy, allowing criminals to enjoy the proceeds of their illegal activities without arousing suspicion.

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  • 6. 

    Which programme was launched by Government of India to improve irrigation facilities in rural India?

    • Annapurna Scheme

    • National Social Assistance Programme

    • Integrated Rural Development Programme

    • Sampoorna Grameen Rozgar Yojana

    • National Watershed Development Programme

    Correct Answer
    A. National Watershed Development Programme
    Explanation
    The National Watershed Development Programme was launched by the Government of India to improve irrigation facilities in rural India. This programme focuses on conserving and managing rainwater to enhance agricultural productivity and provide sustainable livelihood options to rural communities. Through the implementation of watershed management techniques, such as contour bunding, afforestation, and soil and water conservation measures, the programme aims to increase water availability for irrigation purposes and reduce soil erosion. By improving irrigation facilities, the programme contributes to the overall development and prosperity of rural areas in India.

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  • 7. 

    Golden revolution refers to the development of which of the following agricultural products?

    • Oil seeds

    • Pulses

    • Horticultural products

    • Cereals

    • Fodder

    Correct Answer
    A. Horticultural products
    Explanation
    The Golden revolution refers to the development and growth of horticultural products in the agricultural sector. This revolution involves the modernization and expansion of horticulture practices, including the cultivation of fruits, vegetables, flowers, and other ornamental plants. It aims to increase productivity, improve quality, and promote sustainable practices in horticulture. This revolution has led to significant advancements in the horticultural industry, contributing to economic growth, employment generation, and improved nutritional value of agricultural products.

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  • 8. 

    Which country won the Davis Cup tennis tournament 2011 held in December 2011?

    • Argentina

    • USA

    • Australia

    • Japan

    • Spain

    Correct Answer
    A. Spain
    Explanation
    Spain won the Davis Cup tennis tournament in 2011.

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  • 9. 

    Bird flu is a disease which affects and spreads through

    • Cattle

    • Sheep

    • Prawn

    • Silkworm

    • Poultry

    Correct Answer
    A. Poultry
    Explanation
    Bird flu is a disease that primarily affects birds, particularly poultry. It is caused by the influenza virus and can spread rapidly among poultry populations. Poultry refers to domesticated birds raised for meat or eggs, such as chickens, ducks, and turkeys. These birds are highly susceptible to bird flu and can easily transmit the virus to other birds through direct contact or contaminated environments. Therefore, it is crucial to monitor and control bird flu outbreaks in poultry to prevent its spread to other animals or humans.

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  • 10. 

    Montek Singh Ahluwalia is holding which of the following positions at present?

    • Chairman of Planning Commission

    • Governor of RBI

    • Secretary of UNO

    • Economic Advisor to Prime Minister

    • Dy Chairman of Planning Commission

    Correct Answer
    A. Dy Chairman of Planning Commission
    Explanation
    Montek Singh Ahluwalia is currently holding the position of Deputy Chairman of the Planning Commission.

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  • 11. 

    Who among the following cricketers recently became the 10th batsman to score 10000 runs in Test cricket?

    • Mahela Jayawardene

    • Vijay Zol

    • Yuvraj Singh

    • Younis Khan

    • Umar Akmal

    Correct Answer
    A. Mahela Jayawardene
    Explanation
    Mahela Jayawardene recently became the 10th batsman to score 10000 runs in Test cricket.

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  • 12. 

    The Collective Security Treaty Organisation (CSTO) Summit took place in December 2011 in

    • Tokyo

    • Moscow

    • New Delhi

    • Paris

    • Perth

    Correct Answer
    A. Moscow
    Explanation
    The correct answer is Moscow because the Collective Security Treaty Organisation (CSTO) is a military alliance consisting of several post-Soviet states, including Russia. Therefore, it is logical for the summit to take place in Moscow, as it is the capital city of Russia and the headquarters of the CSTO. The other options, Tokyo, New Delhi, Paris, and Perth, are not relevant to the CSTO or its summit.

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  • 13. 

    Who represented India in 12th Consecutive Annual India-Russia Summit held in December 2011?

    • Smt Pratibha Patil

    • Dr Manmohan Singh

    • Sonia Gandhi

    • SM Krishna

    • None of these

    Correct Answer
    A. Dr Manmohan Singh
    Explanation
    Dr Manmohan Singh represented India in the 12th Consecutive Annual India-Russia Summit held in December 2011.

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  • 14. 

    Which of the following cups/trophies is associated with the game of Football?

    • Grand Prix

    • Rangaswami Cup

    • Wimbledon Trophy

    • Fifa Cup

    • Ranji Trophy

    Correct Answer
    A. Fifa Cup
    Explanation
    The correct answer is Fifa Cup because it is the trophy awarded to the winner of the FIFA World Cup, which is the most prestigious tournament in international football. The other options mentioned, such as Grand Prix, Rangaswami Cup, Wimbledon Trophy, and Ranji Trophy, are all associated with different sports or events and not specifically with football.

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  • 15. 

    Which of the following currencies is used in Britain?

    • Pound

    • Dollar

    • Euro

    • Franc

    • Pesso

    Correct Answer
    A. Pound
    Explanation
    The currency used in Britain is the Pound. This is the official currency of the United Kingdom and is widely accepted throughout the country. The Pound is denoted by the symbol £ and is subdivided into pence. It has a long history and is one of the oldest currencies in the world. The Pound is used for everyday transactions, as well as for international trade and investment.

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  • 16. 

    The head office of the Bank of Maharashtra is located in which of the following cities?

    • Kolkata

    • New Delhi

    • Pune

    • Ahmedabad

    • Mumbai

    Correct Answer
    A. Pune
    Explanation
    The head office of the Bank of Maharashtra is located in Pune.

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  • 17. 

    Which country hosted the summit of SAARC nations in the year 2011?

    • India

    • Bangladesh

    • Nepal

    • Maldives

    • Pakistan

    Correct Answer
    A. Maldives
    Explanation
    In 2011, the summit of SAARC nations was hosted by Maldives.

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  • 18. 

    Which of the following terms is not used in the field of Economics?

    • Balance of Trade

    • Break Even Point

    • Plasma

    • Fiscal Deficit

    • Capital Account Convertibility

    Correct Answer
    A. Plasma
  • 19. 

    "Carbon credit" is concerned with which one of these internationally sensitive issues?

    • Deforestation

    • Contract farming

    • Rural infrastructure

    • Diamond trading

    • Protection of environment

    Correct Answer
    A. Protection of environment
    Explanation
    Carbon credits are a mechanism used to reduce greenhouse gas emissions and combat climate change. They are a tradable permit or certificate that represents the right to emit one ton of carbon dioxide or an equivalent amount of greenhouse gases. By purchasing carbon credits, individuals or organizations can offset their own emissions by supporting projects that reduce or remove greenhouse gas emissions elsewhere. This helps in the protection of the environment by promoting sustainable practices and reducing the overall carbon footprint.

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  • 20. 

    Which of the following terms is used in the game of Cricket?

    • Half Nelson

    • Love

    • Back Hand Drive

    • Penalty Stroke

    • Clean Bowled

    Correct Answer
    A. Clean Bowled
    Explanation
    Clean Bowled is a term used in the game of Cricket when a batsman is dismissed by the bowler without scoring any runs. It means that the ball has hit the wickets and knocked off the bails, resulting in the batsman being out. This term is commonly used to describe a specific type of dismissal in Cricket.

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  • 21. 

    India recently signed a Currency Swap Agreement with which of the following countries?

    • USA

    • Pakistan

    • Japan

    • Germany

    • Australia

    Correct Answer
    A. Japan
    Explanation
    India recently signed a Currency Swap Agreement with Japan. This agreement allows the two countries to exchange their currencies directly, without having to use a third currency like the US dollar. Currency swap agreements are beneficial for countries as they help in promoting bilateral trade and investment, providing stability to the exchange rate, and ensuring liquidity in times of financial crisis.

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  • 22. 

    What is the full form of the term ASBA?

    • Allotment Supported by Blocked Amount

    • Application Supported by Bank Amount

    • Allotment Supported by Bank Account

    • Application Supported by Blocked Amount

    • Allotment and Social Banking Amount

    Correct Answer
    A. Application Supported by Blocked Amount
    Explanation
    ASBA stands for Application Supported by Blocked Amount. This term refers to a process in which an investor's funds are blocked in their bank account during the application process for an initial public offering (IPO) or a rights issue. This ensures that the investor has the necessary funds to fulfill their investment commitment if their application is successful. The funds remain blocked until the allotment is finalized, at which point the appropriate amount is debited from the investor's account.

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  • 23. 

    Dipika Pallikal, who won an international tournament recently in Hong Kong is a

    • Golf player

    • Badminton player

    • Squash player

    • Swimmer

    • Table Tennis player

    Correct Answer
    A. Squash player
    Explanation
    Dipika Pallikal recently won an international tournament in Hong Kong, indicating her proficiency in a specific sport. Since the options include golf, badminton, squash, swimming, and table tennis, we can eliminate golf, badminton, swimming, and table tennis as they are not mentioned. Therefore, the correct answer is squash player.

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  • 24. 

    The term "Deficit Financing" means the Government borrows money from the

    • IMF

    • Local bodies

    • RBI

    • Large corporates

    • Public at large

    Correct Answer
    A. RBI
    Explanation
    Deficit financing refers to a situation where the government borrows money to cover its budget deficit. The Reserve Bank of India (RBI) is the central bank of the country and is responsible for managing the monetary policy and regulating the banking system. As part of its functions, the RBI can lend money to the government to finance its deficit. Therefore, the correct answer is RBI.

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  • 25. 

    Regional Rural Banks

    • Have limited area of operation and access to refinance from NABARD

    • Are required to lend only to weaker sections

    • Are mandated to do only narrow banking

    • Can only extend agricultural loans

    • Have unrestricted area of operation

    Correct Answer
    A. Have limited area of operation and access to refinance from NABARD
    Explanation
    Regional Rural Banks (RRBs) have limited area of operation and access to refinance from NABARD. This means that RRBs are restricted to operating within a specific geographical area, usually a district or a few districts. They do not have the freedom to expand their operations beyond this limited area. Additionally, RRBs have access to refinance from NABARD, which is the National Bank for Agriculture and Rural Development. This refinance facility allows RRBs to obtain funds from NABARD to meet their lending requirements, particularly for agricultural and rural development purposes.

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  • 26. 

    Ms Christine Lagarde is holding which of the following positions at present?

    • Chief of Asian Development Bank

    • Chief of International Monetary Fund

    • Chancellor of Germany

    • Chief of Morgan Stanley

    • Chief of World Bank

    Correct Answer
    A. Chief of International Monetary Fund
    Explanation
    Ms Christine Lagarde is currently holding the position of Chief of International Monetary Fund.

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  • 27. 

    What is the full form of the term FDI?

    • Foreign Direct Investment

    • Foreign Diverse Investment

    • Fixed Deposit Investment

    • Floating Deposit Investment

    • Financial Derivatives in India

    Correct Answer
    A. Foreign Direct Investment
    Explanation
    FDI stands for Foreign Direct Investment. It refers to the investment made by a company or individual from one country into a business or project located in another country. This investment is typically made to establish a lasting interest in the foreign country, with the investor gaining control or significant influence over the foreign business. FDI plays a crucial role in the economic development of countries, as it brings in capital, technology, and employment opportunities.

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  • 28. 

    The erstwhile UTI Bank is presently known as

    • ING Vysya Bank

    • Yes Bank

    • Indusind Bank

    • Axis Bank

    • IDBI Bank

    Correct Answer
    A. Axis Bank
    Explanation
    The erstwhile UTI Bank is presently known as Axis Bank.

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  • 29. 

    Which of the following telecom giants recently won its case against the Income Tax Department?

    • Bharti Airtel

    • Vodafone

    • Ldea Cellular

    • Reliance Communications

    • Tata Telecom

    Correct Answer
    A. Vodafone
    Explanation
    Vodafone recently won its case against the Income Tax Department.

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  • 30. 

    India and Russia were having some differences over which of the following nuclear power plants?

    • Kaiga

    • Kudankulam

    • Rawatbhata

    • Narora

    • None of these

    Correct Answer
    A. Kudankulam
    Explanation
    India and Russia were having some differences over the Kudankulam nuclear power plant. This indicates that there were disagreements or conflicts between the two countries regarding the operation, construction, or management of the Kudankulam plant.

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  • 31. 

    Excise duty is a tax levied on which of the following?

    • Production of goods

    • Purchase of goods

    • Export of goods

    • Sale of goods

    • Movement of goods beyond municipal limits

    Correct Answer
    A. Production of goods
    Explanation
    Excise duty is a tax levied on the production of goods. It is a type of indirect tax imposed by the government on the manufacturing or production of certain goods within the country. This tax is usually included in the price of the goods and is ultimately borne by the consumer. Excise duty is different from other taxes like sales tax or value-added tax, which are levied on the sale or purchase of goods.

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  • 32. 

    "India and Pakistan started fresh talks on, conventional CBM" was the news in all major newspapers. What does the letter 'M' denote in the term 'CBM' as used above?

    • Money

    • Mechanism

    • Modalities

    • Measures

    • Memorial

    Correct Answer
    A. Measures
    Explanation
    The letter 'M' in the term 'CBM' denotes "Measures". In the given context, India and Pakistan have started fresh talks on conventional Confidence Building Measures (CBM). CBMs are actions taken by countries to reduce tensions and build trust between them. These measures can include various activities such as military exchanges, information sharing, joint exercises, or agreements on arms control. Therefore, in this news, the letter 'M' represents the various measures that are being discussed and implemented by India and Pakistan to improve their relationship.

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  • 33. 

    Which of the following is the unit of electrical current?

    • Bar

    • Calorie

    • Ampere

    • Decibel

    • Angstrom

    Correct Answer
    A. Ampere
    Explanation
    The unit of electrical current is Ampere. Ampere is the SI unit of electric current and is defined as the amount of electric charge passing through a given point in a conductor per unit time. It is named after the French physicist André-Marie Ampère, who made significant contributions to the field of electromagnetism.

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  • 34. 

    Which of the following is NOT a Banking or Finance Company?

    • Barclay

    • Lufthansa

    • BNP Paribas

    • American Express

    • HSBC

    Correct Answer
    A. Lufthansa
    Explanation
    Lufthansa is not a banking or finance company, but rather a German airline. The other options listed are all well-known banking or finance companies, such as Barclays, BNP Paribas, American Express, and HSBC.

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  • 35. 

    Global Meet on Emerging Economies was organised in December 2011 in

    • New Delhi

    • Dhaka

    • Islamabad

    • Kathmandu

    • Capetown

    Correct Answer
    A. New Delhi
    Explanation
    The Global Meet on Emerging Economies was organized in December 2011 in New Delhi.

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  • 36. 

    Which of the following awards is given to the coaches of sportspersons?

    • Kalidas Samman

    • Dronacharya Award

    • ArjunaAward

    • Dada Saheb Phalke Award

    • Saraswati Sam man

    Correct Answer
    A. Dronacharya Award
    Explanation
    The Dronacharya Award is given to the coaches of sportspersons. This award recognizes the contribution and excellence of coaches in the field of sports. It is named after Dronacharya, the legendary coach from the Indian epic Mahabharata. The Dronacharya Award is one of the highest honors for coaches in India and is presented annually by the Ministry of Youth Affairs and Sports.

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  • 37. 

    Which of the following countries recently agreed to sell Uranium to India?

    • Australia

    • USA

    • Iran

    • Germany

    • Bangladesh

    Correct Answer
    A. Australia
    Explanation
    Australia recently agreed to sell Uranium to India. This agreement signifies a major shift in Australia's policy, as previously they had banned the sale of Uranium to countries that have not signed the Nuclear Non-Proliferation Treaty. However, Australia made an exception for India due to its strong non-proliferation record and the signing of a bilateral safeguards agreement. This deal is significant for India as it will help meet its growing energy demands and strengthen its nuclear power capabilities.

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  • 38. 

    Speed of a ship is expressed in

    • Kilometre

    • Horsepower

    • Ohm

    • Knot

    • Coulomb

    Correct Answer
    A. Knot
    Explanation
    The correct answer is "Knot." The speed of a ship is commonly expressed in knots, which is a unit of speed equal to one nautical mile per hour. This unit is used in maritime and aviation contexts as it takes into account the Earth's circumference and is based on the nautical mile, which is defined as one minute of latitude.

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  • 39. 

    Which of the following schemes launched by the Government of India is aimed at developing rural infrastructure?

    • MNREGA

    • ASHA

    • Bharat Nirman

    • Operation Flood

    • Operation Black board

    Correct Answer
    A. Bharat Nirman
    Explanation
    Bharat Nirman is a scheme launched by the Government of India that aims at developing rural infrastructure. It focuses on improving the basic amenities like roads, housing, irrigation, drinking water, and electrification in rural areas. This scheme aims to bridge the rural-urban divide and promote overall development in rural India.

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  • 40. 

    Who among the following is a famous Sportsperson?

    • Dhanush

    • Saina Nehwal

    • Charles Correa

    • Ajit Singh

    • Kim Jong-Un

    Correct Answer
    A. Saina Nehwal
    Explanation
    Saina Nehwal is a famous sportsperson. She is an Indian badminton player who has achieved numerous accolades in her career. She has won several international tournaments and has represented India in multiple Olympic Games. Saina Nehwal's achievements and recognition in the field of badminton make her a well-known sportsperson.

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  • 41. 

    USA and some other European countries recently imposed fresh sanctions on which of the following countries as they are not in favour of its nuclear advancement?

    • Iraq

    • Pakistan

    • India

    • Iran

    • Kuwait

    Correct Answer
    A. Iran
    Explanation
    USA and some other European countries recently imposed fresh sanctions on Iran because they are not in favor of its nuclear advancement. Iran has been a subject of concern for the international community due to its nuclear program, which some countries believe is being developed for military purposes. The sanctions aim to put pressure on Iran to halt its nuclear activities and comply with international agreements and inspections.

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  • 42. 

    We come across the term 'PPP' in financial news nowadays. What does 'PPP' represent?

    • Personal Percapita Power

    • Private Public Partnership

    • Per capita Potential for Purchases

    • Present Purchasing Power

    • Pure Purchase Parity

    Correct Answer
    A. Private Public Partnership
    Explanation
    PPP stands for Private Public Partnership. This term refers to a collaborative arrangement between the government and the private sector to jointly undertake and finance projects or services for the public benefit. This partnership allows both parties to leverage their respective strengths and resources to achieve common goals, such as infrastructure development, healthcare services, or education initiatives. PPPs are often used to address funding gaps, improve efficiency, and promote innovation in the delivery of public services.

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  • 43. 

    Which of the following is the most important rabi crop of India?

    • Rice

    • Millet

    • Sugarcane

    • Groundnut

    • Mustard

    Correct Answer
    A. Mustard
    Explanation
    Mustard is considered the most important rabi crop of India due to its wide cultivation and economic significance. It is a versatile crop that can be grown in various climatic conditions and soil types. Mustard oil is widely used in Indian cuisine and is also an important ingredient in the production of various industrial products. Additionally, mustard seeds are rich in nutrients and have numerous health benefits. The cultivation of mustard also helps in crop rotation and improves soil fertility.

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  • 44. 

    General Assembly elections were held in which of the following North East states in January 2012?

    • Assam

    • Meghalaya

    • Arunachal Pradesh

    • Manipur

    • Tripura

    Correct Answer
    A. Manipur
    Explanation
    General Assembly elections were held in Manipur in January 2012.

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  • 45. 

    Which of the following countries recently attained the status of world's sixth largest economy?

    • Russia

    • Japan

    • China

    • India

    • Brazil

    Correct Answer
    A. Brazil
    Explanation
    Brazil recently attained the status of the world's sixth-largest economy. This can be attributed to various factors such as Brazil's large population, abundant natural resources, and diverse economy. The country has a thriving agricultural sector, a strong manufacturing industry, and a growing services sector. Additionally, Brazil has been successful in attracting foreign investments and has experienced significant economic growth in recent years. This has propelled Brazil to become one of the largest economies in the world, surpassing countries like Russia, Japan, China, and India in terms of GDP.

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  • 46. 

    Which of the following countries decided to withdraw from Kyoto Protocol?

    • Canada

    • Russia

    • India

    • USA

    • China

    Correct Answer
    A. Canada
    Explanation
    Canada decided to withdraw from the Kyoto Protocol.

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  • 47. 

    Who among the following has written the book Dr Zhivago?

    • Pearl S Buck

    • HG Wells

    • Saul Bellow

    • Emile Zola

    • Boris Pasternak

    Correct Answer
    A. Boris Pasternak
    Explanation
    Boris Pasternak is the correct answer because he is the author of the book "Dr Zhivago". The other options, Pearl S Buck, HG Wells, Saul Bellow, and Emile Zola, are not associated with this particular book.

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  • 48. 

    Yoshihiko Noda was on a visit to India recently. He is the present Prime Minister of

    • Myanmar

    • South Korea

    • North Korea

    • Japan

    • None of these

    Correct Answer
    A. Japan
    Explanation
    Yoshihiko Noda's recent visit to India indicates that he is not the Prime Minister of Myanmar, South Korea, or North Korea, as it would be unusual for a leader of one country to visit another country without any official role or purpose. Since Japan is the only remaining option, it can be inferred that Yoshihiko Noda is the present Prime Minister of Japan.

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  • 49. 

    Major producer of mulberry silk in India is

    • Jammu and Kashmir

    • Jharkhand

    • Karnataka

    • Assam

    • Himachal Pradesh

    Correct Answer
    A. Karnataka
    Explanation
    Karnataka is the major producer of mulberry silk in India. This is because the state has a favorable climate and suitable soil conditions for sericulture, which is the cultivation of silkworms for the production of silk. Karnataka is known for its silk industry, particularly in the districts of Mysore and Bangalore. The state has a long history of silk production and is renowned for its high-quality silk sarees, such as the famous Mysore silk sarees.

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  • May 01, 2023
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