It doesn't have additional financial commitments.
It’s very liquid and always accepted.
The cost of equity is usually lower than the cost of credit.
It won’t dilute existing shareholder’s value of change ownership percentage.
Secured non-amortizing loan
Unsecured amortizing loan
Secured amortizing loan
Unsecured non-amortizing loan
Makes it easier for the borrower to plan for future payments
Protects the borrower from rising interest rates
Reduces the total interest payments
Borrower can capitalize on a reference rate decrease
The efficiency of inventory
The capital structure of a company
The company’s ability to pay off debt obligations
The profitability of the company
In the balance sheet under 'non-current liabilities'
In both the income statement and the balance sheet
In the balance sheet under 'current liabilities'
In the income statement before operating profit
An asset intended for use on a continuing basis in the company's activities
Expenditure made to fulfil a revenue obligation
An asset purchased for resale
The total of current assets less current liabilities
To show the assets at their market value in the balance sheet
To spread the cost of the assets over their estimated useful lives
To ensure that sufficient funds are available to replace the assets
To comply with the fundamental concept of prudence
Unutilized lines of credit or loans
Increasing interest-bearing debt
Limited equity has been invested by the owners
Increasing accounts payables
High asset turnover ratio
High debt to equity ratio
Positive investing cash flows
Cash flow analysis
A demand loan with monthly payments secured by assets
A term loan with a bullet principal payment at loan maturity secured by assets
An unsecured term loan with a bullet principal payment at maturity
An unsecured demand loan with monthly payments
In a general partnership, partners are only liable for the portion of capital they invested in the business
In a sole proprietorship, the owner retains all of the after-tax profits of the business
Joint venture allows for sharing of risks with a venture partner
In a limited liability corporation, profit distributions flow through to the members
Borrowers with up to Rs. 25 crores outstanding and Rs. 100 crore turnover are eligible
Loans to have 4-year tenor with moratorium period of 12 months on principal repayment
100% credit guarantee cover to Banks and NBFCs on principal and interest
Personal Asset Guarantee by promotors of the enterprise is must
Global tenders will be disallowed in Government procurement tenders up to Rs 200 crores
This will be a step towards Self-Reliant India and support Make in India
MSMEs will be able to attract global investments.
This will help MSMEs to increase their business.
Discount is merged towards reducing the interest
Processing Fee is generally charged to cover partial interest cost
Manufacturer sometimes also contribute towards compensating the interest
Lenders do not earn any interest in such transitions
Low cost electric vehicle
Voluntary vehicle fleet modernization program
Focus of diesel run vehicles
Bharat Stage VI norms
Equal Monthly Instalment
Equated Monthly Instalment
Equal Monthly Income
Equated Monthly Income
Focus on individual clients
Business lending services