This quiz for the MBA 4th semester at LMTSM covers Credit Analysis and Risk Management (CARM). It assesses understanding of equity funding advantages, interest calculations, credit categories, loan costs, liquidity ratios, and the impacts of variable-interest loans.
Loan to Value ratio
Lowest Trending Value
Loan on Vehicles Value
Loan Termination Value
Rate this question:
Corporation
Partnership
Franchise
Sole proprietorship
Rate this question:
PV
FV
PMT
IRR
Rate this question:
In the balance sheet under 'non-current liabilities'
In both the income statement and the balance sheet
In the balance sheet under 'current liabilities'
In the income statement before operating profit
Rate this question:
An asset intended for use on a continuing basis in the company's activities
Expenditure made to fulfil a revenue obligation
An asset purchased for resale
The total of current assets less current liabilities
Rate this question:
5%
4%
3%
2%
Rate this question:
The cash inflows and outflows of the business
The different types of products sold
The revenues and expenses of the business
The financial strength of the business
Rate this question:
Secured non-amortizing loan
Unsecured amortizing loan
Secured amortizing loan
Unsecured non-amortizing loan
Rate this question:
5.50 million
4.18 million
3.37 million
6.48 million
Rate this question:
A demand loan with monthly payments secured by assets
A term loan with a bullet principal payment at loan maturity secured by assets
An unsecured term loan with a bullet principal payment at maturity
An unsecured demand loan with monthly payments
Rate this question:
9%
5%
2%
7%
Rate this question:
Low cost electric vehicle
Voluntary vehicle fleet modernization program
Focus of diesel run vehicles
Bharat Stage VI norms
Rate this question:
MAST framework
PEST analysis
Cash flow analysis
SWOT analysis
Rate this question:
Borrowers with up to Rs. 25 crores outstanding and Rs. 100 crore turnover are eligible
Loans to have 4-year tenor with moratorium period of 12 months on principal repayment
100% credit guarantee cover to Banks and NBFCs on principal and interest
Personal Asset Guarantee by promotors of the enterprise is must
Rate this question:
Global tenders will be disallowed in Government procurement tenders up to Rs 200 crores
This will be a step towards Self-Reliant India and support Make in India
MSMEs will be able to attract global investments.
This will help MSMEs to increase their business.
Rate this question:
25%
20%
10%
17%
Rate this question:
408
404
400
412
Rate this question:
Makes it easier for the borrower to plan for future payments
Protects the borrower from rising interest rates
Reduces the total interest payments
Borrower can capitalize on a reference rate decrease
Rate this question:
To show the assets at their market value in the balance sheet
To spread the cost of the assets over their estimated useful lives
To ensure that sufficient funds are available to replace the assets
To comply with the fundamental concept of prudence
Rate this question:
The efficiency of inventory
The capital structure of a company
The company’s ability to pay off debt obligations
The profitability of the company
Rate this question:
Unutilized lines of credit or loans
Increasing interest-bearing debt
Limited equity has been invested by the owners
Low-quality inventory
Rate this question:
Increasing accounts payables
High asset turnover ratio
High debt to equity ratio
Positive investing cash flows
Rate this question:
It doesn't have additional financial commitments.
It’s very liquid and always accepted.
The cost of equity is usually lower than the cost of credit.
It won’t dilute existing shareholder’s value of change ownership percentage.
Rate this question:
In a general partnership, partners are only liable for the portion of capital they invested in the business
In a sole proprietorship, the owner retains all of the after-tax profits of the business
Joint venture allows for sharing of risks with a venture partner
In a limited liability corporation, profit distributions flow through to the members
Rate this question:
Market Risk
Credit Risk
Operational Risk
Financial Risk
Rate this question:
Equal Monthly Instalment
Equated Monthly Instalment
Equal Monthly Income
Equated Monthly Income
Rate this question:
Discount is merged towards reducing the interest
Processing Fee is generally charged to cover partial interest cost
Manufacturer sometimes also contribute towards compensating the interest
Lenders do not earn any interest in such transitions
Rate this question:
Risk diversification
Larger outreach
Focus on individual clients
Business lending services
Rate this question:
Quiz Review Timeline (Updated): Mar 21, 2023 +
Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
The Ultimate Tom Scott Quiz: Can You Answer His Weirdest Questions?
Ready to prove you're a true fan of Tom Scott’s amazing videos? The Tom Scott quiz is here to challenge your brain and test how well you know his intriguing topics!...
Questions:
15 |
Attempts:
24 |
Last updated:
Jun 24, 2025
|
Test Your Brainpower With The Ultimate Physics Girl Quiz!
Ready to flex your science brain? The Physics Girl quiz is here to test your knowledge of mind-blowing physics facts, cool experiments, and all the stuff that makes science so...
Questions:
15 |
Attempts:
10 |
Last updated:
Jun 24, 2025
|
How Well Do You Know About Digital Learning Day? Quiz
Ready to celebrate Digital Learning Day with a fun quiz? Take the Digital Learning Day Quiz and test your knowledge of all things digital education. From online tools to virtual...
Questions:
10 |
Attempts:
49 |
Last updated:
Feb 24, 2024
|
How Well Do You Know International Day Of Education?
Embark on a knowledge journey with our International Day of Education quiz! Delve into the significance of this global observance. Explore the history, objectives, and impact of...
Questions:
10 |
Attempts:
126 |
Last updated:
Dec 05, 2023
|
Do You Have Perfect Pitch? Take Our Test And Find Out
Embark on a captivating musical journey with our 'Do You Have Perfect Pitch' quiz. This personality-based test, comprising engaging multiple-choice questions, is crafted...
Questions:
10 |
Attempts:
309 |
Last updated:
Nov 17, 2023
|
How Much Do You Know About Teacher Attachment?
Welcome to the "How Much Do You Know About Teacher Attachment?" quiz. Teachers play a pivotal role in our lives, influencing and shaping our educational journeys. This...
Questions:
10 |
Attempts:
2722 |
Last updated:
Nov 16, 2023
|
Wait!
Here's an interesting quiz for you.