Can You Pass This Hardest Trivia Quiz On NCCT Test?

69 Questions | Total Attempts: 4077

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NCCT Quizzes & Trivia

NCCT(The National Center for Competency Testing) is an institution which plays a vital role in testing healthcare professionals and instructors. This organization is active since 1989 in the United States which assigns multiple certifications for schools and employers. This quiz has been designed to test your knowledge about the roles and functions of Medical Office or department and insurance. Read the questions carefully and answer. All the best!


Questions and Answers
  • 1. 
    One who acts for the insured or the carrier in a claim is called ______________.  
    • A. 

      Doctor

    • B. 

      Adjuster

    • C. 

      Provider

    • D. 

      Subscriber

  • 2. 
    A request for payment under an insurance contractor bond is called a(an) _______  
    • A. 

      Insurance application

    • B. 

      Claim

    • C. 

      Dual choice request

    • D. 

      Total disability

  • 3. 
     Payment made periodically to keep an insurance policy in force is called ____________    
    • A. 

      Time limit

    • B. 

      Premium

    • C. 

      Coinsurance

    • D. 

      Fee-for-service

  • 4. 
    A person or institution that gives medical care is a(an) ________________    
    • A. 

      Third-party payer

    • B. 

      Provider

    • C. 

      Adjuster

    • D. 

      Insurance agent

  • 5. 
     An amount the insured must pay before policy benefits begin is called ___________    
    • A. 

      Indemnity

    • B. 

      Extended benefits

    • C. 

      Deductible

    • D. 

      Catastrophic

  • 6. 
    An organization that offers insurance against losses in exchange for a premium is    called a _________________.    
    • A. 

      Rider

    • B. 

      Health maintenance organization

    • C. 

      Member physician

    • D. 

      Bank

  • 7. 
    Health insurance that provides protection against the high cost of treating severe or lengthy illnesses or disabilities is called _____________.    
    • A. 

      Catastrophic

    • B. 

      Severe

    • C. 

      Third-party payer

    • D. 

      None of the above

  • 8. 
    A patient receiving ambulatory care at a hospital or other health facility without being admitted as a bed patient is called a(an) _____________.    
    • A. 

      Inpatient

    • B. 

      Outpatient

    • C. 

      Carrier

    • D. 

      Adjuster

  • 9. 
    An illness or injury that prevents an insured person from performing one or more of the functions of his regular job is called ______________.    
    • A. 

      Partial disability

    • B. 

      Permanent disability

    • C. 

      Total disability

    • D. 

      Resultant disability

  • 10. 
    One who belongs to a group insurance plan is called ______________.    
    • A. 

      third-party payer

    • B. 

      Subscriber

    • C. 

      Carrier

    • D. 

      None of the above

  • 11. 
    A sum of money provided in an insurance policy, payable for covered services is called ______________.  
    • A. 

      Deductible

    • B. 

      Benefits

    • C. 

      Dues payable

    • D. 

      Remium

  • 12. 
    Insurance designed to offset medical expenses resulting from catastrophic or prolonged illness or injury is called ____________.               
    • A. 

      Primary insurance

    • B. 

      Major medical

    • C. 

      Whole life policy

    • D. 

      comprehensive

  • 13. 
    An unexpected event which may cause injury is a(n)_________________                 
    • A. 

      Dread disease rider

    • B. 

      Accident

    • C. 

      Adjuster

    • D. 

      None of the above

  • 14. 
    A doctor who agrees to accept an insurance companies pre-established fee as the maximum amount to be collected is a(n)_________________            
    • A. 

      Subscriber

    • B. 

      Claim representative

    • C. 

      Participating physician

    • D. 

      Adjuster

  • 15. 
    Insurance plans that pay a physician’s full charge if it does not exceed his normal charge or does not exceed the amount normally charged for the service is _________________________.            
    • A. 

      Usual, customary and reasonable

    • B. 

      Comprehensive

    • C. 

      Dual choice

    • D. 

      None of the above

  • 16. 
    A health program for people age 65 and older under social security is __________.              
    • A. 

      Tri-Care

    • B. 

      Medicare

    • C. 

      Champva

    • D. 

      Worker’s Compensation

  • 17. 
    A civilian health and medical program of the uniform services is ______________.
    • A. 

      Tri-Care

    • B. 

      Medicare

    • C. 

      Medicaid

    • D. 

      Worker’s Compensation

  • 18. 
    A form of insurance paid by the employer providing cash benefits to workers             injured or disabled in the course of employment is ____________________.             
    • A. 

      Tri-Care

    • B. 

      Champus

    • C. 

      Worker’s Compensation

    • D. 

      Medicaid

  • 19. 
    A recap sheet that accompanies a Medicare or Medicaid check, showing breakdown and explanation of payment on a claim is a(n) _______________.             
    • A. 

      Fee-for-service

    • B. 

      Explanation of benefits

    • C. 

      Coordination of benefits

    • D. 

      Dual choice

  • 20. 
    A type of insurance whereby the insured pays a specific amount per unit of service and the insurer pays the rest of the cost is a(n) ______________________.             
    • A. 

      Co-payment

    • B. 

      Coordination of benefits

    • C. 

      Deductible

    • D. 

      Indemnity

  • 21. 
    In insurance, greater coverage of diseases or an accident, and greater indemnity payment in comparison with a limited clause is a(n) ___________________.             
    • A. 

      Co-payment

    • B. 

      Comprehensive

    • C. 

      Deductible

    • D. 

      Major medical

  • 22. 
    An interval after a payment is due to the insurance company in which the policy holder may make payments, and still the policy remains in effect is a(n) ____________.             
    • A. 

      Extended benefits

    • B. 

      Grace period

    • C. 

      Coordination of benefits

    • D. 

      Lapse time

  • 23. 
    An agreement by which a patient assigns to another party the right to receive payment from a third party for the services the patient has received is a(n) __________________.            
    • A. 

      Assignment

    • B. 

      Coordination of benefits

    • C. 

      Non duplication of benefits

    • D. 

      None of the above

  • 24. 
    A skilled nursing facility for patients receiving specialized care after discharge from a hospital is a(n) ____________________.             
    • A. 

      Extended care facility

    • B. 

      Post care facility

    • C. 

      Nursing home

    • D. 

      None of the above

  • 25. 
    Payment for hospital charges incurred by an insured person because of injury or illness is a(n) ___________________.             
    • A. 

      Hospital benefits

    • B. 

      Catastrophic health benefits

    • C. 

      Extra help benefits

    • D. 

      None of the above

  • 26. 
    A agent of an insurance company who solicits or initiates contracts of insurance and services the policyholder for the insurer is a(n) _____________________.             
    • A. 

      Insurance agent

    • B. 

      Claim representative

    • C. 

      Carrier

    • D. 

      Member physician

  • 27. 
    A method of charging whereby a physician presents a bill for each service rendered is a(n) ___________________.             
    • A. 

      Non duplication of benefits

    • B. 

      Fee-for-service

    • C. 

      Monthly statement

    • D. 

      None of the above

  • 28. 
    The Tri-Care fiscal begins __________ and ends ___________.            
    • A. 

      January 1 to December 31

    • B. 

      October 1 to September 1

    • C. 

      October 1 to September 30

    • D. 

      July 1 to June 31

  • 29. 
    The Employees Withholding Exemption Certificate form number is also known as a ___________ form.            
    • A. 

      W-2

    • B. 

      W-4

    • C. 

      1040

    • D. 

      Social security number

  • 30. 
    FICA provides benefits are for ____________________.            
    • A. 

      Medicare

    • B. 

      Social security

    • C. 

      Old age

    • D. 

      Aid to dependent children

  • 31. 
    The physician’s bank statement is reconciled with a __________________.            
    • A. 

      Daily ledger

    • B. 

      Business ledger

    • C. 

      Personal ledger

    • D. 

      Checkbook

  • 32. 
    Amounts purchased on credit and owed to creditors are also known as ____________.            
    • A. 

      Collateral

    • B. 

      Accounts receivable

    • C. 

      Accounts payable

    • D. 

      Closed accounts

  • 33. 
    Cash, furniture, and equipment are also known as _______________.            
    • A. 

      Liabilities

    • B. 

      Depreciable assets

    • C. 

      Assets

    • D. 

      Mutually owned property

  • 34. 
    Patient accounts having a zero balance are known as __________________.            
    • A. 

      Accounts receivables

    • B. 

      Accounts payable

    • C. 

      Closed accounts

    • D. 

      Collateral

  • 35. 
    An instrument reflecting the details of sales or purchase transaction is a(n) _____________.            
    • A. 

      Invoice

    • B. 

      Ledger card

    • C. 

      Disbursement record

    • D. 

      Payment record

  • 36. 
    An employee must obtain a Social Security Number which is assigned by the ________________.            
    • A. 

      City Government

    • B. 

      State Government

    • C. 

      County Government

    • D. 

      Federal Government

  • 37. 
    The physician is required to give his/her employees a W-2 form  on or before __________.            
    • A. 

      February 5th

    • B. 

      June 1st

    • C. 

      January 1st

    • D. 

      February 1st

  • 38. 
    A system whereby large quantities of data can be accessed, searched, sorted, and arranged very rapidly by computer is also known as a(n) __________________.           
    • A. 

      Word processor

    • B. 

      Electronic scheduling

    • C. 

      Label research

    • D. 

      Data base management

  • 39. 
    The computer, printer, disk drives, and monitors are also known as ____________.            
    • A. 

      Assets

    • B. 

      Hardware

    • C. 

      Processing equipment

    • D. 

      Visual display equipment

  • 40. 
    Programs which tell the computer what to do are also known as ______________.            
    • A. 

      Diskettes

    • B. 

      Software

    • C. 

      Hardware

    • D. 

      ram

  • 41. 
    Using the computers DEL command is also known as ______________.             
    • A. 

      Deliver

    • B. 

      Delete

    • C. 

      Discard

    • D. 

      Directory

  • 42. 
    The computers directional arrow keys are known to ________________.             
    • A. 

      Start the machine

    • B. 

      Are used to be used with the control key

    • C. 

      Move the cursor, right, left, up or down

    • D. 

      Correct typing mistakes

  • 43. 
    Referring to computers, the term “user friendly” means ______________.            
    • A. 

      How well written the manual is

    • B. 

      How many documents the system will handle

    • C. 

      Can the system be cost effective

    • D. 

      How easy the system is to operate

  • 44. 
    A fraudulent signature is known as a(n) __________________.            
    • A. 

      Endorsement

    • B. 

      Forgery

    • C. 

      Maker

    • D. 

      Bearer

  • 45. 
    In banking a deposit or addition to a bank account is also known as a(n) ________.            
    • A. 

      Debit

    • B. 

      Credit

    • C. 

      Checking account

    • D. 

      Note

  • 46. 
    A signature on the reverse side of a check is also known as a(n) ______________.            
    • A. 

      Kiting

    • B. 

      Endorsement

    • C. 

      Reconciliation

    • D. 

      Signature card

  • 47. 
    To correct a handwritten error in a patient’s chart, the only acceptance is _______.             
    • A. 

      White it out neatly and insert the correct information

    • B. 

      Write over the error

    • C. 

      Scratch through the error so it cannot be read

    • D. 

      Draw a line through the error, insert the correct information, date and initial it

  • 48. 
    The insurance program that covers needy and low income people is known as __________.             
    • A. 

      Medicaid

    • B. 

      Medicare

    • C. 

      Tri-Care

    • D. 

      Blue Cross/Blue Shield

  • 49. 
    The American Medical Association developed a reference procedural code book using a numerical system for procedures known as a(n) ________________.              
    • A. 

      Reference manual

    • B. 

      Current procedural terminology

    • C. 

      insurance claim manual

    • D. 

      Manual for current procedures

  • 50. 
    The proper procedure for canceling an appointment in the appointment book is ______________.             
    • A. 

      Erase the entry

    • B. 

      Put white-out over the entry

    • C. 

      Scribble out the entry and indicate your initials

    • D. 

      Mark through the entry with a single red line

  • 51. 
    A predetermined amount that the insured must pay each year before the insurance company will pay for an illness or injury is also known as a(n) ______________.            
    • A. 

      Co-payment fee

    • B. 

      Deductible

    • C. 

      Extended benefits

    • D. 

      Application fees

  • 52. 
    .      A transference of words into numbers so computers can be used in claims processing is also known as __________________.             
    • A. 

      Coding

    • B. 

      Work manipulation

    • C. 

      Classification

    • D. 

      Diagnostic numbering

  • 53. 
    Instructions to an insurance company about who and where to make payment is also known as a(n) _________________.             
    • A. 

      Payment contract

    • B. 

      Assignment of benefits

    • C. 

      Beneficial assignment

    • D. 

      Notice of payment

  • 54. 
    In the full blocked style of a letter, all lines or parts of the letter should be ____________.             
    • A. 

      Indented at least 5 spaces

    • B. 

      Spaced equally from the right side

    • C. 

      Designed with equal spaces between words

    • D. 

      At the left hand margin

  • 55. 
    Concerning computers, a duplicate file to protect information is also known as a(n) ___________________.             
    • A. 

      Backup

    • B. 

      batch

    • C. 

      Default

    • D. 

      Matrix

  • 56. 
    A number issued by the Internal Revenue Service to medical groups or solo practices for income tax is also known as a(n) ________________.             
    • A. 

      Social security number

    • B. 

      Federal tax identification number

    • C. 

      State tax number

    • D. 

      Insurance ID number

  • 57. 
    A small amount of cash kept in the office for miscellaneous purchases is also known as __________________.             
    • A. 

      Slush fund

    • B. 

      Office pot

    • C. 

      Petty cash fund

    • D. 

      Account payable fund

  • 58. 
    When using open punctuation, the salutation of a letter should be followed by a(n) ____________________.             
    • A. 

      Comma

    • B. 

      Colon

    • C. 

      Asterisk

    • D. 

      No punctuation mark

  • 59. 
    The most important characteristic of an appointment book or appointment sheet’s content is why, when and  ____________________.              
    • A. 

      The duration of the appointment

    • B. 

      The relationship to the patient

    • C. 

      Pre policy rider

    • D. 

      Waiver

  • 60. 
    Circulars, printed booklets and newsletters up to 16 ounces are _______.              
    • A. 

      First class mail

    • B. 

      Second class mail

    • C. 

      Third class mail

    • D. 

      Fourth class mail

  • 61. 
    Normal business transactions requiring payment by the physician should be made  with (a) ____________________.             
    • A. 

      Credit card

    • B. 

      Check

    • C. 

      Wire

    • D. 

      Cash

  • 62. 
    A machine designed to receive and send printed documents via the telephone is also known as a(n) ______________.             
    • A. 

      Transcriber

    • B. 

      Scanner

    • C. 

      Fax machine

    • D. 

      Photo copier

  • 63. 
    A twelve month period that begins with the same pre-determined date each year and is selected for financial purposes, is also knows as a(n)            ________________.             
    • A. 

      Fiscal year

    • B. 

      Financial year

    • C. 

      Fiduciary year

    • D. 

      Accounting year

  • 64. 
    Handwritten and typewritten messages or any other business mail which weighs up to 11 ounces is _____________________.              
    • A. 

      First class mail

    • B. 

      Second class mail

    • C. 

      Third class mail

    • D. 

      Fourth class mail

  • 65. 
    A check written to the doctor by someone other than the patient is also known as a(n) __________________.             
    • A. 

      Referred check

    • B. 

      Delayed check

    • C. 

      Third party check

    • D. 

      Cashiers check

  • 66. 
    A check that will be unpaid if written over a certain amount, is also known as a(n) ____________.             
    • A. 

      limited check

    • B. 

      Certified check

    • C. 

      Cashiers check

    • D. 

      One-write check

  • 67. 
    A bank term used to indicate that the writer of the check did not have enough funds in his/her account to cover the check is also known as _______________.             
    • A. 

      Insufficient funds

    • B. 

      Overdraft checking account

    • C. 

      Limited check

    • D. 

      Refer to maker check

  • 68. 
    All prescriptions for controlled substances requires the physician signature and a(n) ______________.             
    • A. 

      DEA registration number

    • B. 

      EPA registration number

    • C. 

      FDA registration number

    • D. 

      CDC registration number

  • 69. 
    Discovering if a treatment (surgery, tests) is covered under a patient’s contract is also known as a(n) ___________________.             
    • A. 

      Pre-certification

    • B. 

      Pre-authorization

    • C. 

      Pre-determination

    • D. 

      Pre-existing