Loan Quizzes Online & Trivia

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Enhance your knowledge about loan and learn something completely new by answering these insightful quiz questions. Prepare for any upcoming test, use it for training, simply keep yourself updated or even get insights into creating awesome quizzes of your own with these loan quizzes.

Each and every loan quiz that we have is made up of well-researched and interesting quiz questions that test your awareness and grasp of the subject. With detailed instant feedback for quiz answers, you can easily learn something new about loan with every question you attempt.

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Related Topics


  • What is the difference between Grant and Loan?
    What is the difference between Grant and Loan?
    Most of the time, when we receive a particular amount of money from the government, financial institutions, individuals, at times we will be required to pay the money back, and also, the money can just be given to you, and you will not need to pay it back. Examples of such are loan and grant. A grant is a particular amount of money you receive either from the government or private organizations or individuals in the form of entitlement. When a grant is given, you are not expected to pay it back. A grant can be money or other things like property, gift. A loan, on the other hand, is a particular amount of money you receive from the government, financial institutions like bank, private organizations, but with the expectation that you are paying it back. Most times, loans come with interest. This means when you are repaying the loan, you will still pay some additional money

  • When is a loan application is considered complete?
    When is a loan application is considered complete?
    Need to have all borrowers complete names, current address, social security, information on the job with details name of employment, income, length, all liabilities, credit cards, mortgage, car payments, child support, etc, assets real estate, investments, check account, savings, 401k, etc, after the credit is run and qualified in the ratios, then finalizing by signing all borrowers.,

  • When receiving a copy of the Appraisal Report what 3 items must be present in order for the appraisal to be valid?
    When receiving a copy of the Appraisal Report what 3 items must be present in order for the appraisal to be valid?
    Value, pictures, conditon of property, repairs, the in a house pet

  • What is the difference between FHA and Conventional loans?
    What is the difference between FHA and Conventional loans?
    There are some people who may become confused with FHA and conventional loans because they may seem similar to each other. The FHA loan is known to be the type of loan that you can get more easily. This is considered to be more flexible however, you will be required to pay your mortgage loan. The plus side of this is your credit score does not have to be very high. A conventional mortgage loan will require a higher credit score but you can also get better rates in the long run. It will still depend on you and your situation which one will work better for you in the long run.

  • What is the actual interest rate on a loan of $100,000 at 12% interest with 4 points over a one year period? Points are based on the full amount of loan and deducted from loan proceeds at the time...
    What is the actual interest rate on a loan of $100,000 at 12% interest with 4 points over a one year period? Points are based on the full amount of loan and deducted from loan proceeds at the time...
    12.5%

  • Which of the following statements are CORRECT? A mortgage broker refers clients to a title company. The mortgage broker owns 10% of the title company. The title company performs services and pays...
    Which of the following statements are CORRECT? A mortgage broker refers clients to a title company. The mortgage broker owns 10% of the title company. The title company performs services and pays...
    Neither the mortgage broker nor the title company is in violation of the Real Estate Settlement Procedure Act (RESPA)

  • Which of the following loan(s) would be most cost-effective for building credit during the four years Sam is in school?
    Which of the following loan(s) would be most cost-effective for building credit during the four years Sam is in school?
    1. 42. 33. 14. 2Answers: 3) With the grace period and small purchases, a good score can be built without paying much in interest and fees. Cash as collateral is required, however it is refundable after a few years. A cosigner is not required which avoids the chance of ruining friendships and family relationships. 4) With the grace period and small purchases a good score can be built without paying much in interest and fees. Cash as collateral is required, however it is refundable after a few years. A cosigner is not required which avoids the chance of ruining friendships and family relationships. 2) Interest payments are unavoidable, and a credit score does not grow as fast as the credit card options. 1) Payday loans, are very expensive and also dont build credit very well.

  • The__________________ illustrates the contract rate, APR and all fees associated with a specific loan.
    The__________________ illustrates the contract rate, APR and all fees associated with a specific loan.
    Truth in Lending Borrowers Authorization Title Insurance Policy Appraisal Home Inspection

  • The__________________ illustrates the contract rate, APR and all fees associated with a specific loan.
    The__________________ illustrates the contract rate, APR and all fees associated with a specific loan.
    1. Truth in Lending2. Borrowers Authorization3. Title Insurance Policy4. Appraisal5. Home Inspection

  • MONTHLY PAYMENT ON A $100 LOAN Term in Months Annual Percentage Rate 8.00% 10.00% 12.00% 14.00% 6 17.06 17.16 17.25 17.35 12 8.70 8.79 8.88 8.98 18 5.91 6.01 6.10 ...
    MONTHLY PAYMENT ON A $100 LOAN Term in Months Annual Percentage Rate 8.00% 10.00% 12.00% 14.00% 6 17.06 17.16 17.25 17.35 12 8.70 8.79 8.88 8.98 18 5.91 6.01 6.10 ...
    9.54

  • According to the Real Estate Settlement Procedures Act (RESPA), which of the following relationships between a lender and a settlement service provider does NOT require disclosures on the Good...
    According to the Real Estate Settlement Procedures Act (RESPA), which of the following relationships between a lender and a settlement service provider does NOT require disclosures on the Good...
    Provider has an outstanding loan with the lender

  • A borrower has approached a lender for refinancing a residential property. According to the Truth In Lending Act (TILA), which of the following information does the lender have to provide to the...
    A borrower has approached a lender for refinancing a residential property. According to the Truth In Lending Act (TILA), which of the following information does the lender have to provide to the...
    A new disclosure for the refinancing of credit

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