The 'Credit and Credit Cards Pre-Test' assesses understanding of credit card usage, interest implications, credit ratings, and credit lines. It aims to educate young adults on financial literacy, emphasizing the importance of managing credit effectively.
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Is produced monthly by the federal government.
Is changed only once a year.
Is a financial report card.
Is usually only of interest to individuals who plan to purchase a house.
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Have the same credit limit.
Must be used each month or they become inactive.
Have an annual fee.
None of the above.
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A credit card is required if you want to establish credit.
All bank credit cards are the same.
Credit cards are a privilege.
You pay a fee every time you use a credit card.
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You can buy what you want, as long as you can afford the card's minimum monthly payment.
You will have a better credit score than if you do not have a credit card.
You cannot charge over your credit limit.
None of the above.
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You are withdrawing money from savings.
You are borrowing money from checking.
Your bank is loaning you money.
None of the above.
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Quiz Review Timeline (Updated): Mar 22, 2023 +
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