Online Test For Bh

30 Questions | By LUD_RLC1 | Last updated: Mar 20, 2022 | Total Attempts: 69

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1.

The maximum amount a customer can pay online towards principle payment is _____________
- A.
  
  Rs.1000/-
- B.
  
  Any amount exceeding current month’s interest
- C.
  
  Complete Loan Amount
- D.
  
  Complete Loan amount keeping minimum balance of Rs.100/-
2.

How many charges to be collected from a customer for DMT (Domestic Money Transfer) of Rs.10000/- using Muthoot Money
- A.
  
  150
- B.
  
  50
- C.
  
  100
- D.
  
  200
3.

How many calls have to be made by Branch Head weekly for NEW KYC and WIN BACK as per IOM No. CO/OPN/45/17
- A.
  
  30
- B.
  
  20
- C.
  
  15
- D.
  
  40
4.

As per IOM No. CO/OPN/45/17 Branch Head should visit ________ prospective customers weekly and convert _________ customers weekly (for overall GL growth)
- A.
  
  20 & 4
- B.
  
  10 & 2
- C.
  
  10 & 4
- D.
  
  None of these options
5.

What are the charges for "iWill" (excluding service tax)
- A.
  
  4000
- B.
  
  4600
- C.
  
  5000
- D.
  
  5600
6.

Which are the Gold Loan schemes in which customer gets 2% Rebate on interest (if paid monthly)
- A.
  
  MSL,MPL,MGL
- B.
  
  MHL,MGL,MPL
- C.
  
  MAL,MPL,MGL
- D.
  
  MSL,MGL,MHL
7.

In case of GL token lost cases (12 months & above), Branch Head can sanction - amount uptoRs.___________?
- A.
  
  25000
- B.
  
  100000
- C.
  
  200000
- D.
  
  300000
8.

What is maximum withdrawal amount in Muthoot DCB Visa Card in a day from our branches
- A.
  
  Rs.5000
- B.
  
  Rs.10000
- C.
  
  Rs.15000
- D.
  
  Rs.20000
9.

What is maximum LTV (Loan to Value) for MOS
- A.
  
  70%
- B.
  
  75%
- C.
  
  65%
- D.
  
  None of these options
10.

MLS (Muthoot Life Line Scheme) has been discontinued w.e.f 28th Feb 2017
- A.
  
  False
- B.
  
  True
11.

How many casual leaves in a quarter are applicable to employees & how many casual leaves can be clubbed together
- A.
  
  3 & 2
- B.
  
  3 & 1
- C.
  
  3 & 3
- D.
  
  1 & 2
12.

What is the weightage of NEW KYC under Branch Head KRA as per new PMS criteria (IOM. No. CO/OPN/199/16)
- A.
  
  10%
- B.
  
  20%
- C.
  
  30%
- D.
  
  40%
13.

As per Cir. No. CO/07/17 charges on POS machine stands waived till 31st March 2017
- A.
  
  True
- B.
  
  False
14.

Rs._________ is the charges for 4th Notice issued to customer having GL outstanding more than 11 months
- A.
  
  50
- B.
  
  23
- C.
  
  35
- D.
  
  7
15.

Gold Loan Transferred using IMT (Instant Money Transfer) can be withdrawn from which bank ATMs
- A.
  
  Axis Bank & Union Bank of India
- B.
  
  HDFC Bank & ICICI Bank
- C.
  
  Axis Bank & Bank of India
- D.
  
  SBI & Union Bank of India
16.

Legal heirs of a deceased borrower whose GL outstanding is 12 lacs approaching for settlement, who is the sanctioning authority?
- A.
  
  Regional Manager
- B.
  
  Regional Audit Manager
- C.
  
  Credit Dept. CO(N) or South
- D.
  
  Assistant Regional Manager
17.

Mention the maximum amount a customer can top up by cash in our DCB visa card in a month?
- A.
  
  24000
- B.
  
  20000
- C.
  
  10000
- D.
  
  240000
18.

Our Health Care-Max Bupa policy covers personal accidental cover of Rs………. along with mediclaim?
- A.
  
  200000
- B.
  
  250000
- C.
  
  400000
- D.
  
  500000
19.

Mark out the wrong one from the following insurance companies for vehicle insurance
- A.
  
  Oriental insurance
- B.
  
  The New India Assurance
- C.
  
  TATA AIG
- D.
  
  Magma HDI General Insurance
20.

Suppose Market rate of 22ct gold is 2900 per gram, what will be the advance rate for MPL scheme on solid ornaments?
- A.
  
  2030
- B.
  
  2000
- C.
  
  1885
- D.
  
  2175
21.

The maximum amount of gold coin can be carried alone by office boy from one branch to another is…………..?
- A.
  
  500gm
- B.
  
  100gm
- C.
  
  250gm
- D.
  
  10gm
22.

As per revised KYC norms, if there is any change in the address, mentioned as per ‘proof of address’, fresh proof of address shall be obtained within a period of ……………..months?
- A.
  
  3 months
- B.
  
  1 month
- C.
  
  6 months
- D.
  
  2 months
23.

As per IOM no. CO/C&R/28/17, Field Verification should be done within ………….days and on GL above ……..lacs.
- A.
  
  2 days & 5 Lacs
- B.
  
  5 days & 10 lacs
- C.
  
  7 days & 5 lacs
- D.
  
  2 days & 10 lacs
24.

As per New Time and motion study(IOM/CO/OPN/27/17), Each Branch Staff have been allotted ………..minutes per day for OFP works.
- A.
  
  30
- B.
  
  60
- C.
  
  45
- D.
  
  120
25.

From 1/3/17 to 31/3/17, charges for bulk PAN application is Rs.__________ and cash prize for staff if Rs. ____________
- A.
  
  200 & 500
- B.
  
  265 & 500
- C.
  
  265 & 1000
- D.
  
  150 & 1000