Online Test For Bh

The correct answer is "Complete Loan amount keeping minimum balance of Rs.100/-". This means that the maximum amount a customer can pay online towards the principle payment is the complete loan amount, but they must also maintain a minimum balance of Rs.100/- in their account. This ensures that the customer has enough funds to cover any additional charges or fees that may arise.

The correct answer is 150. To collect charges from a customer for a Domestic Money Transfer (DMT) of Rs. 10000 using Muthoot Money, 150 charges need to be collected.

The interest rate under MOS is 19%.

The given statement is true because according to Circular No. CO/07/17, charges on POS (Point of Sale) machines are waived until 31st March 2017. This means that businesses using POS machines for transactions will not have to pay any charges for their usage until the specified date.

The correct answer is 200000. This means that the Health Care-Max Bupa policy covers a personal accidental cover of Rs. 200,000 along with mediclaim. This implies that in case of an accident resulting in injury or disability, the policy will provide coverage up to Rs. 200,000 for medical expenses and treatment.

The Branch Head can sanction an amount up to Rs. 25000 in the case of GL token lost cases that have been outstanding for 12 months and above.

The maximum amount a customer can top up by cash in our DCB visa card in a month is 20000.

The maximum Loan to Value (LTV) for MOS is 70%. This means that the maximum amount of loan that can be provided in relation to the appraised value of the property is 70%. This indicates that the borrower is required to provide a down payment of at least 30% of the property's value.

Employees are eligible for 3 casual leaves in a quarter. These leaves can be clubbed together up to a maximum of 2 leaves. This means that employees can take a maximum of 2 consecutive casual leaves in a quarter.

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The correct answer is 100gm because it is the only option that is feasible for an office boy to carry alone from one branch to another. Carrying 500gm, 250gm, or even 10gm of gold coins would be too heavy or too light for an office boy to handle. Therefore, the maximum amount that can be carried alone is 100gm.

The Gold Loan schemes in which customers get a 2% rebate on interest if paid monthly are MSL, MPL, and MGL.

A customer can pay the part payment of principal with multiple of Rs. 100. This means that the customer can make payments in increments of Rs. 100 towards the principal amount.

The service charges for a loan of Rs. 8 lakhs under the MHL scheme are 1%. This means that the customer will be charged 1% of the loan amount as a service fee.

According to the New Time and motion study, each branch staff is allotted 30 minutes per day for OFP works.

The advance rate for the MPL scheme on solid ornaments can be calculated by multiplying the market rate of 22ct gold by a certain percentage. Since the question does not provide the specific percentage, it is not possible to determine the exact advance rate. Therefore, an explanation for the given correct answer of 2030 cannot be provided.

During the period from 1/3/17 to 31/3/17, the charges for bulk PAN application were Rs. 200 and the cash prize for staff was Rs. 500.

MLS (Muthoot Life Line Scheme) has not been discontinued as of 28th Feb 2017.

The correct answer is 50. This suggests that the charges for the 4th Notice issued to a customer with a GL (General Ledger) outstanding for more than 11 months is Rs. 50.

As per IOM no. CO/C&R/28/17, the field verification should be done within 2 days and on GL above 5 lacs.

The given statement "MFDCB card can not be used after withdrawal the total amount" is incorrect because MFDCB cards can be used even after the total amount has been withdrawn.

According to IOM No. CO/OPN/45/17, the Branch Head needs to make 30 calls weekly for NEW KYC and WIN BACK.

The charges for "iWill" (excluding service tax) are 4000.

The correct answer is Regional Manager. The regional manager is typically the authority responsible for sanctioning loans and making decisions regarding settlements. As the legal heirs of the deceased borrower are approaching for settlement, it would be the regional manager who would have the authority to approve or deny the settlement request.

Oriental insurance is marked as the wrong one from the given options for vehicle insurance. This could be because Oriental insurance may not offer vehicle insurance or may not be a reputable or reliable insurance company for vehicle insurance compared to the other options listed (The New India Assurance, TATA AIG, and Magma HDI General Insurance).

The weightage of NEW KYC under Branch Head KRA as per the new PMS criteria (IOM. No. CO/OPN/199/16) is 10%.

The correct answer is 20 & 4. This means that the Branch Head should visit 20 prospective customers weekly and convert 4 customers weekly for overall GL growth.

Gold Loan transferred using IMT (Instant Money Transfer) can be withdrawn from Axis Bank and Bank of India ATMs.

As per the revised KYC norms, if there is any change in the address mentioned as proof of address, fresh proof of address should be obtained within a period of 3 months. This means that if there is any change in the address provided by the customer, the financial institution or organization must obtain a new proof of address within 3 months to ensure that the address on record is accurate and up to date. This is important for maintaining the integrity and accuracy of customer information and complying with regulatory requirements.

The maximum withdrawal amount in Muthoot DCB Visa Card in a day from their branches is Rs.5000.