Online Test For Bh

30 Questions | Total Attempts: 67

SettingsSettingsSettings
Please wait...
Online Test For Bh

.


Questions and Answers
  • 1. 
    The maximum amount a customer can pay online towards principle payment is _____________
    • A. 

      Rs.1000/-

    • B. 

      Any amount exceeding current month’s interest

    • C. 

      Complete Loan Amount

    • D. 

      Complete Loan amount keeping minimum balance of Rs.100/-

  • 2. 
    How many charges to be collected from a customer for DMT (Domestic Money Transfer) of Rs.10000/- using Muthoot Money
    • A. 

      150

    • B. 

      50

    • C. 

      100

    • D. 

      200

  • 3. 
    How many calls have to be made by Branch Head weekly for NEW KYC and WIN BACK as per IOM No. CO/OPN/45/17
    • A. 

      30

    • B. 

      20

    • C. 

      15

    • D. 

      40

  • 4. 
    As per IOM No. CO/OPN/45/17  Branch Head should visit ________ prospective customers weekly and convert _________ customers weekly (for overall GL growth)
    • A. 

      20 & 4

    • B. 

      10 & 2

    • C. 

      10 & 4

    • D. 

      None of these options

  • 5. 
    What are the charges for "iWill" (excluding service tax)
    • A. 

      4000

    • B. 

      4600

    • C. 

      5000

    • D. 

      5600

  • 6. 
    Which are the Gold Loan schemes in which customer gets 2% Rebate on interest (if paid monthly)
    • A. 

      MSL,MPL,MGL

    • B. 

      MHL,MGL,MPL

    • C. 

      MAL,MPL,MGL

    • D. 

      MSL,MGL,MHL

  • 7. 
    In case of GL token lost cases (12 months & above), Branch Head can sanction - amount uptoRs.___________?
    • A. 

      25000

    • B. 

      100000

    • C. 

      200000

    • D. 

      300000

  • 8. 
    What is maximum withdrawal amount in Muthoot DCB Visa Card in a day from our branches
    • A. 

      Rs.5000

    • B. 

      Rs.10000

    • C. 

      Rs.15000

    • D. 

      Rs.20000

  • 9. 
    What is maximum LTV (Loan to Value) for MOS
    • A. 

      70%

    • B. 

      75%

    • C. 

      65%

    • D. 

      None of these options

  • 10. 
    MLS (Muthoot Life Line Scheme) has been discontinued w.e.f 28th Feb 2017
    • A. 

      False

    • B. 

      True

  • 11. 
    How many casual leaves in a quarter are applicable to employees & how many casual leaves can be clubbed together
    • A. 

      3 & 2

    • B. 

      3 & 1

    • C. 

      3 & 3

    • D. 

      1 & 2

  • 12. 
    What is the weightage of NEW KYC under Branch Head KRA as per new PMS criteria (IOM. No. CO/OPN/199/16)
    • A. 

      10%

    • B. 

      20%

    • C. 

      30%

    • D. 

      40%

  • 13. 
    As per Cir. No. CO/07/17 charges on POS machine stands waived till 31st March 2017
    • A. 

      True

    • B. 

      False

  • 14. 
    Rs._________ is the charges for 4th Notice issued to customer having GL outstanding more than 11 months
    • A. 

      50

    • B. 

      23

    • C. 

      35

    • D. 

      7

  • 15. 
    Gold Loan Transferred using IMT (Instant Money Transfer) can be withdrawn from which bank ATMs
    • A. 

      Axis Bank & Union Bank of India

    • B. 

      HDFC Bank & ICICI Bank

    • C. 

      Axis Bank & Bank of India

    • D. 

      SBI & Union Bank of India

  • 16. 
    Legal heirs of a deceased borrower whose GL outstanding is 12 lacs approaching for settlement, who is the sanctioning authority?
    • A. 

      Regional Manager

    • B. 

      Regional Audit Manager

    • C. 

      Credit Dept. CO(N) or South

    • D. 

      Assistant Regional Manager

  • 17. 
    Mention the maximum amount a customer can top up by cash in our DCB visa card in a month?
    • A. 

      24000

    • B. 

      20000

    • C. 

      10000

    • D. 

      240000

  • 18. 
    Our Health Care-Max Bupa policy covers personal accidental cover of Rs………. along with mediclaim?
    • A. 

      200000

    • B. 

      250000

    • C. 

      400000

    • D. 

      500000

  • 19. 
    Mark out the wrong one from the following insurance companies for vehicle insurance
    • A. 

      Oriental insurance

    • B. 

      The New India Assurance

    • C. 

      TATA AIG

    • D. 

      Magma HDI General Insurance

  • 20. 
    Suppose Market rate of 22ct gold is 2900 per gram, what will be the advance rate for MPL scheme on solid ornaments?
    • A. 

      2030

    • B. 

      2000

    • C. 

      1885

    • D. 

      2175

  • 21. 
    The maximum amount of gold coin can be carried alone by office boy from one branch to another is…………..?
    • A. 

      500gm

    • B. 

      100gm

    • C. 

      250gm

    • D. 

      10gm

  • 22. 
    As per revised KYC norms, if there is any change in the address, mentioned as per ‘proof of address’, fresh proof of address shall be obtained within a period of ……………..months?
    • A. 

      3 months

    • B. 

      1 month

    • C. 

      6 months

    • D. 

      2 months

  • 23. 
    As per IOM no. CO/C&R/28/17, Field Verification should be done within ………….days and on GL above ……..lacs.
    • A. 

      2 days & 5 Lacs

    • B. 

      5 days & 10 lacs

    • C. 

      7 days & 5 lacs

    • D. 

      2 days & 10 lacs

  • 24. 
    As per New Time and motion study(IOM/CO/OPN/27/17), Each Branch Staff have been allotted ………..minutes per day for OFP works.
    • A. 

      30

    • B. 

      60

    • C. 

      45

    • D. 

      120

  • 25. 
    From 1/3/17 to 31/3/17, charges for bulk PAN application is Rs.__________ and cash prize for staff if Rs. ____________
    • A. 

      200 & 500

    • B. 

      265 & 500

    • C. 

      265 & 1000

    • D. 

      150 & 1000

Back to Top Back to top