Employment Practices Liability Insurance

10 Questions | Total Attempts: 49

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Insurance Quizzes & Trivia

Are you an employer or prospective employer seeking to gather knowledge on how to cover yourself against claims that may be made by employees on matters wrongful termination and other employment related issues? Take the test below to find out!


Questions and Answers
  • 1. 
    Employment Practices Liability Insurance is written on a Claims-Made basis.  This means the claim must be made against the insured and submitted...
    • A. 

      Within the policy period

    • B. 

      Any time so long as the claim occurred during the policy period

    • C. 

      Within 5 years of the policy period

    • D. 

      Within 10 years of the policy period

  • 2. 
    Defense costs are not included within the annual aggregate limit for EPLI?
    • A. 

      True

    • B. 

      False

  • 3. 
    When rating EPLI coverage, a full time employee is considered an employee who works more than 27.5 hours per week, while a part time employee works 27.5 hours per week or less.
    • A. 

      True

    • B. 

      False

  • 4. 
    Employment Practices Liability Insurance (EPLI) is only available on the BOP.
    • A. 

      True

    • B. 

      False

  • 5. 
    Employment Practices Liability Insurance (EPLI) is only available for new business, not renewals?
    • A. 

      True

    • B. 

      False

  • 6. 
    Employment Practices Liability Insurance (EPLI) protects employers from claims brought by employees for
    • A. 

      Discrimination

    • B. 

      Wrongful Termination

    • C. 

      Harassment, including sexual harassment

    • D. 

      All of the above

  • 7. 
    More than 50% of EPLI claims are filed against small businesses?
    • A. 

      True

    • B. 

      False

  • 8. 
    Derogatory comments made to a customer, by an employee,  would be an exposure EPLI insurance would cover?
    • A. 

      True

    • B. 

      False

  • 9. 
    In order to add Employment Practices Liability Insurance (EPLI) to a BOP quote, you will go to which of the following tabs?
    • A. 

      Liability

    • B. 

      Property

    • C. 

      Coverage

    • D. 

      Applicant

  • 10. 
    One reason to meet with current clients or propose EPLI coverage to new clients with employees is....
    • A. 

      Better protection from E & O exposure

    • B. 

      Product differentiation

    • C. 

      A client may be unaware of the need

    • D. 

      All of the above

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