Hands-on banking post-test for adults.
The amount you receive after benefits, such as vacation pay and health insurance, have been added.
The amount you receive after taxes, insurance, or other costs have been subtracted.
The total amount you earn.
True
False
Don't write a check for more money than you have in your account.
Pay your bills in full and on time.
Use your credit card to buy something you can't really afford.
Always keep your promises to repay the money you borrow.
The interest rate, how often you make deposits, and how the financial institution invests your money.
The interest rate, how long you keep the money in your account, and how the financia institution pays the interest.
The prime rate, your credit rating, and how you make the deposits (cash, check, or direct deposit).
A way to estimate the time or interest rate you would need to double your money on an investment.
A type of credit that is repaid to the lender in equal amounts, over a fixed period of time.
A measurement used to compare different loans, that takes into account the interest rate, term, and fees to illustrate the total cost of the loan.
You'll get higher interest rates.
You'll know the amount that will be available to you to make the purchase.
You'll get a longer term for payment.
You won't need a down payment.
10
20
30
40
Big Brother
Collection Agencies
Credit Unions
Credit Bureaus
10% of your monthly net income
The amount of your school loans
The amount you save on a monthl basis
20% of your monthly gross income
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