# SBI Bank (Po) Reasoning Exam

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• 1.

### Each odd digit in the number 5263187 is substituted by the  next higher digit and each even digit is substituted by the previous lower digit and the digits so obtained are rearranged in ascending order, which of the following will  be the third digit 'from the left end after the rearrangement?

• A.

2

• B.

4

• C.

5

• D.

6

• E.

None of these

B. 4
Explanation
In the given number 5263187, the odd digits are 5, 3, and 7. When we substitute each odd digit with the next higher digit, we get 6374299. The even digits in the original number are 2, 6, and 8. When we substitute each even digit with the previous lower digit, we get 4152076. After rearranging the digits in ascending order, we get 0124567. The third digit from the left end is 4.

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• 2.

### Among A, B, C, D and E, each having different weight, D is heavier than only A and C is lighter than B and E. Who among them is the heaviest?

• A.

B

• B.

E

• C.

C

• D.

• E.

None of these

Explanation
The given information states that D is heavier than only A and C is lighter than B and E. However, there is no direct comparison or information provided about the weights of B, C, and E. Therefore, it is not possible to determine who among them is the heaviest based on the given information. Hence, the answer is "Data inadequate".

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• 3.

### In a certain code TEMPORAL is written as OLUSMBSP. How is CONSIDER written in that code?

• A.

RMNBSFEJ

• B.

BNMRSFEJ

• C.

RMNBJEFS

• D.

TOPDQDCH

• E.

None of these

A. RMNBSFEJ
Explanation
The given code follows a pattern where each letter in the word is replaced with the letter that is 3 positions ahead of it in the English alphabet. Therefore, in the word CONSIDER, C is replaced with R, O is replaced with M, N is replaced with J, S is replaced with B, I is replaced with F, D is replaced with S, E is replaced with J, and R is replaced with E. Therefore, the word CONSIDER is written as RMNBSFEJ in that code.

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• 4.

### How many meaningful English words can be made with the letters DLEI using each letter only once in each word?

• A.

0

• B.

1

• C.

2

• D.

3

• E.

More than 3

C. 2
Explanation
The letters D, L, E, and I can be rearranged to form the words "led" and "del". These are the only two meaningful English words that can be made using these letters, so the answer is 2.

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• 5.

### In a certain code language, 'how many goals scored' is written as '5 3 9 7'; 'many more matches' is written as '9 8 2'; and 'he scored five' is written as '1 6 3'. How is 'goals' written in that code language?

• A.

5

• B.

7

• C.

5 or 7

• D.

• E.

None of these

C. 5 or 7
Explanation
Based on the given information, we can determine that the code for 'goals' is either 5 or 7. This is because the code for 'how many goals scored' includes both 5 and 7, and there is no other information to suggest which one is the correct code for 'goals'. Therefore, the answer is either 5 or 7.

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• 6.

### Pratap correctly remembers that his mother's birthday is before twenty third April but after nineteenth April, whereas his sister corsectly remembers that their mother's birthday is not on or after twentysec~ndApril. On which day in April is definitely their mother's birthday?

• A.

Twentieth

• B.

Twenty First

• C.

Twentieth or Twenty First

• D.

Cannot be determined

• E.

None of these

C. Twentieth or Twenty First
Explanation
Based on the information provided, we can conclude that Pratap's mother's birthday is either on the twentieth or twenty-first of April. Pratap remembers that it is before the twenty-third and after the nineteenth, while his sister remembers that it is not on or after the twenty-second. Therefore, the only days that satisfy both of their statements are the twentieth and twenty-first.

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• 7.

### Ashok started walking towards South.After walking 50 metres he took a right turn and walked 30 metres. He then  took a right turn and walked 100 metres. He again took a right turn and walked 30 metres and stopped. How far and  in which direction was he from the starting point?

• A.

50 metres South

• B.

150 metres North

• C.

180 metres East

• D.

50 metres North

• E.

None of these

D. 50 metres North
Explanation
Ashok started walking towards South, so his starting point is to the North. After walking 50 meters South, he took a right turn and walked 30 meters towards the West. Then, he took another right turn and walked 100 meters towards the North. Finally, he took a right turn again and walked 30 meters towards the East. Therefore, Ashok ended up 50 meters North from the starting point.

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• 8.

### If' '/' means '+'; '-' means 'x'; 'x' means '/' and '+' means '-'; then 15-8x6/12+4=?

• A.

20

• B.

28

• C.

8

• D.

2

• E.

None of these

B. 28
Explanation
In the given expression, we need to substitute the symbols according to the given rules. So, we have 15-8x6/12+4. According to the given rules, '-' means 'x', 'x' means '/', '/' means '+', and '+' means '-'. Substituting these symbols, the expression becomes 15x8/6+12-4. Now, applying the order of operations, we first perform the multiplication and division from left to right. 15x8/6 is equal to 20. Then, we have 20+12-4. Adding 20 and 12 gives us 32, and subtracting 4 from 32 gives us the final result of 28.

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• 9.

### Town D is towards East of town F. Town B is towards North of town D. Town H is towards South of town B. Towards which direction is town H from town F?

• A.

East

• B.

South East

• C.

North East

• D.

• E.

None of these

• 10.

### How many such pairs of letters are there in the word SEARCHES each of which has as many letters between them in the wordas in the English alphabet?

• A.

0

• B.

1

• C.

2

• D.

3

• E.

More than 3

D. 3
Explanation
In the word SEARCHES, the pairs of letters that have as many letters between them in the word as in the English alphabet are S and H, C and S, and S and E. These pairs are separated by 1, 2, and 3 letters respectively, which matches the number of letters between them in the English alphabet. Therefore, there are 3 such pairs in the word SEARCHES.

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• 11.

### There are given four statements followed by four conclusions numbered I, II, III & IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given, statements disregarding commonly known facts. Statements: All cups are bottles. Some bottles are jugs.   No jug is plate. Some plates are tables   Conclusions:  Some tables are bottles   Some plates are cups  No table is bottle Some jugs are cups

• A.

Only 1 follows

• B.

Only 2 follows

• C.

Only 3 follows

• D.

Only 4 follows

• E.

Only either 1 or 3 follows

E. Only either 1 or 3 follows
Explanation
.

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• 12.

### There are given four statements followed by four conclusions numbered I, II, III & IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given, statements disregarding commonly known facts. Statements: Some chairs are handles All handles are pots All pots are mats Some mats are busses   Conclusions: Some busses are handles  Some mats are chairs   No bus is a handle Some mats are handles

• A.

Only 1, I2 and I4 follow

• B.

Only 2, 3 and 4 follow

• C.

Only either 1 or 3 and 2 follow

• D.

Only either 1 or 3 and 4 follow

• E.

Only either 1 or 3, 2 and 4 follow

E. Only either 1 or 3, 2 and 4 follow
Explanation
The given statements indicate that there is an overlap between handles and chairs, handles and pots, pots and mats, and mats and busses. From these statements, we can conclude that some busses are handles (conclusion 1), some mats are chairs (conclusion 2), no bus is a handle (conclusion 3), and some mats are handles (conclusion 4). Therefore, only either 1 or 3, 2, and 4 follow.

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• 13.

### There are given four statements followed by four conclusions numbered I, II, III & IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given, statements disregarding commonly known facts. Statements: All birds are horses All horses are tigers   Some tigers are lions Some lions are monkeys   Conclusions: Some tigers are horses   Some monkes are birds  Some tigers are birds Some monkeys are horses

• A.

Only 1 and 3 follow

• B.

Only 1, 2 and 3 follow

• C.

Only 2, 3 and 4 follow

• D.

All 1, 2, 3 and 4 follow

• E.

None of these

A. Only 1 and 3 follow
Explanation
The conclusion "Some tigers are horses" follows because all horses are tigers according to the given statements. The conclusion "Some tigers are birds" also follows because all birds are horses and all horses are tigers, therefore some tigers are birds.

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• 14.

### There are given four statements followed by four conclusions numbered I, II, III & IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given, statements disregarding commonly known facts. Statements: Some benches are walls All walls are houses Some houses are jungles All jungles are roads   Conclusions: Some roads are benches   Some jungles are walls  Some houses are benches Some roads are houses

• A.

Only 1 and 2 follow

• B.

Only 1 and 3 follow

• C.

Only 3 and 4 follow

• D.

Only 2, 3 and 4 follow

• E.

None of these

C. Only 3 and 4 follow
Explanation
The conclusion "Some houses are benches" follows from the given statements because it is possible for some houses to be benches based on the information provided. Similarly, the conclusion "Some roads are houses" also follows as it is possible for some roads to be houses according to the given statements.

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• 15.

### There are given four statements followed by four conclusions numbered I, II, III & IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given, statements disregarding commonly known facts. Statements: Some sticks are lamps Some flowers are lamps Some lamps are dresses All dresses are shirts   Conclusions: Some shirts are sticks   Some shirts are flowers  Some flowers are sticks Some dresses are sticks

• A.

None follows

• B.

Only 1 follows

• C.

Only 2 follows

• D.

Only 3 follows

• E.

Only 4 follows

A. None follows
Explanation
None of the conclusions can be logically deduced from the given statements. The statements only establish a relationship between sticks, lamps, flowers, dresses, and shirts, but there is no direct or indirect connection between any specific combinations mentioned in the conclusions. Therefore, none of the conclusions follows from the given statements.

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• 16.

### A, B, C, D, E, F, G and H are eight employees of an organization working in three departments, viz Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from football, cricket, volleyball, badminton, lawn tennis, basketball, hockey and table tennis, not necessarily in the same order. D works in Administration and does not like either football or cricket. F works in Personnel with only A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like either cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes either badminton or lawn tennis. H does not like cricket. In which department does E work?

• A.

Personnel

• B.

Marketing

• C.

• D.

• E.

None of these

B. Marketing
Explanation
Based on the given information, we can determine the following:
- D works in Administration and does not like football or cricket.
- F works in Personnel with only A, who likes table tennis.
- E and H do not work in the same department as D.
- C likes hockey and does not work in Marketing.
- G does not work in Administration and does not like cricket or badminton.
- One of those who work in Administration likes football.
- The one who likes volleyball works in Personnel.
- None of those who work in Administration likes badminton or lawn tennis.
- H does not like cricket.

From this information, we can conclude that E cannot work in Administration or Personnel since H does not work in the same department as D. E also cannot work in Administration since one of those who work in Administration likes football, and E does not like football. Therefore, E must work in Marketing.

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• 17.

### A, B, C, D, E, F, G and H are eight employees of an organization working in three departments, viz Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from football, cricket, volleyball, badminton, lawn tennis, basketball, hockey and table tennis, not necessarily in the same order. D works in Administration and does not like either football or cricket. F works in Personnel with only A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like either cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes either badminton or lawn tennis. H does not like cricket. Which of the following groups of employees work in Administration department?

• A.

EGH

• B.

AF

• C.

BCD

• D.

BGD

• E.

C. BCD
Explanation
The given information helps us determine the employees' departments and their sports preferences. D works in Administration and does not like football or cricket. F works in Personnel with A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes badminton or lawn tennis. H does not like cricket. Based on this information, the employees B, C, and D work in the Administration department. Therefore, the correct answer is BCD.

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• 18.

### A, B, C, D, E, F, G and H are eight employees of an organization working in three departments, viz Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from football, cricket, volleyball, badminton, lawn tennis, basketball, hockey and table tennis, not necessarily in the same order. D works in Administration and does not like either football or cricket. F works in Personnel with only A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like either cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes either badminton or lawn tennis. H does not like cricket. Which of the following combinations of employee-department-favourite sport is correct?

• A.

• B.

F-Personel-Lawn Tennis

• C.

H-Marketing-Lawn Tennis

• D.

• E.

None of these

E. None of these
Explanation
Based on the given information, we can determine the following:
- D works in Administration and does not like football or cricket.
- F works in Personnel with only A, who likes table tennis.
- E and H do not work in the same department as D.
- C likes hockey and does not work in Marketing.
- G does not work in Administration and does not like cricket or badminton.
- One person in Administration likes football.
- The person who likes volleyball works in Personnel.
- H does not like cricket.

Using this information, we can eliminate all the given combinations as they do not match the given conditions. Therefore, none of the given combinations of employee-department-favourite sport is correct.

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• 19.

### A, B, C, D, E, F, G and H are eight employees of an organization working in three departments, viz Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from football, cricket, volleyball, badminton, lawn tennis, basketball, hockey and table tennis, not necessarily in the same order. D works in Administration and does not like either football or cricket. F works in Personnel with only A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like either cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes either badminton or lawn tennis. H does not like cricket. Which is G's favourite sport?

• A.

Cricket

• B.

• C.

• D.

Lawn Tennis

• E.

None of these

D. Lawn Tennis
Explanation
G's favorite sport is Lawn Tennis. This can be determined by considering the given information. D works in Administration and does not like football or cricket. F works in Personnel with only A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes badminton or lawn tennis. Since G does not like cricket or badminton, and lawn tennis is not liked by anyone in Administration, G's favorite sport must be lawn tennis.

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• 20.

### A, B, C, D, E, F, G and H are eight employees of an organization working in three departments, viz Personnel, Administration and Marketing with not more than three of them in any department. Each of them has a different choice of sports from football, cricket, volleyball, badminton, lawn tennis, basketball, hockey and table tennis, not necessarily in the same order. D works in Administration and does not like either football or cricket. F works in Personnel with only A, who likes table tennis. E and H do not work in the same department as D. C likes hockey and does not work in Marketing. G does not work in Administration and does not like either cricket or badminton. One of those who work in Administration likes football. The one who likes volleyball works in Personnel. None of those who work in Administration likes either badminton or lawn tennis. H does not like cricket. Which is E's favourite sport?

• A.

Cricket

• B.

• C.

• D.

Lawn Tennis

• E.

None of these

A. Cricket
Explanation
E's favorite sport is cricket. This can be determined from the given information that D works in Administration and does not like football or cricket, and F works in Personnel with only A, who likes table tennis. Since E and H do not work in the same department as D, and C likes hockey and does not work in Marketing, it can be concluded that E works in Marketing. Since G does not work in Administration and does not like cricket or badminton, and one of those who work in Administration likes football, it can be inferred that E's favorite sport is cricket.

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• 21.

### In the question: 'P\$Q' means 'P is not smaller than Q' 'P@Q' means 'P is neither smaller than nor equal to Q' 'P#Q' means 'P is neither greater than nor equal to Q' 'P&Q' means 'P is neither greater than nor smaller than Q' 'P*Q' means 'P is not greater than Q' Now assuming that the given statements are true, read all the conclusions and decide which of the given conclusions logically follow. Statements: H@T T#F F&E E*V Conclusions: V\$F E@T H@V T#V

• A.

Only 1, 2 and 3 are true

• B.

Only 1, 2 and 4 are true

• C.

Only 2, 3 and 4 are true

• D.

Only 1, 3 and 4 are true

• E.

All 1, 2, 3 and 4 are true

B. Only 1, 2 and 4 are true
Explanation
Based on the given statements and their meanings, we can determine the following:

1. V\$F: This means "V is not smaller than F." Since there is no direct statement about the relationship between V and F, we cannot determine if this conclusion is true or false.

2. E@T: This means "E is neither smaller than nor equal to T." From the given statements, we know that E is neither greater than nor smaller than F, and T is neither greater than nor equal to F. Therefore, this conclusion is true.

3. H@V: This means "H is neither smaller than nor equal to V." Since there is no direct statement about the relationship between H and V, we cannot determine if this conclusion is true or false.

4. T#V: This means "T is neither greater than nor equal to V." From the given statements, we know that T is neither greater than nor equal to F, and F is neither greater than nor equal to E. Therefore, this conclusion is true.

Based on the above analysis, only conclusions 2 and 4 can be determined to be true. Therefore, the correct answer is "Only 1, 2 and 4 are true."

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• 22.

### In the question: 'P\$Q' means 'P is not smaller than Q' 'P@Q' means 'P is neither smaller than nor equal to Q' 'P#Q' means 'P is neither greater than nor equal to Q' 'P&Q' means 'P is neither greater than nor smaller than Q' 'P*Q' means 'P is not greater than Q' Now assuming that the given statements are true, read all the conclusions and decide which of the given conclusions logically follow. Statements: D#R R*K K@F F\$J Conclusions: J#R J#K R#F K@D

• A.

Only 1, 2 and 3 are true

• B.

Only 2, 3 and 4 are true

• C.

Only 1, 3 and 4 are true

• D.

All 1, 2, 3 and 4 are true

• E.

None of these

E. None of these
• 23.

### In the question: 'P\$Q' means 'P is not smaller than Q' 'P@Q' means 'P is neither smaller than nor equal to Q' 'P#Q' means 'P is neither greater than nor equal to Q' 'P&Q' means 'P is neither greater than nor smaller than Q' 'P*Q' means 'P is not greater than Q' Now assuming that the given statements are true, read all the conclusions and decide which of the given conclusions logically follow. Statements: N&B B\$W W#H H*M Conclusions: M@W H@N W&N W#N

• A.

Only 1 is true

• B.

Only 3 is true

• C.

Only 4 is true

• D.

Only either 3 or 4 is true

• E.

Only either 3 or 4 and 1 are true

E. Only either 3 or 4 and 1 are true
Explanation
Based on the given statements and the meanings of the symbols, we can deduce the following:
1. N& B: This means N is neither greater than nor smaller than B.
2. B\$W: This means B is not smaller than W.
3. W#H: This means W is neither greater than nor equal to H.
4. H*M: This means H is neither greater than nor smaller than M.

From these statements, we can conclude the following:
1. M@W: Since H is neither greater than nor smaller than M, and W is neither greater than nor equal to H, it implies that M is neither smaller than nor equal to W. Hence, this conclusion is true.
2. H@N: Since N is neither greater than nor smaller than B, and B is not smaller than W, it implies that N is not smaller than W. Hence, this conclusion is false.
3. W&N: Since N is neither greater than nor smaller than B, and B is not smaller than W, it implies that N is not smaller than W. Hence, this conclusion is true.
4. W#N: Since N is neither greater than nor smaller than B, and B is not smaller than W, it implies that N is not smaller than W. Hence, this conclusion is true.

Therefore, the correct answer is "Only either 3 or 4 and 1 are true."

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• 24.

### In the question: 'P\$Q' means 'P is not smaller than Q' 'P@Q' means 'P is neither smaller than nor equal to Q' 'P#Q' means 'P is neither greater than nor equal to Q' 'P&Q' means 'P is neither greater than nor smaller than Q' 'P*Q' means 'P is not greater than Q' Now assuming that the given statements are true, read all the conclusions and decide which of the given conclusions logically follow. Statements: R*D D\$J J#M M@K Conclusions: K#J D@M R#M D@K

• A.

None is true

• B.

Only 1 is true

• C.

Only 2 is true

• D.

Only 3 is true

• E.

Only 4 is true

A. None is true
• 25.

### In the question: 'P\$Q' means 'P is not smaller than Q' 'P@Q' means 'P is neither smaller than nor equal to Q' 'P#Q' means 'P is neither greater than nor equal to Q' 'P&Q' means 'P is neither greater than nor smaller than Q' 'P*Q' means 'P is not greater than Q' Now assuming that the given statements are true, read all the conclusions and decide which of the given conclusions logically follow. Statements: M\$K K@N N*R R#W Conclusions: W@K M\$R K@W M@N

• A.

Only 1 and 2 are true

• B.

Only 1, 2 and 3 are true

• C.

Only 3 and 4 are true

• D.

Only 2, 3 and 4 are true

• E.

None of these

E. None of these
• 26.

### Following are the conditions for selecting Senior Manager-Credit in a bank. The candidate must  be a graduate in any discipline with at least 60 per cent marks.  have post-qualification work experience of at least ten years in the Advances Section of a bank.  be at least 30 years and not more than 40 years as on 1.4.2010.  have secured at least 40 per cent marks in the Group Discussion. .  have secured at least 50 per cent marks in the Interview. .  In the case of a candidate who satisfies all the conditions  EXCEPT  at (1) above, but has secured at least 50 per cent marks in graduation and at least 60 percent marks in post-graduation in any discipline, the case is to be referred to the General Manager-Advances,  at (2) above, but has total post-qualification work experience of at least seven years, out of which at least three years as Manager-Credit in a bank, the case is to be referred to the Executive Director.  In each question below details of one candidate are given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer; You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01- 04- 2010.  Shobha Gupta has secured 50 per cent marks in the Interview and 40 per cent marks in the Group iscussion. She has been workirg for the past eight years, out of which four years as Manager-Credit in a bank, after completing her BA degree with 60 per cent marks, She was born on 12th September 1978.    Which of the following is to be done?

• A.

Case is to be referred to the Executive Director

• B.

Case is to be referred to the General Manager-Advances

• C.

Data is inadequate to take a decision

• D.

Candidate is not to be selected

• E.

Candidate is to be selected

A. Case is to be referred to the Executive Director
Explanation
Based on the given conditions, Shobha Gupta satisfies the following criteria: she is a graduate with 60% marks, she has post-qualification work experience of 8 years (including 4 years as Manager-Credit), she has secured 40% marks in the Group Discussion, and she has secured 50% marks in the Interview. However, she does not meet the condition of having at least 10 years of work experience in the Advances Section of a bank. Instead, she has a total work experience of 8 years with 4 years as Manager-Credit. Therefore, her case is to be referred to the Executive Director for further consideration.

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• 27.

### Following are the conditions for selecting Senior Manager-Credit in a bank. The candidate must  be a graduate in any discipline with at least 60 per cent marks.  have post-qualification work experience of at least ten years in the Advances Section of a bank.  be at least 30 years and not more than 40 years as on 1.4.2010.  have secured at least 40 per cent marks in the Group Discussion.  .  have secured at least 50 per cent marks in the Interview.  .  In the case of a candidate who satisfies all the conditions  EXCEPT  at (1) above, but has secured at least 50 per cent marks in graduation and at least 60 percent marks in post-graduation in any discipline, the case is to be referred to the General Manager-Advances,  at (2) above, but has total post-qualification work experience of at least seven years, out of which at least three years as Manager-Credit in a bank, the case is to be referred to the Executive Director.  In each question below details of one candidate are given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer; You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01- 04- 2010.  Rohan Maskare was born on 8th March 1974. He has been working in a bank for the past twelve years after completing his B Com degree with 70 per cent marks. He has secured 50 per cent marks in both the Group Discussion and the Interview.    Which of the following is to be done?

• A.

Case is to be referred to the Executive Director

• B.

Case is to be referred to the General Manager-Advances

• C.

Data is inadequate to take a decision

• D.

Candidate is not to be selected

• E.

Candidate is to be selected

C. Data is inadequate to take a decision
Explanation
The conditions for selecting Senior Manager-Credit in a bank include being a graduate with at least 60% marks, having at least ten years of work experience in the Advances Section of a bank, being between 30 and 40 years old, securing at least 40% marks in the Group Discussion, and securing at least 50% marks in the Interview. However, the given information about Rohan Maskare only states that he has been working in a bank for the past twelve years after completing his B Com degree with 70% marks, and he has secured 50% marks in both the Group Discussion and the Interview. There is no information provided about his age or his work experience specifically in the Advances Section of a bank. Therefore, the data is inadequate to take a decision.

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• 28.

### Following are the conditions for selecting Senior Manager-Credit in a bank. The candidate must  be a graduate in any discipline with at least 60 per cent marks.  have post-qualification work experience of at least ten years in the Advances Section of a bank.  be at least 30 years and not more than 40 years as on 1.4.2010.  have secured at least 40 per cent marks in the Group Discussion.  .  have secured at least 50 per cent marks in the Interview.  .  In the case of a candidate who satisfies all the conditions  EXCEPT  at (1) above, but has secured at least 50 per cent marks in graduation and at least 60 percent marks in post-graduation in any discipline, the case is to be referred to the General Manager-Advances,  at (2) above, but has total post-qualification work experience of at least seven years, out of which at least three years as Manager-Credit in a bank, the case is to be referred to the Executive Director.  In each question below details of one candidate are given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer; You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01- 04- 2010.  Prakash Gokhale was born on 4th August 1977. He has secured 65 per cent marks in postgraduation and 58 per cent marks in graduation. He has been working for the past ten years in the Advances Department of a bank after completing his postgraduation. He has secured 45 percent marks in the Group Discussion and 50 per cent marks in the Interview.    Which of the following is to be done?

• A.

Case is to be referred to the Executive Director

• B.

Case is to be referred to the General Manager-Advances

• C.

Data is inadequate to take a decision

• D.

Candidate is not to be selected

• E.

Candidate is to be selected

B. Case is to be referred to the General Manager-Advances
Explanation
Prakash Gokhale satisfies all the conditions except for condition (1) which requires a minimum of 60% marks in graduation. However, he has secured at least 50% marks in graduation and at least 60% marks in post-graduation. According to the given conditions, in such cases, the case is to be referred to the General Manager-Advances. Therefore, in this case, Prakash Gokhale's case is to be referred to the General Manager-Advances.

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• 29.

### Following are the conditions for selecting Senior Manager-Credit in a bank. The candidate must  be a graduate in any discipline with at least 60 per cent marks.  have post-qualification work experience of at least ten years in the Advances Section of a bank.  be at least 30 years and not more than 40 years as on 1.4.2010.  have secured at least 40 per cent marks in the Group Discussion.  .  have secured at least 50 per cent marks in the Interview.  .  In the case of a candidate who satisfies all the conditions  EXCEPT  at (1) above, but has secured at least 50 per cent marks in graduation and at least 60 percent marks in post-graduation in any discipline, the case is to be referred to the General Manager-Advances,  at (2) above, but has total post-qualification work experience of at least seven years, out of which at least three years as Manager-Credit in a bank, the case is to be referred to the Executive Director.  In each question below details of one candidate are given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer; You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01- 04- 2010.  Sudha Mehrotra has been working in the Advances Department of a bank for the past twelve years after completing her B Com Degree with 60 per cent marks. She has secured 50 per cent marks in the Group Discussion and 40 per cent marks in the Interview. She was born on 15th February 1972.    Which of the following is to be done?

• A.

Case is to be referred to the Executive Director

• B.

Case is to be referred to the General Manager-Advances

• C.

Data is inadequate to take a decision

• D.

Candidate is not to be selected

• E.

Candidate is to be selected

D. Candidate is not to be selected
Explanation
Sudha Mehrotra does not meet the condition of having at least 60% marks in graduation. Although she has 60% marks in her post-graduation, this condition is not considered as an exception. Therefore, her case is not referred to the General Manager-Advances or the Executive Director. Based on the given conditions, Sudha Mehrotra is not eligible for the position of Senior Manager-Credit and should not be selected.

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• 30.

### Following are the conditions for selecting Senior Manager-Credit in a bank. The candidate must  be a graduate in any discipline with at least 60 per cent marks.  have post-qualification work experience of at least ten years in the Advances Section of a bank.  be at least 30 years and not more than 40 years as on 1.4.2010.  have secured at least 40 per cent marks in the Group Discussion.  .  have secured at least 50 per cent marks in the Interview.  .  In the case of a candidate who satisfies all the conditions  EXCEPT  at (1) above, but has secured at least 50 per cent marks in graduation and at least 60 percent marks in post-graduation in any discipline, the case is to be referred to the General Manager-Advances,  at (2) above, but has total post-qualification work experience of at least seven years, out of which at least three years as Manager-Credit in a bank, the case is to be referred to the Executive Director.  In each question below details of one candidate are given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer; You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01- 04- 2010.  Amit Narayan was born on 28th May 1974. He has been working in the Advances department of a bank for the past eleven years after completing his B Sc Degree with 65 per cent marks. He has secured 55 per cent marks in the Group Discussion and 50 per cent marks in the Interview.     Which of the following is to be done?

• A.

Case is to be referred to the Executive Director

• B.

Case is to be referred to the General Manager-Advances

• C.

Data is inadequate to take a decision

• D.

Candidate is not to be selected

• E.

Candidate is to be selected

E. Candidate is to be selected
Explanation
Based on the given conditions, Amit Narayan satisfies all the criteria for selecting Senior Manager-Credit in the bank. He is a graduate with 65% marks, has post-qualification work experience of eleven years in the Advances section of a bank, is within the age limit of 30-40 years, and has secured at least 40% marks in the Group Discussion and 50% marks in the Interview. Therefore, Amit Narayan is eligible and should be selected for the position of Senior Manager-Credit.

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• 31.

### In each question below is given a statement followed by three courses of action numbered 1, 2 and 3. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard tv the problem, policy, etc. On the basis of the informatlon given in the statement, you have to assume everything in the statement to be true, then decide which of 'the suggested courses of action logically follow(s) for pursuing. Statement: A heavy unseasonal downpour during the last two days has paralysed the normal life in the state in which five persons were killed but this has provided a huge relief to the problem of acute water crisis in the state. Courses of action: The state government should set up a committee to review the alarming situation. The state government should immediately remove all the restrictions on use of potable water in all the major cities in the state.  The state government should send relief supplies to all the affected areas in the state.

• A.

None

• B.

Only 1

• C.

Only 2 and 3

• D.

Only 3

• E.

All 1, 2 and 3

A. None
• 32.

### In each question below is given a statement followed by three courses of action numbered 1, 2 and 3. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard tv the problem, policy, etc. On the basis of the informatlon given in the statement, you have to assume everything in the statement to be true, then decide which of 'the suggested courses of action logically follow(s) for pursuing. Statement: A large private bank has decided to retrench one-third of its employees in view of the huge losses incurred by it during the past three quarters. Courses of action: The Govt should issue a notification to general public to immediately stop all transactions with the bank. The Govt should direct the bank to refrain from retrenching its employees. The Govt should ask the central bank of the country to initiate an enquiry into the bank's activities and submit its report.

• A.

None

• B.

Only 1

• C.

Only 2

• D.

Only 3

• E.

Only 1 and 3

D. Only 3
Explanation
The statement mentions that a large private bank has decided to retrench one-third of its employees due to the huge losses incurred. The suggested course of action is for the government to ask the central bank to initiate an enquiry into the bank's activities and submit its report. This course of action is logical because it would help to investigate the reasons behind the bank's losses and determine if there were any mismanagement or illegal activities involved. It would provide a comprehensive understanding of the situation and help the government make informed decisions regarding the bank's future actions.

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• 33.

### In each question below is given a statement followed by three courses of action numbered 1, 2 and 3. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard tv the problem, policy, etc. On the basis of the informatlon given in the statement, you have to assume everything in the statement to be true, then decide which of 'the suggested courses of action logically follow(s) for pursuing. Statement:  Many political activists have decided to stage demonstrations and block traffic movement in the city during peak hours to protest against the steep rise in prices of essential commodities. Courses of action:   The Govt should immediately ban all forms of agitations in the country. The police authority of the city should deploy additional forces all over the city to help traffic movement in the city. The state administration should carry out preventive arrests of the known criminals staying in the city.

• A.

Only 1

• B.

Only 2

• C.

Only 3

• D.

Only 1 and 2

• E.

None of these

B. Only 2
Explanation
The given statement states that political activists are planning to stage demonstrations and block traffic to protest against the rise in prices of essential commodities. The suggested courses of action are to ban all forms of agitations in the country, deploy additional police forces to help traffic movement, and carry out preventive arrests of known criminals in the city. The correct answer, Only 2, suggests that the police authority should deploy additional forces all over the city to help traffic movement. This course of action is logical because it addresses the immediate problem of traffic disruption caused by the demonstrations.

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• 34.

### In each question below is given a statement followed by three courses of action numbered 1, 2 and 3. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard tv the problem, policy, etc. On the basis of the informatlon given in the statement, you have to assume everything in the statement to be true, then decide which of 'the suggested courses of action logically follow(s) for pursuing. Statement:  The school dropout rate in many districts in the state has increased sharply during the last few years as the parents of these children make them work in the fields owned by others to earn enough for them to get at least one meal a day. Courses of action:   The Govt should put up a mechanism to provide foodgrains to the poor people in these districts through public distribution system to encourage the parents to send their wards to school. The Govt should close down some ofthese schools in the district and deploy the teachers of these schools to nearby schools and also ask remaining students to join these schools.  . Govt should issue arrest warrants for all the parents who force their children to work in fields instead of attending classes.

• A.

Only 1

• B.

Only 2

• C.

Only 3

• D.

Only 1 and 2

• E.

None of these

A. Only 1
Explanation
The suggested course of action, Only 1, logically follows from the given statement because it addresses the root cause of the problem. By providing foodgrains to the poor people in these districts through the public distribution system, the government can incentivize parents to send their children to school instead of making them work in the fields. This action can help reduce the dropout rate and ensure that children receive an education. The other courses of action, Only 2 and Only 3, do not directly address the issue of poverty and its impact on school dropout rates.

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• 35.

### In each question below is given a statement followed by three courses of action numbered 1, 2 and 3. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard tv the problem, policy, etc. On the basis of the informatlon given in the statement, you have to assume everything in the statement to be true, then decide which of 'the suggested courses of action logically follow(s) for pursuing. Statement:  One aspirant was killed due to stampede while participating in a recruitment drive of police constables. Courses of action:   The officials in charge of the recruitment process should immediately be suspended. A team of officials should be asked to find out the circumstances which led to the death of the aspirant and submit its report within a week. The Govt should ask the home department to stagger the number of aspirants over more number of days to avoid such incidents in future.

• A.

Only 1

• B.

Only 2

• C.

Only 3

• D.

Only 2 and 3

• E.

None of these

D. Only 2 and 3
Explanation
The statement mentions that an aspirant was killed due to a stampede during a recruitment drive. Based on this information, it is logical to assume that an investigation should be conducted to determine the circumstances that led to the death of the aspirant. Therefore, course of action 2, which suggests forming a team of officials to investigate and submit a report within a week, is valid. Additionally, to prevent such incidents in the future, it is reasonable to suggest staggering the number of aspirants over more days. Therefore, course of action 3, which recommends asking the home department to implement this measure, is also valid.

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• 36.

### Effect: Majority of the employees of the ailing organisation opted for voluntary retirement scheme and left the organisation with all their retirement benefits within a fortnight of launching the scheme.   Which of the following can be a probable cause of the above effect?

• A.

The company has been making huge losses for the past five years and is unable to pay salary to its employees in time.

• B.

The management of the company made huge personal gains through unlawful activities.

• C.

One of the competitors of the company went bankrupt last year.

• D.

The company owns large tracts of land in the state which will fetch huge sum to its owners.

• E.

None of these

A. The company has been making huge losses for the past five years and is unable to pay salary to its employees in time.
Explanation
The probable cause of the effect is that the company has been making huge losses for the past five years and is unable to pay salary to its employees in time. This financial instability and inability to provide timely payment may have led the employees to opt for the voluntary retirement scheme in order to secure their retirement benefits.

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• 37.

### Cause: The Govt has recently increased its taxes on petrol  and diesel by about 10 per cent.   Which of the following can be a possible effect of the above cause?

• A.

The petroleum companies will reduce the prices of petrol and diesel by about 10 per cent.

• B.

The petroleum companies will increase the prices of petrol and diesel by about 10 per cent.

• C.

The petroleum companies will increase the prices of petrol and diesel by about 5 per cent.

• D.

The petrol pumps will stop selling petrol and diesel till the taxes are rolled back by the Govt.

• E.

None of these

C. The petroleum companies will increase the prices of petrol and diesel by about 5 per cent.
Explanation
The increase in taxes on petrol and diesel by the government will lead to higher costs for petroleum companies. To compensate for these increased costs, the petroleum companies may choose to increase the prices of petrol and diesel. However, the increase in prices may not be as high as the 10% tax increase, but instead, it could be around 5%. This is a possible effect of the cause mentioned.

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• 38.

### Statement: Most ofthe companies in IT and ITES sectors in India have started hiring from engineering college campuses this year and are likely to recruit much more than yearly recruitment of the earlier years. Which of the following substantiates the facts stated in the above statement?

• A.

IT and ITES are the only sectors in India which are hiring from engineering college campuses.

• B.

Govt has stepped up recruitment activities after a gap of five years.

• C.

The IT and ITES companies have now decided to visit the engineering college campuses for tier-II cities in India as well.

• D.

The availability of qualified engineers will substantially increase in the near future.

• E.

None of these.

C. The IT and ITES companies have now decided to visit the engineering college campuses for tier-II cities in India as well.
Explanation
The fact stated in the statement is substantiated by the option that mentions that IT and ITES companies have now decided to visit engineering college campuses in tier-II cities in India as well. This implies that the companies are expanding their recruitment efforts to include more campuses, which aligns with the statement that they are likely to recruit much more than in previous years.

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• 39.

### Statement:  The Govt has decided to instruct the banks to open new branches in such a way. that there is one branch of any of the banks in every village of population 1000 and above or a cluster of villages with population less than 1000 to provide banking services to all the citizens. Which of the following will weaken the step taken by the Govt?

• A.

The private sector banks in India have stepped up their branch expansion activities in rural India.

• B.

Many Govt-owned banks have surplus manpower in its urban branches.

• C.

All the banks, including those in private sector, will follow the Govt directive.

• D.

Large number of branches of many Govt-owned banks in the rural areas are making huge losses every year due to lack of adequate business activities.

• E.

None of these

D. Large number of branches of many Govt-owned banks in the rural areas are making huge losses every year due to lack of adequate business activities.
Explanation
The given answer weakens the step taken by the Govt because it highlights the fact that many Govt-owned banks in rural areas are making huge losses due to lack of business activities. This suggests that opening new branches in every village may not be a financially viable decision for these banks. It raises concerns about the sustainability and effectiveness of the Govt's directive in providing banking services to all citizens.

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• 40.

### The Centre reportedly wants to continue providing subsidy  to consumers for cooking gas and kerosene for five more years. This is not goodnews from the point of view of reining in the fiscal deficit. Mounting subventions for subsidies means diversion of savings by the government from investment to consumption, raising the cost of capital in the process. The government must cut expenditure on subsidies to create more fiscal space for investments in both physical and social infrastructure. It should outline a plan for comprehensive reform in major subsidies including petroleum, food and fertilizers and set goal posts.   Which of the following is a conclusion which can be drawn from the facts stated in the above paragraph?

• A.

Subsidy provided by the government Under various heads to the citizen increases the cost of capital.

• B.

Govt is unable to withdraw subsidies provided to various items.

• C.

Govt subsidy on kerosene is purely a political decision.

• D.

Govt does not have enough resources to continue providing subsidy on petroleum products.

• E.

None of these

A. Subsidy provided by the government Under various heads to the citizen increases the cost of capital.
Explanation
The conclusion that can be drawn from the given paragraph is that the subsidy provided by the government under various heads to the citizen increases the cost of capital. This is because the mounting subventions for subsidies divert savings from the government's investment to consumption, which in turn raises the cost of capital.

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• 41.

### The Centre reportedly wants to continue providing subsidy  to consumers for cooking gas and kerosene for five more years. This is not goodnews from the point of view of reining in the fiscal deficit. Mounting subventions for subsidies means diversion of savings by the government from investment to consumption, raising the cost of capital in the process. The government must cut expenditure on subsidies to create more fiscal space for investments in both physical and social infrastructure. It should outline a plan for comprehensive reform in major subsidies including petroleum, food and fertilizers and set goal posts.   Which of the following is an assumption which is implicit  in the facts stated in the above paragraph?

• A.

People in India may not be able to pay more for petroleum products.

• B.

Many people in India are rich enough to buy petroleum products at market cost.

• C.

Govt may not be able to create more infrastructural facilities if the present level of subsidy continues for a longer time.

• D.

Govt of India has sought assistance from international financial organisations for its infrastructural projects.

• E.

None of these

A. People in India may not be able to pay more for petroleum products.
Explanation
The assumption implicit in the given paragraph is that people in India may not be able to afford to pay more for petroleum products. This assumption is based on the statement that continuing subsidies for cooking gas and kerosene will divert savings from investment to consumption, raising the cost of capital. Therefore, it can be inferred that the government believes that increasing the cost of petroleum products would burden the consumers who may not have the financial capacity to afford it.

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• 42.

### The Centre reportedly wants to continue providing subsidy  to consumers for cooking gas and kerosene for five more years. This is not goodnews from the point of view of reining in the fiscal deficit. Mounting subventions for subsidies means diversion of savings by the government from investment to consumption, raising the cost of capital in the process. The government must cut expenditure on subsidies to create more fiscal space for investments in both physical and social infrastructure. It should outline a plan for comprehensive reform in major subsidies including petroleum, food and fertilizers and set goal posts.   Which of the following is an inference which can be made from the facts stated in the above paragraph?

• A.

India's fiscal deficit is negligible in comparison to other merging economies in the world.

• B.

Subsidy on food and fertilizers are essential for the growth of Indian economy.

• C.

Reform in financial sector will weaken India's position in the international arena.

• D.

Gradual withdrawal of subsidy is essential for effectively managing fiscal deficit in India.

• E.

None of these

D. Gradual withdrawal of subsidy is essential for effectively managing fiscal deficit in India.
Explanation
The paragraph states that continuing subsidies for cooking gas and kerosene for five more years is not good news for reining in the fiscal deficit. It mentions that mounting subsidies divert savings from investment to consumption, raising the cost of capital. Therefore, it can be inferred that gradual withdrawal of subsidy is essential for effectively managing the fiscal deficit in India.

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• 43.

### Poverty measurement is an unsettled issue, both conceptually and methodologically. Since poverty is a process as well as an outcome, many come out of it while others may be falling into it. The net effect of these two parallel processes is a proportion commonly identified as the 'head count ratio', but these ratios hide the fundamental dynamism that characterises poverty in practice. The most recent poverty re-estimates by an expert group has also missed the crucial dynamism. In a study conducted on 13,000 households which represented the entire country in 1993-94 and again in 2004-OS, it was found that in the ten-year period 18.2% rural population moved out of poverty whereas another 22.1 % fell into it over this period. This net jncrease of about four percentage points was seen to have a considerable variation across states and regions. Which of the following is an inference which can be made from the facts stated in the above paragraph?

• A.

Poverty measurement tools in India are outdated.

• B.

Increase in number of persons falling into poverty varies considerably across the country over a period of time.

• C.

Govt of India has stopped measuring poverty-related studies.

• D.

People living in rural areas are more susc ptible to fall into poverty over a time.

• E.

None of these

B. Increase in number of persons falling into poverty varies considerably across the country over a period of time.
Explanation
The paragraph states that in a study conducted on 13,000 households in India, it was found that 18.2% of the rural population moved out of poverty while another 22.1% fell into poverty over a ten-year period. This indicates that the increase in the number of persons falling into poverty varies considerably across the country over a period of time.

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• 44.

### Poverty measurement is an unsettled issue, both conceptually and methodologically. Since poverty is a process as well as an outcome, many come out of it while others may be falling into it. The net effect of these two parallel processes is a proportion commonly identified as the 'head count ratio', but these ratios hide the fundamental dynamism that characterises poverty in practice. The most recent poverty re-estimates by an expert group has also missed the crucial dynamism. In a study conducted on 13,000 households which represented the entire country in 1993-94 and again in 2004-OS, it was found that in the ten-year period 18.2% rural population moved out of poverty whereas another 22.1 % fell into it over this period. This net jncrease of about four percentage points was seen to have a considerable variation across states and regions. Which of the following is an assumption which is implicit in the facts stated in the above paragraph?

• A.

It may not be possible to have an accurate poverty measurement in India.

• B.

Level of poverty in India is static over the years.

• C.

Researchers avoid making conclusions on poverty measurement data in India.

• D.

Govt of India has a mechanism to measure level of poverty effectively and accurately.

• E.

None of these

E. None of these
• 45.

### Poverty measurement is an unsettled issue, both conceptually and methodologically. Since poverty is a process as well as an outcome, many come out of it while others may be falling into it. The net effect of these two parallel processes is a proportion commonly identified as the 'head count ratio', but these ratios hide the fundamental dynamism that characterises poverty in practice. The most recent poverty re-estimates by an expert group has also missed the crucial dynamism. In a study conducted on 13,000 households which represented the entire country in 1993-94 and again in 2004-OS, it was found that in the ten-year period 18.2% rural population moved out of poverty whereas another 22.1 % fell into it over this period. This net jncrease of about four percentage points was seen to have a considerable variation across states and regions. Which of the following is a conclusion which can be drawn from the facts stated in the above paragraph?

• A.

Accurate estimates of number of people living below poverty line in India is possible to be made.

• B.

Many expert groups in India are not interested to measure poverty objectively.

• C.

Process of poverty measurement needs to take into account various factors to tackle its dynamic nature.

• D.

People living below poverty line remain in that position for a very long time.

• E.

None of these

C. Process of poverty measurement needs to take into account various factors to tackle its dynamic nature.
Explanation
The conclusion that can be drawn from the facts stated in the paragraph is that the process of poverty measurement needs to take into account various factors to tackle its dynamic nature. This is supported by the statement that poverty is a process as well as an outcome, and that there is a net effect of people moving out of poverty while others fall into it. The paragraph also mentions that poverty re-estimates have missed this crucial dynamism. Therefore, it can be inferred that accurately measuring poverty requires considering various factors and recognizing its dynamic nature.

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• 46.

• A.

1

• B.

2

• C.

3

• D.

4

• E.

5

D. 4
• 47.

• A.

1

• B.

2

• C.

3

• D.

4

• E.

5

B. 2
• 48.

• A.

1

• B.

2

• C.

3

• D.

4

• E.

5

C. 3
• 49.

• A.

1

• B.

2

• C.

3

• D.

4

• E.

5

A. 1
• 50.

### Directions (Q. 46-50): In each of the questions given below which one of the five answer figures should come after the problem figures, if'the sequence were continued?

• A.

1

• B.

2

• C.

3

• D.

4

• E.

5

E. 5

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• Oct 10, 2023
Quiz Edited by
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• May 20, 2011
Quiz Created by
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