Preferred Banking Frontline Readiness

10 Questions

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Banking Quizzes & Trivia

Our new Preferred Banking Customer Value Proposition strives to deliver the following benefits: • More Rewards: Earn reward points faster, redeem rewards at great discounts, exclusively for Preferred Customers. • More Convenient: Breeze, a powerful online banking platform that makes banking simpler and allows you to Perform Fund Transfers or pay bills to over 70 online billers• More Personal: Access to a team of Preferred Bankers at the 24-hour Preferred Banking Service Line.


Questions and Answers
  • 1. 
    Which of the following describes the new Preferred Banking Customer Value Proposition? 
    • A. 

      Earn reward points when one has a mortgage holding with SCB but no Preferred WorldMastercard Credit Card

    • B. 

      Access to a team of Preferred Bankers at 24-hour Priority Banking Service Line

    • C. 

      Enjoy convenience when he pays his credit card bills via Breeze Online

    • D. 

      Enjoy Choice Points reward multiplier from his Preferred WorldMastercard Credit Card spend without opening a Preferred M2 Account

  • 2. 
    Customer earns an annual income of RM40k p.a. with no mortgage facility with SCB. Which of the following scenarios is true for one to qualify as a Preferred Banking customer?
    • A. 

      Customer has RM45k AUM in investments with SCB

    • B. 

      Customer has RM80k AUM in deposits with SCB

    • C. 

      Customer has an unsecured loan of RM20k with SCB

    • D. 

      Customer plan to take up a RM350k mortgage facility with SCB

  • 3. 
    I can enjoy the same features of Preferred Banking bundle without being a Preferred Banking customer?
    • A. 

      True

    • B. 

      False

  • 4. 
    What is the pre-condition for customer to enjoy unlimited 1% cashback at point of sale (POS)?
    • A. 

      Customer must have a Preferred M2 Account

    • B. 

      Customer must maintain a minimum daily balance of RM6,000 in Preferred M2 Account

    • C. 

      Customer must have RM72k AUM with SCB

    • D. 

      Customer must use signature based debit card at point of sale

  • 5. 
    John was upgraded to Preferred Banking (CSI : EXBN) and spends RM2000 on his MCW card monthlyWhat is the Rewards Multiplier for John who holds Preferred WorldMastercard (MCW) Credit Card and Preferred M2 Account ?
    • A. 

      1X

    • B. 

      1.5X

    • C. 

      2X

    • D. 

      2.5X

  • 6. 
    John is a Preferred Banking customer with Preferred WorldMastercard (MCW) Credit    Card. He also holds the following product holdings with SCB : i)    Preferred M2 Account with deposit of RM10kii)   e$avers with deposit of RM20kiii)  Time Deposits of RM50kiv)  Unit trust of RM50kEach month, John make his Astro bill payment via Breeze Online.How much Relationship Reward Points will John receive by end of the month? 
    • A. 

      1000

    • B. 

      800

    • C. 

      600

    • D. 

      400

  • 7. 
    On which card will the Relationship Rewards Choice Points be credited to?
    • A. 

      Preferred WorldMastercard Debit Card

    • B. 

      Preferred WorldMastercard Credit Card

    • C. 

      Any SCB credit card

  • 8. 
    What is the minimum amount in which customer needs to maintain within the account without incurring the fall-below maintenance fees?
    • A. 

      RM6000

    • B. 

      RM72000

    • C. 

      RM1000

    • D. 

      RM0

  • 9. 
    What is the expiry period of the Choice Points?
    • A. 

      Evergreen

    • B. 

      5 years

    • C. 

      3 years

    • D. 

      1 year

  • 10. 
    What are the means to access to the funds within the Preferred M2 Account?
    • A. 

      Customer can issue a check

    • B. 

      Withdraw from Preferred WorldMastercard debit card

    • C. 

      Withdraw from Preferred WorldMastercard credit card

    • D. 

      Withdraw from SCB Platinum Credit Card