Servicemembers' Civil Relief Act (Scra) Exam
- 1.What is the purpose of the S.C.R.A.?
- A.
To provide for, strengthen, and expedite the national defense.
- B.
To provide protection for service members.
- C.
To provide for the temporary suspension of judicial and administrative proceedings.
- D.
All of the above.
- 2.What is the definition of a “Service member”?
- A.
A member of the uniformed services.
- B.
A member of the Democratic party.
- C.
A member of the clergy.
- D.
None of the above.
- 3.Where does this Act have jurisdiction?
- A.
Only in the continental United States.
- B.
Only in the states where there is a military base.
- C.
The United States, each of the states, including the political subdivisions thereof, and all territory subject to the jurisdiction of the United States.
- D.
None of the above.
- 4.This Act does not apply to criminal proceedings.
- A.
True
- B.
False
- 5.Who is covered under the protection of the S.C.R.A.?
- A.
Citizens of the United States serving with allied forces in the prosecution of a war or military action.
- B.
Reserves ordered to report for military service.
- C.
Persons ordered to report for induction.
- D.
All of the above.
- 6.A service-member may waive any of the rights and protections provided by this Act.
- A.
True
- B.
False
- 7.According to this Act, who is considered to be a legal representative of a service-member?
- A.
The service-member’s spouse or parent.
- B.
An attorney acting on behalf of the service-member or a person possessing a power of attorney.
- C.
The service-member’s commanding officer.
- D.
Any family member having access to service-member’s personal information.
- 8.The court, before entering judgment for the plaintiff (creditor), requires that the plaintiff file what kind of document with the court?
- A.
A document that proves beyond a shadow of a doubt that the servicemember is in default of the contract.
- B.
A document that provides proof of the debt.
- C.
An affidavit stating whether or not the defendant is in military service and facts to support the affidavit.
- D.
None of the above.
- 9.If a defendant in a civil action is in military service, the court may not enter a default judgment until after the court appoints an attorney to represent the defendant.
- A.
True
- B.
False
- 10.According to the SCRA, what conditions must be met for the court to enter a stay on a civil action taken by a creditor?
- A.
The court must receive a letter or other communication from either the service-member or the commanding officer that explains the service member’s current military status and inability to appear in court, or provide a date when the service member will be available to appear.
- B.
The court must receive a letter of dispute from the service member or the commanding officer.
- C.
The court must receive a letter from the commanding officer stating that the service member has been hospitalized from wounds sustained during combat.
- D.
There are no conditions listed that will excuse a service member from appearing.
- 11.If the service member is a co-defendant with others who are not in military service and who are not entitled to the relief and protections provided under the SCRA, the plaintiff may proceed against the non-military defendants with the approval of the court.
- A.
True
- B.
False
- 12.How is the statute of limitation effected by this Act for service-members?
- A.
State law dictates the statute of limitations.
- B.
The period of a service member’s military service may not be included in computing any period.
- C.
Statute of limitation on credit accounts varies from state to state.
- D.
Federal law gives a blanket of five (5) years from date of last payment.
- 13.Interest rates on debts incurred prior to military service are limited to 6% per year during the period of military service.
- A.
True
- B.
False
- 14.If a service member is in breach of the terms of a contract for a real or personal property, the property may be repossessed without a court order.
- A.
True
- B.
False
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