UK Income Protection Quiz

15 Questions | Total Attempts: 32

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UK Income Protection Quiz


Questions and Answers
  • 1. 
    ____________ is the insurance benefit receive by the members once accepted by the insurer (broadly 66.67% of reference salary).
    • A. 

      Private Healthcare Insurance

    • B. 

      Medical Insurance

    • C. 

      Income Protection Insurance

    • D. 

      Motor Insurance

  • 2. 
    It is the CGI UK accredited Insurer for the Income Protection Insurance?
    • A. 

      AVIVA

    • B. 

      CIGNA

    • C. 

      ALLIANZ

    • D. 

      OIM Underwriting

  • 3. 
    A letter that advises member that the claim for Income protection has now been formally admitted by the insurers. This details the commencement date of the benefit and the maximum annual payable amount to the member.
    • A. 

      Welcome Letter

    • B. 

      PHI Acceptance Letter

    • C. 

      Reference Letter

    • D. 

      Cover Letter

  • 4. 
    ___________ are defined as any lifestyle event that is recogniszed under the scheme (for instance marriage or childbirth).
    • A. 

      Lifestyle Change

    • B. 

      Member Change

    • C. 

      Data Change

  • 5. 
    Member must be __________ to qualify for the Income protection flexible benefit, which means they must be undertaking their normal office hours and duties at their normal work location.
    • A. 

      Permanent

    • B. 

      Actively at work

    • C. 

      Part time

    • D. 

      On sick leave

  • 6. 
    Income Protection Insurance is the insurance benefit being provided to members after 6 months of continuous illness or who are on long term sickness towards disability if accepted by the insurer.
    • A. 

      True

    • B. 

      False

  • 7. 
    At what percentage of members  reference salary they may able to extend the PHI cover already supplied by the Company?
    • A. 

      75%

    • B. 

      66.67%

    • C. 

      90%

    • D. 

      100%

  • 8. 
    Aside from Aviva, the other Insurers are? (select as possible)
    • A. 

      CSI

    • B. 

      UNUM

    • C. 

      CIGNA

    • D. 

      AEGON (now replaced by Guardian Assurance Ltd)

  • 9. 
    ___________ are monthly invoices of the income protection payment for all members accepted under the income protection insurance.
    • A. 

      Car Invoices

    • B. 

      Income Protection Invoices

    • C. 

      Critical Illness Invoices

    • D. 

      PMI Invoices

  • 10. 
    If you have selected this benefit (Income Protection Insurance) for 2014 your choice will not be automatically be carried forward to 2015 unless you change it.
    • A. 

      True

    • B. 

      False

  • 11. 
    ___________  will always cease upon effect of income protection.
    • A. 

      Car allowance

    • B. 

      Mobility Allowance

    • C. 

      Cash Allowance

    • D. 

      Salary

  • 12. 
    If your salary is ________ or above, you will not be able to select the Income protection flexible benefit.
    • A. 

      £122,000

    • B. 

      £150,000

    • C. 

      £123,068

    • D. 

      £113,068

  • 13. 
    Income protection claims will be processed in the normal way by the ________________.
    • A. 

      Service Consultant

    • B. 

      HR Manager

    • C. 

      People Manager

    • D. 

      BU Lead

  • 14. 
    Member may increase their Income Protection Insurance cover from 66.67% to 75% via the Member Flexible Benefits Page.
    • A. 

      True

    • B. 

      False

  • 15. 
    UK payroll must be advised for cessation of member’s car allowance upon effect of income protection to avoid _____________.
    • A. 

      Error

    • B. 

      Underpayment

    • C. 

      Overpayment

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