Employee Benefits And Services! HRM Trivia Questions Quiz

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  • 1/70 Questions

    Eric has worked full-time for a large manufacturing company for over three years. Eric and his wife have recently adopted a baby, and Eric wants to take time off from work to care for the child. Which of the following laws most likely applies to Eric's situation?

    • Pregnancy Discrimination Act
    • Family and Medical Leave Act
    • Title VII of the Civil Rights Act
    • Health Insurance Portability and Accountability Act
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About This Quiz

Welcome to the HRM trivia quiz on Employee Benefits and Services! There are some things that people who hold a certain position get to enjoy such as allowances, benefits and services. As an HRM, it is your duty to ensure that only those at the level get to enjoy the benefits and they are awarded appropriately. Do take up the quiz, and get to refresh your understanding!

Employee Benefits And Services! HRM Trivia Questions Quiz - Quiz

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  • 2. 

    ________ seek(s) to enable employees to balance their job and family responsibilities

    • Sick leave

    • Pension plans

    • Work-life benefits

    • Benefit management systems

    Correct Answer
    A. Work-life benefits
    Explanation
    Work-life benefits aim to provide employees with resources and support to help them balance their work and personal life responsibilities. These benefits can include flexible work schedules, telecommuting options, childcare assistance, parental leave, and wellness programs. By offering work-life benefits, employers recognize the importance of promoting a healthy work-life balance, which can lead to increased employee satisfaction, productivity, and retention.

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  • 3. 

    How is the Social Security program funded?

    • Sale of government bonds

    • Tax on employee wages

    • Tax on homeowners

    • Tax on luxury goods

    Correct Answer
    A. Tax on employee wages
    Explanation
    The Social Security program is funded through a tax on employee wages. This means that a portion of an employee's salary is deducted and contributed towards the funding of the program. This tax is used to provide financial assistance and support to individuals who are retired, disabled, or have dependents. It ensures that these individuals have a reliable source of income and access to essential benefits.

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  • 4. 

    Elizabeth works at an auto manufacturing firm that recently shut down for five weeks to change machinery. However, during the shutdown, Elizabeth was able to maintain her standard of living because of the firm's ________.

    • Supplemental unemployment benefits

    • Workers' compensation insurance

    • Disability insurance

    • Severance pay

    Correct Answer
    A. Supplemental unemployment benefits
    Explanation
    During the shutdown, Elizabeth was able to maintain her standard of living because of the firm's supplemental unemployment benefits. These benefits are provided to employees who are temporarily out of work due to reasons beyond their control, such as a company shutdown or layoff. These benefits help to partially replace the lost income during the period of unemployment, allowing employees like Elizabeth to continue meeting their financial obligations and maintain their standard of living.

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  • 5. 

    Rita was terminated from her position as an accounts manager with Carson Financial, Inc. On her last day at work, Rita received a check for $3,500. Which of the following did Rita most likely receive from Carson Financial?

    • Merit pay

    • Annual bonus

    • Severance pay

    • Performance pay

    Correct Answer
    A. Severance pay
    Explanation
    Rita most likely received severance pay from Carson Financial. Severance pay is typically given to employees who are terminated from their positions as a form of compensation to help them during the transition period until they find a new job. It is usually a lump sum payment and is separate from regular salary or bonuses. Since Rita was terminated from her position, it is reasonable to assume that the $3,500 check she received on her last day of work was severance pay.

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  • 6. 

    Nonfinancial payments like health and life insurance, pensions, time off with pay, and childcare facilities are examples of ________.

    • Competency-based incentives

    • Variable pay

    • Benefits

    • Bonuses

    Correct Answer
    A. Benefits
    Explanation
    Nonfinancial payments such as health and life insurance, pensions, time off with pay, and childcare facilities are considered benefits. Benefits are additional perks and rewards provided by employers to employees, apart from their regular salary or wages. These benefits are aimed at improving the overall well-being and quality of life of employees, and they often serve as an incentive to attract and retain talented individuals in the organization.

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  • 7. 

    Who contributes funds for workers' compensation benefits?

    • State governments

    • Federal government

    • Insurance providers

    • Employers

    Correct Answer
    A. Employers
    Explanation
    Employers contribute funds for workers' compensation benefits. This is because workers' compensation is a form of insurance that provides financial benefits to employees who suffer work-related injuries or illnesses. Employers are required by law to provide this coverage and pay for it. The funds collected from employers are then used to compensate employees for medical expenses, lost wages, and other related costs resulting from workplace injuries or illnesses. State governments may also have a role in regulating and overseeing the workers' compensation system, but the primary responsibility for funding these benefits lies with employers.

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  • 8. 

    Which of the following conditions must be met for an injured employee to earn workers' compensation from the employer?

    • The employee was injured while on the job.

    • The employee suffered the injury through no fault of his or her own

    • The employee worked full-time for the employer for a minimum of 12 months.

    • The employee received adequate job training to understand the position's requirements.

    Correct Answer
    A. The employee was injured while on the job.
    Explanation
    For an injured employee to earn workers' compensation from the employer, the condition that must be met is that the employee was injured while on the job. This means that the injury occurred during the course of employment and is directly related to the employee's work duties or activities. The other conditions mentioned, such as the employee suffering the injury through no fault of their own, working full-time for the employer for a minimum of 12 months, and receiving adequate job training, are not necessarily requirements for earning workers' compensation.

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  • 9. 

    Which of the following requires that most private employers continue to make health benefits available to terminated or retired employees and their families for a period of time?

    • FMLA

    • COBRA

    • OSHA

    • ADA

    Correct Answer
    A. COBRA
    Explanation
    COBRA (Consolidated Omnibus Budget Reconciliation Act) requires that most private employers continue to make health benefits available to terminated or retired employees and their families for a period of time. This act allows individuals to temporarily continue their health insurance coverage after leaving their job, ensuring that they and their families have access to healthcare during the transition period.

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  • 10. 

    Which of the following requires that pension rights be vested and protected by the Pension Benefits Guarantee Corporation?

    • Economic Growth and Tax Relief Conciliation Act

    • Employee Retirement Income Security Act

    • Job Creation and Worker Assistance Act

    • Social Security Act

    Correct Answer
    A. Employee Retirement Income Security Act
    Explanation
    The correct answer is the Employee Retirement Income Security Act. This act requires that pension rights be vested and protected by the Pension Benefits Guarantee Corporation. It was enacted in 1974 to establish minimum standards for pension plans in the private sector and to protect the interests of employees and their beneficiaries. The act aims to ensure that employees receive the benefits they are entitled to and that their pension plans are adequately funded and managed.

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  • 11. 

    The Family and Medical Leave Act ________.

    • Provides guidelines regarding what rates of return employers should use in computing their pension plan values

    • Ensures that an employer must grant an employee up to 12 weeks of leave in a 12-month period for the birth or care of a newborn child, placement of a child for adoption, to care for a spouse, child, or parent with a serious health condition, or to care for the employee's own serious health condition

    • Prohibits an employer's health plan from using incentives to encourage employees to leave the hospital after childbirth after less than the legislatively-determined minimum stay

    • Sets minimum requirements for protecting individuals' health-care data accessibility and confidentiality

    Correct Answer
    A. Ensures that an employer must grant an employee up to 12 weeks of leave in a 12-month period for the birth or care of a newborn child, placement of a child for adoption, to care for a spouse, child, or parent with a serious health condition, or to care for the employee's own serious health condition
    Explanation
    The correct answer is the Family and Medical Leave Act ensures that an employer must grant an employee up to 12 weeks of leave in a 12-month period for various reasons such as the birth or care of a newborn child, placement of a child for adoption, caring for a spouse, child, or parent with a serious health condition, or caring for the employee's own serious health condition. This act provides job protection and allows employees to take time off for important family and medical reasons without fear of losing their job.

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  • 12. 

    What is the maximum number of weeks of unpaid leave that an employee may take under the Family and Medical Leave Act?

    • Six

    • Ten

    • Twelve

    • Sixteen

    Correct Answer
    A. Twelve
    Explanation
    The maximum number of weeks of unpaid leave that an employee may take under the Family and Medical Leave Act is twelve. This law allows eligible employees to take up to twelve weeks of unpaid leave for specific reasons such as caring for a newborn, adopting a child, or dealing with a serious health condition of their own or a family member. This provision ensures that employees have job protection and can take the necessary time off to handle important family and medical matters without the fear of losing their job.

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  • 13. 

    All of the following characterize cash balance plans EXCEPT ________.

    • Lacks portability

    • Offers predictable benefits

    • Considered hybrid pension plans

    • Employees earn interest on contributed amounts

    Correct Answer
    A. Lacks portability
    Explanation
    Cash balance plans are a type of hybrid pension plan that offer predictable benefits and allow employees to earn interest on contributed amounts. However, one characteristic that cash balance plans do not have is portability. This means that if an employee leaves the company before reaching retirement age, they may not be able to take their cash balance plan with them. Therefore, the correct answer is "lacks portability".

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  • 14. 

    Which of the following represents the largest proportion of all reported disabilities?

    • Respiratory diseases

    • Cardiovascular diseases

    • Mental illness

    • Cancer

    Correct Answer
    A. Mental illness
    Explanation
    Mental illness represents the largest proportion of all reported disabilities because it encompasses a wide range of conditions that affect a person's thinking, behavior, and emotions. These conditions can have a significant impact on a person's ability to function and participate fully in daily life. Additionally, mental illness is a growing concern globally, with increasing rates of diagnoses and recognition of its impact on individuals and society.

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  • 15. 

    Which term refers to individualized plans allowed by employers to accommodate employee preferences for benefits?

    • Variable pay plan

    • Cafeteria benefits plan

    • Matching plan

    • Executive perquisite plan

    Correct Answer
    A. Cafeteria benefits plan
    Explanation
    A cafeteria benefits plan refers to individualized plans allowed by employers to accommodate employee preferences for benefits. This type of plan allows employees to choose from a menu of benefits options, such as health insurance, retirement plans, and flexible spending accounts, based on their individual needs and preferences. It provides flexibility and customization for employees, allowing them to select the benefits that are most valuable to them.

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  • 16. 

    Medicare provides a wide range of health services to people ________ or over.

    • 55

    • 60

    • 65

    • 70

    Correct Answer
    A. 65
    Explanation
    Medicare is a government-funded health insurance program in the United States that provides coverage for individuals who are 65 years old or older. It is designed to help older adults access a wide range of health services, including hospital stays, doctor visits, preventive care, and prescription drugs. By setting the age requirement at 65, Medicare aims to ensure that older adults have affordable access to necessary healthcare services as they age.

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  • 17. 

    Jenny must contribute at least 5% of her annual salary to her pension plan, and her employer contributes a set amount as well. She is given choices regarding how the money is invested. When she retires, the amount she has available will depend on how much she invested herself, and the rate of return on the investments she chose. This pension plan is most likely classified as ________.

    • Qualified, defined benefit

    • Non-contributory, defined benefit

    • Contributory, defined contribution

    • Contributory, non-qualified

    Correct Answer
    A. Contributory, defined contribution
    Explanation
    This pension plan is most likely classified as contributory, defined contribution because Jenny is required to contribute a portion of her salary to the plan (at least 5%), and her employer also contributes a set amount. The amount she will have available at retirement will depend on her own contributions and the rate of return on the investments she chooses.

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  • 18. 

    Stephanie has opted to work from 7 am to 3 pm so that she can be home when her son finishes school in the afternoons. Her company must offer ________ for Stephanie to have this option

    • Shift work

    • Flextime

    • Telecommuting

    • Compressed workweeks

    Correct Answer
    A. Flextime
    Explanation
    Flextime is the correct answer because it allows Stephanie to have control over her work schedule and choose to start and end her workday earlier so that she can be home when her son finishes school. Flextime allows employees to have flexibility in their work hours, as long as they complete their required hours and tasks. This option enables Stephanie to balance her work and personal life effectively.

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  • 19. 

    In which of the following can employers and employees deposit pretax wages to pay for noncatastrophic medical expenses?

    • Health maintenance organizations

    • Health benefits funds

    • Health savings accounts

    • Deferred savings plans

    Correct Answer
    A. Health savings accounts
    Explanation
    Health savings accounts (HSAs) allow both employers and employees to deposit pretax wages to pay for noncatastrophic medical expenses. HSAs are tax-advantaged savings accounts that are used in conjunction with high-deductible health plans (HDHPs). Contributions made to HSAs are not subject to federal income tax, and the funds in the account can be used to pay for qualified medical expenses. This makes HSAs a popular option for individuals and families looking to save money on healthcare costs while also enjoying tax benefits.

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  • 20. 

    Which of the following refers to a plan in which employees contribute a portion of their earnings to a fund and the employer typically matches the contribution in whole or part?

    • Group investment plan

    • 401(k) plan

    • Deferred profit-sharing plan

    • Employee stock ownership plan

    Correct Answer
    A. 401(k) plan
    Explanation
    A 401(k) plan is a retirement savings plan in which employees contribute a portion of their earnings to a fund, and the employer usually matches the contribution either fully or partially. This plan allows employees to save for retirement while also receiving additional funds from their employer, making it a popular choice for many individuals. The other options listed, such as group investment plan, deferred profit-sharing plan, and employee stock ownership plan, do not specifically involve the same structure of employee contributions and employer matching as a 401(k) plan.

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  • 21. 

    Which of the following is a prepaid health care system that provides medical services for employees who pay a nominal fee?

    • PPO

    • HMO

    • DMO

    • ESOP

    Correct Answer
    A. HMO
    Explanation
    HMO, which stands for Health Maintenance Organization, is a prepaid health care system that provides medical services for employees who pay a nominal fee. HMOs typically require members to choose a primary care physician who coordinates their healthcare and refers them to specialists as needed. This type of system focuses on preventive care and offers a network of healthcare providers for members to choose from. HMOs often have lower out-of-pocket costs for members compared to other healthcare options.

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  • 22. 

    The primary difference between health maintenance organizations and preferred provider organizations is that ________.

    • PPOs are less costly than HMOs

    • HMOs are more flexible than PPOs

    • HMOs offer mental health services while PPOs do not

    • PPOs allow patients to choose from a list of doctors without referrals

    Correct Answer
    A. PPOs allow patients to choose from a list of doctors without referrals
  • 23. 

    About how many million people work part-time in the United States?

    • 1

    • 5

    • 11

    • 19

    Correct Answer
    A. 19
    Explanation
    The answer is 19 because it is the highest number among the options given. Since the question asks about how many million people work part-time in the United States, the answer should be a larger number. 1 and 5 are too low, and 11 is also too low compared to 19. Therefore, 19 is the most reasonable answer.

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  • 24. 

    Which of the following provides pay to an employee when he or she is temporarily out of work because of illness?

    • Sick leave

    • Severance pay

    • Supplemental pay

    • Workers' compensation

    Correct Answer
    A. Sick leave
    Explanation
    Sick leave is a type of paid leave provided to employees when they are unable to work due to illness. It allows employees to take time off from work to recover from their illness without losing their regular pay. This benefit is typically offered by employers to support the well-being and health of their employees. Sick leave is different from other types of pay mentioned in the options such as severance pay, supplemental pay, and workers' compensation, as they are not specifically designed to provide pay during temporary illness.

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  • 25. 

    All of the following are preventive services offered by employers as part of their wellness programs EXCEPT ________.

    • Anti-smoking incentives

    • Low-cost immunizations

    • Case management services

    • Stress management

    Correct Answer
    A. Case management services
    Explanation
    Employers offer preventive services as part of their wellness programs to promote employee health and well-being. Anti-smoking incentives, low-cost immunizations, and stress management are all examples of preventive services that employers commonly provide. Case management services, on the other hand, are not typically considered a preventive service. Case management services involve coordinating and managing healthcare services for individuals with complex medical conditions or needs. While important for managing healthcare, case management services are not specifically focused on preventing health issues.

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  • 26. 

    Which of the following occupations is commonly subjected to compressed workweeks?

    • Engineer

    • Attorney

    • Teacher

    • Pilot

    Correct Answer
    A. Pilot
    Explanation
    Pilots are commonly subjected to compressed workweeks. This means that they work longer hours in a shorter period of time, such as working 4 days a week instead of 5. This is due to the nature of their profession, which often involves long flights and irregular schedules. Compressed workweeks allow pilots to have longer periods of rest in between flights, ensuring they are well-rested and able to perform their duties safely.

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  • 27. 

    The indirect financial and nonfinancial payments employees receive for continuing their employment with a company are called ________.

    • Compensation

    • Salary

    • Benefits

    • Remuneration

    Correct Answer
    A. Benefits
    Explanation
    Benefits refer to the indirect financial and nonfinancial payments that employees receive for continuing their employment with a company. These can include health insurance, retirement plans, paid time off, and other perks or incentives provided by the employer. While compensation and remuneration also refer to payments received by employees, they are broader terms that encompass both direct and indirect forms of payment, whereas benefits specifically refer to the indirect payments. Salary, on the other hand, refers specifically to the fixed regular payment that an employee receives for their work.

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  • 28. 

    Which of the following terms refers to benefits for time not worked, such as unemployment insurance, vacation and holiday pay, and sick pay?

    • Supplemental pay benefits

    • Employee assistance

    • Financial incentives

    • Premium benefits

    Correct Answer
    A. Supplemental pay benefits
    Explanation
    Supplemental pay benefits refer to the additional compensation provided to employees for time not worked, such as unemployment insurance, vacation and holiday pay, and sick pay. These benefits are designed to provide financial support and security to employees during periods when they are unable to work or need time off. They serve as a form of compensation beyond regular wages or salaries and are aimed at enhancing employee well-being and work-life balance.

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  • 29. 

    Which of the following is NOT an employer cost associated with granting leave to employees under the Family and Medical Leave Act?

    • Paying temporary workers

    • Recruiting replacement workers

    • Paying employee for time not worked

    • Compensating for lower productivity of new workers

    Correct Answer
    A. Paying employee for time not worked
    Explanation
    The correct answer is paying employee for time not worked. This is not an employer cost associated with granting leave under the Family and Medical Leave Act because the Act requires employers to provide unpaid leave to eligible employees, not paid leave. Therefore, employers are not required to pay employees for the time they are not working while on leave.

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  • 30. 

    Which of the following requires employers to treat women affected by pregnancy, childbirth, or related medical conditions the same as any employee not able to work, with respect to all benefits?

    • Family and Medical Leave Act

    • Pregnancy Discrimination Act

    • Comprehensive Omnibus Budget Reconciliation Act

    • Health Insurance Portability and Accountability Act

    Correct Answer
    A. Pregnancy Discrimination Act
    Explanation
    The Pregnancy Discrimination Act requires employers to treat women affected by pregnancy, childbirth, or related medical conditions the same as any employee not able to work, with respect to all benefits. This means that pregnant employees must be provided with the same benefits and accommodations as other employees who are unable to work due to a medical condition. The act aims to prevent discrimination against pregnant women in the workplace and ensure that they are treated fairly and equally.

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  • 31. 

    Social Security offers all of the following EXCEPT ________.

    • Survivor's benefits for those insured under the Social Security Act

    • Disability payments to employees who become totally disabled

    • Tax refunds for retirees who are 55 and older

    • Medicare program administration

    Correct Answer
    A. Tax refunds for retirees who are 55 and older
    Explanation
    Social Security offers survivor's benefits for those insured under the Social Security Act, disability payments to employees who become totally disabled, and Medicare program administration. However, it does not offer tax refunds for retirees who are 55 and older.

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  • 32. 

    A plan in which the employer's contribution to employees' retirement savings funds is specified is known as a ________.

    • Portable plan

    • Default investment plan

    • Defined benefit pension plan

    • Defined contribution pension plan

    Correct Answer
    A. Defined contribution pension plan
    Explanation
    A defined contribution pension plan is a type of retirement savings plan where the employer specifies the amount they will contribute to the employees' funds. In this plan, the employer's contribution is predetermined and defined, and it is the responsibility of the employee to manage and invest the funds. The final retirement benefit is based on the contributions made and the performance of the investments. This is different from a defined benefit pension plan where the employer guarantees a specific retirement benefit based on factors such as salary and years of service.

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  • 33. 

    Which of the following provides income and medical benefits to employment-related accident victims or their dependents?

    • Severance pay

    • Family and medical leave

    • Workers' compensation

    • Health insurance benefits

    Correct Answer
    A. Workers' compensation
    Explanation
    Workers' compensation provides income and medical benefits to employment-related accident victims or their dependents. It is a form of insurance that employers are required to have in order to provide coverage for employees who are injured or become ill as a result of their job. Workers' compensation typically covers medical expenses, lost wages, and rehabilitation costs for the injured worker. It also provides benefits to the dependents of workers who are killed on the job. Severance pay, family and medical leave, and health insurance benefits do not specifically provide income and medical benefits to employment-related accident victims.

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  • 34. 

    Which of the following is an example of a compressed workweek?

    • Maxwell works from 7 am to 3 pm Monday-Friday.

    • Shannon works from 7 am to 5 pm Monday-Thursday.

    • Tom works from 11 am to 7 pm five days per week.

    • Bob works from 12 pm to 6 pm Monday-Sunday.

    Correct Answer
    A. Shannon works from 7 am to 5 pm Monday-Thursday.
    Explanation
    Shannon's work schedule of working from 7 am to 5 pm Monday-Thursday is an example of a compressed workweek. A compressed workweek is a schedule where an employee works the same number of hours but in fewer days. In this case, Shannon is working 40 hours in four days instead of spreading it out over five days. This allows for longer weekends or additional time off during the week.

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  • 35. 

    All of the following are typical reasons that employers provide severance pay when downsizing EXCEPT ________.

    • Reducing litigation chances

    • Ensuring good public relations

    • Reassuring remaining employees

    • Adhering to government requirements

    Correct Answer
    A. Adhering to government requirements
    Explanation
    Severance pay is typically provided by employers when downsizing for several reasons. It helps reduce the chances of litigation from employees who may feel unfairly treated or wrongfully terminated. It also ensures good public relations by demonstrating that the company values its employees and treats them fairly during difficult times. Severance pay reassures remaining employees that their jobs are secure and that the company cares about their well-being. However, adhering to government requirements is not a typical reason for providing severance pay when downsizing.

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  • 36. 

    ________ provide services like financial counseling, child care referrals, elder care referrals, adoption assistance, mental health counseling, and life event planning.

    • Pension plans

    • Employee assistance programs

    • Family-friendly benefits

    • Benefit management systems

    Correct Answer
    A. Employee assistance programs
    Explanation
    Employee assistance programs provide various services such as financial counseling, child care referrals, elder care referrals, adoption assistance, mental health counseling, and life event planning. These programs are designed to support employees in managing personal and professional challenges, promoting their overall well-being. By offering these services, organizations aim to enhance employee productivity, satisfaction, and work-life balance.

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  • 37. 

    Which of the following benefits is required by federal or state law?

    • Unemployment insurance

    • Disability insurance

    • Health insurance

    • Pensions

    Correct Answer
    A. Unemployment insurance
    Explanation
    Unemployment insurance is a benefit that is required by federal or state law. It is a form of social insurance that provides financial assistance to individuals who have lost their jobs and are actively seeking employment. This benefit is mandated by law to ensure that workers have a safety net in case of job loss, and to help stabilize the economy during periods of high unemployment.

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  • 38. 

    To be eligible for leave under the Family and Medical Leave Act, an employee must have worked ________ hours during the past twelve consecutive months.

    • 850

    • 1000

    • 1250

    • 1600

    Correct Answer
    A. 1250
    Explanation
    To be eligible for leave under the Family and Medical Leave Act, an employee must have worked a minimum of 1250 hours during the past twelve consecutive months. This requirement ensures that the employee has a significant amount of work history with the company, demonstrating a level of commitment and dedication. It also ensures that the employee has met the threshold for eligibility, allowing them to take advantage of the benefits provided by the Family and Medical Leave Act.

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  • 39. 

    Which of the following is NOT a true statement about the Protection and Affordable Care Act of 2010?

    • Employers must offer health insurance coverage to employees who work at least 30 hours per week.

    • Employers will be required to pay a 20% excise tax on high-cost health insurance plans

    • Contributions to health care flexible spending accounts have been capped at $2,500.

    • Health plans with dependent coverage must expand eligibility up to age 26.

    Correct Answer
    A. Employers will be required to pay a 20% excise tax on high-cost health insurance plans
    Explanation
    The correct answer is "Employers will be required to pay a 20% excise tax on high-cost health insurance plans." This statement is not true because the Protection and Affordable Care Act of 2010 does not require employers to pay a 20% excise tax on high-cost health insurance plans.

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  • 40. 

    Which of the following best describes the purpose of the Newborn Mother's Protection Act?

    • Guarantee pension plans and health insurance coverage for female employees who have recently given birth

    • Prohibit employer health plans from using incentives to encourage employees to leave the hospital after childbirth sooner than legally required

    • Prevent employers from discriminating against women affected by pregnancy or childbirth in respect to benefits coverage

    • Set minimum requirements for accessing the health records of female employees

    Correct Answer
    A. Prohibit employer health plans from using incentives to encourage employees to leave the hospital after childbirth sooner than legally required
    Explanation
    The purpose of the Newborn Mother's Protection Act is to prohibit employer health plans from using incentives to encourage employees to leave the hospital after childbirth sooner than legally required. This means that the act aims to ensure that employers cannot pressure or incentivize new mothers to leave the hospital before they are ready, providing them with the necessary time and care after giving birth.

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  • 41. 

    All of the following are true statements regarding the application of the Family and Medical Leave Act EXCEPT ________.

    • Employers must receive advance notice and medical certification from the employee

    • Eligible employees must have worked for the employer for at least one year

    • Employees must be employed at job sites with at least 50 employees

    • Up to 12 weeks must be granted in a 12-month period

    Correct Answer
    A. Employers must receive advance notice and medical certification from the employee
    Explanation
    The correct answer is "employers must receive advance notice and medical certification from the employee." This statement is false because under the Family and Medical Leave Act, employers are not required to receive advance notice and medical certification from the employee. However, the other statements are true: eligible employees must have worked for the employer for at least one year, employees must be employed at job sites with at least 50 employees, and up to 12 weeks must be granted in a 12-month period.

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  • 42. 

    Employers must provide employees who have work-related injuries with all of the following EXCEPT ________.

    • Cash benefits

    • Medical services

    • Hospital services

    • Time off with full pay

    Correct Answer
    A. Time off with full pay
    Explanation
    Employers are required to provide employees with cash benefits, medical services, and hospital services in case of work-related injuries. However, they are not obligated to provide time off with full pay. This means that while employees may receive compensation and necessary medical treatment, they may not necessarily receive paid time off during their recovery.

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  • 43. 

    Which of the following provides lower rates for the employer or employee and includes all employees regardless of health or physical condition?

    • Workers' compensation insurance

    • Group life insurance

    • Disability insurance

    • Pension plans

    Correct Answer
    A. Group life insurance
    Explanation
    Group life insurance provides lower rates for the employer or employee and includes all employees regardless of health or physical condition. This is because group life insurance is a policy that covers a group of people, typically employees of a company, under a single policy. Since the risk is spread out among a larger pool of individuals, the premiums are generally lower compared to individual life insurance policies. Additionally, group life insurance often does not require medical underwriting, meaning that employees with pre-existing health conditions can still be covered.

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  • 44. 

    All of the following are characteristic of 401(k) plans EXCEPT ________.

    • Categorized as a defined contribution plan

    • Deduction replaces Social Security tax

    • Pretax salary deductions invested

    • Considered a savings and thrift plan

    Correct Answer
    A. Deduction replaces Social Security tax
    Explanation
    401(k) plans are categorized as a defined contribution plan, where employees contribute a portion of their salary before taxes are deducted. These contributions are then invested. 401(k) plans are also considered a savings and thrift plan, as they allow individuals to save for retirement. However, 401(k) plans do not replace Social Security tax deductions. Social Security tax deductions are mandatory and separate from 401(k) contributions.

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  • 45. 

    Which of the following is a popular workers' compensation cost-control measure that involves coordinating the medical care and health insurance coverage for each injured employee?

    • Nurse management

    • Case management

    • Health maintenance

    • Medical rehabilitation

    Correct Answer
    A. Case management
    Explanation
    Case management is a popular workers' compensation cost-control measure that involves coordinating the medical care and health insurance coverage for each injured employee. It aims to ensure that injured employees receive appropriate and timely medical treatment while also minimizing unnecessary costs. Case managers work closely with healthcare providers, insurance companies, and injured employees to coordinate and monitor the entire process, from initial treatment to rehabilitation and return to work. By effectively managing the case, they can help control costs, improve outcomes, and ensure that injured employees receive the necessary care and support they need.

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  • 46. 

    Which of the following best explains why many businesses use employee leasing firms?

    • Firms save money by hiring part-time or temporary workers.

    • Investment opportunities are more plentiful and reliable.

    • Small companies are able to get better insurance rates.

    • Franchise owners can offer more flexible schedules.

    Correct Answer
    A. Small companies are able to get better insurance rates.
    Explanation
    Small companies often struggle to negotiate favorable insurance rates due to their limited size and resources. However, by using employee leasing firms, these small businesses can join a larger pool of employees from multiple companies, which gives them more bargaining power with insurance providers. This allows them to secure better insurance rates, reducing their overall costs and saving money.

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  • 47. 

    Anne and Martha are both accountant supervisors at a large marketing firm. Anne works from 7:00 a.m. until 12:00 p.m. each day. Martha takes over the same position at 12:00 p.m. and works until 5:00 p.m. each day. Which of the following most likely describes this type of work arrangement?

    • Flextime

    • Job sharing

    • Work sharing

    • Compressed workweek

    Correct Answer
    A. Job sharing
    Explanation
    Job sharing is the most likely description for this type of work arrangement. Job sharing involves two or more employees sharing the responsibilities and hours of one full-time position. In this case, Anne and Martha are both accountant supervisors at the same firm, but they work different shifts, with Anne working from 7:00 a.m. to 12:00 p.m. and Martha taking over from 12:00 p.m. to 5:00 p.m. This arrangement allows for a smooth transition of work responsibilities and ensures that the position is covered for the entire workday.

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  • 48. 

    Orion is a business software firm based in Atlanta that employs over 400 people. Orion has traditionally provided legislatively required benefits for its employees including Social Security, workers' compensation, and unemployment insurance. In addition, Orion offers employees health and dental insurance. Orion employees work Monday through Friday on a 9 to 5 schedule. Orion's top executives are considering the idea of adding a flexible benefits plan and implementing a flexible work schedule. Which of the following, if true, best supports Orion's decision to offer flextime to its employees?

    • Orion's single-parent employees are frequently late when arriving to work.

    • Orion allows some of its employees to telecommute at least one day each week.

    • Many Orion employees must conduct business while traveling to different locations.

    • Orion employs a large number of part-time employees, most of whom are near retirement age

    Correct Answer
    A. Orion's single-parent employees are frequently late when arriving to work.
    Explanation
    The correct answer supports Orion's decision to offer flextime because it addresses a specific issue faced by single-parent employees. By allowing flexible work schedules, these employees can have more control over their time and accommodate their parental responsibilities, reducing the likelihood of being late to work. This would improve employee satisfaction and productivity, contributing to the overall success of the company.

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  • 49. 

    Which of the following sets minimum mental health care benefits?

    • Civil Rights Act

    • Employee Mental Health Act

    • Americans with Disabilities Act

    • Mental Health Parity Act

    Correct Answer
    A. Mental Health Parity Act
    Explanation
    The Mental Health Parity Act sets minimum mental health care benefits. This act requires insurance plans to provide equal coverage for mental health conditions as they do for physical health conditions. It ensures that individuals with mental health conditions receive the same level of coverage and access to treatment as those with physical health conditions. The act aims to eliminate any discrimination or disparities in insurance coverage for mental health care.

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Quiz Review Timeline (Updated): Mar 21, 2023 +

Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.

  • Current Version
  • Mar 21, 2023
    Quiz Edited by
    ProProfs Editorial Team
  • Feb 18, 2019
    Quiz Created by
    Jake
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