Test Your Benefits Knowledge!

1. InPro does not offer disability plans.

True

False

InPro provides short-term disability coverage to all permanent full-time employees. This benefit provides valuable income protection if you are unable to work due to sickness or injury. The plans pays a percentage of the employee's wages for up to 13 weeks. The premium is 100% employer-paid.

InPro also provides a voluntary Long-Term Disability Plan. This is a voluntary benefit that is employee paid through payroll deduction. This also provides a percentage of the employee's wages in the event of disability.

Explanation

InPro provides short-term disability coverage to all permanent full-time employees. This benefit provides valuable income protection if you are unable to work due to sickness or injury. The plans pays a percentage of the employee's wages for up to 13 weeks. The premium is 100% employer-paid.

InPro also provides a voluntary Long-Term Disability Plan. This is a voluntary benefit that is employee paid through payroll deduction. This also provides a percentage of the employee's wages in the event of disability.

2. With a medical, dental or vision insurance plan, a network provider is:

A company that provides internet service

Someone enrolled in a health plan

A doctor or dentist who contracts with a health plan to provide care

The list of covered prescription drugs

Doctors, hospitals, pharmacies, dentists and other health care professionals that participate in a network, have a contract with a health insurer. They agree to provide services at reduced rates for plan members. Staying in-network can help save you and the plan money.

Explanation

Doctors, hospitals, pharmacies, dentists and other health care professionals that participate in a network, have a contract with a health insurer. They agree to provide services at reduced rates for plan members. Staying in-network can help save you and the plan money.

3. Generic drugs are not as effective as brand-name drugs.

True

False

A generic drug is just as effective as a brand-name drug. It is a copy of the brand-name drug that no longer has a patent. That's why it usually costs less. Using generics is another way to save yourself and the plan money. Ask your doctor if generics are right for you.

Explanation

A generic drug is just as effective as a brand-name drug. It is a copy of the brand-name drug that no longer has a patent. That's why it usually costs less. Using generics is another way to save yourself and the plan money. Ask your doctor if generics are right for you.

4. InPro's Dental Plan covers in-network preventive care at 100%.

True

False

When receiving services from an in-network provider, our dental plan covers preventive services such as oral exams and cleanings at 100%, with no cost to the member. Our carrier, Delta Dental of Wisconsin believes strongly in preventive care to avoid costly dental procedures later.

Explanation

When receiving services from an in-network provider, our dental plan covers preventive services such as oral exams and cleanings at 100%, with no cost to the member. Our carrier, Delta Dental of Wisconsin believes strongly in preventive care to avoid costly dental procedures later.

5. InPro's 401(k) Plan currently provides an employer matching contribution of what percentage of the employee's contribution:

5%

10%

15%

25%

InPro's 401(k) plan provides a 25% match on the employee's contribution amount, with no limit! That's a great incentive to save as much as you can. If you aren't currently contributing, you should consider enrolling today to take advantage of the match.

Explanation

InPro's 401(k) plan provides a 25% match on the employee's contribution amount, with no limit! That's a great incentive to save as much as you can. If you aren't currently contributing, you should consider enrolling today to take advantage of the match.

6. For every $1 spent on preventive oral health care, up to how much can you save on future emergency and restorative procedures.

$5

$50

$75

$100

For every $1 spent on prevention on oral health care, the American Dental Education Association estimates you can save as much as $50 on future emergency and restorative procedures. So routine dental care is not just good for your health, it's good for your wallet too! And remember our dental plan is 100% employer-paid.

Explanation

For every $1 spent on prevention on oral health care, the American Dental Education Association estimates you can save as much as $50 on future emergency and restorative procedures. So routine dental care is not just good for your health, it's good for your wallet too! And remember our dental plan is 100% employer-paid.

7. InPro pays what % of the premium for the Classic Medical Plan for all levels of coverage including; Employee, Employee + Child(ren), Employee + Spouse & Family:

50%

75%

80%

100%

The Classic Medical Plan is 100% employer-paid. Your benefits package is an important part of your total compensation and InPro is proud to provide a comprehensive benefits package to fit the needs of you and your family.

Explanation

The Classic Medical Plan is 100% employer-paid. Your benefits package is an important part of your total compensation and InPro is proud to provide a comprehensive benefits package to fit the needs of you and your family.

8. If you have a Flexible Spending Account (FSA), at a minimum how much do you save in taxes for every $100 you set aside in your FSA?

$8

$10

$18

$22

An FSA allows an easy way to save on taxes. Dollars set aside in an FSA are not taxed, thereby making more money available for other needs. At a minimum, for every $100 set aside pre-tax, approximately $22 is saved. This assumes a 15% Federal income tax, 6.2% Social Security Tax, and 1.45% Medicare tax.

Explanation

An FSA allows an easy way to save on taxes. Dollars set aside in an FSA are not taxed, thereby making more money available for other needs. At a minimum, for every $100 set aside pre-tax, approximately $22 is saved. This assumes a 15% Federal income tax, 6.2% Social Security Tax, and 1.45% Medicare tax.