Learn About Funding Organization And Retail Investors

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Organization Quizzes & Trivia

Questions and Answers
  • 1. 
    • A. 

      Venture Capitalists

    • B. 

      Retail investor

    • C. 

      Investor

    • D. 

      Option 4

  • 2. 
    Is an individual investor possessing shares of a given security. Retail investors can be further divided into two categories of share ownership.
    • A. 

      Venture Capitalists

    • B. 

      Retail investor

    • C. 

      Investor

    • D. 

      Option 4

  • 3. 
    Is any party that makes an Investment.
    • A. 

      Venture Capitalists

    • B. 

      Retail investor

    • C. 

      Investor

    • D. 

      Option 4

  • 4. 
    Is a funding organization that typically gets involved in companies that have already shown a history of returns.
    • A. 

      Venture Capitalists

    • B. 

      Enterprise resource planning (ERP)

    • C. 

      Derivatives markets

    • D. 

      Option 4

  • 5. 
    Is business process management software that allows an organization to use a system of integrated applications to manage the business and automate many back office functions related to technology, services and human resources.
    • A. 

      Venture Capitalists

    • B. 

      Enterprise resource planning (ERP)

    • C. 

      Derivatives markets

    • D. 

      Option 4

  • 6. 
    Which provide instruments for the management of financial risk.
    • A. 

      Venture Capitalists

    • B. 

      Enterprise resource planning (ERP)

    • C. 

      Derivatives markets

    • D. 

      Option 4

  • 7. 
    Temporarily gives money to somebody else, on the condition of getting back the principal amount together with some interest/profit or charge.
    • A. 

      Lenders

    • B. 

      Equity Markets

    • C. 

      Institutional investor

    • D. 

      Option 4

  • 8. 
    A market where ownership of securities are issued and subscribed is known as equity market. 
    • A. 

      Lenders

    • B. 

      Equity Markets

    • C. 

      Institutional investor

    • D. 

      Option 4

  • 9. 
    Is an investor, such as a bank, insurance company, retirement fund, hedge fund, or mutual fund, that is financially sophisticated and makes large investments, often held in very large portfolios of investments.
    • A. 

      Lenders

    • B. 

      Equity Markets

    • C. 

      Institutional investor

    • D. 

      Option 4

  • 10. 
    Is an electronic network for financial transactions in the United States. It processes large volumes of credit and debit transactions in batches. It credit transfers include direct deposit, payroll and vendor payments.
    • A. 

      ACH - Automated Clearing House

    • B. 

      Cash Payment

    • C. 

      ACH payments

    • D. 

      Option 4

  • 11. 
    Are direct transfer payments of money to eligible people, are usually provided by the state and federal government.
    • A. 

      ACH - Automated Clearing House

    • B. 

      Cash Payment

    • C. 

      ACH payments

    • D. 

      Option 4

  • 12. 
    Are electronic payments that are created when the customer gives an originating institution, corporation, or other customer (originator) authorization to debit directly from the customer's checking or saving account for the purpose of bill payment.
    • A. 

      ACH - Automated Clearing House

    • B. 

      Cash Payment

    • C. 

      ACH payments

    • D. 

      Option 4

  • 13. 
    Is a contractual agreement between a bank, known as the issuing bank, on behalf of one of its customers, authorizing another bank, known as the advising or confirming bank, to make payment to the beneficiary.
    • A. 

      Letter of Credits

    • B. 

      Lockbox

    • C. 

      Procurement card

    • D. 

      Option 4

  • 14. 
    A service provided by a bank, whereby the bank receives, processes, and deposits all of a company's receivables.
    • A. 

      Letter of Credits

    • B. 

      Lockbox

    • C. 

      Procurement card

    • D. 

      Option 4

  • 15. 
    Is a form of company charge card that allows goods and services to be procured without using a traditional purchasing process.
    • A. 

      Letter of Credits

    • B. 

      Lockbox

    • C. 

      Procurement card

    • D. 

      Option 4

  • 16. 
    Is the act of providing financial resources, usually in the form of money, or other values such as effort or time, to finance a need, program, and project, usually by an organization or government. 
    • A. 

      Funding

    • B. 

      Valuation

    • C. 

      Treasury bill

    • D. 

      Option 4

  • 17. 
    Is the process of estimating what something is worth.
    • A. 

      Funding

    • B. 

      Valuation

    • C. 

      Treasury bill

    • D. 

      Option 4

  • 18. 
    A short-dated government security, yielding no interest but issued at a discount on its redemption price.
    • A. 

      Funding

    • B. 

      Valuation

    • C. 

      Treasury bill

    • D. 

      Option 4

  • 19. 
    A checking account in which a balance of zero is maintained by automatically transferring funds from a master account in an amount only large enough to cover checks presented.
    • A. 

      Zero - Balance

    • B. 

      Convertible Bonds

    • C. 

      Callable Bonds

    • D. 

      Option 4

  • 20. 
    May be redeemed for a predetermined amount of the company's equity at certain times during its life, usually at the discretion of the bondholder.
    • A. 

      Zero - Balance

    • B. 

      Convertible Bonds

    • C. 

      Callable Bonds

    • D. 

      Option 4

  • 21. 
    Also known as "redeemable bonds," can be redeemed by the issuer prior to maturity
    • A. 

      Zero - Balance

    • B. 

      Convertible Bonds

    • C. 

      Callable Bonds

    • D. 

      Option 4

  • 22. 
    Is a comprehensive financial market infrastructure that aims to provide an electronic platform for trading, clearing and settlement, and depository and custodianship fixed-income securities and its derivatives. 
    • A. 

      " Fixed Income Exchange

    • B. 

      Junk Bonds

    • C. 

      Cash Management

    • D. 

      Option 4

  • 23. 
    Firm raises money for working capital or capital expenditures by selling bonds, bills, or notes to individual and/or institutional investors.
    • A. 

      Debt Financing

    • B. 

      Cash Forecasting

    • C. 

      Working Capital Management

    • D. 

      Option 4

  • 24. 
    Also known as a "high-yield bond" or "speculative bond," is a bond rated "BB" or lower because of its high default risk.
    • A. 

      " Fixed Income Exchange "

    • B. 

      Junk Bonds

    • C. 

      Cash Management

    • D. 

      Option 4

  • 25. 
    Refers to a broad area of finance involving the collection, handling, and usage of cash. It involves assessing market liquidity, cash flow, and investments.
    • A. 

      " Fixed Income Exchange "

    • B. 

      Junk Bonds

    • C. 

      Cash Management

    • D. 

      Option 4

  • 26. 
    Is a planning tool that helps you anticipate the flow of cash in and out of your business, allowing you to project your cash needs and evaluate your company's liquidity position.
    • A. 

      Cash Forecasting

    • B. 

      Debt Financing

    • C. 

      Working Capital Management

    • D. 

      Option 4

  • 27. 
    A managerial accounting strategy focusing on maintaining efficient levels of both components of working capital, current assets and current liabilities, in respect to each other.
    • A. 

      Debt Financing

    • B. 

      Cash Forecasting

    • C. 

      Working Capital Management

    • D. 

      Option 4

  • 28. 
    Act is a federal law that deals with almost all parts of the marketplace including unfair market practices, product safety, price monitoring and industry codes of practice
    • A. 

      Trading Practice

    • B. 

      Ordinary Shares

    • C. 

      Preference Shares

    • D. 

      Option 4

  • 29. 
    Are standard shares with no special rights or restrictions. They have the potential to give the highest financial gains, but also have the highest risk.
    • A. 

      Trading Practice

    • B. 

      Ordinary Shares

    • C. 

      Preference Shares

    • D. 

      Option 4

  • 30. 
    Company stock with dividends that are paid to shareholders before common stock dividends are paid out.
    • A. 

      Trading Practice

    • B. 

      Ordinary Shares

    • C. 

      Preference Shares

    • D. 

      Option 4

  • 31. 
    Finance Manager is a corporate officer primarily responsible for managing the financial risks of the corporation. This officer is also responsible for financial planning and record-keeping, as well as financial reporting to higher management.
    • A. 

      True

    • B. 

      False

  • 32. 
    Investor Managements an electronic network for financial transactions in the United States. ACH processes large volumes of credit and debit transactions in batches. ACH credit transfers include direct deposit, payroll and vendor payments.
    • A. 

      True

    • B. 

      False

  • 33. 
    Treasurer a person appointed to administer or manage the financial assets and liabilities of a society, company, local authority, or other body
    • A. 

      True

    • B. 

      False

  • 34. 
    Foreign exchange markets, which facilitate the trading of foreign exchange.
    • A. 

      True

    • B. 

      False

  • 35. 
    Market Security is a market in which people trade financial securities, commodities, and other fungible items of value at low transaction costs and at prices that reflect supply and demand. 
    • A. 

      True

    • B. 

      False

  • 36. 
    Speculation or agiotage  represents one of three market roles in western financial markets, distinct from hedging, long term investing and arbitrage. Speculators in an asset may have no intention to have long term exposure to that asset.
    • A. 

      True

    • B. 

      False

  • 37. 
    Corporate bonds are characterized by higher yields because there is a higher risk of a company defaulting than a government.
    • A. 

      True

    • B. 

      False

  • 38. 
    Market Structure is the number of firms producing identical products which are homogeneous.
    • A. 

      True

    • B. 

      False

  • 39. 
    Fund raising is the process of gathering voluntary contributions of money or other resources, by requesting donations from individuals, businesses, charitable foundations, or governmental agencies 
    • A. 

      True

    • B. 

      False

  • 40. 
    Retained Earnings are an easy source of internal financing to use because they are liquid assets.
    • A. 

      True

    • B. 

      False

  • 41. 
    Availability Float is the time between when a check is deposited and when the funds are available to the recipient.
    • A. 

      True

    • B. 

      False

  • 42. 
    Company or individual that initiates an ACH transaction according to an arrangement with a Receiver is the Manager
    • A. 

      True

    • B. 

      False

  • 43. 
    Availability float is the combination of the mail float, processing float, and availability float, and so represents the full duration of all types of check payment float
    • A. 

      True

    • B. 

      False

  • 44. 
    Lifting Fee is the time required for a check payment to travel from the payer to the payee through the postal system.
    • A. 

      True

    • B. 

      False

  • 45. 
    Return comprises of any change in value and interest or dividends or such cash flow.
    • A. 

      True

    • B. 

      False

  • 46. 
    Financial regulation aims to maintain confident in the financial systems.
    • A. 

      True

    • B. 

      False

  • 47. 
    Creation of the exchange was spearheaded by Banker’s association of the Philippines.
    • A. 

      True

    • B. 

      False

  • 48. 
    Financial Stability is contributing the prosecution and enhancement of the firm
    • A. 

      True

    • B. 

      False

  • 49. 
    The fixed income exchanges infrastructure was launched in 2005.
    • A. 

      True

    • B. 

      False

  • 50. 
    Cutoff time point in the business day before which electronic payments, such as Federal Reserve Fed Wire transfers or Automated Clearing House (ACH) entries, must be submitted to a processing bank for entry into the interbank clearing system.
    • A. 

      True

    • B. 

      False

  • 51. 
    Trading at the FIE starts from ______ and ends at ______.
    • A. 

      8 am to 5 pm

    • B. 

      9am – 6pm

    • C. 

      9 am – 4pm

  • 52. 
    Types of investor that is financially sophisticated and makes large investment.
    • A. 

      Retail Investor

    • B. 

      Broker

    • C. 

      Institutional Investor

  • 53. 
    Involves buying, holding, selling and short selling of stocks, bonds, commodities, currencies, collectibles, real estate derivatives or any valuable financial instruments.
    • A. 

      Deposits

    • B. 

      Borrowing

    • C. 

      Speculations

  • 54. 
    Any poarty that makes an investment
    • A. 

      Lender

    • B. 

      Broker

    • C. 

      Investor

  • 55. 
    Entity involve in the provision of goods investment and management of capital
    • A. 

      Business Trust

    • B. 

      Hedge Funds

    • C. 

      Investment Trust

  • 56. 
    Alternative investment using pooled funds that may use strategies
    • A. 

      Mutual Fund

    • B. 

      Investment fund

    • C. 

      Hedge Fund

  • 57. 
    These are close end funds and constituted as public limited companies
    • A. 

      Sovereign Fund

    • B. 

      Mutual fund

    • C. 

      Investment fund

  • 58. 
    State owned investment fund
    • A. 

      Hedge fund

    • B. 

      Mutual Fund

    • C. 

      Sovereign Wealth Fund

  • 59. 
    Is the proportional increase/decrease in risk investors.
    • A. 

      Risk

    • B. 

      Return

    • C. 

      Risk Return trade off

  • 60. 
    High risk is equal to
    • A. 

      Regular return

    • B. 

      Low Return

    • C. 

      High return

  • 61. 
    Is the art and science of making decisions about investment to objective, asset allocation for individuals or institutions and balancing risk agaist performance.
    • A. 

      Portfolio Management

    • B. 

      Passive Management

    • C. 

      Active Management

  • 62. 
    Based on the understanding that different assets do not move in concert and some are more volatile than others
    • A. 

      Asset Allocations

    • B. 

      Diversification

    • C. 

      Rebalancing

  • 63. 
    A method used to return a portfolio to its original target allocation at annual intervals
    • A. 

      Rebalancing

    • B. 

      Asset Allocations

    • C. 

      Diversification

  • 64. 
    Is spreading of risk and reward within an asset class
    • A. 

      Diversification

    • B. 

      Rebalancing

    • C. 

      Asset Allocations

  • 65. 
    It is the price per share at which convertible security can be converted into common stock
    • A. 

      Conversion Price

    • B. 

      Conversion Parity price

    • C. 

      Conversion Value

  • 66. 
    Calculated by multiplying the common stock price by the conversion ratio
    • A. 

      Conversion Value

    • B. 

      Conversion Price

    • C. 

      Conversion Parity price

  • 67. 
    Tracks a market index commonly referred to as indexing or index investing.
    • A. 

      Passive Management

    • B. 

      Active Management

    • C. 

      Portfolio Management

  • 68. 
    Involves a single manager, co-managers or a group of managers who attempt to beat the market return through investment decision based on research and decision on individual holdings.
    • A. 

      Active Management

    • B. 

      Portfolio Management

    • C. 

      Passive Management

  • 69. 
    Is the money amount the bond will worth at its maturity
    • A. 

      Face Value

    • B. 

      Coupon Rate

    • C. 

      Maturity Value

  • 70. 
    One of the most common uses of bonds is.
    • A. 

      Preserving Principal

    • B. 

      Diversifying

    • C. 

      Saving