FDCPA Part 2
5 Questions
| Attempts: 1734
This is part 2 of the online FDCPA test.
Questions and Answers
- 1.
Healthcare (Medical) debt is governed by the FDCPA.
- A.
True
- B.
False
Correct Answer
A. True -
- 2.
According to the FDCPA a "Creditor" is which of the following:
- A.
Any organization or instituion which offers or extends credit
- B.
Any person who offers or extends credit
- C.
Someone who helps a consumer get credit
- D.
A person who loans something out
Correct Answer
B. Any person who offers or extends credit -
- 3.
FDCPA stands for what? ________ _______ ________ _________ ________
Correct Answer
Fair Debt Collection Practices Act - 4.
When are we using the Mini-Miranda?
- A.
On the initial communication
- B.
When we want to
- C.
When the consumer seems angry
- D.
On every call
- E.
Never
Correct Answer
D. On every call -
- 5.
If you are talking to a thrid party which of the following is not an acceptable way to respond when asked who you work for:
- A.
Accelerated Receivables Solutions
- B.
ARS Inc.
- C.
ARS Incorporated
- D.
ARS (unless the consumer thinks we say IRS)
- E.
Thats none of your damn business
Correct Answer
E. Thats none of your damn business -
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Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
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Current Version
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Jan 10, 2013Quiz Edited by
ProProfs Editorial Team -
Feb 12, 2010Quiz Created by
Kennywineman
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