FDCPA Part 2

5 Questions
FDCPA Quizzes & Trivia

This is part 2 of the online FDCPA test.

Sample Question

Healthcare (Medical) debt is governed by the FDCPA.

True

False

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Questions and Answers
  • 1. 
    Healthcare (Medical) debt is governed by the FDCPA.
    • A. 

      True

    • B. 

      False

  • 2. 
    According to the FDCPA a "Creditor" is which of the following:
    • A. 

      Any organization or instituion which offers or extends credit

    • B. 

      Any person who offers or extends credit

    • C. 

      Someone who helps a consumer get credit

    • D. 

      A person who loans something out

  • 3. 
    FDCPA stands for what? ________ _______ ________ _________ ________
  • 4. 
    When are we using the Mini-Miranda?
    • A. 

      On the initial communication

    • B. 

      When we want to

    • C. 

      When the consumer seems angry

    • D. 

      On every call

    • E. 

      Never

  • 5. 
    If you are talking to a thrid party which of the following is not an acceptable way to respond when asked who you work for:
    • A. 

      Accelerated Receivables Solutions

    • B. 

      ARS Inc.

    • C. 

      ARS Incorporated

    • D. 

      ARS (unless the consumer thinks we say IRS)

    • E. 

      Thats none of your damn business