ACA Quiz: Counselling Questions!
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We know about ACA and also what they do but take this quiz and find out what you know about them and the questions they normally ask you when you go for counselling.
- 1.How many Americans will gain coverage through the new legislation?
- A.
16 million
- B.
24 million
- C.
32 million
- D.
42 million
- 2.How long can young people stay on their parents' insurance plans under the Affordable Care Act?
- A.
Until they turn 25
- B.
Until they turn 26
- C.
Until they turn 27
- D.
Until they turn 28
- 3.Which of the following events will not happen in 2014?
- A.
The health insurance exchanges will be established.
- B.
Medicare eligibility will be expanded to those making less than 133 percent of the poverty level.
- C.
Insurers will no longer be able to drop policyholders when they get sick.
- D.
None of the above
- 4.The new legislation includes a mandate that all citizens carry insurance. What's the penalty for an individual who doesn't have health insurance in 2016?
- A.
$350
- B.
$695
- C.
$1,000
- D.
$1,200
- 5.A person who has insurance through an employer won't have access to the health insurance exchanges in 2014 unless he or she meets which exception?
- A.
He or she spends more than 9.5 percent of his or her income on the plan's premiums.
- B.
He or she has a pre-existing condition.
- C.
He or she has an income of more than $250,000.
- D.
None
- 6.Who will be eligible for a credit or a subsidy to buy health insurance in the exchanges?
- A.
Individuals and families with incomes up to three times that of the federal poverty level.
- B.
Individuals and families with incomes up to four times that of the federal poverty level.
- C.
Individuals and families with incomes up to five times that of the federal poverty level.
- D.
None of the above
- 7.Employers now have a mandate to provide health insurance, but certain companies are exempt. How many full-time workers can a business employ without facing fines for not providing health insurance?
- A.
25
- B.
50
- C.
100
- D.
150
- 8.What is the maximum tax credit a small business could receive for providing health insurance?
- A.
25
- B.
35
- C.
45
- D.
55
- 9.The new legislation would close the doughnut hole. What is the doughnut hole?
- A.
A billing method that pays doctors twice for the same service
- B.
An income-level bracket that is not eligible for Medicaid
- C.
A gap in Medicare coverage that forces the elderly to pay for prescription drugs out of pocket
- D.
None
- 10.Which of the following will not be used to fund the new legislation?
- A.
Higher fees for preventive services
- B.
A tax on indoor tanning services
- C.
Cuts to Medicare Advantage
- D.
None
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