These are Recollected Questions by a candidate after II to III exams in 2010. Please take Quiz Password by e Mailing to [email protected] Com your full particulars like Name,Age,Place of Work/Study,Designation/Course,Phone/Mobile No and AddressWith Best WishesN. RangarajanSenior Managerof A Public Sector Based Bank @ Trichy
In the deceased depositors account, from the date of death of depositor to till date of claim settlement to Nominee/Legal Heirs
In Institutional Accounts
In Accounts where balance exceeds Rs 100 lacs on an average
In the accounts of Service organizations and Govt Departments and PSUs
Rs 400 Crore under MCB
20% of Capital Funds with approval of Board
40% of Capital Funds with approval of Board
Rs 500 Crores under CMD
4 Transactions per month
50 Transactions per Year
25 Transactions per Half year
If full collateral security is taken, no risk
The firm cannot sue its customers on their contracts and hence it cannot proceed against its debtors to recover its dues.
Registration Risk and Hence Unsecured Creditors
None of the above
Beneficiary _ Trustee
Debtor - Creditor
Principal _ Agent
Trustee - Beneficiary
DSCR/TOL to TNW
Defensive Interval Ratio/Leverage Ratio
Pay the cheque
Return the Cheque as the death/insolvency/lunacy of the Principal will affect the validity of POA
Contact the Legal Heirs of Principal and subject to their confirmation we can pass the cheque.
Discuss with Law Officer/Panel Advocate and do the needful.
AD Category I banks and AD Category II, may release foreign exchange up to USD 100,000 or its equivalent to resident Indians for medical treatment abroad on self declaration basis, without insisting on any estimate from a hospital/doctor in India/abroad
A person visiting abroad for medical treatment can obtain foreign exchange exceeding the above limit, provided the request is supported by an estimate from a hospital/doctor in India/abroad.
An amount up to USD 25,000 is allowed for maintenance expensesof a patient going abroad for medical treatment or check-up abroad, or to a person foraccompanying as attendant to a patient going abroad for medical treatment/check-up.
All the above
Right of Foreclosure
Right of Set Off
Right of Subrogation
Right of Appropriation
50 lacs and Ten Lacs
25 lacs and 100 lacs
50 lacs and 100 lacs
10 lacs and 50 lacs
90 days after the DP becoming Nil
90 days from the date of Non-submisstion of Stock Statement
180 days after the DP becomes Nil
None of the above
Here's an interesting quiz for you.