A Dwelling policy provides protection for individuals and families against loss to their dwelling and personal property.
A mobile home that is not permanently located
A single family home that is under construction
A three-unit townhouse
A home that is rented to another person
Dwelling
Other structures
Liability
Personal property
A motorcycle
A pet poodle
A pool table
A sailboat
Fire
Lightning
Internal explosion
Vandalism and malicious mischief
Basic coverage for the dwelling and broad coverage for personal property
Broad coverage for the dwelling and basic coverage for personal property
Open peril coverage for the dwelling and broad coverage for personal property
Open peril coverage for both the dwelling and personal property
All Dwelling forms
The Basic form only
The Broad and Special forms
The Special form only
$12,000
$9,000
$6,000
Nothing
A storage shed 100 feet in back of the insured's dwelling where she keeps various yard tools
A detached garage that has been altered to house a manufacturing operation
A stack of lumber placed at the edge of the insured's property that will be used to construct a storage shed
A water heater located in the insured's attached garage
Dwelling coverage
Additional living expenses
Personal property coverage
Fair rental value coverage
A $400 handgun taken from a bureau in her home
Theft of personal property owned by a boarder who rents a room in Myrtle's home
Two credit cards taken from her desk in her home
A tape player removed from the dashboard of her car that was parked in her garage