Home that is rented to another person
Home occupied by the insured and two boarders
Home that is owned and occupied by the insured
the property coverage varies in each form.
the property coverage is the same in each form.
the liability coverage varies in each form.
the liability coverage is the same in each form.
Animals, birds, and fish
Injury to an insured is not covered.
The insured does not have to be legally liable for coverage to be available.
Injuries that occur off the insured location are never covered.
Medical payments are covered only if the expenses are reported within six months of the occurrence.
It covers damages that the insured becomes legally obligated to pay because of bodily injury or property damage.
The insurer will not defend liability claims brought against the insured that are groundless or false.
It applies to the insured's personal, nonbusiness activities that occur anywhere.
It covers damages resulting from intentional acts of an insured.
It only covers the insured's personal property while it is at the residence premises.
At the insured's request, coverage applies to a guest's property while the guest is in the insured's residence.
Property normally kept at a residence other than the residence premises is covered for 10% of the Coverage C limit or $1,000, whichever is greater.
There is no coverage for property being moved from the residence premises to a new principal residence.
The company must wait until the policy has been in force for 60 days before it may cancel.
The company must give the insured 30 days written notice of cancellation.
The company must give the insured 10 days written notice of cancellation.
Under no circumstances; a policy cannot be cancelled because of material misrepresentation by the insured.
A 30-foot boat powered by a 25 horsepower outboard engine
A 28-foot sailboat
A 28-foot inboard motorboat
A 25-foot boat powered by a 30 horsepower outboard engine