According to F.S. 626.025 The purpose of insurance licensing is to...
A newly licensed agent must complete how many hours of continuing...
Which of the following is not a valid deductible for hurricane in the...
Which of the following best illustrates negligence as it applies to...
An insurance company that is licensed to do business in Florida is...
All of the following are insureds under the Personal Liability Policy...
What health insurance policy provision dictates that policies provide...
All of the following are types of adjusters EXCEPT:
What health insurance policy provision states that if the insured...
Someone who holds property of others for a special purpose and then...
Which of the following is considered an "employee"?
To be eligible for coverage in the FWCJUA (Workers Compensation...
All of the following describe a binder EXCEPT:
Which of the following is not a type of insurance that can be...
According to F.S. 627.744 a vehicle inspection requires the following...
All of the following are penalties for non-compliance with the Florida...
All of the following are types of property that can be covered under a...
F.S. 626.561 states that all premiums return premiums, or other funds...
All of the following are considered employment EXCEPT:
Which of the following is the best definition of risk as related to...
What coverage provided in Auto policies in the state of Florida...
What is known as an insurer formed under the laws of this state?
The FAJUA is composed of:
F.S. 627.701 states that an insurer must offer several different...
Which of the following best describes the Employee Theft coverage in...
All of the following are ways that liability limits can be expressed...
According to F.S. 626.921 all surplus lines agents shall, as a...
Under the Flood Policy, which of the following is the loss settlement...
Uninsured Motorist coverage under the Personal Auto Policy pays for...
Since most policies are said to be conditional contracts the ...
What type of policies provide benefits for only a single illness such...
The applicant of a Customer Service Representative License must be a...
What government official is in charge f the Department of Financial...
After a loss has occurred which of the following options is not one of...
A device which enables the insurer to bring action for recovery...
What type of health insurance covers fees of physicians for performing...
Who can a licensed agent not share commission with?
What type of insurance provides coverage for expenses including loss...
What is an oral or written statement providing immediate insurance...
What art of the insurance contract must show who is insured, what...
Personal Liability includes all of the following EXCEPT:
What provisions on a health insurance policy allows the insured to...
What document often in affidavit form states details and amounts...
Under the loss settlement provision in the HO-3 policy, building...
All of the following are penalties for not complying with the No-Fault...
Discounts provided for homeowners insurance premiums based on roof...
In a bond, who guarantees the performance of the principal to the...
If a licensee has their appointment terminated how many months do they...
Which of the following can a licensed agent share commissions with?
In order for business personal property to be covered under the...
F.S. 627.70131 states that upon an insurer's receiving a...
Which of the following best describes an insureds position regarding...
All of the following are considered to be examples of when work is...
All of the following are duties of the insured after a loss...
In the liability section of the Business Owners Policy, what is the...
A dollar amount the insured must pay on each loss before the insurance...
Which of the following is not a benefit under Personal Injury...
All of the following types of ownership are eligible for a Personal...
Which of the following is an example of an instrumentality of...
According to F.S. 626.9541 which of the following options below does...
All of the following can be written under a single flood policy...
In the Building and Personal Property Coverage Form, all of the...
If an employer who is not required to carry Workers' Comp...
What type of policy provides employers with claims-made coverage for...
What type of damages punish the wrongdoer for anti-social actions,...
According to F.S. 626.401 what document does an insurer need in order...
What is known as an insurance contract?
Which of the following is not a qualification for obtaining a General...
Which unique feature does boiler machinery coverage have that most...
All of the following describe insurable interest EXCEPT:
Which of the following does not trigger the Florida Financial...
Voluntary throwing overboard of parts or cargo to save the vessel from...
Which of the following best describes a franchise deductible?
All of the following are true of a DP-1 EXCEPT:
If an insurer wants to non-renew a Commercial Property policy, how...
Glenda's Card Shop has a Business Owners Policy with $1,000,000...
All of the following are perils of the seas EXCEPT:
What type of provision states a period of time between issuance and...
Which of the following is the definition of "safe burglary"?
Which of the following is not an eligibility requirement for the RCBAP...
According to F.S. 324.011 Operation of what law is triggered by an...
Which office has a responsibility in the area of insurance policy...
Jim and Glenda go to the local branch of their bank for a home loan....
A claim by a policyholder, insured or beneficiary directly against the...
What is a document which is attached to the policy and modifies or...
All of the following are supplementary payments under the Personal...
According to F.S. 624.06 an insurer formed under the laws of any state...
F.S. 627.827 defines a promissory note or other written agreement by...
Which of the following is excluded from a Physicians, Surgeons and...
The failure to exercise that degree of care that the law requires to...
Which of the following best describes how PIP relates to other...
Under the Dwelling Program forms, vandalism is not covered after the...
Which of the following is considered an "employee" as it...
Fraud by the master or crew at the expense of the ship owner with the...
A baker employed at John's bakery suffered a skateboarding injury...
A peril that is unique to policies covering dry cleaners is:
The program which is a selected group of hospitals and medical...
After a company has been licensed to do business in the state their...
Which of the following examples of losses covered by an HO-3 is also...
John's catering company catered an event. The next day many of the...
John's car has been damaged by Jane with approximately $2,000 in...
What must be exhausted before the excess policy will apply?
Addition of Hangarkeeper's Liability coverage is normally part of...
Another name for a "cost plus" plan is:
When the cost to salvage and recondition a vessel exceeds its value,...
Insurance is a contract of indemnity. Which of the following best...
The cost to replace an item of property at the time of loss less an...
Which of the following situations requires nonresidents to comply with...
While closing for the day at the bakery the deposit bag with the cash...
What loss valuation is also known as "new for old"?
In Liability policies, what is generally defined to be an accident,...
As it pertains to homeowners property insurance, Coverage C...
In a Business Auto Coverage form, if you wanted to apply coverage to...
Which office is in charge of examining the qualifications of insurance...
What insures an individual for financial losses which arise out of the...
When the basic liability limits provided by a policy are insufficient...
In a commercial condo situation where the building form and the unit...
If Rita did not own a vehicle but wanted to purchase a policy to cover...
What is the basic limit for loss assessment in the homeowners policy?
What type of clause will apply to resolve disagreements between...
All of the following are coinsurance options under the Business Income...
If John has a right to collect damages from the negligent party in a...
Charging an applicant for a specific ancillary coverage in addition to...
What agency provides regulatory oversight to banks credit unions...
The Cause of Loss - Basic Form provides coverage for all of the...
The program which provides comprehensive health services to members...
All of the following are characteristics of the FWCJUA EXCEPT:
What can be added to the Homeowners contract which provides coverage...
Which of the following best describes a "controlled" Inland...
If John has an PAP with combined single limits of $300,000 and has an...
All of the following are Coverage C - Personal Property exclusions...
Damaged property that may be retrieved, reconditioned, and sold to...
Which of the following covers the liability of a common carrier for...
Employee Theft is defined as:
Which of the following is not considered an owner of a "defined...
Part D-Damage to Your Auto applies to all of the following EXCEPT:
What is the personal residential dollar limit under a Citizens...
According to F.S. 626.8797 all Proof of Loss Statements must include...
Supplementary Payments cover several areas of costs related to claims,...
In order to be written in Citizens Property Insurance Corp, who must...
An insurer has a responsibility to respond promptly after having...
If John, while helping Robert move to his new home, accidentally drops...
What type of health insurance policy is designed to provide...
The Building and Personal Property Coverage Form contains a vacancy...
F.S. 627.706 states that a depression in the ground cover clearly...
What is the purpose of the Extended Period of Indemnity option in the...
What is a class of bonds which guarantees an employee's honesty?
An insurance agent's error and omissions policy falls under what...
The following statement below are true regarding a DP-1 policy with...
The person who must be at least 15 years old, and who the insurance...
Whose office is responsible for the licensing and oversight of...
Which of the following is not a way to purchase Uninsured Motorist...
What problems started in earnest in or about 1974 with the enactment...
Commercial Package Policies can combine 2 or more of the following...
Actual Cash Value and Replacement Cost are two terms associated with...
Extended PIP does which of the following?
Which of the following does not describe the Citizens wind program?
All of the following are covered under Personal and Advertising Injury...
While conceptually similar to the homeowners program, the business...
The typical grace periods in health insurance for weekly, monthly, and...
As it relates to commercial property insurance the Agreed Value...
All of the following are true of the Lawyers Professional Policy...
The limit on medical coverage in the Workers' Compensation policy...
When it comes to Workers Compensation premiums, what is another name...
Which of the following is covered for liability under an HO-4?
Don has an HO-3 with $150,000 for Coverage A. How much Coverage D does...
The Causes of Loss-Broad Form includes all of the basic perils plus...
If John has a PAP whose limits re 10/20/10 what are the property...
Of the options listed below, which one is not eligible for an HO-4...
What are the two ways a carrier cnoffer the deductible to commercial...
Rebating is allowed under certain conditions. All of the following are...
The Department requires each adjusting firm and branches to designate...
What is the total coverage amount (basic amount + additional amount)...
If John's General Liability Policy has been in force for 183 days...
In regards to Commercial Property Coverage there are three such forms:...
All of the following are duties and functions of the Department of...
Which of the following does Uninsured Motorist not pay for?
The typical coverage for rental reimbursement in a Mechanical...
Which of the following is a basic limit under the CGL?
Coinsurance requires the insured to carry a minimum amount of...
Which of the following best describes the loss valuation in the...
All types of taking property by force is called:
As it pertains to Commercial Auto Insurance, what coverage means that...
All of the following are defined as insureds in the CGL EXCEPT:
Loss due to spoilage from lack of power, light, heat, steam, or...
Which of the following options is not a true statement concerning a...
The principle that is meant to reduce a plaintiff's damages by the...
The internal limits for hazardous substances and ammonia contamination...
Coverages required in order to comply with the Florida Financial...
After a community study that results in a flood hazard boundary map...
If a client wanted to buy a policy to cover liability arising out of a...
Part B Medical Payments coverage applies to medical services rendered...
John paid a contractor $5,000 for some remodeling in his bakery with a...
Uninsured Motorist Coverage pays for which of the following scenarios?
If John has an HO-3 policy with $200,000 in Coverage A, and due to a...
What is the principle of insurance which provides that when a loss...
John has a Personal Articles Floater for his camera, telescopic...
What is known as any actual, lawful and substantial economic interest...
If John's business office burns down, and he suffers economic loss...
All of the following are grounds for compulsory refusal, suspension,...