2016 Afua Pre Assesment Results

20 Questions | Total Attempts: 390

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2016 Afua Pre Assesment Results

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Questions and Answers
  • 1. 
    How old must a client be to qualify for the Allstate Basic Term?
    • A. 

      Between the ages of 16 and 60

    • B. 

      Between the ages of 18 and 45

    • C. 

      You can be any age to qualify for a basic term

    • D. 

      Between the ages of 20 and 80

  • 2. 
    How many Primary Term layers are allowed on a TrueFit Policy?
    • A. 

      1

    • B. 

      4

    • C. 

      5

    • D. 

      3

  • 3. 
    What product is used when quoting through the Home + Life process?
    • A. 

      Basic Term

    • B. 

      Truefit

    • C. 

      Allstate homeowners life insurance

    • D. 

      The Bridge

  • 4. 
    You can find life leads on the ALR Splash Page.
    • A. 

      True

    • B. 

      False

  • 5. 
    What are the three databases used when underwriting a Basic Term application?
    • A. 

      CBC, MIB, and Prescription

    • B. 

      MIB, MLB, and MVR

    • C. 

      MVR, MIB, and Prescription

    • D. 

      TTT, CBC, and MLB

  • 6. 
    How many Basic Term policies are allowed per customer?
    • A. 

      One

    • B. 

      Two

    • C. 

      As many as you want

    • D. 

      Four

  • 7. 
    If you are looking for simple, affordable protection that gives you the largest amount of coverage at a low initial cost, what type of policy is best for you?
    • A. 

      Whole Life

    • B. 

      Universal Life

    • C. 

      Term Insurance

    • D. 

      All of the above

  • 8. 
    The conversion privilege on a Truefit policy is available for how long?
    • A. 

      The first year only

    • B. 

      10 years

    • C. 

      As long as the insured is insurable

    • D. 

      15 years or the anniversary after age 65 whichever is earliest

  • 9. 
    What does D.I.M.E. stand for?
    • A. 

      Debt, Income, Mortgage, Expenses

    • B. 

      Dogs, Invocies, Money, Extras

    • C. 

      Debt, Income, Money, Extras

    • D. 

      Donations, Income, Mortgages, Everything else

  • 10. 
    Which of the following products give you lifelong protection if properly funded?
    • A. 

      Truefit

    • B. 

      Basic

    • C. 

      Permanent products

    • D. 

      All of the above

  • 11. 
    When is the best time to ask our clients about Life Insurance?
    • A. 

      Only when they ask

    • B. 

      When we can fird the time

    • C. 

      When we know all there is to know about life insurance

    • D. 

      Today

  • 12. 
    There is a discount on your auto insurance if you bundle life insurance with it.
    • A. 

      True

    • B. 

      False

  • 13. 
    Which of the following would be an example of a Life Event?
    • A. 

      Attending a Taylor Swift concert

    • B. 

      Your young chld takes his or her first step

    • C. 

      Getting Married

    • D. 

      Taking a Caribbean cruise

  • 14. 
    Why would you sell life insurance for a juvenile?
    • A. 

      Because juveniles have a lot of money

    • B. 

      To make grandparents happpy

    • C. 

      To make sure the parents standard of living won't be diminished

    • D. 

      To establish future insurability

  • 15. 
    The Green Sheets will increase my AF sales by....
    • A. 

      Reviewing all of the items that you currently have insured with the client

    • B. 

      Finding out if they own a motorcycle

    • C. 

      Verifying where they live and their email address

    • D. 

      Finding out if they have any life insurance outside of an employer plan

  • 16. 
    Which of the following is true about Truefit?
    • A. 

      Minimum death benefit ages 18-45 is $200,000

    • B. 

      Any term period can be chosen from 10 to 30 years

    • C. 

      Minimum death benefit ages 46 and up is $50,000

    • D. 

      All of the above

  • 17. 
    The following is a way to uncover potential life leads..
    • A. 

      Life leads on the ALR Splash Page

    • B. 

      Use the Green Sheet process with all of your clients

    • C. 

      Ask every person you talk to (no matter what)

    • D. 

      All of the above

  • 18. 
    Which of the following is true about a counter offer for Basic Term?
    • A. 

      Allstate will counter offer coverage of $75,000 at a rated price.

    • B. 

      The counter offer is good for 30 days

    • C. 

      Counter offers are not available for Basic Term

    • D. 

      If the client accepts the offer in 7 days they recieve a 10% discount

  • 19. 
    Who is responsible to sell Life Insurance in your agency?
    • A. 

      Your EFS

    • B. 

      The Agent

    • C. 

      LSPs

    • D. 

      Everyone

  • 20. 
    When we ask people if they have changed jobs in the last 5 years we are trying to establish
    • A. 

      If they are a good risk for an auto policy

    • B. 

      What industry they work in

    • C. 

      If they have 401K money with a previous employer

    • D. 

      What their current income is