Trivia Questions Quiz On Michigan No-fault Insurance Law!

Wage loss benefits are not taxable.

85% up to the monthly statutory maximum

True, except that the Assigned Claims Facility does not pay for out of state accidents. The injured person must have their own auto insurance policy or be covered under another policy to receive these benefits.

The rate is determined by numerous factors, including the level of care, the licensure and/or experience the provider, whether the services are provided by an agency, and the market rate in the area.

The accident victim with coordinated medical benefits must treat within the HMO unless the HMO does not offer a provider within the network to provide the medical services, such as a chiropractor or neuropsychologist, or if the accident victim requires treatment that is not covered by the HMO.

Assistance with eating is considered to be an attendant care service under the Michigan No-Fault Law. This means that individuals who require help with eating due to physical or cognitive impairments can receive assistance from a caregiver or attendant. This service is provided to ensure that individuals can meet their nutritional needs and maintain their health and well-being.

A pedestrians own insurance is first in the order of priority. If the pedestrian did not have his or her own insurance policy, then the order of priorities applies to identify the proper insurance company.

An Application for No-Fault Insurance Benefits must be filed within 1 year after the accident with the appropriate insurance company. This time frame allows individuals to gather all necessary documentation and information related to the accident before submitting their claim. Filing within this timeframe ensures that individuals can receive the benefits they are entitled to under their insurance policy. It is important to file within this deadline to avoid any potential issues or delays in receiving compensation for medical expenses, lost wages, and other damages resulting from the accident.

A person who is unemployed at the time of the accident but is actively seeking employment or temporarily unemployed can receive wage loss benefits. Seasonal employees can also receive wage loss benefits if injured in an accident during the off season.

The insurance company is entitled to a set-off for wage loss benefits paid if the accident victim is approved for and receives social security disability benefits.