Trivia Questions Quiz On Michigan No-fault Insurance Law!

10 Questions | Total Attempts: 105

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Trivia Questions Quiz On Michigan No-fault Insurance Law!

Below is some trivia questions quiz on Michigan No-fault Insurance Law! This law states that if you own a car and get into an accident, be it your fault or another party, your insurance company will be expected to cover medical bills for both you and the party and repair any damages as opposed to cash out. Take the quiz and see how well you understand it.


Questions and Answers
  • 1. 
    Michigan No-Fault insurance wage loss benefits are subject to income tax?
    • A. 

      True

    • B. 

      False

  • 2. 
    Which of the following is considered to be an attendant care service under the Michigan No-Fault Law?
    • A. 

      Shopping for meals

    • B. 

      Preparing meals

    • C. 

      Assistance with eating

    • D. 

      Cleaning up after a meal

  • 3. 
    The insurance adjuster determines the appropriate rate for attendant care service.
    • A. 

      True

    • B. 

      False

  • 4. 
    An accident victim must treat with a provider within his or her HMO health insurance for accident-related injuries if the person has coordinated no-fault medical coverage?
    • A. 

      True

    • B. 

      False

  • 5. 
    The No-Fault Insurance company paying wage loss benefits can demand that the insured apply for social security disability benefits?
    • A. 

      True

    • B. 

      False

  • 6. 
    Which insurance company is first in the order of priority for a pedestrian struck by a motor vehicle?
    • A. 

      Their own insurance company

    • B. 

      The driver's insurance company

    • C. 

      The owner of the vehicle's insurance company

    • D. 

      The Michigan Assigned Claims Facility

  • 7. 
    Wage loss benefits are only available to a person who is employed on the date of the accident.
    • A. 

      True

    • B. 

      False

  • 8. 
    An Application for No-Fault Insurance Benefits must be filed within how much time after the accident with the appropriate insurance company?
    • A. 

      30 days

    • B. 

      120 days

    • C. 

      180 days

    • D. 

      1 year

    • E. 

      None of the above

  • 9. 
    A Michigan resident injured in an out of state accident is entitled to Michigan No-Fault Insurance Benefits?
    • A. 

      True

    • B. 

      False

  • 10. 
    What percentage of a person's gross wages must be paid by the insurance company for a wage loss claim?
    • A. 

      50%

    • B. 

      75%

    • C. 

      85%

    • D. 

      95%

    • E. 

      100%