The Second Michigan No-fault Insurance Law Quiz

10 Questions | Total Attempts: 36

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Insurance Quizzes & Trivia

Find out how well you know Michigan No-Fault Insurance Laws. Take the all new second Michigan No-Fault Insurance Law Quiz and be Entered to Win a Prize.


Questions and Answers
  • 1. 
    The time limitation for filing a lawsuit against a negligent driver for non-economic damages, including pain and suffering, scarring, and wrongful death is:
    • A. 

      One year from the date of the accident

    • B. 

      Two years from the date of the accident

    • C. 

      Three years from the date of the accident

    • D. 

      Four years from the date of the accident

  • 2. 
    The time limitation for filing a lawsuit for an unpaid medical bill in a no-fault case is:
    • A. 

      One year from the date of the accident

    • B. 

      One year from the date that the medical bill was incurred

    • C. 

      One year from the date of the denial by the insurance company

    • D. 

      Three years from the date of the accident

  • 3. 
    Attendant care claims can only be made during the first three years after the accident
    • A. 

      True

    • B. 

      False

  • 4. 
    Any person operating an uninsured motor vehicle at the time of a motor vehicle accident is disqualified from receiving no-fault insurance benefits.
    • A. 

      True

    • B. 

      False

  • 5. 
    Which insurance company is first in the order of priority for paying no-fault benefits for a motorcyclist struck by a car in Michigan?
    • A. 

      The motorcyclist's own insurance company

    • B. 

      The car driver's insurance company

    • C. 

      The owner of the car's insurance company

    • D. 

      The Michigan Assigned Claims Facility

  • 6. 
    A motorcyclist cannot receive Michigan No-Fault benefits if there is no contact with a motor vehicle (car or truck).
    • A. 

      True

    • B. 

      False

  • 7. 
    A motorcyclist cannot receive Michigan No-Fault benefits if struck by another motorcyclist.
    • A. 

      True

    • B. 

      False

  • 8. 
    Replacement household chores are a lifetime benefit.
    • A. 

      True

    • B. 

      False

  • 9. 
    A Michigan resident who is struck by a motor vehicle while walking as a pedestrian in another state is able to receive no-fault benefits in the following situations:
    • A. 

      If the claimant had his or her own Michigan auto insurance policy

    • B. 

      If the claimant was residing with a resident relative who was insured under a Michigan auto insurance policy

    • C. 

      If the claimant makes a claim for no-fault benefits through the Michigan Assigned Claims Facility

    • D. 

      Answers a. and b.

    • E. 

      All of the above

  • 10. 
    The Michigan Catastrophic Claims Association provides reimbursement (dollar for dollar) to insurance companies for no-fault claims paid out to a claimant over what amount:
    • A. 

      $100,000

    • B. 

      $250,000

    • C. 

      $500,000

    • D. 

      $1,000,000

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