This quiz tests knowledge on Allstate Life Insurance policies, focusing on Basic Term qualifications, True Term Policy layers, available riders, and underwriting databases. It's designed for individuals interested in insurance policy details and underwriting processes.
Mortgage and other outstanding debts
Funeral and other final expenses
Capital needed for College
All of the above
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Attending a Taylor Swift concert
Your young chld takes his or her first step
Getting Married
Taking a Caribbean cruise
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Just Ask all of he people who call you
Use the Green Sheet process with all of your clients
Ask every person you talk to (no matter what)
All of the above
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Your EFS
The Agent
LSPs
Everyone
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If they are a good risk for an auto policy
What industry they work in
If they have 401K money with a previous employer
What their current income is
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To insure his health
To make grandparents happpy
To make sure the parents standard of living won't be diminished
To establish future insurability
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Reviewing all of the items that you currently have insured with the client
Finding out if they own a motorcycle
Verifying where they live and their email address
Finding out if they have any life insurance outside of an employer plan
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Access Allstate
Alliance
Gateway
Rules and Rates Page
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One
Two
As many as you want
Four
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CBC, MIB, and Prescription
MIB, MLB, and MVR
MVR, MIB, and Prescription
TTT, CBC, and MLB
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The first year only
10 years
As long as the insured is insurable
15 years or the anniversary after age 65 whichever is earliest
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Allstate will counter offer coverage of $75,000 at a rated price.
The counter offer is good for 30 days
Counter offers are not available for Basic Term
If the client accepts the offer in 7 days they recieve a 10% discount
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You can add Primary Term Rider after issue.
Allows recurring credit card payments
Is a permanent solution.
Chronic Illness Rider is available.
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2
4
5
3
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Fully Underwritten
Became a new parent
Simplified underwriting
Bought a new home
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Have their auto insured with Allstate
Between the ages of 18 and 45
Own their residence
All of the above
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Child Level Term
Waiver of Premium
Accidental Death Benefit
Accelerated Death Benefit
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Minimum death benefit ages 18-45 is $200,000
Children's level term rider can only be added at policy issue.
Minimum death benefit ages 46 and up is $50,000
Any term period 10 to 30 years
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Access Allstate
Agency Gateway
RMPs
Alliance
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Quiz Review Timeline (Updated): Mar 21, 2023 +
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