Allstate Life Insurance Company! Trivia Questions Quiz
.
- 1.How does the client qualify for Allstate Basic Term?
- A.
Have their auto insured with Allstate
- B.
Between the ages of 18 and 45
- C.
Own their residence
- D.
All of the above
- 2.How many Primary Term layers are allowed on a True Term Policy?
- A.
2
- B.
4
- C.
5
- D.
3
- 3.What riders are available on Basic Term?
- A.
Child Level Term
- B.
Waiver of Premium
- C.
Accidental Death Benefit
- D.
Accelerated Death Benefit
- 4.Where is life Quote Online located?
- A.
Access Allstate
- B.
Agency Gateway
- C.
RMPs
- D.
Alliance
- 5.What are the three databases used when underwriting a Basic Term application?
- A.
CBC, MIB, and Prescription
- B.
MIB, MLB, and MVR
- C.
MVR, MIB, and Prescription
- D.
TTT, CBC, and MLB
- 6.How many Basic Term policies are allowed per customer?
- A.
One
- B.
Two
- C.
As many as you want
- D.
Four
- 7.If you are looking for simple affordable protection that gives you the largest amount of coverage at a low initial cost, a Truefit policy may be right for you for all the following reasons except.
- A.
Fully Underwritten
- B.
Became a new parent
- C.
Simplified underwriting
- D.
Bought a new home
- 8.The conversion privilege on a Truefit policy is available for how long?
- A.
The first year only
- B.
10 years
- C.
As long as the insured is insurable
- D.
15 years or the anniversary after age 65 whichever is earliest
- 9.Where is App On-Line located?
- A.
Access Allstate
- B.
Alliance
- C.
Gateway
- D.
Rules and Rates Page
- 10.Which of the following is true about Allstate's Truefit Life Insurance?
- A.
You can add Primary Term Rider after issue.
- B.
Allows recurring credit card payments
- C.
Is a permanent solution.
- D.
Chronic Illness Rider is available.
- 11.When is the best time to ask our clients about Life Insurance?
- A.
Only when they ask
- B.
When we can fird the time
- C.
When we know all there is to know about life insurance
- D.
Today
- 12.Using Advisys Backroom Technicians Life Needs Analysis which of the following expenses are most important to consider?
- A.
Mortgage and other outstanding debts
- B.
Funeral and other final expenses
- C.
Capital needed for College
- D.
All of the above
- 13.Which of the following would be an example of a Life Event?
- A.
Attending a Taylor Swift concert
- B.
Your young chld takes his or her first step
- C.
Getting Married
- D.
Taking a Caribbean cruise
- 14.Why would you sell life insurance for a juvenile?
- A.
To insure his health
- B.
To make grandparents happpy
- C.
To make sure the parents standard of living won't be diminished
- D.
To establish future insurability
- 15.The Green Sheets will increase my AF sales by....
- A.
Reviewing all of the items that you currently have insured with the client
- B.
Finding out if they own a motorcycle
- C.
Verifying where they live and their email address
- D.
Finding out if they have any life insurance outside of an employer plan
- 16.Which of the following is not true about Truefit?
- A.
Minimum death benefit ages 18-45 is $200,000
- B.
Children's level term rider can only be added at policy issue.
- C.
Minimum death benefit ages 46 and up is $50,000
- D.
Any term period 10 to 30 years
- 17.What is the best way to find people to sell life insurance to?
- A.
Just Ask all of he people who call you
- B.
Use the Green Sheet process with all of your clients
- C.
Ask every person you talk to (no matter what)
- D.
All of the above
- 18.Who is responsible to sell Life Insurance in your agency?
- A.
Your EFS
- B.
The Agent
- C.
LSPs
- D.
Everyone
- 19.Which of the following is true about a counter offer for Basic Term?
- A.
Allstate will counter offer coverage of $75,000 at a rated price.
- B.
The counter offer is good for 30 days
- C.
Counter offers are not available for Basic Term
- D.
If the client accepts the offer in 7 days they recieve a 10% discount
- 20.When we ask people if they have changed jobs in the last 5 years we are trying to establish?
- A.
If they are a good risk for an auto policy
- B.
What industry they work in
- C.
If they have 401K money with a previous employer
- D.
What their current income is
Questions: 25 | Attempts: 23380 | Last updated: Mar 22, 2022
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