The 2015 The Health Plan Test assesses knowledge on plan offerings and regulations within specific regions. It evaluates understanding of plan types, eligibility, and financial aspects crucial for professionals in health insurance.
There are Medicare Supplement Plans that require the insured to pay copays.
THP Medicare Supplement plans are standardized policies. The only difference between us and other insurance carriers is what plans are offered and the monthly premiums.
There are Medicare Supplement plans that require the insured to pay the Part A and/or Part B deductible.
All of the above
Rate this question:
True
False
Rate this question:
True
False
Rate this question:
True
False
Rate this question:
$3,600
$10,000
$6,700
A and C
Rate this question:
SecureCareHMO Opt I, II, III and IV, SecureCare POS and SecureAdvantageRX PDP
SecureCareHMO Options I, II, IV and SecureChoicePPO Options I and II
SecureCareHMO Option I, II and IV and Medicare Supplement plans
All of same plans offered in 2014
Rate this question:
Zip code
City
County
Rate this question:
$37.50
$50
$0
Rate this question:
SecureCareHMO and SecureChoice PPO benefits and premiums are different depending on the segment.
SecureCareHMO and SecureChoicePPO plan benefits are the same in Segment 1(S1) and Segment (S2); the premiums are different.
Rate this question:
SecureChoicePPO
SecureAdvantageRX PDP
Both SecureChoicePPO and SecureAdvantageRX PDP
Rate this question:
SecureChoicePPO is a regional Medicare Advantage PPO offered in Ohio, West Virginia and Pennsylvania
SecureChoicePPO is a local Medicare Advantage PPO offered in the Ohio Valley, Mountaineer and HomeTown regions
SecureChoicePPO is a local Medicare Advantage PPO offered in the Ohio Valley and Mountaineer regions.
Rate this question:
$15
$0
$35
Rate this question:
SecureChoice PPO
Medicare Supplement plans
Both a and b
Neither a and b
Rate this question:
Plans A, C, D, F, G and N
Plans, A, C, D F, High Deductible F, G and N
Plans A, C, D, F, and High Deductible Plan F
Rate this question:
All regions’ SecureCareHMO and SecureChoice PPO plans
Only HomeTown region SecureCareHMO plans
HomeTown region SecureCareHMO plans and all Medicare Supplement plans
Rate this question:
The applicant must be age 65 and enrolled in Medicare A and B
The applicant can be any age and enrolled in Medicare A and B
Rate this question:
$6,700 in-network/ $10,000 out-of-network
$3,400 in-network/$6,700 in and out-of-network combined
$6,700 in-network/ $10,000 in and out-of-network combined
Rate this question:
True
False
Rate this question:
Ohio, West Virginia and Pennsylvania
Pennsylvania and Ohio
Ohio and West Virginia
Rate this question:
SecureChoicePPO out-of-network preventive services
SecureCare POS plan
HomeTown Region SecureCareHMO Option IV
Rate this question:
10
50
100
200
Rate this question:
True
False
Rate this question:
In 2015 there are 5 tiers of prescription drug copays: Tier 1- Preferred Generic, Tier 2–Non Preferred Generic, Tier 3 - Preferred Brand, Tier 4 –Non Preferred Brand and Tier 5–Specialty drugs
In 2015 there are 4 tiers of prescription drug copays: Tier 1- Preferred Generic, Tier 2- Non Preferred Generic, Tier 3- Preferred Brand and Tier 4–Specialty drugs
Rate this question:
$150
20% discount on eyewear - unlimited
$100 every two years
$250
Rate this question:
Day 1
Day 10
Day 21
Day 11
Rate this question:
True
False
Rate this question:
True
False
Rate this question:
True
False
Rate this question:
Applicants must complete a health question section if they are not in a guaranteed issue period.
If the person is in a guaranteed issue period they will not be subject to medical underwriting
If THP approves enrollment in a Medicare Supplement plan, Pre-Ex will not be imposed.
All of the above
Rate this question:
Ohio Valley/Mountaineer regions, 4 stars - HomeTown region, 4 stars
Ohio Valley/Mountaineer regions, 4 stars - HomeTown region 3.5 stars
Ohio Valley/Mountaineer regions, 3.5 stars - HomeTown region 4 stars
Rate this question:
True
False
Rate this question:
10%
$35
20%
Rate this question:
True
False
Rate this question:
$4,700
$2,500
$2,960
Rate this question:
The HomeTown region’s SecureCareHMO Option II & IV offer coverage for Tier I - Preferred Generic and Tier 2 - Non-Preferred Generic Part D drugs through the coverage gap.
Ohio Valley/Mountaineer regions’ SecureChoice Option II PPO offers only coverage for Tier 1- Preferred Generic, Part D drugs through the coverage gap.
No SecureCareHMO or SecureChoicePPO plans offer any coverage for Part D drugs through the coverage gap.
Rate this question:
All benefits have a POS (in-network/out-of-network) option
Only certain benefits have a POS (in-network/out-of-network) option
There is an out-of-network deductible on the SecureCare POS plan
Rate this question:
Ohio Valley/Mountaineer regions’ SecureCareHMO Opt II
Ohio Valley/Mountaineer regions’ SecureChoicePPO Opt I and II
HomeTown region’s SecureCareHMO Option IV
Rate this question:
All counties in the Mountaineer Region
Kanawha county, West Virginia
Segment 2 counties in the Ohio Valley Region.
Rate this question:
$15
$20
$3
Rate this question:
Quiz Review Timeline (Updated): Mar 20, 2023 +
Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
Wait!
Here's an interesting quiz for you.