Chapter 1 - US Healthcare System Issues

16 Questions | Total Attempts: 34

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Chapter 1 - US Healthcare System Issues

Chapter 1 - Overview of Major Issues in the US Healthcare System Copyright 2013 Global Health Options, Inc. DBA Riczo & Co. And Steve Riczo


Questions and Answers
  • 1. 
    American spend approximately the following amount on healthcare each year:
    • A. 

      $500 million

    • B. 

      $500 billion

    • C. 

      $1.5 trillion

    • D. 

      $2.7 trillion

  • 2. 
    The number one reason for personal bankruptcy in America is:
    • A. 

      Cost of higher education

    • B. 

      Price of gasoline

    • C. 

      Medical and hospital bills

    • D. 

      Cost of health insurance

  • 3. 
    Americans spend more on health care each year than the entire gross domestic product of all 191 countries on earth except for ____ of them:
    • A. 

      50

    • B. 

      30

    • C. 

      20

    • D. 

      4

  • 4. 
    The US healthcare system generally produces very high quality especially for those patients who have:
    • A. 

      A hospital far from where they live

    • B. 

      A good exercise routine

    • C. 

      Health insurance

    • D. 

      A proper diet

  • 5. 
    The US Justice Department estimates that approximately _____ % of all healthcare billing is fraud and abuse:
    • A. 

      2%

    • B. 

      4%

    • C. 

      7%

    • D. 

      10%

  • 6. 
    The National Institutes of Health estimates that ____ % of everything done for patients in the US healthcare system is unnecessary:
    • A. 

      5%

    • B. 

      15%

    • C. 

      30%

    • D. 

      40%

  • 7. 
    "Upcoding" is a widespread practice in the United States used by hospitals and physicians to overcharge patients by exaggerating:
    • A. 

      Diagnosis and procedure (CPT) codes from which third-party payers pay them

    • B. 

      the length of stay in the hospital

    • C. 

      The number of visits made to their doctor

    • D. 

      the number of hospitalizations by any given patient in one year

  • 8. 
    Strategies to get control of US healthcare costs include:
    • A. 

      improved payment systems to healthcare providers and national spending targets

    • B. 

      Reducing fraud and abuse

    • C. 

      A renewed emphasis on wellness and prevention

    • D. 

      All of the above

  • 9. 
    The federal healthcare reform law that was passed in March, 2010 is known as
    • A. 

      The Healthcare Reform Act

    • B. 

      The Affordable Care Act

    • C. 

      The Healthcare Cost Reduction Act

    • D. 

      None of the above

  • 10. 
    Healthcare costs in the United States have increased from about 5% of the gross domestic product in the mid-1960s to approximately ______ % today:  
    • A. 

      8%

    • B. 

      11%

    • C. 

      14%

    • D. 

      18%

  • 11. 
    In the United States, federal, state and local governmenst collectively pay for approximately ____ % of total health care costs for programs such as Medicare, Medicaid and the Veterans Administration Health System:
    • A. 

      15%

    • B. 

      25%

    • C. 

      35%

    • D. 

      60%

  • 12. 
    Every industrialized nation on earth provides health insurance for all of its citizens except for:
    • A. 

      Germany

    • B. 

      Japan

    • C. 

      Great Britain

    • D. 

      The United States

  • 13. 
    Certain health risk factors increase among people who are relatively poor including:
    • A. 

      Drug abuse

    • B. 

      teenage pregnancy

    • C. 

      Alcoholism

    • D. 

      All of the above

  • 14. 
    The health insurance payment system contributes significantly to high health care costs as does:
    • A. 

      the aging population

    • B. 

      High-technology care and high cost of labor in the medical field

    • C. 

      Poor health habits such as overeating and lack of exercise

    • D. 

      All of the above

  • 15. 
    Most Americans today who have health insurance are in some form of managed care product or health plan such as:
    • A. 

      Preferred provider organization plan (PPO)

    • B. 

      health maintenance organization plan (HMO)

    • C. 

      Point of service plan (POS)

    • D. 

      All of the above

  • 16. 
    A good strategy to reduce pharmaceutical costs is:
    • A. 

      reduce the over-prescribing of prescription drugs

    • B. 

      Increased use of generic drugs

    • C. 

      Improved health habits of Americans to reduce illness in the first place

    • D. 

      All of the above

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