Qir Practice Exam 1

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Qir Practice Exam 1 - Quiz


Questions and Answers
  • 1. 

    • The PA-DSS Implementation Guide is provided by the vendor of the validated payment application and is used by the QIR Company to install, configure and maintain the payment application. Any questions about the PA-DSS Implementation Guide should be directed to the application vendor. 
    • The QIR Implementation Statement provides a checklist of tasks to be completed as part of a Qualified Installation. Some or all of these tasks will apply to any given implementation. It is the responsibility of the Lead QIR to understand how each item within the QIR Implementation Statement applies to the particular implementation.
    • All tasks in the QIR Implementation Statement are the responsibility of the Lead QIR. Some of the tasks may be automatically performed by the payment application; other tasks will be performed by the QIR Employee. The PA-DSS Implementation Guide for the validated payment application will provide instructions on how to configure the payment application or other software. The customer may choose to perform some of these tasks rather than the QIR Company. It is important that the Lead QIR document all tasks and both the QIR Company and the customer understand and agree to the tasks before commencement.
    • The QIR Implementation Statement and the PA-DSS Implementation Guide must both be used during the installation. The QIR Company must retain evidence of all configurable elements of a Qualified Installation (whether performed by the QIR Employee or customer) and must retain these work papers as part of the installation documentation.

  • 2. 

    • The QIR Implementation Statement must be produced as part of each Engagement and must be completed and delivered to the customer no later than ten (10) business days after completion of the Qualified Installation.
    • The QIR Company must store the QIR Implementation Statement and any associated work papers in accordance with the QIR Company’s current evidence retention policy and procedures and for a minimum of three (3) years from the completion of the Qualified Installation. PCI SSC reserves the right to examine these documents upon reasonable notice as part of the quality assurance process. 

  • 3. 

    Which is an example of sensitive authentication data? 

    • A.

      Encrypted PAN

    • B.

      PIN Block

    • C.

      Unencrypted PAN

    • D.

      Cardholder Name

    Correct Answer
    B. PIN Block
    Explanation
    A PIN block is an example of sensitive authentication data. It is a combination of the cardholder's personal identification number (PIN) and a cryptographic key. The PIN block is used during the authentication process to verify the cardholder's identity. It is encrypted to protect it from unauthorized access and ensure the security of the authentication process.

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  • 4. 

    Which is an example of cardholder data? 

    • A.

      Track 1 Data

    • B.

      Expiration Date

    • C.

      PIN Block

    • D.

      Card Brand

    Correct Answer
    B. Expiration Date
    Explanation
    Cardholder data refers to any personally identifiable information that is associated with a payment card. This includes information such as the cardholder's name, card number, and expiration date. In this case, the expiration date is an example of cardholder data as it is directly associated with the payment card and can be used to identify the cardholder.

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  • 5. 

    The ___________________ is an independent industry standards body providing oversight of the development and management of Payment Card Industry Data Security Standards on a global basis. 

    Correct Answer
    PCI SSC, or Payment Card Industry Security Standards Council
    Explanation
    The correct answer is PCI SSC, or Payment Card Industry Security Standards Council. This organization is responsible for overseeing the development and management of Payment Card Industry Data Security Standards (PCI DSS) globally. They ensure that businesses that handle cardholder data maintain a secure environment and comply with industry standards to prevent data breaches and protect sensitive information.

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  • 6. 

    What does PCI DSS cover? 

    • A.

      Covers security of environments that store, process, or transmit account data

    • B.

      Covers secure payment applications to support PCI DSS

    • C.

      Covers the physical and logical security requirements for systems and business processes

    • D.

      Covers secure management, processing, and transmission of personal identification number (PIN) data during online and offline payment card transaction processing.

    Correct Answer
    A. Covers security of environments that store, process, or transmit account data
    Explanation
    PCI DSS covers the security of environments that store, process, or transmit account data. This means that it ensures the protection of sensitive information related to payment card transactions. It sets requirements for organizations to implement security measures such as network security, access control, and encryption to safeguard cardholder data. By covering the security of these environments, PCI DSS aims to prevent data breaches and protect the confidentiality and integrity of account data.

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  • 7. 

    What is PCI PA-DSS? 

    • A.

      Covers the physical and logical security requirements for systems and business processes

    • B.

      Covers secure management, processing, and transmission of personal identification number (PIN) data during online and offline payment card transaction processing.

    • C.

      Covers security of environments that store, process, or transmit account data

    • D.

      Covers secure payment applications to support PCI DSS compliance

    Correct Answer
    D. Covers secure payment applications to support PCI DSS compliance
    Explanation
    PCI PA-DSS stands for Payment Card Industry Payment Application Data Security Standard. It is a set of requirements that ensure the security of payment applications in order to support compliance with the broader Payment Card Industry Data Security Standard (PCI DSS). This standard specifically focuses on the security of payment applications and covers their development, implementation, and maintenance. By adhering to PCI PA-DSS, organizations can ensure that their payment applications are secure and meet the necessary standards for processing payment card transactions in a secure manner.

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  • 8. 

    PCI PTS PIN Security covers secure management, processing, and transmission of personal identification number (PIN) data during online and offline payment card transaction processing. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The statement is true because PCI PTS PIN Security specifically addresses the secure handling of personal identification number (PIN) data during payment card transactions, both online and offline. This includes secure management, processing, and transmission of PIN data to ensure the confidentiality and integrity of this sensitive information. Compliance with PCI PTS PIN Security standards is essential for organizations involved in payment card processing to protect cardholder data and prevent unauthorized access or misuse.

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  • 9. 

    PCI PTS - HSM covers device tamper detection, cryptographic processes, and other mechanisms used to protect the PIN and other sensitive data, such as cryptographic keys.

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    False - PCI PTS - POI covers device tamper detection, cryptographic processes, and other mechanisms used to protect the PIN and other sensitive data, such as cryptographic keys. The PTS - HSM standard covers the design of hardware security modules and for securely protecting those devices until they are deployed.

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  • 10. 

    Core responsibilities as a QIR include (select all that apply)

    • A.

      Install payment applications in a manner which supports the customer's PCI DSS compliance using the PA-DSS Implementation Guide

    • B.

      Document for the customer any potential risks to PCI DSS compliance

    • C.

      Explain any changes made to the customer's system(s) and any potential risks to the customer

    • D.

      Provide a Feedback Form to the customer

    • E.

      Support PCI Forensic Investigator (PFI) investigations in the event of a breach

    Correct Answer(s)
    A. Install payment applications in a manner which supports the customer's PCI DSS compliance using the PA-DSS Implementation Guide
    B. Document for the customer any potential risks to PCI DSS compliance
    C. Explain any changes made to the customer's system(s) and any potential risks to the customer
    D. Provide a Feedback Form to the customer
    E. Support PCI Forensic Investigator (PFI) investigations in the event of a breach
    Explanation
    The core responsibilities of a QIR include installing payment applications in a manner that ensures the customer's compliance with PCI DSS using the PA-DSS Implementation Guide. They are also responsible for documenting any potential risks to the customer's PCI DSS compliance, explaining any changes made to the customer's system(s) and the associated risks, providing a Feedback Form to the customer, and supporting PCI Forensic Investigator (PFI) investigations in the event of a breach.

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  • 11. 

    Who is responsible for a Merchant's PCI Compliance?

    • A.

      QIR

    • B.

      QSA

    • C.

      Firewall Provider

    • D.

      Merchant

    Correct Answer
    D. Merchant
    Explanation
    The correct answer is Merchant. The responsibility for a Merchant's PCI Compliance lies with the Merchant themselves. It is the Merchant's responsibility to ensure that they comply with the Payment Card Industry Data Security Standard (PCI DSS) requirements in order to protect cardholder data. This includes implementing and maintaining secure systems and processes, conducting regular security assessments, and adhering to the guidelines set forth by the PCI Security Standards Council. The other options listed, QIR, QSA, and Firewall Provider, may play a role in assisting the Merchant with their PCI Compliance efforts, but ultimately the responsibility lies with the Merchant.

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  • 12. 

    The PCI SSC Listing Number, Payment Application Vendor, Payment Application Name, and Application Version Number are found in what part of the Implementation Statement? 

    • A.

      Implementation Statement Summary

    • B.

      Implementation Statement Details

    • C.

      QIR Employee Additional Observations

    • D.

      Firewall Whitelist

    Correct Answer
    A. Implementation Statement Summary
    Explanation
    The Implementation Statement Summary is where the PCI SSC Listing Number, Payment Application Vendor, Payment Application Name, and Application Version Number are found. This summary provides a concise overview of the implementation statement, including important details about the payment application and its vendor. It is a quick reference for understanding the key information related to the implementation statement.

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  • 13. 

    What is P2PE?

    • A.

      Covers secure payment applications to support PCI DSS

    • B.

      Covers the protection of sensitive data at point-of-interaction devices and their secure components

    • C.

      Covers encryption, decryption, and key management requirements for point-to-point encryption

    • D.

      Covers secure management, processing and transmission of personal identification number (PIN) data during online and offline payment card transaction processing

    Correct Answer
    C. Covers encryption, decryption, and key management requirements for point-to-point encryption
    Explanation
    P2PE stands for point-to-point encryption and it refers to a set of requirements that cover encryption, decryption, and key management for secure transmission of data. This means that P2PE ensures that sensitive data is protected during its journey from the point of interaction devices to the intended recipient. By implementing P2PE, organizations can ensure that data is encrypted and decrypted securely, and that the keys used for encryption are properly managed. This helps to prevent unauthorized access and protect against data breaches.

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  • 14. 

    What is the last step in the payment processing workflow?

    • A.

      Authentication

    • B.

      Authorization

    • C.

      Settlement

    • D.

      Clearing

    Correct Answer
    C. Settlement
    Explanation
    The last step in the payment processing workflow is settlement. After the customer's payment is authorized and cleared, settlement occurs where the funds are transferred from the customer's account to the merchant's account. Settlement is the final step in completing the payment transaction and ensuring that the merchant receives the payment for the goods or services provided.

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  • 15. 

    What is the 2nd step in the payment processing workflow?

    • A.

      Clearing

    • B.

      Authorization

    • C.

      Settlement

    • D.

      Authentication

    Correct Answer
    A. Clearing
    Explanation
    The 2nd step in the payment processing workflow is Clearing. Clearing refers to the process of transmitting and reconciling payment information between the acquiring bank (merchant's bank) and the issuing bank (customer's bank). During this step, the payment details are verified and the funds are transferred from the customer's account to the merchant's account.

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  • 16. 

    What takes place in the Authorization portion of the payment processing workflow?

    • A.

      Issuer and Acquirer exchange purchase and reconciliation information

    • B.

      Cardholder gets charged

    • C.

      Issuer pays acquirer

    • D.

      Merchant requests and receives authorization

    Correct Answer
    D. Merchant requests and receives authorization
    Explanation
    In the Authorization portion of the payment processing workflow, the merchant requests and receives authorization. This means that the merchant sends a request to the issuer of the card to verify if the cardholder has sufficient funds or credit available for the transaction. The issuer then approves or declines the authorization request and sends a response back to the merchant. This step ensures that the transaction is valid and that the cardholder can be charged for the purchase.

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  • 17. 

    Which of the following is not true of acquirers? 

    • A.

      Also called Visa and/or Mastercard

    • B.

      Provide authorization, clearing and settlement services to merchants

    • C.

      Bank or entity the merchant uses to process their payment card transactions

    • D.

      Also called Merchant Bank

    Correct Answer
    A. Also called Visa and/or Mastercard
    Explanation
    Acquirers are not called Visa and/or Mastercard. Acquirers are the banks or entities that provide authorization, clearing, and settlement services to merchants. They are also known as the merchant bank, as they are the bank or entity that the merchant uses to process their payment card transactions. However, Visa and Mastercard are payment networks that facilitate the transfer of funds between the acquirer and the issuer (the cardholder's bank).

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  • 18. 

    Compliance validation requirements vary by payment brand. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    Compliance validation requirements vary by payment brand, meaning that different payment brands have different criteria and standards that businesses must meet in order to be compliant. This implies that there is no one-size-fits-all approach to compliance validation, and businesses must understand and adhere to the specific requirements of each payment brand they work with. Therefore, the statement "Compliance validation requirements vary by payment brand" is true.

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  • 19. 

    Who is responsible for validating the scope of a PCI DSS assessment?

    • A.

      QIR

    • B.

      QSA

    • C.

      Merchant

    • D.

      PCI SSC

    Correct Answer
    B. QSA
    Explanation
    A Qualified Security Assessor (QSA) is responsible for validating the scope of a PCI DSS assessment. A QSA is an individual or company certified by the Payment Card Industry Security Standards Council (PCI SSC) to assess and validate an organization's compliance with the Payment Card Industry Data Security Standard (PCI DSS). They conduct thorough assessments to determine the scope of the assessment, ensuring that all relevant systems and processes are included. Their expertise and certification make them the appropriate entity to validate the scope of a PCI DSS assessment.

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  • 20. 

    Which of the following is not a responsibility of an ASV?

    • A.

      Performing external vulnerability scans in accordance with PCI DSS Requirement 11.2 and other Council requirements

    • B.

      Maintaining an internal PA-QSA

    • C.

      Scanning all IP ranges and domains provided by scan customer to identify active IP addresses and services

    • D.

      Consulting with the scan customer to determine if IP addresses found should be included

    Correct Answer
    B. Maintaining an internal PA-QSA
  • 21. 

    The QIR program aims to assure quality and provide effective feedback among QIRs, their customers, and the PCI SSC. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The explanation for the given correct answer is that the QIR program is designed to ensure quality and facilitate efficient communication and feedback between QIRs (Qualified Integrators and Resellers), their customers, and the PCI SSC (Payment Card Industry Security Standards Council). This program aims to enhance the overall security and compliance of payment card systems by promoting collaboration and accountability among all stakeholders involved. Therefore, the statement that the QIR program aims to assure quality and provide effective feedback among QIRs, their customers, and the PCI SSC is true.

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  • 22. 

    The Implementation Guide and Implementation Statement are to be used together on each Qualified Installation.

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The Implementation Guide and Implementation Statement are meant to be used together on each Qualified Installation. This implies that both documents are necessary and complement each other in providing guidance and instructions for the successful implementation of a Qualified Installation. Therefore, it is essential to use both the Implementation Guide and Implementation Statement together to ensure a proper and effective implementation process.

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  • 23. 

    PAN should be rendered unreadable anywhere it's stored.

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The statement is suggesting that PAN (Primary Account Number) should be made unreadable in any location where it is stored. This is true because PAN is a sensitive piece of information that is used to identify and authenticate credit card transactions. Storing it in a readable format increases the risk of unauthorized access and potential misuse. By rendering PAN unreadable, it adds an extra layer of security to protect the cardholder's information.

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  • 24. 

    What are the Implementation Statement sections (select all that apply)?

    • A.

      Statement Summary

    • B.

      QIR Employee Observations

    • C.

      Statement Details

    • D.

      PCI DSS

    Correct Answer(s)
    A. Statement Summary
    B. QIR Employee Observations
    C. Statement Details
    Explanation
    The correct answer is Statement Summary, QIR Employee Observations, and Statement Details. These are the sections that make up the Implementation Statement. The Statement Summary provides a brief overview of the implementation, the QIR Employee Observations section includes observations made by Qualified Security Assessors, and the Statement Details section provides more detailed information about the implementation.

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  • 25. 

    PCI DSS requirements are applicable wherever primary account number (PAN) or sensitive authentication data (SAD) is stored, processed, or transmitted. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The Payment Card Industry Data Security Standard (PCI DSS) applies to any organization that stores, processes, or transmits primary account numbers (PAN) or sensitive authentication data (SAD). This means that if an organization handles credit card information, they must comply with the PCI DSS requirements to ensure the security and protection of this sensitive data. Therefore, the statement "PCI DSS requirements are applicable wherever primary account number (PAN) or sensitive authentication data (SAD) is stored, processed, or transmitted" is true.

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  • 26. 

    Account Data includes cardholder data and/or sensitive authentication data. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    Account Data refers to the information associated with a cardholder's account, including cardholder data and sensitive authentication data. Cardholder data includes the primary account number (PAN) and other personal information, while sensitive authentication data includes data such as the card's expiration date and CVV code. Therefore, it is true that Account Data includes cardholder data and/or sensitive authentication data.

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  • 27. 

    PCI DSS requirements do not apply to systems that provide security services or could impact the security of account data. 

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    The statement is false because PCI DSS requirements do apply to systems that provide security services or could impact the security of account data. The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to protect cardholder data and ensure the secure handling of credit card information. These requirements apply to all organizations that store, process, or transmit cardholder data, including systems that provide security services or have the potential to impact the security of account data. Therefore, the statement that PCI DSS requirements do not apply to such systems is incorrect.

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  • 28. 

    Account data includes all of the information printed on the physical card as well as the data on the magnetic stripe or chip. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    Account data refers to all the information that is present on the physical card, such as the cardholder's name, card number, and expiration date. Additionally, it also includes the data that is stored on the magnetic stripe or chip of the card, which is used for transactions and authentication purposes. Therefore, the statement that account data includes both the information on the physical card and the data on the magnetic stripe or chip is true.

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  • 29. 

    What does ISA stand for?

    Correct Answer
    Internal Security Assessor
    Explanation
    ISA stands for Internal Security Assessor. An Internal Security Assessor is an individual who is certified by the Payment Card Industry Security Standards Council (PCI SSC) to assess an organization's compliance with the Payment Card Industry Data Security Standard (PCI DSS). The ISA is responsible for evaluating the security measures and controls in place within the organization to protect cardholder data. They conduct assessments, provide recommendations for improvement, and ensure that the organization maintains compliance with the PCI DSS. The role of an ISA is crucial in maintaining the security and integrity of cardholder data within an organization.

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  • 30. 

    Sensitive authentication data is not stored post-authorization. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    Sensitive authentication data refers to information that can be used to authenticate or authorize access to a system, such as passwords, PINs, or security codes. Storing this data after the authorization process increases the risk of unauthorized access or misuse. Therefore, it is important to ensure that sensitive authentication data is not stored post-authorization to maintain security and protect user information.

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  • 31. 

    Records details about the customer, the QIR Company, and QIR Employees and the payment application. 

    • A.

      Implementation Statement Summary

    • B.

      Implementation Statement Details

    • C.

      QIR Employee Additional Observations

    • D.

      PCI DSS QIR Website Listing

    Correct Answer
    A. Implementation Statement Summary
    Explanation
    The implementation statement summary is a document that records details about the customer, the QIR Company, and QIR Employees, as well as the payment application. It provides a summary of the implementation process and the steps taken to ensure compliance with PCI DSS requirements. The document may include information such as the scope of the implementation, the roles and responsibilities of the QIR Company and its employees, and any additional observations or notes made during the implementation process. The implementation statement summary is an important record that demonstrates the QIR Company's commitment to maintaining the security of payment card data.

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  • 32. 

    Includes required signatures for the customer acceptance and the QIR Employee affirmation of the Qualified Installation.

    • A.

      Implementation Statement Details

    • B.

      QIR Employee Additional Observations

    • C.

      Implementation Statement Summary

    • D.

      PCI DSS QIR Website Listing

    Correct Answer
    C. Implementation Statement Summary
    Explanation
    The Implementation Statement Summary is the correct answer because it includes all the required signatures for the customer acceptance and the QIR Employee affirmation of the Qualified Installation. This summary is an important document that outlines the key details and observations related to the implementation process. Additionally, it ensures compliance with PCI DSS requirements and allows for the listing of the installation on the QIR website.

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  • 33. 

    Records details about the activities performed by the QIR Employee during the Qualified Installation. 

    • A.

      QIR Employee Additional Observations

    • B.

      Implementation Statement Summary

    • C.

      PCI DSS QIR Website Listing

    • D.

      Implementation Statement Details

    Correct Answer
    D. Implementation Statement Details
    Explanation
    The given correct answer is "Implementation Statement Details". This answer is likely correct because it aligns with the context of the question, which is about recording details of activities performed by a QIR Employee during a Qualified Installation. The other options, such as "QIR Employee Additional Observations" and "Implementation Statement Summary", do not specifically mention recording details of activities and therefore may not be as relevant to the given context.

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  • 34. 

    Records observations or details that the customer should be aware of. 

    • A.

      QIR Employee Additional Observations

    • B.

      Implementation Statement Summary

    • C.

      PCI DSS QIR Website Listing

    • D.

      Implementation Statement Details

    Correct Answer
    A. QIR Employee Additional Observations
    Explanation
    The correct answer is "QIR Employee Additional Observations". This option suggests that the employee records observations or details that the customer should be aware of. This could include any additional information or notes that the employee wants to communicate to the customer regarding the implementation statement or the PCI DSS QIR website listing.

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  • 35. 

    Includes items identified in the Details section that require explanation. 

    • A.

      Implementation Statement Details

    • B.

      Implementation Statement Summary

    • C.

      QIR Employee Additional Observations

    • D.

      PCI DSS QIR Website Listing

    Correct Answer
    C. QIR Employee Additional Observations
    Explanation
    The correct answer is "QIR Employee Additional Observations". This refers to additional observations made by a Qualified Integrators and Resellers (QIR) employee during the implementation of the Payment Card Industry Data Security Standard (PCI DSS). These observations may include any relevant details or information that the employee has noticed during the implementation process.

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  • 36. 

    Sensitive authentication data can be stored after authorization, if encrypted. 

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    SAD should not be stored, post-authorization

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  • 37. 

    How often does each validated payment application undergo attestation, until the Expiry Date is reached?

    • A.

      Annually

    • B.

      Every 2 years

    • C.

      Every 3 years

    • D.

      Quarterly

    Correct Answer
    A. Annually
    Explanation
    Each validated payment application undergoes attestation on a yearly basis until the Expiry Date is reached. This means that the application is reviewed and verified for compliance and security measures once every year. This regular attestation ensures that the payment application remains up to date and meets the necessary standards throughout its lifespan.

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  • 38. 

    What is the standard for vetting off-the-shelf payment applications used in authorization and settlement? 

    • A.

      PA-DSS

    • B.

      PA-QSA

    • C.

      PCI DSS

    • D.

      Qualified Installation

    Correct Answer
    A. PA-DSS
    Explanation
    PA-DSS stands for Payment Application Data Security Standard. It is the standard for vetting off-the-shelf payment applications used in authorization and settlement. This standard ensures that payment applications are secure and do not store sensitive cardholder data. It provides guidelines and requirements for developers to follow in order to ensure the security of payment applications. By adhering to PA-DSS, organizations can minimize the risk of data breaches and ensure the protection of customer payment information. PCI DSS (Payment Card Industry Data Security Standard) is a related standard that focuses on the security of the entire payment card ecosystem.

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  • 39. 

    Many PA-DSS requirements are derived from PCI DSS Requirements and Security Assessment (PCI DSS). 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The statement is true because PA-DSS requirements are indeed derived from PCI DSS requirements and security assessments. PA-DSS stands for Payment Application Data Security Standard, which is a set of requirements designed to ensure that payment applications are secure and do not store sensitive cardholder data. Since PCI DSS is a comprehensive standard for securing cardholder data, it makes sense that PA-DSS requirements would be derived from it to ensure consistency and alignment in security measures.

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  • 40. 

    PA-DSS requirements apply to application vendors, to develop and maintain secure payment applications. 

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
    Explanation
    The Payment Application Data Security Standard (PA-DSS) is a set of requirements that apply to application vendors. These requirements ensure that payment applications are developed and maintained in a secure manner. By adhering to PA-DSS, application vendors can protect sensitive payment card data and prevent potential security breaches. Therefore, the statement "PA-DSS requirements apply to application vendors, to develop and maintain secure payment applications" is true.

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  • 41. 

    Changes to the PCI DSS and PA DSS, follow a _______ lifecycle, to ensure a gradual, phased introduction of new versions of the standard, in order to prevent organizations from becoming non-compliant when changes are published. 

    • A.

      1 year

    • B.

      2 year

    • C.

      3 year

    • D.

      5 year

    Correct Answer
    C. 3 year
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 42. 

    The Payment Card Industry Data Security Standard (PCI DSS) is managed by the __________?

    • A.

      QSA

    • B.

      PCI Security Standards Council

    • C.

      ISA

    • D.

      QIR

    Correct Answer
    B. PCI Security Standards Council
    Explanation
    The correct answer is PCI Security Standards Council. The PCI DSS is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. The PCI Security Standards Council is responsible for managing and maintaining these standards, as well as providing guidance and support to organizations in implementing them. The council is made up of major payment card brands, such as Visa, Mastercard, and American Express, and is responsible for enforcing compliance with the PCI DSS.

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  • 43. 

    Select the PCI SSC stakeholders, who give input for proposed changes to the PCI DSS:

    • A.

      Participating Organizations

    • B.

      Merchants

    • C.

      Banks

    • D.

      Point-of-sale Vendors

    • E.

      Assessment community (QSA & ASV)

    • F.

      Software & hardware developers

    • G.

      Processors

    • H.

      PCI SSC Board of Advisors

    Correct Answer(s)
    A. Participating Organizations
    B. Merchants
    C. Banks
    D. Point-of-sale Vendors
    E. Assessment community (QSA & ASV)
    F. Software & hardware developers
    G. Processors
    H. PCI SSC Board of Advisors
    Explanation
    The PCI SSC stakeholders who give input for proposed changes to the PCI DSS include participating organizations, merchants, banks, point-of-sale vendors, the assessment community (QSA & ASV), software & hardware developers, processors, and the PCI SSC Board of Advisors. These stakeholders represent various sectors of the payment card industry and are involved in the development and implementation of the PCI DSS standards. They provide valuable insights, expertise, and recommendations to ensure that the standards are effective and up-to-date in addressing the evolving threats and vulnerabilities in the industry.

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  • 44. 

    _________: Standards Published, occurs in October of year 1, after the Council's annual Community Meetings and initiates a new lifecycle for the PCI DSS and the PA-DSS. Stakeholders may immediately implement the new standards, but are not required to do so, until they become effective. 

    • A.

      Stage 8

    • B.

      Stage 6

    • C.

      Stage 3

    • D.

      Stage 1

    Correct Answer
    D. Stage 1
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 45. 

    What date and year, in the PCI DSS and PA-DSS lifecycle, do the new PCI DSS standards become effective?

    • A.

      January 1 of Year 1

    • B.

      January 31 of Year 1

    • C.

      January 1 of Year 2

    • D.

      January 21 of Year 2

    Correct Answer
    A. January 1 of Year 1
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 46. 

    In what stage of the PCI DSS and PA-DSS lifecycle, is feedback given from stakeholders on the new standards? 

    • A.

      Stage 3

    • B.

      Stage 7

    • C.

      Stage 4

    • D.

      Stage 2

    Correct Answer
    C. Stage 4
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 47. 

    _________: Market Implementation occurs through Year 1,  and entails assessing changes to the new standard and determining their applicability to a stakeholder's cardholder data environment. It is a period that provides for an orderly, phased implementation of any required changes.

    • A.

      Stage 1

    • B.

      Stage 2

    • C.

      Stage 3

    • D.

      Stage 4

    Correct Answer
    C. Stage 3
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 48. 

    On December 31st, every _______ in the PCI DSS lifecycle, the old PCI DSS and PA-DSS standards are retired. After this date, all validation efforts for compliance must follow the new standards.

    • A.

      5 years

    • B.

      4 years

    • C.

      3 years

    • D.

      2 years

    Correct Answer
    D. 2 years
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 49. 

    At this stage in the PCI DSS and PA-DSS lifecycle, feedback collected from Participating Organizations is evaluated and clarification request about language in standards that may be perceived as confusing, are addressed. 

    • A.

      Stage 4

    • B.

      Stage 7

    • C.

      Stage 3

    • D.

      Stage 6

    Correct Answer
    D. Stage 6
    Explanation
    https://www.pcisecuritystandards.org/pdfs/pci_lifecycle_for_changes_to_dss_and_padss.pdf

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  • 50. 

    Stage 2 occurs in October of Year 1, after the Council's annual community meetings and initiates a new llifecycle for PCI DSS and the PA-DSS.

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
    Explanation
    Stage 1 occurs in October of Year 1, after the Council's annual community meetings and initiates a new llifecycle for PCI DSS and the PA-DSS.

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Quiz Review Timeline +

Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.

  • Current Version
  • Mar 08, 2024
    Quiz Edited by
    ProProfs Editorial Team
  • Sep 08, 2016
    Quiz Created by
    Abilene

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