There is no minimum
The minimum payment is greater on the secured card.
The member has to lock funds in a savings or money market account at the time of opening.
The secured card cannot be used as over draft protection.
The bill must be sent to the Secret Service the day you receive it.
If the member insists, you should give the bill back.
The bill should be signed on the border by the member and teller receiving it.
You should give the member credit for the bill.
You must fill out a Counterfeit Note Report that records the details of the bill and any details of where the member got it from.
Purchasing an official check with cash
Repeatedly Overdrawn Accounts
Large Dollar Amounts
Reasonable Cause to Doubt Collectability
They can be signed over as long as both people are present with an ID.
They can be accepted with no hold (as long as they seem legitimate).
They cannot be cashed by non-members.