Legal And Ethical Quiz

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  • 1/100 Questions

    As a result of increased use of computers in the health-care setting, the following was established to decrease the potential for breach of confidentiatlity

    • OSHA
    • HIPAA
    • Ethics
    • CMS
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About This Quiz

This 'Legal and Ethical Quiz' explores the intersection of law and ethical practices, focusing on the U. S. Constitution, the Bill of Rights, and administrative law. It challenges learners to understand legal foundations, the impact on healthcare, and the roles of government branches in law formation.

Ethics Quizzes & Trivia

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  • 2. 

    A health-care professional who believs that an unconscious patient should receive a certain treatment but knows that the patient's religious beliefs prohibit such treatment faces

    • Ethical dilimma

    • Assault

    • Implied consent

    • Battery

    Correct Answer
    A. Ethical dilimma
    Explanation
    The correct answer is ethical dilemma. In this scenario, the health-care professional is faced with a conflict between their belief that the unconscious patient should receive a certain treatment and the patient's religious beliefs that prohibit such treatment. This creates a moral dilemma for the professional as they must decide whether to respect the patient's religious beliefs or prioritize their own belief in providing the necessary treatment.

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  • 3. 

    What law prohibits the performance of any sort of experimental treatment for purposes of research without the express written consent of the patient or the patient's surragate decision maker

    • Federal

    • State

    • Local

    • Civil

    Correct Answer
    A. Federal
    Explanation
    The correct answer is federal because federal law prohibits the performance of any sort of experimental treatment for purposes of research without the express written consent of the patient or the patient's surrogate decision maker. This means that it is a violation of federal law to conduct experimental treatments without proper consent at the national level.

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  • 4. 

    The individual who brings a case to court is the

    • Defendant

    • Prosecuting attorney

    • Plaintiff

    • Defending attorney

    Correct Answer
    A. Plaintiff
    Explanation
    The correct answer is plaintiff. In a court case, the plaintiff is the individual who initiates the legal action by bringing a case against another party. They are responsible for presenting their claims and seeking a remedy or compensation for any harm or wrongdoing they have suffered. The defendant, on the other hand, is the party against whom the case is brought and is required to defend themselves against the claims made by the plaintiff.

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  • 5. 

    What is the best way to notify an insurer if a claim has been made against an insured person or facility

    • Call and leave a message

    • Send a letter by certified mail, return receipt requested

    • Wait until a lawsuit is filed to do anything

    • Send a letter by regular first-class mail

    Correct Answer
    A. Send a letter by certified mail, return receipt requested
    Explanation
    The best way to notify an insurer if a claim has been made against an insured person or facility is to send a letter by certified mail, return receipt requested. This method ensures that the letter is delivered to the intended recipient and provides proof of delivery. It also allows the sender to track the letter and receive confirmation when it is received. This is important in order to have a record of the notification and to ensure that the insurer is aware of the claim in a timely manner.

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  • 6. 

    All dying patients are guaranteed the right to

    • Comfort measures

    • Pain medication

    • Care that would normally be given to any patient

    • All of the above

    Correct Answer
    A. All of the above
    Explanation
    The correct answer is "all of the above" because dying patients are guaranteed the right to comfort measures, such as providing a peaceful and supportive environment, pain medication to alleviate their suffering, and care that would normally be given to any patient. This ensures that dying patients receive the necessary support and treatment to make their final moments as comfortable as possible.

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  • 7. 

    If a physician is being sued by a patient for the acts of medical assistant, which of the following applies

    • Stare decisis

    • Respondeat superior

    • Res ipsa loquitur

    • Quid pro quo

    Correct Answer
    A. Respondeat superior
    Explanation
    Respondeat superior is the correct answer because it is a legal doctrine that holds employers responsible for the actions of their employees. In this scenario, the physician would be held liable for the acts of the medical assistant because the assistant was acting within the scope of their employment. Stare decisis refers to the principle of following precedent, res ipsa loquitur is a doctrine used in negligence cases, and quid pro quo refers to a situation where something is given or received in exchange for something else.

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  • 8. 

    Which branch of government developed the source of law that implemented the medicaid and medicare amendments to the social security act of 1965

    • Legislative branch

    • Judicial branch

    • Executive branch

    • Municipal branch

    Correct Answer
    A. Legislative branch
    Explanation
    The correct answer is the legislative branch. The legislative branch of government is responsible for creating and enacting laws. In this case, the source of law that implemented the Medicaid and Medicare amendments to the Social Security Act of 1965 would have been developed by the legislative branch. This branch includes the Congress, which consists of the Senate and the House of Representatives, and they have the authority to make and pass laws.

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  • 9. 

    Taising a hand to strike a patient, even if the patient was not touched, can be considered

    • Assault

    • Battery

    • Libel

    • Abuse

    Correct Answer
    A. Assault
    Explanation
    Raising a hand to strike a patient, even if the patient was not actually touched, can be considered assault. Assault refers to the intentional act of causing apprehension of harmful or offensive contact, even if physical contact does not occur. In this scenario, the act of raising a hand to strike the patient creates a reasonable fear or apprehension of imminent harmful contact, which falls under the definition of assault.

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  • 10. 

    When there are disagreements about a claim-related accident, exclusions in an employer's liability policy can cause which of the following

    • Loyalty

    • Conflict

    • Penalties

    • Resolution

    Correct Answer
    A. Conflict
    Explanation
    Exclusions in an employer's liability policy can cause conflict when there are disagreements about a claim-related accident. This is because these exclusions may limit the coverage provided by the policy, leading to disputes between the employer and the injured party. The conflicting interests and interpretations of the policy terms can result in disagreements and conflicts regarding the liability and responsibility for the accident.

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  • 11. 

    Which charting guideline applies when the health care professional dcuments that the patient is receivign phone calls that seem to result in emotional reactions or fear

    • Record unusual incidents or events

    • Record information with care

    • Chart the care you give

    • Do not falsify records

    Correct Answer
    A. Record unusual incidents or events
    Explanation
    The correct answer is to record unusual incidents or events. This is because the patient's emotional reactions or fear resulting from phone calls can be considered as unusual incidents or events that need to be documented. By recording these incidents, healthcare professionals can provide a comprehensive overview of the patient's condition and any factors that may be influencing their emotional well-being. This information can be valuable for future reference and for providing appropriate care to the patient.

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  • 12. 

    If a defendant is asked, "what did you see just before you stopped your car to help the victims of the car wreck?" what situation likely is involved?

    • Sovereign immunity

    • Malpractice

    • Good samaritan

    • Negligence

    Correct Answer
    A. Good samaritan
    Explanation
    The situation likely involved in this question is the "good samaritan" situation. The question is asking about what the defendant saw before stopping their car to help the victims of a car wreck. This scenario relates to the concept of the good samaritan, where individuals voluntarily provide assistance to those in need, even if they are not legally obligated to do so.

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  • 13. 

    Which of the following is not among the major intentional torts

    • Battery

    • Murder

    • Assualt

    • False imprisonment

    Correct Answer
    A. Murder
    Explanation
    The question is asking for the tort that is not considered one of the major intentional torts. Among the options given, murder stands out as it is a criminal offense rather than a tort. While battery, assault, and false imprisonment are all examples of intentional torts, murder involves the unlawful killing of another person and falls under criminal law. Therefore, murder is not among the major intentional torts.

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  • 14. 

    During which of the following surgeries would it be reasonable for a physician to remove the organ mentioned without specific consent

    • The physician removes an ovary that contains several cysts instead of removing the cysts alone

    • The physician finds an unexpected blood clot and removes it during heart surgery

    • The physician removes a uterus that is full of fibroid tumors

    • The physician notices a sebaceous cyst when removing suspicious moles from the surface of the skin and removes the cyst at the same time

    Correct Answer
    A. The physician finds an unexpected blood clot and removes it during heart surgery
    Explanation
    In the given scenario, it would be reasonable for a physician to remove the unexpected blood clot during heart surgery without specific consent. This is because the presence of a blood clot during heart surgery poses a significant risk to the patient's life and immediate action is required to prevent further complications such as a heart attack or stroke. In such critical situations, the physician is authorized to make decisions in the best interest of the patient's health and well-being. Removing the blood clot is necessary to ensure the success and safety of the heart surgery.

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  • 15. 

    What should be the motivation of a surrogate decision maker when considering removing life prolonging treatment from a patient

    • The costs involved in continuing the patients care

    • The welfare of the incompetent patient

    • The opinions of the family members

    • The suggestion of the physician

    Correct Answer
    A. The welfare of the incompetent patient
    Explanation
    The motivation of a surrogate decision maker when considering removing life prolonging treatment from a patient should be the welfare of the incompetent patient. This means that the decision maker should prioritize what is in the best interest of the patient, taking into account their overall well-being, quality of life, and any potential suffering or harm that may result from continuing the treatment. Other factors such as the costs involved, opinions of family members, and suggestions of the physician may be considered, but the primary focus should always be on the welfare and best interest of the patient.

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  • 16. 

    Which of the following is not an agency that can enact rules that become administrative law

    • Occupational safety and health admin

    • American bar association

    • Department of health and human services

    • Environmental protection agency

    Correct Answer
    A. American bar association
    Explanation
    The American Bar Association is not an agency that can enact rules that become administrative law. The American Bar Association is a professional organization for lawyers and does not have the authority to create or enforce laws. On the other hand, the Occupational Safety and Health Administration (OSHA), the Department of Health and Human Services, and the Environmental Protection Agency are all government agencies that have the power to enact rules and regulations that become administrative law.

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  • 17. 

    Which of the following is true about a malpractice case

    • There must be proof of a breach of duty

    • No damages can be present

    • The cause of the damages does not have to be specific

    • The person who caused the damages does not have the duty to care for the patient

    Correct Answer
    A. There must be proof of a breach of duty
    Explanation
    In a malpractice case, it is necessary to provide proof of a breach of duty. This means that there must be evidence to show that the healthcare professional failed to meet the standard of care expected in their profession. Without proof of a breach of duty, it would be difficult to establish that malpractice has occurred. The other options mentioned in the question are not true about a malpractice case. Damages are typically present, the cause of the damages must be specific, and the person who caused the damages has a duty to care for the patient.

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  • 18. 

    Which of the following identifies a patient's strength

    • The ability to walk to the restoom alone

    • The ability to wash her face but not her legs and arms

    • The ability to communicate but limited to written responses

    • The ability to walk but only to the restroom

    Correct Answer
    A. The ability to walk to the restoom alone
    Explanation
    The ability to walk to the restroom alone can be considered a patient's strength because it indicates that they have sufficient mobility and independence to perform this task without assistance. It suggests that they have a certain level of physical capability and self-sufficiency, which can be seen as a positive aspect of their overall health and well-being.

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  • 19. 

    Which of the following statements about the checks and balances system is untrue

    • The legislature can develop statues and veto the executive branch

    • The executive branch has veto power and can propose legislation

    • The judicial branch interprets laws

    • The legislature proposes laws

    Correct Answer
    A. The legislature can develop statues and veto the executive branch
    Explanation
    The statement "the legislature can develop statutes and veto the executive branch" is true. The checks and balances system allows the legislature to create laws (statutes) and also gives them the power to veto or reject actions taken by the executive branch. This ensures that the legislature has a say in the decision-making process and can prevent any potential abuse of power by the executive branch.

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  • 20. 

    If an insurer pays a claim even though the physician contends that he or she was not at fault, the insurer may be exercising the right to

    • Contribution

    • Settlement

    • Idemnification

    • Defense

    Correct Answer
    A. Settlement
    Explanation
    If an insurer pays a claim even though the physician contends that he or she was not at fault, it indicates that the insurer is choosing to settle the claim. Settlement refers to an agreement reached between the insurer and the claimant to resolve the dispute without going to court. By choosing to settle, the insurer avoids the potential costs and uncertainties associated with litigation.

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  • 21. 

    Consent is being sought for a patient to undergo chemotherapy. whicch of the following would not be considered a surrogate decision maker in the event that the patient is unable to consent

    • The parent of a 2 year old chold receiving chemotherapy

    • The neighbor of an elderly adult receiving chemotherapy, if the adult patient has no family in the geographic area

    • The adult son of a patient

    • A court appointed guardian of the patient

    Correct Answer
    A. The neighbor of an elderly adult receiving chemotherapy, if the adult patient has no family in the geographic area
    Explanation
    The neighbor of an elderly adult receiving chemotherapy would not be considered a surrogate decision maker in the event that the patient is unable to consent because they do not have a legal or familial relationship with the patient. Surrogate decision makers are typically individuals who have a close relationship with the patient and are authorized to make medical decisions on their behalf. In this case, the parent of a 2-year-old child receiving chemotherapy, the adult son of a patient, and a court-appointed guardian of the patient would all be considered appropriate surrogate decision makers.

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  • 22. 

    Which health care professional is bound to protect the confidentiality of the medical record

    • The nurse providing patient care

    • The physician and his or her staff

    • The ancillary personnel int he hospital

    • All health care personnel

    Correct Answer
    A. All health care personnel
    Explanation
    All health care personnel are bound to protect the confidentiality of the medical record. This is because patient confidentiality is a fundamental ethical and legal obligation in healthcare. It ensures that patients' personal and medical information remains private and secure. All healthcare professionals, including nurses, physicians, and ancillary personnel, have access to sensitive patient information and must adhere to strict confidentiality policies and regulations to maintain patient trust and privacy.

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  • 23. 

    The foundation of the law of the land is

    • State constitutions

    • Municipal laws

    • District court decisions

    • The constitution of the united states

    Correct Answer
    A. The constitution of the united states
    Explanation
    The correct answer is the constitution of the United States. The constitution is the supreme law of the land in the United States and serves as the foundation for all other laws. It outlines the structure of the government, the rights and freedoms of individuals, and the limitations on governmental power. State constitutions, municipal laws, and district court decisions may be important sources of law, but they are all subordinate to the constitution of the United States.

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  • 24. 

    When a court has jurisdiction over property or a thing itself, rather than over the people involved, the type of jurisdiction is called:

    • In rem jurisdiction

    • In personam jurisdiction

    • Ad litem jurisdiction

    • Appellate jurisdiction

    Correct Answer
    A. In rem jurisdiction
    Explanation
    In rem jurisdiction refers to a court's authority over a specific property or thing, rather than the individuals involved in the case. This type of jurisdiction allows the court to make decisions and rulings that directly affect the property in question, regardless of who owns or possesses it. In rem jurisdiction is often used in cases involving disputes over ownership, rights, or claims to a particular property. It allows the court to determine the rights and obligations related to the property itself, rather than focusing on the personal rights or liabilities of the individuals involved.

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  • 25. 

    If a man enters surgery to have his left leg amputated and leaves surgery with his right leg amputated, which latin term of law applies

    • Respondeat superior

    • Res ipsa loquitur

    • Stare decisis

    • Quid pro quo

    Correct Answer
    A. Res ipsa loquitur
    Explanation
    The Latin term "res ipsa loquitur" translates to "the thing speaks for itself." In this scenario, it suggests that the outcome of the surgery speaks for itself, indicating that there was negligence or a mistake made during the procedure. The fact that the man entered surgery to have his left leg amputated but ended up with his right leg amputated is a clear indication of a medical error. Therefore, "res ipsa loquitur" is the appropriate Latin term of law to apply in this situation.

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  • 26. 

    Placing a person in immediate fear or apprehension of a harmful touching without his or her consent is

    • Assault

    • Battery

    • Consent

    • Negligence

    Correct Answer
    A. Assault
    Explanation
    Assault is the correct answer because it refers to the act of intentionally causing someone to fear immediate harm or apprehension of harmful touching without their consent. It involves the threat of physical harm or unwanted contact, even if no actual physical contact occurs. Battery, on the other hand, involves the intentional and unlawful physical contact with another person without their consent. Consent refers to giving permission or agreement, while negligence refers to the failure to exercise reasonable care, resulting in harm to others.

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  • 27. 

    A claim on a liability policy might result from

    • Sexual assault by a physician in the course/of a patient's visit

    • Dispensing the wrong medication to a patient

    • Errors made during surgery

    • All of the above

    Correct Answer
    A. All of the above
    Explanation
    A claim on a liability policy might result from sexual assault by a physician in the course of a patient's visit, dispensing the wrong medication to a patient, and errors made during surgery. In each of these scenarios, harm or injury is caused to the patient, which may lead to a claim being filed against the physician or healthcare provider. These incidents can result in legal action, financial compensation, or other consequences, making it important for healthcare professionals to have liability insurance to protect themselves and their practice.

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  • 28. 

    Which is not an advantage of a personal professional liability policy

    • It is expensive

    • It provides pease of mind

    • It helps eliminate conflicts between employers and employees

    • It may cover acts that the employer's policy does not cover

    Correct Answer
    A. It is expensive
    Explanation
    An advantage of a personal professional liability policy is that it may cover acts that the employer's policy does not cover. However, the statement "it is expensive" suggests that the cost of the policy is not an advantage.

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  • 29. 

    Liability policies usually require annual payment of which of the following

    • Installment

    • Sum

    • Premium

    • Deduction

    Correct Answer
    A. Premium
    Explanation
    Liability policies usually require an annual payment of a premium. A premium is the amount of money that an individual or business pays to an insurance company in exchange for insurance coverage. It is typically paid annually and is based on factors such as the type of coverage, the insured's risk profile, and the amount of coverage needed. The premium ensures that the policyholder is protected against potential liabilities and risks covered by the insurance policy.

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  • 30. 

    In which case has informed consent not been obtained correctly

    • The physician explains the procedures and offers the consent form for the patients signature

    • The physician allows a medical assistant to explain the consent form, including risks and benefits, and the assistnat offers the consent form for the patient's signature

    • The physician explains the procedures to the patient, asks for questions, and leaves the room as the medical assistant offers the consent form for the patient's signature

    • All of the above methods are correct

    Correct Answer
    A. The physician allows a medical assistant to explain the consent form, including risks and benefits, and the assistnat offers the consent form for the patient's signature
    Explanation
    The correct answer is "the physician allows a medical assistant to explain the consent form, including risks and benefits, and the assistant offers the consent form for the patient's signature." In this case, the physician is not directly involved in explaining the procedures or obtaining consent from the patient. It is the responsibility of the physician to ensure that the patient fully understands the procedures, risks, and benefits before giving consent. Allowing a medical assistant to explain the consent form without direct involvement from the physician may lead to inadequate understanding or misinformation for the patient, making it incorrect to obtain informed consent in this manner.

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  • 31. 

    Which state does not have roots in english common law

    • Texas

    • California

    • Louisiana

    • Maine

    Correct Answer
    A. Louisiana
    Explanation
    Louisiana is the correct answer because it does not have roots in English common law. Unlike the other states listed, Louisiana's legal system is based on the Napoleonic Code, which is derived from Roman law and the French Civil Code. This means that Louisiana's legal principles and procedures differ significantly from those of the other states, which all trace their legal traditions back to English common law.

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  • 32. 

    Which of the following individuals is probably an independent contractor

    • A private nurse who sits with a patient just moved from intensive care

    • A registered nurse who works a weekend double shift only

    • A laboratory employee who works inside a hospital but is employed by an independent lab

    • A physician who visits his or her patients during rounds in a hospital

    Correct Answer
    A. A private nurse who sits with a patient just moved from intensive care
    Explanation
    The private nurse who sits with a patient just moved from intensive care is likely an independent contractor because they are providing a specific service to a patient on a temporary basis. Independent contractors typically have more control over their work schedule and are hired for specific tasks or projects, rather than being employed by a company or organization on a permanent basis.

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  • 33. 

    All the cases below would be considered a civil case except

    • Divorce

    • Breach of contract

    • Dispute over real estate sale

    • Terrorist threats

    Correct Answer
    A. Terrorist threats
    Explanation
    The given options consist of various legal disputes, such as divorce, breach of contract, and dispute over real estate sale. These are all civil cases that involve conflicts between individuals or entities. However, terrorist threats are typically considered criminal cases as they involve acts of violence or harm towards others. Therefore, terrorist threats would not be categorized as a civil case.

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  • 34. 

    The supreme court hears cases from courts with what jurisdiction

    • Higher jurisdiction than the supreme court

    • Lower jurisdiction than the supreme court

    • Equal jurisdiction than the supreme court

    • No jurisdiction

    Correct Answer
    A. Lower jurisdiction than the supreme court
    Explanation
    The correct answer is "lower jurisdiction than the supreme court." The Supreme Court is the highest court in the land and has the authority to hear cases on appeal from lower courts. This means that it has jurisdiction over cases that have already been decided by lower courts and are being appealed. So, the Supreme Court does not hear cases from courts with higher jurisdiction, equal jurisdiction, or no jurisdiction, but rather from courts with lower jurisdiction.

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  • 35. 

    A written statement of defamatin is known as

    • Slander

    • Assault

    • Libel

    • Negligence

    Correct Answer
    A. Libel
    Explanation
    Libel is the correct answer because it refers to a written statement of defamation. Defamation involves making false statements about someone that harm their reputation, and when these false statements are made in writing, it is specifically called libel. Libel is a form of defamation that can cause significant damage to a person's reputation and can result in legal consequences.

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  • 36. 

    The statement, "the information is true, but it is information that a person wants to keep private," likely pertains to

    • Invasion of privacy

    • Breach of confidentiality

    • Slander

    • False imprisonment

    Correct Answer
    A. Invasion of privacy
    Explanation
    The statement "the information is true, but it is information that a person wants to keep private" is likely referring to invasion of privacy. Invasion of privacy occurs when someone's personal information or private affairs are disclosed without their consent. In this case, the information may be true, but the fact that the person wants to keep it private suggests that their privacy has been violated. This could involve unauthorized access to personal records, publicizing private conversations or photographs, or any other form of intrusion into someone's personal life.

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  • 37. 

    Which of the following is most likely considered a competent patient

    • A 63 year old patient diagnosed with dementia

    • A 43 year old patient diagnosed with dementia

    • A 36 year old female patient abused by her spouse

    • A 15 year old patient who is anemic

    Correct Answer
    A. A 36 year old female patient abused by her spouse
    Explanation
    A competent patient is someone who has the ability to understand and make decisions about their own medical treatment. In this case, the 36-year-old female patient abused by her spouse is most likely considered a competent patient because her age and the fact that she is not diagnosed with any cognitive impairment, such as dementia, suggest that she has the capacity to understand and make decisions about her own healthcare. The other options, including the 63-year-old and 43-year-old patients diagnosed with dementia, and the 15-year-old patient who is anemic, are more likely to have impaired decision-making abilities due to their medical conditions or age.

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  • 38. 

    Many states have laws that permit minors, whether emancipated or not, to consent to treatment in which of the following situations

    • Treatment of sexually transmitted diseases

    • Decisions on birth control

    • Matters regarding pregnancy

    • All of the above

    Correct Answer
    A. All of the above
    Explanation
    Many states have laws that allow minors, regardless of their emancipation status, to give consent for treatment in situations involving sexually transmitted diseases, decisions on birth control, and matters regarding pregnancy. These laws recognize the importance of minors having access to necessary medical care and the ability to make informed decisions about their own reproductive health.

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  • 39. 

    The primary purpose of a medical record is to

    • Prevent liability lawsuits

    • Provide a format for health care professionals to communicate with one another

    • Serve as a reference for previous care the patient has received

    • Plan for future care

    Correct Answer
    A. Provide a format for health care professionals to communicate with one another
    Explanation
    The primary purpose of a medical record is to provide a format for health care professionals to communicate with one another. Medical records contain important information about a patient's medical history, treatments, and current condition, which allows healthcare professionals to have a comprehensive understanding of the patient's health. This information facilitates effective communication and collaboration among healthcare providers, ensuring that everyone involved in the patient's care is well-informed and can make informed decisions. Additionally, medical records also serve as a reference for previous care the patient has received, aiding in continuity of care and planning for future treatments.

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  • 40. 

    In which of the following situations could sexual activity with a patient be acceptable

    • The physician and patient are both consenting adults

    • The patient agrees to sign a release form

    • The physician has clearly stated his or her intentions with the patient

    • Sexual activity is never acceptable with patients

    Correct Answer
    A. Sexual activity is never acceptable with patients
    Explanation
    Sexual activity with a patient is never acceptable because it violates professional boundaries, ethical guidelines, and can lead to exploitation, harm, and a breach of trust. Engaging in a sexual relationship with a patient can compromise the patient's autonomy, impair the quality of medical care, and create a power imbalance. It is crucial for healthcare professionals to prioritize the well-being and best interests of their patients, and engaging in sexual activity undermines this fundamental principle.

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  • 41. 

    The prime objective of obtaining liability coverage is to

    • Avoid batient malpractice lawsuites

    • Protect assets in the event of a settlement in the claimant's favor

    • Avoid paying malpractice claims

    • Provide protection against high legal costs

    Correct Answer
    A. Protect assets in the event of a settlement in the claimant's favor
    Explanation
    The prime objective of obtaining liability coverage is to protect assets in the event of a settlement in the claimant's favor. Liability coverage provides financial protection by covering the costs of legal fees, settlements, and judgments in case a claim is filed against the insured. By having liability coverage, individuals or businesses can safeguard their assets from being depleted in the event of a settlement, ensuring that they are not personally responsible for paying large sums of money out of pocket.

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  • 42. 

    the declarations page usually spells out which of the following espects of liability

    • Limits

    • Occurence

    • Incident

    • Medical incident

    Correct Answer
    A. Limits
    Explanation
    The declarations page typically specifies the limits of liability coverage. This means that it outlines the maximum amount that the insurance company will pay in the event of a claim. The limits may vary depending on the type of coverage, such as bodily injury or property damage. By clearly stating the limits, the insured party can understand the extent of their coverage and make informed decisions about their insurance needs.

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  • 43. 

    Patients who want their physician to decide what is best for them with regard to medical decision making and waive their right to informed consent sign a:

    • Waiver

    • Living will

    • Advance directive

    • General consent

    Correct Answer
    A. Waiver
    Explanation
    A waiver is the correct answer because it refers to a legal document signed by patients who want their physician to make decisions on their behalf without seeking their informed consent. By signing a waiver, patients are essentially giving up their right to be fully informed about their medical treatment options and are entrusting their physician to make decisions in their best interest. This document allows physicians to act in the best interest of the patient without having to consult them for every decision.

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  • 44. 

    A patient comes to a medical office and demands that she be given her medical record. which of these statements is false in this situation

    • The patient is allowed to take her personal medical record

    • The patient is not allowed to take her medical record because the physical record belongs to the physician or health-care facility

    • The patient is the owner of the informatin in the record

    • The patient is not the owner of the physical record

    Correct Answer
    A. The patient is allowed to take her personal medical record
    Explanation
    The statement "the patient is allowed to take her personal medical record" is false in this situation. The patient is not allowed to take her medical record because the physical record belongs to the physician or health-care facility. Although the patient is the owner of the information in the record, they do not have the right to possess or take the physical record itself.

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  • 45. 

    Most physicians' offices carry a liability policy. which of these individuals would not be covered under the policy

    • Physician

    • Medical assistant

    • Patient

    • Receptionist

    Correct Answer
    A. Patient
    Explanation
    The patient would not be covered under the liability policy because the policy is designed to protect the physician and the medical staff from any claims or lawsuits arising from their professional activities. The patient is not part of the medical staff and therefore would not be included in the coverage provided by the policy.

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  • 46. 

    What is the best reason to carry a personal professional liability policy

    • It saves the physician money

    • It insures that the insurer maintains loyalty to its own insured

    • It is inexpensive

    • It is guaranteed payment of liability claims

    Correct Answer
    A. It insures that the insurer maintains loyalty to its own insured
    Explanation
    A personal professional liability policy ensures that the insurer maintains loyalty to its own insured because the policy is specifically designed to protect professionals from liability claims arising from their professional services. By having this policy, the insured can have confidence that their insurer will prioritize their best interests and provide support in case of any liability claims. This loyalty and support from the insurer can be crucial in protecting the professional's reputation, financial stability, and overall peace of mind.

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  • 47. 

    Which of the following would be classified as a special circumstance with regard  to consent

    • A patient with a rare disease requiring surgery

    • A patient in a mental health facility

    • A minor patient

    • A patient over the age of 65

    Correct Answer
    A. A patient in a mental health facility
    Explanation
    A patient in a mental health facility would be classified as a special circumstance with regard to consent because individuals in such facilities may have impaired decision-making capacity due to their mental health condition. In these cases, obtaining informed consent may be more complex and require additional considerations, such as the need for a legal guardian or the involvement of an ethics committee. Special protocols and safeguards may be in place to ensure that the patient's rights and autonomy are respected while also prioritizing their well-being and treatment.

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  • 48. 

    Which dovument does a competent patient sign to express his or her futre health care wishes to be carried out when he or she can no longer make such decisions

    • Living will

    • Waiver

    • Advance directive

    • Medical durable power

    Correct Answer
    A. Living will
    Explanation
    A competent patient signs a living will to express his or her future healthcare wishes to be carried out when he or she can no longer make such decisions. A living will is a legal document that outlines the patient's preferences regarding medical treatment in the event that they become unable to communicate or make decisions for themselves. It allows the patient to specify their desired treatments, such as resuscitation, life support, or organ donation, and ensures that their wishes are respected and followed by healthcare providers.

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  • 49. 

    Which of the following is not a result of the impact of the bill of rights on the health-care system

    • Patient privacy

    • Computerized patient records

    • Patient's denying of health care because of religious beliefs

    • Confidentiality of patient lab results

    Correct Answer
    A. Computerized patient records
    Explanation
    The impact of the bill of rights on the health-care system has led to several changes, including patient privacy, confidentiality of patient lab results, and patient's denying of health care because of religious beliefs. However, computerized patient records are not a direct result of the bill of rights. While the bill of rights may have influenced the overall development of the health-care system, computerized patient records are more of a technological advancement that has been implemented to improve efficiency and accessibility in healthcare.

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Quiz Review Timeline (Updated): Mar 20, 2023 +

Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.

  • Current Version
  • Mar 20, 2023
    Quiz Edited by
    ProProfs Editorial Team
  • Feb 01, 2012
    Quiz Created by
    Jeffandsher
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