This quiz is part of LFE Institute's CWMC (Certified Workplace Money Coaching) course. It will test your proficiency in the Healthcare Module (Module 16) of the program. The questions are all multiple choice, and are designed to be a review of this Module. Let LFE know when you've successfully completed this test and are ready to begin the next Module. Correct answers required for passing grade: 10/12
To outsmart
To educate
To eliminate the need for
They probably won't hear from
That are beyond the understanding of
Adheres to federal guidelines
Coverage varies from state to state
Intended to serve low-income people
Designed as a comprehensive insurance plan
Legally blind citizens automatically qualify
Consumer rights
ERISA litigation
Money-saving strategies
Insurance choices
Medical scams
Flu shots
Prescription medication education
Immunizations
Communicable disease blood analysis
Lead testing
Half page
1 full page
2 full pages
3 full pages
None of the above. It depends on the subject matter.
Saves the company time
Employers get a kick-back from insurance companies if Money Coaches recommend specific doctors
Employers get a kick-back from the hospitals if Money Coaches recommend specific hospitals
Employers really don’t care; it’s just a nice benefit to offer employees
The company saves on healthcare costs
Www.stretcher.com/stories/980923c.cfm
Www.nadaguides.com
Www.icd9cm.chrisendres.com
Www.dtv.gov
Www.healthcare.com
Understanding insurance coverage
Comparing prescription prices
Ignoring hospital bills
Obtaining a second medical opinion
A health insurance policy lapse due to non-payment
I have personally found...
You should...
Here are some possible options...
I would recommend...
Some alternatives to consider are...
Tax deductible vehicle expenses
Public transportation options
Post a “rideshare/carpool” ad on craigslist
Keep your car properly maintained
None of the above.
An individual (who is not permanently disabled) should be age 65 or older
A child is covered if one parent has paid the minimum amounts into the Medicare system
Individuals must pay money (taxes) into the Medicare program for at least five years
Individuals must not be reimbursed by any other additional insurance carrier
An individual of any age has been diagnosed with a permanent disability
The government has restricted healthcare cost increases for employees
2009 was the 8th year of double-digit healthcare cost increases for employees
Healthcare costs have gone down for employees in the past two years
Healthcare costs have only increased for employers
This is too difficult to estimate
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