Inflation Island Simulation Quest

It is easier to buy a mortgage because interest rates are low.  It also makes it easier to calculate monthly payments.

It makes it difficult to pay back a mortgage because your debt grows.  So it affects home owners with families hard.

Though mortgage debt is reduced, it takes wages time to catch up with rising prices making it difficult to pay back mortgages.  

People are spending money fast because it quickly loses its value and because wages are worth less from month to month. There is also more money laying around which leads to more crime.

The average family is able to manage well because jobs tend to be secure. People can afford to pay their mortgage payments and bills and still have some left over for things like vacations.

The average family struggles to make ends meet.  Grocery bills constantly rise cause families to have to cut back more and more on other things.

The average family struggles because their home loses value but the mortgage that they pay each month does not go down.

The average family has one family member lose a job and everyone suffers from rising transportation costs and rising prices on everyday needs.  

It is easier to buy a mortgage because interest rates are low.  It also makes it easier to calculate monthly payments.

It makes it difficult to pay back a mortgage because your debt grows.  So it affects home owners with families hard.

Though mortgage debt is reduced, it takes wages time to catch up with rising prices making it difficult to pay back mortgages.  

People are spending money fast because it quickly loses its value and because wages are worth less from month to month. There is also more money laying around which leads to more crime.

It is easier to buy a mortgage because interest rates are low.  It also makes it easier to calculate monthly payments.

It makes it difficult to pay back a mortgage because your debt grows.  So it affects home owners with families hard.

Though mortgage debt is reduced, it takes wages time to catch up with rising prices making it difficult to pay back mortgages.  

People are spending money fast because it quickly loses its value and because wages are worth less from month to month. There is also more money laying around which leads to more crime.

It is easier to buy a mortgage because interest rates are low.  It also makes it easier to calculate monthly payments.

It makes it difficult to pay back a mortgage because your debt grows.  So it affects home owners with families hard.

Though mortgage debt is reduced, it takes wages time to catch up with rising prices making it difficult to pay back mortgages.  

People are spending money fast because it quickly loses its value and because wages are worth less from month to month. There is also more money laying around which leads to more crime.

The average family is able to manage well because jobs tend to be secure. People can afford to pay their mortgage payments and bills and still have some left over for things like vacations.

The average family struggles to make ends meet.  Grocery bills constantly rise cause families to have to cut back more and more on other things.

The average family struggles because their home loses value but the mortgage that they pay each month does not go down.

The average family has one family member lose a job and everyone suffers from rising transportation costs and rising prices on everyday needs.  

The average family is able to manage well because jobs tend to be secure. People can afford to pay their mortgage payments and bills and still have some left over for things like vacations.

The average family struggles to make ends meet.  Grocery bills constantly rise cause families to have to cut back more and more on other things.

The average family struggles because their home loses value but the mortgage that they pay each month does not go down.

The average family has one family member lose a job and everyone suffers from rising transportation costs and rising prices on everyday needs.  

The average family is able to manage well because jobs tend to be secure. People can afford to pay their mortgage payments and bills and still have some left over for things like vacations.

The average family struggles to make ends meet.  Grocery bills constantly rise cause families to have to cut back more and more on other things.

The average family struggles because their home loses value but the mortgage that they pay each month does not go down.

The average family has one family member lose a job and everyone suffers from rising transportation costs and rising prices on everyday needs.  

Law officers are pleasantly busy.  They spend the majority of their time managing traffic jams and patrolling busy stores.

Law officers are bored.  They spend the majority of their time patrolling empty stores.

Law officers are busy managing demonstrations that are protesting stores' high prices.  They have to work overtime because of the rise in shoplifting of store items like food and clothes.  

Law officers are overworked.  They spend the majority of their dealing with heavy crime such as looting and vandalism.  Their pay does not seem worth the risk.

Law officers are pleasantly busy.  They spend the majority of their time managing traffic jams and patrolling busy stores.

Law officers are bored.  They spend the majority of their time patrolling empty stores.

Law officers are busy managing demonstrations that are protesting stores' high prices.  They have to work overtime because of the rise in shoplifting of store items like food and clothes.  

Law officers are overworked.  They spend the majority of their dealing with heavy crime such as looting and vandalism.  Their pay does not seem worth the risk.

Law officers are pleasantly busy.  They spend the majority of their time managing traffic jams and patrolling busy stores.

Law officers are bored.  They spend the majority of their time patrolling empty stores.

Law officers are busy managing demonstrations that are protesting stores' high prices.  They have to work overtime because of the rise in shoplifting of store items like food and clothes.  

Law officers are overworked.  They spend the majority of their dealing with heavy crime such as looting and vandalism.  Their pay does not seem worth the risk.

People can easily decide what they can and can't afford; determine overpriced products; borrow money at a reasonable interest rate; and plan for the future.

People wait for the prices to fall further so that they can stop buying. Fewer people shop.

Only people who are well off can afford to shop. When wages go up consumers focus on buying only basic needs.

Consumers try to buy all of their basic needs as soon as they get money. Some people begin to barter with others. Some loot and steal because they are desperate to survive.

Stores are busy. They make enough money to hire more workers.

Stores are slow. They risk going out of business.

Stores are almost empty and when people do shop they spend very little money or buy on credit.

Stores are constantly lowering prices to get customers; experience looting; and dealing with money loss from customers who purchased with credit.

People can easily decide what they can and can't afford; determine overpriced products; borrow money at a reasonable interest rate; and plan for the future.

People wait for the prices to fall further so that they can stop buying. Fewer people shop.

Only people who are well off can afford to shop. When wages go up consumers focus on buying only basic needs.

Consumers try to buy all of their basic needs as soon as they get money. Some people begin to barter with others. Some loot and steal because they are desperate to survive.

Law officers are pleasantly busy.  They spend the majority of their time managing traffic jams and patrolling busy stores.

Law officers are bored.  They spend the majority of their time patrolling empty stores.

Law officers are busy managing demonstrations that are protesting stores' high prices.  They have to work overtime because of the rise in shoplifting of store items like food and clothes.  

Law officers are overworked.  They spend the majority of their dealing with heavy crime such as looting and vandalism.  Their pay does not seem worth the risk.

Stores are busy. They make enough money to hire more workers.

Stores are slow. They risk going out of business.

Stores are almost empty and when people do shop they spend very little money or buy on credit.

Stores are constantly lowering prices to get customers; experience looting; and dealing with money loss from customers who purchased with credit.

People can easily decide what they can and can't afford; determine overpriced products; borrow money at a reasonable interest rate; and plan for the future.

People wait for the prices to fall further so that they can stop buying. Fewer people shop.

Only people who are well off can afford to shop. When wages go up consumers focus on buying only basic needs.

Consumers try to buy all of their basic needs as soon as they get money. Some people begin to barter with others. Some loot and steal because they are desperate to survive.

Stores are busy. They make enough money to hire more workers.

Stores are slow. They risk going out of business.

Stores are almost empty and when people do shop they spend very little money or buy on credit.

Stores are constantly lowering prices to get customers; experience looting; and dealing with money loss from customers who purchased with credit.

People can easily decide what they can and can't afford; determine overpriced products; borrow money at a reasonable interest rate; and plan for the future.

People wait for the prices to fall further so that they can stop buying. Fewer people shop.

Only people who are well off can afford to shop. When wages go up consumers focus on buying only basic needs.

Consumers try to buy all of their basic needs as soon as they get money. Some people begin to barter with others. Some loot and steal because they are desperate to survive.

Stores are busy. They make enough money to hire more workers.

Stores are slow. They risk going out of business.

Stores are almost empty and when people do shop they spend very little money or buy on credit.

Stores are constantly lowering prices to get customers; experience looting; and dealing with money loss from customers who purchased with credit.

People can easily find work. Some people may even have several job offers which allows them to pick the job they would be the happiest with.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Some people may have to get a second job or college students might have to work and go to school because the cost of living has increased so much.

People have to take multiple part time jobs - whatever is available - usually beneath what they are capable of doing because it is a struggle to survive.

People can easily find work. Some people may even have several job offers which allows them to pick the job they would be the happiest with.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Some people may have to get a second job or college students might have to work and go to school because the cost of living has increased so much.

People have to take multiple part time jobs - whatever is available - usually beneath what they are capable of doing because it is a struggle to survive.

People can easily find work. Some people may even have several job offers which allows them to pick the job they would be the happiest with.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Some people may have to get a second job or college students might have to work and go to school because the cost of living has increased so much.

People have to take multiple part time jobs - whatever is available - usually beneath what they are capable of doing because it is a struggle to survive.

People can easily find work. Some people may even have several job offers which allows them to pick the job they would be the happiest with.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Some people may have to get a second job or college students might have to work and go to school because the cost of living has increased so much.

People have to take multiple part time jobs - whatever is available - usually beneath what they are capable of doing because it is a struggle to survive.

Price stability benefits them. Because they spend most of their income on needs, they are more affected by price rises than other groups.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Life seems easier because they can afford more but as the economy declines, it becomes difficult to find a job and companies begin laying people off.

They can't keep up with the increased cost of living and have no money to spend on any wants or vacations.

Price stability benefits them. Because they spend most of their income on needs, they are more affected by price rises than other groups.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Life seems easier because they can afford more but as the economy declines, it becomes difficult to find a job and companies begin laying people off.

They can't keep up with the increased cost of living and have no money to spend on any wants or vacations.

Price stability benefits them. Because they spend most of their income on needs, they are more affected by price rises than other groups.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Life seems easier because they can afford more but as the economy declines, it becomes difficult to find a job and companies begin laying people off.

They can't keep up with the increased cost of living and have no money to spend on any wants or vacations.

Price stability benefits them. Because they spend most of their income on needs, they are more affected by price rises than other groups.

Things are affordable, even cheaper than the year before, but there are not many jobs available and some people are losing their jobs.

Life seems easier because they can afford more but as the economy declines, it becomes difficult to find a job and companies begin laying people off.

They can't keep up with the increased cost of living and have no money to spend on any wants or vacations.

It stimulates economic growth and investment because you can borrow money fairly cheaply. Interest rates tend to be low. People can plan future spending better.

Money gains value and unemployment rises. The Federal Reserve Bank (central bank) offers very low interest rates  so commercial banks will make more loans, but as money gains value and interests rates are so low, it is more profitable for the banks to keep the cash.

It encourages people to withdraw money from their accounts to spend it.  Banks end up with less money to lend, so they are a little nervous about making loans.  Banks may raise interest rates to make up for any future money loss.  People may buy gold to protect their savings.

Prices rise daily. People can't afford to save. People withdraw money and spend it as fast as they can.  This leaves banks with less money and makes them unable to lend to each other.  Banks fail which leads to economic chaos and hardship.

It stimulates economic growth and investment because you can borrow money fairly cheaply. Interest rates tend to be low. People can plan future spending better.

Money gains value and unemployment rises. The Federal Reserve Bank (central bank) offers very low interest rates  so commercial banks will make more loans, but as money gains value and interests rates are so low, it is more profitable for the banks to keep the cash.

It encourages people to withdraw money from their accounts to spend it.  Banks end up with less money to lend, so they are a little nervous about making loans.  Banks may raise interest rates to make up for any future money loss.  People may buy gold to protect their savings.

Prices rise daily. People can't afford to save. People withdraw money and spend it as fast as they can.  This leaves banks with less money and makes them unable to lend to each other.  Banks fail which leads to economic chaos and hardship.

It stimulates economic growth and investment because you can borrow money fairly cheaply. Interest rates tend to be low. People can plan future spending better.

Money gains value and unemployment rises. The Federal Reserve Bank (central bank) offers very low interest rates  so commercial banks will make more loans, but as money gains value and interests rates are so low, it is more profitable for the banks to keep the cash.

It encourages people to withdraw money from their accounts to spend it.  Banks end up with less money to lend, so they are a little nervous about making loans.  Banks may raise interest rates to make up for any future money loss.  People may buy gold to protect their savings.

Prices rise daily. People can't afford to save. People withdraw money and spend it as fast as they can.  This leaves banks with less money and makes them unable to lend to each other.  Banks fail which leads to economic chaos and hardship.

Because commercial banks can offer a reasonable interest rate, their customers are happy and commercial banks are making money.  

Commercial banks are charging low interest rates, but because they are unsure of whether people will be able to repay loans, they are careful about who they lend to.  

Commercial banks begin charging higher and higher interest rates.  Commercial banks begin losing money when most of their customers withdraw their money and those who borrowed money start defaulting on loans.  

Commercial banks are overrun with customers wanting to withdraw all their money and exchange it for foreign money before the currency loses any more value.

Regional banks offer low interest rates making long term planning for consumers and businesses. It helps the economy grow.

Regional banks charge lowest interest rates they can to commercial banks to encourage commercial banks to give loans to businesses.  They try to get more money back into the economy.

Regional banks have to increase interests rates sharply to keep high prices from wiping out economic growth.  The government and the people may be upset but it is the only way to save the economy from getting worse.

Rising prices are out of control. The currency loses so much value it is almost worthless. Soon Regional Banks will have to start using foreign country's currency.

Regional banks offer low interest rates making long term planning for consumers and businesses. It helps the economy grow.

Regional banks charge lowest interest rates they can to commercial banks to encourage commercial banks to give loans to businesses.  They try to get more money back into the economy.

Regional banks have to increase interests rates sharply to keep high prices from wiping out economic growth.  The government and the people may be upset but it is the only way to save the economy from getting worse.

Rising prices are out of control. The currency loses so much value it is almost worthless. Soon Regional Banks will have to start using foreign country's currency.

It stimulates economic growth and investment because you can borrow money fairly cheaply. Interest rates tend to be low. People can plan future spending better.

Money gains value and unemployment rises. The Federal Reserve Bank (central bank) offers very low interest rates  so commercial banks will make more loans, but as money gains value and interests rates are so low, it is more profitable for the banks to keep the cash.

It encourages people to withdraw money from their accounts to spend it.  Banks end up with less money to lend, so they are a little nervous about making loans.  Banks may raise interest rates to make up for any future money loss.  People may buy gold to protect their savings.

Prices rise daily. People can't afford to save. People withdraw money and spend it as fast as they can.  This leaves banks with less money and makes them unable to lend to each other.  Banks fail which leads to economic chaos and hardship.

Regional banks offer low interest rates making long term planning for consumers and businesses. It helps the economy grow.

Regional banks charge lowest interest rates they can to commercial banks to encourage commercial banks to give loans to businesses.  They try to get more money back into the economy.

Regional banks have to increase interests rates sharply to keep high prices from wiping out economic growth.  The government and the people may be upset but it is the only way to save the economy from getting worse.

Rising prices are out of control. The currency loses so much value it is almost worthless. Soon Regional Banks will have to start using foreign country's currency.

Regional banks offer low interest rates making long term planning for consumers and businesses. It helps the economy grow.

Regional banks charge lowest interest rates they can to commercial banks to encourage commercial banks to give loans to businesses.  They try to get more money back into the economy.

Regional banks have to increase interests rates sharply to keep high prices from wiping out economic growth.  The government and the people may be upset but it is the only way to save the economy from getting worse.

Rising prices are out of control. The currency loses so much value it is almost worthless. Soon Regional Banks will have to start using foreign country's currency.

Because commercial banks can offer a reasonable interest rate, their customers are happy and commercial banks are making money.  

Commercial banks are charging low interest rates, but because they are unsure of whether people will be able to repay loans, they are careful about who they lend to.  

Commercial banks begin charging higher and higher interest rates.  Commercial banks begin losing money when most of their customers withdraw their money and those who borrowed money start defaulting on loans.  

Commercial banks are overrun with customers wanting to withdraw all their money and exchange it for foreign money before the currency loses any more value.

Because commercial banks can offer a reasonable interest rate, their customers are happy and commercial banks are making money.  

Commercial banks are charging low interest rates, but because they are unsure of whether people will be able to repay loans, they are careful about who they lend to.  

Commercial banks begin charging higher and higher interest rates.  Commercial banks begin losing money when most of their customers withdraw their money and those who borrowed money start defaulting on loans.  

Commercial banks are overrun with customers wanting to withdraw all their money and exchange it for foreign money before the currency loses any more value.

Because commercial banks can offer a reasonable interest rate, their customers are happy and commercial banks are making money.  

Commercial banks are charging low interest rates, but because they are unsure of whether people will be able to repay loans, they are careful about who they lend to.  

Commercial banks begin charging higher and higher interest rates.  Commercial banks begin losing money when most of their customers withdraw their money and those who borrowed money start defaulting on loans.  

Commercial banks are overrun with customers wanting to withdraw all their money and exchange it for foreign money before the currency loses any more value.

Builders have many building jobs and buildings can be built and sold quickly. There are plenty of buyers and banks are approving their mortgages for apartments and loans for businesses and stores.

Builders have few building jobs so buildings are built slowly and sold slowly. There are few buyers so construction workers are given less work which means less income.  Workers start to fear losing their jobs.

Builders have stopped building because there are no buyers.  Even though people would like to buy, interest rates are too high and continue to rise.  Wages are not going up though.  Workers begin striking (demonstrating) for more pay because they cannot make ends meet or support their families.

Builders have no building jobs and there is no money for supplies like concrete.  Most construction workers were laid off.  Those who still have jobs only work part time.  Many walk to work because they can't afford gas for their cars.

Builders have many building jobs and buildings can be built and sold quickly. There are plenty of buyers and banks are approving their mortgages for apartments and loans for businesses and stores.

Builders have few building jobs so buildings are built slowly and sold slowly. There are few buyers so construction workers are given less work which means less income.  Workers start to fear losing their jobs.

Builders have stopped building because there are no buyers.  Even though people would like to buy, interest rates are too high and continue to rise.  Wages are not going up though.  Workers begin striking (demonstrating) for more pay because they cannot make ends meet or support their families.

Builders have no building jobs and there is no money for supplies like concrete.  Most construction workers were laid off.  Those who still have jobs only work part time.  Many walk to work because they can't afford gas for their cars.

Builders have many building jobs and buildings can be built and sold quickly. There are plenty of buyers and banks are approving their mortgages for apartments and loans for businesses and stores.

Builders have few building jobs so buildings are built slowly and sold slowly. There are few buyers so construction workers are given less work which means less income.  Workers start to fear losing their jobs.

Builders have stopped building because there are no buyers.  Even though people would like to buy, interest rates are too high and continue to rise.  Wages are not going up though.  Workers begin striking (demonstrating) for more pay because they cannot make ends meet or support their families.

Builders have no building jobs and there is no money for supplies like concrete.  Most construction workers were laid off.  Those who still have jobs only work part time.  Many walk to work because they can't afford gas for their cars.

Builders have many building jobs and buildings can be built and sold quickly. There are plenty of buyers and banks are approving their mortgages for apartments and loans for businesses and stores.

Builders have few building jobs so buildings are built slowly and sold slowly. There are few buyers so construction workers are given less work which means less income.  Workers start to fear losing their jobs.

Builders have stopped building because there are no buyers.  Even though people would like to buy, interest rates are too high and continue to rise.  Wages are not going up though.  Workers begin striking (demonstrating) for more pay because they cannot make ends meet or support their families.

Builders have no building jobs and there is no money for supplies like concrete.  Most construction workers were laid off.  Those who still have jobs only work part time.  Many walk to work because they can't afford gas for their cars.

Competition is tough but leasing and selling companies are still selling and leasing all of their properties. They are making money and doing well because people are paying their mortgages and rent on time.

No one is buying or leasing.  Leasing and selling companies are not selling or leasing any of their properties. They are having to lay off a few employees and move some workers to part time.  

Leasing and selling companies are constantly struggling to compare prices with competitors because they want to keep the lowest price and win over the few buyers and leasers left.  It makes it difficult to concentrate on running the business.  Employees start asking for raises in a time when the company has no money.

Leasing and selling companies go bankrupt.  They are forced to fire all employees and close down the company.  People don't pay they mortgages or leases and even when they do, the paper currency they pay with is almost worthless.  Some company owners begin doing illegal things to survive.

Competition is tough but leasing and selling companies are still selling and leasing all of their properties. They are making money and doing well because people are paying their mortgages and rent on time.

No one is buying or leasing.  Leasing and selling companies are not selling or leasing any of their properties. They are having to lay off a few employees and move some workers to part time.  

Leasing and selling companies are constantly struggling to compare prices with competitors because they want to keep the lowest price and win over the few buyers and leasers left.  It makes it difficult to concentrate on running the business.  Employees start asking for raises in a time when the company has no money.

Leasing and selling companies go bankrupt.  They are forced to fire all employees and close down the company.  People don't pay they mortgages or leases and even when they do, the paper currency they pay with is almost worthless.  Some company owners begin doing illegal things to survive.

Competition is tough but leasing and selling companies are still selling and leasing all of their properties. They are making money and doing well because people are paying their mortgages and rent on time.

No one is buying or leasing.  Leasing and selling companies are not selling or leasing any of their properties. They are having to lay off a few employees and move some workers to part time.  

Leasing and selling companies are constantly struggling to compare prices with competitors because they want to keep the lowest price and win over the few buyers and leasers left.  It makes it difficult to concentrate on running the business.  Employees start asking for raises in a time when the company has no money.

Leasing and selling companies go bankrupt.  They are forced to fire all employees and close down the company.  People don't pay they mortgages or leases and even when they do, the paper currency they pay with is almost worthless.  Some company owners begin doing illegal things to survive.

Competition is tough but leasing and selling companies are still selling and leasing all of their properties. They are making money and doing well because people are paying their mortgages and rent on time.

No one is buying or leasing.  Leasing and selling companies are not selling or leasing any of their properties. They are having to lay off a few employees and move some workers to part time.  

Leasing and selling companies are constantly struggling to compare prices with competitors because they want to keep the lowest price and win over the few buyers and leasers left.  It makes it difficult to concentrate on running the business.  Employees start asking for raises in a time when the company has no money.

Leasing and selling companies go bankrupt.  They are forced to fire all employees and close down the company.  People don't pay they mortgages or leases and even when they do, the paper currency they pay with is almost worthless.  Some company owners begin doing illegal things to survive.

Individuals and businesses are buying newly constructed properties.  They are better able to plan for the future and more more willing to invest because interest rates are low. Loans are easier to get and there is more competition between banks to give loans.

Individuals and businesses wait for prices to fall so they do not purchase.  Those who already have mortgages have trouble paying back their loans because their debt gained value.  Some owners end up defaulting on their loan and losing their apartment or business property.

People would love to purchase apartments and business complexes but incomes have not kept up with rising prices.  They can't afford to.  Interest rates rise and those with variable interest rate mortgages end up paying even more.  The only group that benefits are those on a fixed mortgage rate.  Because their interest rate is set at a time when prices were lower, they get to keep the lower rate and end up paying less.

It is impossible for people to buy apartments and business complexes.  People can't even afford basic needs.  It becomes a day to day struggle to survive.  People's businesses go bankrupt and there is very high unemployment.  Banks stop lending, businesses stop selling.  Interest rates are so high that businesses can't borrow money or finance construction.

Individuals and businesses are buying newly constructed properties.  They are better able to plan for the future and more more willing to invest because interest rates are low. Loans are easier to get and there is more competition between banks to give loans.

Individuals and businesses wait for prices to fall so they do not purchase.  Those who already have mortgages have trouble paying back their loans because their debt gained value.  Some owners end up defaulting on their loan and losing their apartment or business property.

People would love to purchase apartments and business complexes but incomes have not kept up with rising prices.  They can't afford to.  Interest rates rise and those with variable interest rate mortgages end up paying even more.  The only group that benefits are those on a fixed mortgage rate.  Because their interest rate is set at a time when prices were lower, they get to keep the lower rate and end up paying less.

It is impossible for people to buy apartments and business complexes.  People can't even afford basic needs.  It becomes a day to day struggle to survive.  People's businesses go bankrupt and there is very high unemployment.  Banks stop lending, businesses stop selling.  Interest rates are so high that businesses can't borrow money or finance construction.