Chapter 18: Workers Compensation

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  • 1/6 Questions

    Which one of the following injuries qualifies as a compensable injury under workers compensation laws?

    • A factory worker fractures her arm while working overtime on the assembly line.
    • A hotel maid falls down the stairs while cleaning her own home.
    • A secretary accidentally swallows his gum while in the company lunchroom and chokes when it gets lodged in his windpipe.
    • An office manager is injured in a traffic accident on his way to work.
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About This Quiz

This quiz covers key aspects of Workers Compensation, including eligible injuries, benefits, policy details, and scenarios illustrating the impact of workplace injuries on compensation.

Workers Compensation Quizzes & Trivia

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  • 2. 

    Chapter 18George is a trash collector earning $35,000 a year who hurts his back on the job, so he can no longer go out with the collection trucks. However, he can still be a route coordinator in the office at a salary of $25,000 per year. To what extent is George industrially disabled?

    • $35,000 per year

    • $25,000 per year

    • $10,000 per year

    • $0 per year

    Correct Answer
    A. $10,000 per year
    Explanation
    C is correct. Industrially disability measures the earnings an injured worker had before and after the injury. George's industrial disability is found by subtracting his route coordinator earnings of $25,000 from his trash collector earnings of $35,000.

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  • 3. 

    Which of the following benefits are paid under workers compensation laws?

    • Medical

    • Rehabilitation

    • Disability income

    • Pain and suffering

    Correct Answer(s)
    A. Medical
    A. Rehabilitation
    A. Disability income
    Explanation
    A, B, and C are correct. Workers compensation laws pay benefits in four categories: disability/loss of income benefits, medical benefits, survivor/death benefits, and rehabilitation benefits. They do not pay benefits for pain and suffering.

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  • 4. 

    In most states, workers compensation laws apply to which of the following?

    • Only to workers in occupations that are considered extremely hazardous

    • To most workers except those specifically excluded by law

    • To full-time workers only

    • To all workers

    Correct Answer
    A. To most workers except those specifically excluded by law
    Explanation
    B is correct. Every state has some exempt classifications, but the majority of the nation's employees are covered under workers compensation laws.

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  • 5. 

    Under which part of a Workers Compensation and Employers Liability policy would you find a description of employers liability coverage provided?

    • Part One

    • Part Two

    • Part Three

    • Part Four

    Correct Answer
    A. Part Two
    Explanation
    B is correct. Part One describes the Workers Compensation coverage, and Part Two describes the Employers Liability coverage. Part Three is Other States Insurance, and Part Four describes the insured's duties upon a loss.

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  • 6. 

    Under which part of a Workers Compensation and Employers Liability policy would you find a description of the insured's obligations when an injury occurs?

    • Part One

    • Part Two

    • Part Three

    • Part Four

    Correct Answer
    A. Part Four
    Explanation
    D is correct. Part Four describes the insured's duties when a worker is injured. Part One describes the general terms of the workers compensation policy. Part Two is Employers Liability Insurance. Part Three is Other States Insurance.

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Quiz Review Timeline (Updated): Mar 22, 2023 +

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  • Current Version
  • Mar 22, 2023
    Quiz Edited by
    ProProfs Editorial Team
  • Feb 24, 2009
    Quiz Created by
    Fsspc
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