Chapter 18: Workers Compensation
Only used by FSS team for INS exam.
- 1.Which one of the following injuries qualifies as a compensable injury under workers compensation laws?
- A.
A factory worker fractures her arm while working overtime on the assembly line.
- B.
A hotel maid falls down the stairs while cleaning her own home.
- C.
A secretary accidentally swallows his gum while in the company lunchroom and chokes when it gets lodged in his windpipe.
- D.
An office manager is injured in a traffic accident on his way to work.
- 2.Which of the following benefits are paid under workers compensation laws?
- A.
Medical
- B.
Rehabilitation
- C.
Disability income
- D.
Pain and suffering
- 3.In most states, workers compensation laws apply to which of the following?
- A.
Only to workers in occupations that are considered extremely hazardous
- B.
To most workers except those specifically excluded by law
- C.
To full-time workers only
- D.
To all workers
- 4.Under which part of a Workers Compensation and Employers Liability policy would you find a description of the insured's obligations when an injury occurs?
- A.
Part One
- B.
Part Two
- C.
Part Three
- D.
Part Four
- 5.Under which part of a Workers Compensation and Employers Liability policy would you find a description of employers liability coverage provided?
- A.
Part One
- B.
Part Two
- C.
Part Three
- D.
Part Four
- 6.Chapter 18George is a trash collector earning $35,000 a year who hurts his back on the job, so he can no longer go out with the collection trucks. However, he can still be a route coordinator in the office at a salary of $25,000 per year. To what extent is George industrially disabled?
- A.
$35,000 per year
- B.
$25,000 per year
- C.
$10,000 per year
- D.
$0 per year
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