Chapter 18: Workers Compensation

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1/6 Questions

Which one of the following injuries qualifies as a compensable injury under workers compensation laws?
- A factory worker fractures her arm while working overtime on the assembly line.
- A hotel maid falls down the stairs while cleaning her own home.
- A secretary accidentally swallows his gum while in the company lunchroom and chokes when it gets lodged in his windpipe.
- An office manager is injured in a traffic accident on his way to work.

About This Quiz

This quiz covers key aspects of Workers Compensation, including eligible injuries, benefits, policy details, and scenarios illustrating the impact of workplace injuries on compensation.

2.

Chapter 18George is a trash collector earning $35,000 a year who hurts his back on the job, so he can no longer go out with the collection trucks. However, he can still be a route coordinator in the office at a salary of $25,000 per year. To what extent is George industrially disabled?
- $35,000 per year
- $25,000 per year
- $10,000 per year
- $0 per year
Correct Answer

A. $10,000 per year

Explanation

C is correct. Industrially disability measures the earnings an injured worker had before and after the injury. George's industrial disability is found by subtracting his route coordinator earnings of $25,000 from his trash collector earnings of $35,000.

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3.

Which of the following benefits are paid under workers compensation laws?
- Medical
- Rehabilitation
- Disability income
- Pain and suffering
Correct Answer(s)

A. Medical
A. Rehabilitation
A. Disability income

Explanation

A, B, and C are correct. Workers compensation laws pay benefits in four categories: disability/loss of income benefits, medical benefits, survivor/death benefits, and rehabilitation benefits. They do not pay benefits for pain and suffering.

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4.

In most states, workers compensation laws apply to which of the following?
- Only to workers in occupations that are considered extremely hazardous
- To most workers except those specifically excluded by law
- To full-time workers only
- To all workers
Correct Answer

A. To most workers except those specifically excluded by law

Explanation

B is correct. Every state has some exempt classifications, but the majority of the nation's employees are covered under workers compensation laws.

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1
5.

Under which part of a Workers Compensation and Employers Liability policy would you find a description of employers liability coverage provided?
- Part One
- Part Two
- Part Three
- Part Four
Correct Answer

A. Part Two

Explanation

B is correct. Part One describes the Workers Compensation coverage, and Part Two describes the Employers Liability coverage. Part Three is Other States Insurance, and Part Four describes the insured's duties upon a loss.

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6.

Under which part of a Workers Compensation and Employers Liability policy would you find a description of the insured's obligations when an injury occurs?
- Part One
- Part Two
- Part Three
- Part Four
Correct Answer

A. Part Four

Explanation

D is correct. Part Four describes the insured's duties when a worker is injured. Part One describes the general terms of the workers compensation policy. Part Two is Employers Liability Insurance. Part Three is Other States Insurance.

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Current Version
Mar 22, 2023

Quiz Edited by
ProProfs Editorial Team
Feb 24, 2009

Quiz Created by
Fsspc

Chapter 18: Workers Compensation

Which one of the following injuries qualifies as a compensable injury under workers compensation laws?

Quiz Preview

Chapter 18George is a trash collector earning $35,000 a year who hurts his back on the job, so he can no longer go out with the collection trucks. However, he can still be a route coordinator in the office at a salary of $25,000 per year. To what extent is George industrially disabled?

Which of the following benefits are paid under workers compensation laws?

In most states, workers compensation laws apply to which of the following?

Under which part of a Workers Compensation and Employers Liability policy would you find a description of employers liability coverage provided?

Under which part of a Workers Compensation and Employers Liability policy would you find a description of the insured's obligations when an injury occurs?