Workers Compensation - Inclusion/Exclusion

9 Questions | By Jamesjohns82 | Last updated: Jun 18, 2014 | Total Attempts: 269

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This quiz will help you to understand more thoroughly who will be automatically included and excluded from a Workers Compensation policy.

Questions and Answers

1.

You have a family farm insured. The legal entity of the operation is a partnership between 2 brothers. Each brother has a child working for the farm. Which individuals in this scenario will be automatically included within the workers compensation policy per State Law?
- A.
  
  The brothers as well as the children working on the farm
- B.
  
  The brothers only
- C.
  
  The children only
- D.
  
  None - all are automatically excluded from coverage
2.

You have a prospect come to you that has no employees, but is required to carry WC per the general contractor on a job. You can write his WC through Farm Bureau.
- A.
  
  True
- B.
  
  False
3.

You are obtaining signature pages for Doctor Dental Inc. They have 4 employees as well as 2 corporate officers. Who all will be automatically included in the Workers Compensation coverage - and can they exclude themselves?
- A.
  
  All will be automatically included in the coverage -- no person can choose to exclude themselves
- B.
  
  Only the employees will be included in the coverage -- and they cannot exclude themselves
- C.
  
  All will be automatically included in the coverage -- the corporate officers can choose to exclude themselves
- D.
  
  Only the employees will be included in the coverage -- the corporate officers can choose to exclude the employees
4.

You hire and individual in your farming operation and provide them housing and food as part of the minimal wage you provide for the work they complete. When an audit comes - what all items will be counted toward remuneration (pay) of this individual?
- A.
  
  Housing
- B.
  
  Food
- C.
  
  Wage
- D.
  
  Gas
5.

When you write a Workers Compensation policy on an LLC -- members of the LLC (similar to corporate officers for a corporation) are automatically included on the Workers Compensation policy?
- A.
  
  True
- B.
  
  False
6.

If a prospect has an employee and makes the conscious decision NOT to purchase a Workers Compensation policy for the business -- there is a rejection form on Homefield you can have them sign?
- A.
  
  True
- B.
  
  False
7.

The max limit an employee can collect for an injury is the typical 100/500/100 limits found for disease, injury, accident on the Workers Compensation policy?
- A.
  
  True
- B.
  
  False
8.

Please check below the type of ownership that would be automatically included within a standard Workers Compensation policy.
- A.
  
  Individual Owner
- B.
  
  Partnership
- C.
  
  LLC
- D.
  
  Corporation
9.

Farm Bureau chooses not to write stand alone Workers Compensation policies?
- A.
  
  True
- B.
  
  False

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