Visa Card Security Features

1. The 16 digit number printed on the front of a VISA card is the VISA account number. All VISA account numbers begin with the number:

5

6

4

3

All VISA account numbers begin with the number 4. This is a known fact and is part of the VISA card numbering scheme. The first digit of a VISA account number is always 4, followed by 15 more digits that uniquely identify the cardholder's account. This numbering pattern helps identify the card as a VISA card and distinguishes it from other types of credit or debit cards.

Explanation

All VISA account numbers begin with the number 4. This is a known fact and is part of the VISA card numbering scheme. The first digit of a VISA account number is always 4, followed by 15 more digits that uniquely identify the cardholder's account. This numbering pattern helps identify the card as a VISA card and distinguishes it from other types of credit or debit cards.

2. The 16 digit account number indent printed in reverse italics on the signature panel is followed by a 3 digit card verification value called:

Pre printed BIN

CVV2

Both A&B

None of the above.

The 16 digit account number indent printed in reverse italics on the signature panel is followed by a 3 digit card verification value called CVV2. This value is used as an additional security measure to verify that the person making the transaction is in possession of the physical card. The CVV2 is typically located on the back of the card, next to the signature panel, and is not pre printed on the card or associated with the BIN (Bank Identification Number).

Explanation

The 16 digit account number indent printed in reverse italics on the signature panel is followed by a 3 digit card verification value called CVV2. This value is used as an additional security measure to verify that the person making the transaction is in possession of the physical card. The CVV2 is typically located on the back of the card, next to the signature panel, and is not pre printed on the card or associated with the BIN (Bank Identification Number).

3. The 4 digit number printed above or below the embossed account number and must match the first 4 number of the embossed account number is the:

Pre- Printed BIN

CVV2

Both A&B

None of the above

The 4 digit number printed above or below the embossed account number refers to the Pre-Printed BIN. The Pre-Printed BIN is a unique identifier for the bank or financial institution that issued the card. It helps in identifying the card issuer and is used for various purposes, such as routing transactions and preventing fraud. The fact that it must match the first 4 numbers of the embossed account number further confirms that it is the correct answer.

Explanation

The 4 digit number printed above or below the embossed account number refers to the Pre-Printed BIN. The Pre-Printed BIN is a unique identifier for the bank or financial institution that issued the card. It helps in identifying the card issuer and is used for various purposes, such as routing transactions and preventing fraud. The fact that it must match the first 4 numbers of the embossed account number further confirms that it is the correct answer.

4. A VISA card is considered genuine if:

The image of the Visa dove is 3-dimensional and appears to move when the card is tilted in the light.

Visa cards has a stylized “V” embossed on the line next to the valid dates.

The magnetic stripe is encoded with embossed information and CVV.

All of the above

The correct answer is "All of the above" because all three statements mentioned in the options are true. A genuine VISA card will have a 3-dimensional image of the Visa dove that appears to move when the card is tilted in the light. It will also have a stylized "V" embossed on the line next to the valid dates. Additionally, the magnetic stripe of a genuine VISA card will be encoded with embossed information and CVV. Therefore, all three statements are valid criteria for determining the genuineness of a VISA card.

Explanation

The correct answer is "All of the above" because all three statements mentioned in the options are true. A genuine VISA card will have a 3-dimensional image of the Visa dove that appears to move when the card is tilted in the light. It will also have a stylized "V" embossed on the line next to the valid dates. Additionally, the magnetic stripe of a genuine VISA card will be encoded with embossed information and CVV. Therefore, all three statements are valid criteria for determining the genuineness of a VISA card.

5. Which of the following features are present on the back side of a VISA card? (More than one possible answer)

Magnetic Stripe

Account number

Pre printed BIN

CVV2

Signature Panel

The features that are present on the back side of a VISA card are the Magnetic Stripe, CVV2, and Signature Panel. The Magnetic Stripe is used for swiping the card in card readers, the CVV2 is a three-digit security code used for online transactions, and the Signature Panel is where the cardholder signs their name as a form of verification.

Explanation

The features that are present on the back side of a VISA card are the Magnetic Stripe, CVV2, and Signature Panel. The Magnetic Stripe is used for swiping the card in card readers, the CVV2 is a three-digit security code used for online transactions, and the Signature Panel is where the cardholder signs their name as a form of verification.

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6. Which of the following features are present on the front side of a VISA card? (More than one possible answer)

Account number

Pre printed BIN

Microborder

CVV2

3D Hologram

The front side of a VISA card typically includes the account number, pre-printed BIN (Bank Identification Number), microborder, and a 3D hologram. These features are commonly found on the front side of VISA cards for identification and security purposes.

Explanation

The front side of a VISA card typically includes the account number, pre-printed BIN (Bank Identification Number), microborder, and a 3D hologram. These features are commonly found on the front side of VISA cards for identification and security purposes.

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