Sun care Product Overview Quiz
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- 1.Which of the following is NOT one of the six basic activities of daily living (ADLs) that define long-term care eligibility?
- A.
Bathing
- B.
Walking
- C.
Transferring
- 2.Which of the following is generally NOT covered by Long Term Care Insurance?
- A.
Home Care
- B.
Nursing Home
- C.
Extended Hospital Stays
- 3.What are the issue ages for Sun Care?
- A.
30–80 (based on age last birthday)
- B.
30–85 (based on age last birthday)
- C.
35–90 (based on age last birthday)
- 4.What is the minimum face amount for Sun Care?
- A.
$10,000
- B.
$25,000
- C.
$50,000
- 5.What is the maximum face amount for Sun Care if the 3-year Accelerated Benefit rider period is selected?
- A.
$500,000
- B.
$750,000
- C.
$1,000,000
- 6.What is the maturity age for Sun Care?
- A.
95
- B.
101
- C.
121
- 7.Which two riders are included with all Sun Care policies?
- A.
Accelerated Benefit Rider (ABR) & Residual Death Benefit Rider
- B.
Extension of Benefit Rider (EOB) & Nonforfeiture Benefit Rider
- C.
Accelerated Benefit Rider (ABR) & Extension of Benefit Rider (EOB)
- 8.The maximum benefit on the Accelerated Benefit Rider (ABR) is equal to what?
- A.
Policy Death Benefit
- B.
Policy Premium Amount
- C.
Policy Face Amount
- 9.With the Accelerated Benefit Rider (ABR) what happens to any Maximum Monthly Benefit amount not paid in a given month?
- A.
It extends the benefit period
- B.
It is lost
- C.
It is paid to the policy beneficiary
- 10.With the Accelerated Benefit Rider (ABR), if the Client has a face amount of $145,772 and elects the 3 year option, what will their maximum monthly benefit amount be?
- A.
$4,049.22
- B.
$5,000.00
- C.
$5,358.93
- 11.How much does the Health Advocate feature of Sun Care cost?
- A.
There is no charge for the Health Advocate feature
- B.
$50 per policy year
- C.
$50 each time an advocate is used
- 12.What is the maximum number of coverage years for a Sun Care policy with both the Accelerated Benefit Rider (ABR) and the Extension of Benefit Rider (EOB)?
- A.
4 years
- B.
6 years
- C.
8 years
- 13.How much does the Nonforfeiture Benefit Rider cost?
- A.
One time charge of 15% (based on age and risk class) of the EOB premium
- B.
Annual charge of 15% (based on age and risk class) of the EOB premium
- C.
Annual charge of 5% (based on age and risk class) of the EOB premium
- 14.What is the Sun Care Death Benefit amount equal to?
- A.
Accelerated Benefit Amount
- B.
Policy Premium unless the client is taking Accelerated Benefits
- C.
Face Amount unless the client is taking Accelerated Benefits
- 15.How many states and jurisdications have approved Sun Care as of June 1, 2011
- A.
27
- B.
37
- C.
50
- 16.What is the first year commission for Sun Care?
- A.
4% of the total single premium
- B.
6% of the total single premium
- C.
8% of the total single premium
- 17.Which of the following is required for a producer to sell Sun Care?
- A.
CFP Designation
- B.
Active Series 6 License
- C.
Active State Life & Health License
- 18.How many phone calls will a client recieve as part of the personal history tele-interview process?
- A.
One
- B.
Two
- C.
Three
- 19.How many days is the typical 2011 Sun Care policy issue process designed to take?
- A.
8 Days
- B.
15 Days
- C.
30 Days
- 20.What group is responsible for running Sun Care pre-sale illustrations?
- A.
SLFD Sales Desk
- B.
Sun Care Case Coordinators
- C.
Sun Life Insurance Customer Service
Questions: 17 | Attempts: 4926 | Last updated: Mar 21, 2022
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