Sun care Product Overview Quiz

20 Questions | Total Attempts: 69

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Questions and Answers
  • 1. 
    Which of the following is NOT one of the six basic activities of daily living (ADLs) that define long-term care eligibility?
    • A. 

      Bathing

    • B. 

      Walking

    • C. 

      Transferring

  • 2. 
    Which of the following is generally NOT covered by Long Term Care Insurance?
    • A. 

      Home Care

    • B. 

      Nursing Home

    • C. 

      Extended Hospital Stays

  • 3. 
    What are the issue ages for Sun Care?
    • A. 

      30–80 (based on age last birthday)

    • B. 

      30–85 (based on age last birthday)

    • C. 

      35–90 (based on age last birthday)

  • 4. 
    What is the minimum face amount for Sun Care?
    • A. 

      $10,000

    • B. 

      $25,000

    • C. 

      $50,000

  • 5. 
    What is the maximum face amount for Sun Care if the 3-year Accelerated Benefit rider period is selected?
    • A. 

      $500,000

    • B. 

      $750,000

    • C. 

      $1,000,000

  • 6. 
    What is the maturity age for Sun Care?
    • A. 

      95

    • B. 

      101

    • C. 

      121

  • 7. 
    Which two riders are included with all Sun Care policies?
    • A. 

      Accelerated Benefit Rider (ABR) & Residual Death Benefit Rider

    • B. 

      Extension of Benefit Rider (EOB) & Nonforfeiture Benefit Rider

    • C. 

      Accelerated Benefit Rider (ABR) & Extension of Benefit Rider (EOB)

  • 8. 
    The maximum benefit on the Accelerated Benefit Rider (ABR) is equal to what?
    • A. 

      Policy Death Benefit

    • B. 

      Policy Premium Amount

    • C. 

      Policy Face Amount

  • 9. 
    With the Accelerated Benefit Rider (ABR) what happens to any Maximum Monthly Benefit amount not paid in a given month?
    • A. 

      It extends the benefit period

    • B. 

      It is lost

    • C. 

      It is paid to the policy beneficiary

  • 10. 
    With the Accelerated Benefit Rider (ABR), if the Client has a face amount of $145,772 and elects the 3 year option, what will their maximum monthly benefit amount be?
    • A. 

      $4,049.22

    • B. 

      $5,000.00

    • C. 

      $5,358.93

  • 11. 
    How much does the Health Advocate feature of Sun Care cost?
    • A. 

      There is no charge for the Health Advocate feature

    • B. 

      $50 per policy year

    • C. 

      $50 each time an advocate is used

  • 12. 
    What is the maximum number of coverage years for a Sun Care policy with both the Accelerated Benefit Rider (ABR) and the Extension of Benefit Rider (EOB)?
    • A. 

      4 years

    • B. 

      6 years

    • C. 

      8 years

  • 13. 
    How much does the Nonforfeiture Benefit Rider cost?
    • A. 

      One time charge of 15% (based on age and risk class) of the EOB premium

    • B. 

      Annual charge of 15% (based on age and risk class) of the EOB premium

    • C. 

      Annual charge of 5% (based on age and risk class) of the EOB premium

  • 14. 
    What is the Sun Care Death Benefit amount equal to?
    • A. 

      Accelerated Benefit Amount

    • B. 

      Policy Premium unless the client is taking Accelerated Benefits

    • C. 

      Face Amount unless the client is taking Accelerated Benefits

  • 15. 
    How many states and jurisdications have approved Sun Care as of June 1, 2011
    • A. 

      27

    • B. 

      37

    • C. 

      50

  • 16. 
    What is the first year commission for Sun Care?
    • A. 

      4% of the total single premium

    • B. 

      6% of the total single premium

    • C. 

      8% of the total single premium

  • 17. 
    Which of the following is required for a producer to sell Sun Care?
    • A. 

      CFP Designation

    • B. 

      Active Series 6 License

    • C. 

      Active State Life & Health License

  • 18. 
    How many phone calls will a client recieve as part of the personal history tele-interview process?
    • A. 

      One

    • B. 

      Two

    • C. 

      Three

  • 19. 
    How many days is the typical 2011 Sun Care policy issue process designed to take?
    • A. 

      8 Days

    • B. 

      15 Days

    • C. 

      30 Days

  • 20. 
    What group is responsible for running Sun Care pre-sale illustrations?
    • A. 

      SLFD Sales Desk

    • B. 

      Sun Care Case Coordinators

    • C. 

      Sun Life Insurance Customer Service

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