Sbi Bank (po) General Awareness Exam [18-04-2010]

50 Questions

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Questions and Answers
  • 1. 
    Which of the following is/are the highiights of the Union Budget 2010-11?  
    1. A number of new steps taken to simplify the Foreign Direct Investment (FDI) regime  
    2. Rs 16,500 cr provided to ensure that the Public Sector Banks are able to attain a minimum 8% capital (Tier 1) by Mar 2011
    3. More than Rs 1,74,000 cr provided for the development of the infrastructure in the country.
     
    • A. 

      Only 1

    • B. 

      Only 2

    • C. 

      Only 3

    • D. 

      All 1, 2 and 3

    • E. 

      None of these

  • 2. 
    Many a time we read about Special Drawing Right (SDR) in newspapers. As per its definition, SDR is a monetary unit of the reserve assets of which of the following organisations/agencies?
    • A. 

      World Bank

    • B. 

      International Monetary Fund (IMF)

    • C. 

      Asian Development Bank

    • D. 

      Reserve Bank of India

    • E. 

      None of these

  • 3. 
    What is the full form of 'NBFC' as used in the Financial Sector?
    • A. 

      New Banking Finance Company

    • B. 

      National Banking & Finance Corporation

    • C. 

      New Business Finance & Credit

    • D. 

      Non Business Fund Company

    • E. 

      None of these

  • 4. 
    As per the news published in major financial newspapers, the Union Govt is planning to divest 20% stake in the state-owned Hindustan Copper Ltd. What does it really mean?  
    • A. 

      The Govt will bring 20% more capital into the company.

    • B. 

      The Govt will sell 20% of its total share to the public.

    • C. 

      The Govt is planning to purchase 20% shares in the state-owned company.

    • D. 

      20% of the total shares in Hindustan Copper Ltd. will be sold to its employees.

    • E. 

      None of these

  • 5. 
    As per the news published In various financial newspapers, the RBI is reworking the roadmap on Capital Account Convertibility. If this is done, who amongst the following would be able to invest in foreign projects or acquire assets outside India without any restrictions?    
    1. Publlc Sector Banks
    2. Companies which are registered in India  
    3. Govt of India
    4. Any Individual
    • A. 

      Only 1

    • B. 

      Only 2

    • C. 

      Only 3

    • D. 

      All 1, 2, 3 and 4

    • E. 

      None of these

  • 6. 
    As per the current practice, the maximum part of the Global Foreign Exchange Reserves (more than 60%) and Foreign Exchange Transactions (more than 90%) take place in only one currency all over the world. Which is that currency?
    • A. 

      Euro

    • B. 

      Pound Sterling

    • C. 

      US Dollar

    • D. 

      Yen

    • E. 

      None of these

  • 7. 
    Which of the following schemes announced in the Union Budget 2010-11 will have a direct impact on the pricing pattern of fertilizers?
    • A. 

      Minimum support price for food grains

    • B. 

      Instant credit for purchase of fertilizers and seeds

    • C. 

      Nutrient-based subsidy for fertilizers

    • D. 

      Special incentives to small and marginal farmers

    • E. 

      None of these

  • 8. 
    North Korea and USA decided to resume their peace talks after a gap of several months. Both the countries have a dispute over which of the following issues?  
    • A. 

      Bailout package offered by USA

    • B. 

      Membership of ASEAN to North Korea

    • C. 

      Nuclear programme of North Korea

    • D. 

      Soaring relations of China with North Korea

    • E. 

      None of these

  • 9. 
    Recently, India took part in "Nuclear New Build 2010 Conference" organised in __________
    • A. 

      New Delhi

    • B. 

      London

    • C. 

      Paris

    • D. 

      Hong Kong

    • E. 

      None of these

  • 10. 
    The RBI Governor, in one of his speeches, made a mention of Inflation Index and said "the problem in India is that which inflation index to target as there are several such indices". Which of the following statements is CORRECT in this regard?
    • A. 

      There is one WPI index and four CPI indices.

    • B. 

      There are four WPI indices and one CPI index.

    • C. 

      There are two WPI indices and two crt indices.

    • D. 

      There is one WPI index and one CPI index.

    • E. 

      There are ten different types ofWPI and CPI indices.

  • 11. 
    As per the newspaper reports, the Govt of India made an auction of the Third Generation Spectrum (3G) recently. Which of the following ministries was actively involved in the process?
    • A. 

      Ministry of Heavy Industries

    • B. 

      Ministry of Science & Technology

    • C. 

      Ministry of Commerce

    • D. 

      Ministry of Foreign Affairs

    • E. 

      None of these

  • 12. 
    As we know, with the launch of Nano by Tatas, India has become favourite Small Car Destination of the world. Other than India, which of the following countries is also a popular destination of small cars?
    • A. 

      Britain

    • B. 

      France

    • C. 

      Germany

    • D. 

      Thailand

    • E. 

      None of these

  • 13. 
    Which of the following agencies/organisations has recently decided that all the Stock Exchanges should introduce physical settlement of equity derivatives?
    • A. 

      Reserve Bank of'India

    • B. 

      Bombay Stock Exchange

    • C. 

      Registrar of Companies

    • D. 

      Securities and Exchange Board of India

    • E. 

      All of these

  • 14. 
    Who amongst the following was the Chairperson of the 13th Finance Commission, which submitted its report to the President of India recently?
    • A. 

      Mr MV Kamath

    • B. 

      Dr C Rangarajan

    • C. 

      Dr D Subbarao

    • D. 

      Dr Rakesh Mohan

    • E. 

      Dr Vijay Kelkar

  • 15. 
    Many economists and financial analysts are of the opinion that India could withstand the recent global economic crisis comfortably because of a good fiscal consolidation and Govts adherence to the targets fixed by the ___________
    • A. 

      Fiscal Responsibility and Budget Management Act

    • B. 

      Banking Regulation Act

    • C. 

      Finance Bill Act

    • D. 

      Foreign Exchange Management Act

    • E. 

      All of these

  • 16. 
    As per a recent announcement, the Govt of India will provide an amount of Rs 48,000 cr to develop Rural Infrastructure in the country. This planned development is being undertaken under which of the following schemes?
    • A. 

      Bharat Nirman

    • B. 

      Indira Aawas Yojana

    • C. 

      Backward Region Grant Fund

    • D. 

      Drought Mitigation Fund

    • E. 

      None of these

  • 17. 
    The Finance Minister of India, in one of his speeches, said that "the current high inflation is not because of monetary expansion but due to supply-side bottlenecks in certain essential commodities". This means that the Finance Minister is of the view that
    1. the liquidity position in market is quite comfortable these days.
    2. inflation being experienced these days is not cost- push inflation.
    3. markets are flooded with luxury goods but essential commodities are definitely in short supply.
    • A. 

      Only 1 is true

    • B. 

      Only 2 is true

    • C. 

      Only 1 & 2 are true

    • D. 

      All are true

    • E. 

      None of these

  • 18. 
    As per the decision taken by the competent authorities, the Qualified Institutional Buyers (QIBs) are required to pay 100% application money to make them eligible to bid for public issues. How much amount were the QIBs paying as application or margin money prior to this decision?
    • A. 

      5%

    • B. 

      1%

    • C. 

      10%

    • D. 

      50%

    • E. 

      None of these

  • 19. 
    Each of the following is a true statement except:
    • A. 

      Online systems continually update the master file.

    • B. 

      In online processing, the user enters transactions into a device that is directly connected to the computer system.

    • C. 

      Batch processing is still used today in older systems or in some systems with massive volumes of transactions.

    • D. 

      Information in batch systems will always be up-to-date.

    • E. 

      None of these

  • 20. 
    The deficit reduction plan of which of the following countries was reviewed recently in the meeting of the Finance Ministers of the European Union?
    • A. 

      Germany

    • B. 

      Romania

    • C. 

      Brazil

    • D. 

      Hungary

    • E. 

      Greece

  • 21. 
    As per the newspaper reports, China is likely to drop its special 'Yuan' policy soon. What is this special Yuan policy being followed by China at present?
    1. China had initiated the policy of Yuan's exchange rate with dollar to Yuan since 2008 at a specified rate decided by it and not by the market forces.
    2. China has initiated a policy which says that all payments in China should be done in Yuan only. No other currency is acceptable.
    3. China has a policy of accepting all payments for its exports in dollar while all imports are paid in Yuan only. US and some other nations do not agree with this.
     
    • A. 

      Only 1

    • B. 

      Only 2

    • C. 

      Only 3

    • D. 

      Only 1 & 2

    • E. 

      None of these

  • 22. 
    Kaiane Aldorino, who was crowned Miss World 2009, is from which of the following countries?
    • A. 

      Germany

    • B. 

      Russia

    • C. 

      Austria

    • D. 

      Belgium

    • E. 

      Gibraltar

  • 23. 
    As per the news published in various newspapers, the RBI is considering the grant of licence to some new companies, particularly NBFCs, to act as full-fledged banks. Which of the following will be considered an NBFC?
    • A. 

      NABARD

    • B. 

      Life Insurance Corporation of lndia

    • C. 

      Reliance Capital

    • D. 

      SEBI

    • E. 

      None of these

  • 24. 
    Every device on the Internet has a unique  _______ address (also called an "Internet address") that identifies it in the same way that a street address identifies the location of a house.
    • A. 

      DH

    • B. 

      DA

    • C. 

      IP

    • D. 

      IA

    • E. 

      None of these

  • 25. 
    Control in design of an information system is used to  ____________
    • A. 

      Inspect the system and check that it is built as per specifications

    • B. 

      Ensure that the system processes data as it was designed to and that the results are reliable

    • C. 

      Ensure privacy of data processed by it

    • D. 

      Protect data from accidental or intentional loss

    • E. 

      None of these

  • 26. 
    Which of the following groups of cricket teams was declared joint winner of the Col. C K Naidu Trophy for 2009?
    • A. 

      Tamil Nadu & Gujarat

    • B. 

      Maharashtra & Kerala

    • C. 

      Punjab & Delhi

    • D. 

      West Bengal & Maharashtra

    • E. 

      None of these

  • 27. 
    The database administrator's function in an organization is ___________
    • A. 

      To be responsible for the more technical aspects of managing the information contained in organizational databases.

    • B. 

      To be responsible for the executive-level aspects of decisions regarding information management.

    • C. 

      To show the relationship among entity classes in a data warehouse

    • D. 

      To define which data mining tools must be used to extract data

    • E. 

      None of these

  • 28. 
    Which of the following teams won the Davis Cup tennis finals 2009?
    • A. 

      Germany

    • B. 

      Spain

    • C. 

      Russia

    • D. 

      France

    • E. 

      None of these

  • 29. 
    What is an 'intranet'?
    • A. 

      Internal internet used to transfer information internally

    • B. 

      Internal internet used to transfer information to the outside company.

    • C. 

      Internal network designed to serve the internal informational needs of a single organization.

    • D. 

      Internal network designed to transfer the information between two organizations

    • E. 

      None of these

  • 30. 
    In a client/server model, a client program __________
    • A. 

      Asks for information

    • B. 

      Provides information and files

    • C. 

      Serves software files to other computers

    • D. 

      Distributes data files to other computers

    • E. 

      None of these

  • 31. 
    Who amongst the following is the recipient of the "CNN-IBN Indian ofthe Year" Award for 2009?
    • A. 

      Ratan Tata

    • B. 

      AR Rahman

    • C. 

      Manmohan Singh

    • D. 

      Sachin Tendulkar

    • E. 

      None of these

  • 32. 
    To send another station a message, the main thing a user has to know is _________
    • A. 

      How the network works

    • B. 

      The other station's address

    • C. 

      Whether the network is packet-switched or circuit-switched

    • D. 

      Whether this is a voice or data network

    • E. 

      None of these

  • 33. 
    A set of inter-related components that collect, process, store and distribute information to support decision making and control in an organization best defmes ____________
    • A. 

      Communications technology

    • B. 

      A network

    • C. 

      An information system

    • D. 

      Hardware

    • E. 

      None of these

  • 34. 
    A _______ is a computer connected to two networks.
    • A. 

      Link

    • B. 

      Server

    • C. 

      Gateway

    • D. 

      Bridge way

    • E. 

      None of these

  • 35. 
    When you save a presentation, ___________
    • A. 

      All slides in a presentation are saved in the same file.

    • B. 

      Two files are created; one for graphics and one for content.

    • C. 

      A file is created for each slide.

    • D. 

      A file is created for each animation or graphic.

    • E. 

      None of these

  • 36. 
    In a customer database, a customer's surname would be keyed into a _______
    • A. 

      Row

    • B. 

      Text field

    • C. 

      Record

    • D. 

      Computed field

    • E. 

      None of these

  • 37. 
    Find the correct statement.
    • A. 

      Marketing is redundant in monopolistic companies.

    • B. 

      The performance of a salesperson depends on the amount of incentives paid.

    • C. 

      Marketing is influenced by peer performance.

    • D. 

      An increase in market share indicates fall in business volume.

    • E. 

      A Mission statement is part of the Company's Prospectus.

  • 38. 
    Storing saine data in many places is called _______
    • A. 

      Iteration

    • B. 

      Concurrency

    • C. 

      Redundancy

    • D. 

      Enumeration

    • E. 

      None of these

  • 39. 
    Which of the following is the first step in the 'transaction processing cycle', which captures business data through various modes such as optical scanning or at an electronic commerce website?
    • A. 

      Document and report generation

    • B. 

      Database maintenance

    • C. 

      Transaction processing

    • D. 

      Data Entry

    • E. 

      None of these

  • 40. 
    CRM (Customer Relationship Management) is __________
    • A. 

      A pre-sales activity

    • B. 

      A tool for lead generation

    • C. 

      An ongoing dally activity

    • D. 

      The task of a DSA

    • E. 

      All of the above

  • 41. 
    Horne Loans can be best canvassed among ________  
    • A. 

      Builders

    • B. 

      Flat owners

    • C. 

      Land developers

    • D. 

      Agriculturists

    • E. 

      Individuals wanting to buy a flat or house

  • 42. 
    The target group for SME loans is  _______  
    • A. 

      All Businessmen

    • B. 

      All Professionals

    • C. 

      All SSIs

    • D. 

      All of the above

    • E. 

      None of these

  • 43. 
    One of the following is not included in the 7 P's of Marketing. Find the same.  
    • A. 

      Product

    • B. 

      Price

    • C. 

      Production

    • D. 

      Promotion

    • E. 

      None of these

  • 44. 
    SME means ________
    • A. 

      Selling and Marketing Establishment

    • B. 

      Selling and Managing Employee

    • C. 

      Sales and Marketing Entity

    • D. 

      Small and Medium Enterprises

    • E. 

      None of these

  • 45. 
    Data mining means analysing the data stored with ________  
    • A. 

      The DSA

    • B. 

      The front-office staff

    • C. 

      The back-office staff

    • D. 

      The customers

    • E. 

      None of these

  • 46. 
    Which of the following is not involved in the Growth Strategies of a Company?
    • A. 

      Horizontal integration

    • B. 

      Vertical integration

    • C. 

      Diversification

    • D. 

      Intensification

    • E. 

      None of these

  • 47. 
    Bancassurance can be sold to ________ 
    • A. 

      All banks

    • B. 

      All insurance companies

    • C. 

      Insurance Agents

    • D. 

      All existing and prospective bank customers

    • E. 

      All of the above

  • 48. 
    A successful "Blue Ocean Strategy" requires ________   
    • A. 

      Effective communication

    • B. 

      Innovative skills

    • C. 

      Motivation

    • D. 

      All of the above

    • E. 

      None of these

  • 49. 
    Cross-selling is the basic function of _________
    • A. 

      All employers

    • B. 

      All employees

    • C. 

      All salespersons

    • D. 

      Planning Department

    • E. 

      All of the above

  • 50. 
    Cross-selling is not effective for which one of the following products?
    • A. 

      Debit cards

    • B. 

      Savings accounts

    • C. 

      Internet banking

    • D. 

      Pension loans

    • E. 

      Personal loans