The 'RPA 1 Mid Term' assesses knowledge on retirement plans, focusing on definitions, types, and structures. It evaluates understanding of pension plans and their impact on competitive positioning, crucial for professionals in human resources and finance.
True
False
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Retirement is when decides to stop working and then go back into the work force
I when a person's maxium earning falls below 40%
Retirement is when a person cease to be employed
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Employees must contribute to plan
Define benefit plans are plan where the total amount of money required to provide benefits are determined on an actuarial basis.
No one can determine how much the employee will get until he/she are retired
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It is difficult to understand and calculate
It a type of pension that is supplemental to CPP
I determines how much you earn pays a set amount for each year time years of service
Flat benefit or uniform benefit pension plan is specified number of dollars for each year of service
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CPP, OAS GIS
Government-Admin/sponsored plan, Employer Sponsored and Individually Sponsored
Employer-sponsored retirement and saving program and Investment Management pla
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It is a form of Define Benefit Plan
It is calculated using the a % of each year of plan membership
All the employees earning are averaged then a % calculated time the years of service
This type of plan is normally integrated with C/QPP
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