RBI Assistant Exam 2012 Question Paper: General Awareness
Questions and Answers
- 1.
USA has asked India to reduce its dependence on crude oil supply from which of the following countries which is also a member of OPEC?
- A.
Venezuela
- B.
Iraq
- C.
Libya
- D.
Iran
- E.
Nigeria
Correct Answer
D. IranExplanation
The correct answer is Iran. The USA has asked India to reduce its dependence on crude oil supply from Iran, which is also a member of OPEC. This could be due to political tensions between the USA and Iran, as well as the USA's efforts to isolate Iran economically. By reducing its dependence on Iranian oil, India may be able to avoid potential sanctions or other consequences imposed by the USA.Rate this question:
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- 2.
Which of the following is the most essential financial service which should be provided to the poor people to bring them into network of financial inclusion?
- A.
Insurance for life
- B.
Investment plan for future
- C.
Pension for old age
- D.
A bank account where he/she can save small amount
- E.
Health insurance for minor illnesses and hospitalization in vase of need
Correct Answer
D. A bank account where he/she can save small amountExplanation
The most essential financial service that should be provided to the poor people to bring them into the network of financial inclusion is a bank account where they can save a small amount. Having a bank account allows them to safely store their money and build savings, which can be crucial for their financial stability and future needs. It also enables them to access other financial services such as credit, insurance, and investment opportunities, which can further enhance their financial well-being.Rate this question:
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- 3.
Who among the following is the president of a country at present?
- A.
Rupert Murdoch
- B.
Ban ki-moon
- C.
Yoshihiko Noda
- D.
Nicolas Sarkozy
- E.
None of these
Correct Answer
D. Nicolas SarkozyExplanation
Nicolas Sarkozy is the correct answer because he was the president of France from 2007 to 2012. However, it is important to note that this question may be outdated as it does not specify the current year. Therefore, it is necessary to verify the information to ensure its accuracy.Rate this question:
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- 4.
What does the letter F denote in 'NBFCs' a tern seen very frequently in banking world these days?
- A.
Formal
- B.
Fiscal
- C.
Federal
- D.
Functional
- E.
Financial
Correct Answer
E. FinancialExplanation
The letter F in 'NBFCs' stands for Financial. NBFCs stands for Non-Banking Financial Companies, which are financial institutions that provide banking services like loans, credit facilities, and investments, but do not hold a banking license. Therefore, the correct answer is Financial.Rate this question:
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- 5.
Who among the following is the Deputy Governor of the RBI at present?
- A.
Sunil Mitra
- B.
Azim Premji
- C.
HR Khan
- D.
Sushma Nath
- E.
None of these
Correct Answer
C. HR KhanExplanation
HR Khan is the Deputy Governor of the RBI at present. This information is based on the given options and the fact that the question asks for the current Deputy Governor.Rate this question:
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- 6.
Standard and Poor's is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin?
- A.
IBA
- B.
BASEL
- C.
SEBI
- D.
IRDA
- E.
CRISIL
Correct Answer
E. CRISILExplanation
CRISIL is an agency of Indian origin that is well-known for its credit ratings. It is a leading credit rating agency in India and provides ratings and research services to various sectors such as banks, financial institutions, corporates, and governments. CRISIL plays a crucial role in assessing the creditworthiness of entities and helps investors make informed decisions. It is recognized for its expertise and has gained international repute as a reliable credit rating agency.Rate this question:
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- 7.
Who among the following is the chief minister of Uttar Pradesh at present?
- A.
Akhilesh Yadav
- B.
Mulayam Singh Yadav
- C.
Mayawati
- D.
Amar Singh
- E.
None of these
Correct Answer
A. Akhilesh YadavExplanation
Akhilesh Yadav is the correct answer because he is the current Chief Minister of Uttar Pradesh. He has been in office since 2012 and is a member of the Samajwadi Party.Rate this question:
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- 8.
Coin of which of the following denominations is called Small Coin?
- A.
Rs 1
- B.
Rs 2
- C.
Rs 5
- D.
50 paise
- E.
Rs 10
Correct Answer
D. 50 paiseExplanation
The coin of the denomination 50 paise is called a small coin.Rate this question:
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- 9.
Which of the following is not a highlight of the Union Budget 2012-13?
- A.
No change in the rate of Corporate Tax
- B.
All types of loans upto Rs 35 lakh will be given on 6% interest only
- C.
Service Tax raised from 10% to 12%
- D.
Fiscal Deficit is targeted at 5.1% of GDP
- E.
Substantial increase in Defence Budget
Correct Answer
B. All types of loans upto Rs 35 lakh will be given on 6% interest onlyExplanation
The Union Budget 2012-13 did not include the highlight of providing all types of loans up to Rs 35 lakh on a 6% interest rate.Rate this question:
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- 10.
Which of the following services/products of bank is specially designed and launched to help students?
- A.
Personal loan
- B.
Corporate lone
- C.
Business lone
- D.
Medical lone
- E.
Education lone
Correct Answer
E. Education loneExplanation
The correct answer is "Education loan". This product/service is specifically designed and launched by banks to provide financial assistance to students for their education-related expenses such as tuition fees, books, accommodation, etc. It helps students pursue their academic goals by offering them affordable loan options with flexible repayment terms.Rate this question:
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- 11.
Which of the following terms is not directly associated with the functioning of RBI?
- A.
Open Market Operations
- B.
Cash Reserve Ratio
- C.
SENSEX
- D.
Liquidity Adjustment Facility
- E.
Public Debt Office
Correct Answer
C. SENSEXExplanation
The term "SENSEX" is not directly associated with the functioning of RBI. SENSEX is a stock market index that represents the performance of the top 30 companies listed on the Bombay Stock Exchange (BSE). It is used to measure the overall market sentiment and is not directly related to the operations or policies of the Reserve Bank of India (RBI). The other options, such as Open Market Operations, Cash Reserve Ratio, Liquidity Adjustment Facility, and Public Debt Office, are all terms that are directly associated with the functioning of RBI.Rate this question:
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- 12.
Which of the following is one of the major activities of the National Bank for Agriculture and Rural Development (NABARD)?
- A.
On site inspection of Cooperative Bank and Regional Rural Bank (RRBS)
- B.
Helping Govt of India in preparing Union Budget and presenting it in the cabinet meeting
- C.
Acting as custodian of the foreign exchange reserves of the country
- D.
Deciding rate of interest on Savings Bank Accounts in Public Sector Bank
- E.
Representing India in World Bank and other such agencies
Correct Answer
A. On site inspection of Cooperative Bank and Regional Rural Bank (RRBS)Explanation
The correct answer is "On site inspection of Cooperative Bank and Regional Rural Bank (RRBS)." NABARD is responsible for conducting on-site inspections of cooperative banks and regional rural banks to ensure their financial stability and compliance with regulations. This activity helps in maintaining the integrity and efficiency of these banks, which play a crucial role in providing financial services to agriculture and rural sectors.Rate this question:
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- 13.
Dipika, who won Crocodile Challenge Cup Finals in December 2011, is a famous
- A.
Badminton player
- B.
Table Tennis player
- C.
Lawn Tennis player
- D.
Chess player
- E.
Squash player
Correct Answer
E. Squash playerExplanation
Dipika, who won Crocodile Challenge Cup Finals in December 2011, is a famous squash player.Rate this question:
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- 14.
Who among the following is the recipient of Nobel Prize in Literature given in 2011?
- A.
Bruce A Beutler
- B.
V S Naipaul
- C.
Tomas Transtromer
- D.
Ralph M Steinman
- E.
Chetan Bhagat
Correct Answer
C. Tomas TranstromerExplanation
Tomas Transtromer is the recipient of the Nobel Prize in Literature given in 2011.Rate this question:
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- 15.
The 59th National Film Award for Best Actress was given to
- A.
Vidya Balan
- B.
Kareena Kapoor
- C.
Priyanka Chopra
- D.
Lara Dutta
- E.
Roopa Ganguly
Correct Answer
A. Vidya BalanExplanation
Vidya Balan received the 59th National Film Award for Best Actress. This indicates that she was recognized as the best actress among the nominees mentioned.Rate this question:
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- 16.
Which of the following is the abbreviated name of the body/agency set up to boost foreign investments in India?
- A.
FOREX
- B.
FCCB
- C.
FIPB
- D.
FEMA
- E.
AITAF
Correct Answer
C. FIPBExplanation
The correct answer is FIPB. FIPB stands for Foreign Investment Promotion Board, which is the body/agency set up to boost foreign investments in India.Rate this question:
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- 17.
Which of the following is not considered infrastructural sector of the economy?
- A.
Electricity
- B.
Textile Sector
- C.
Telecom
- D.
Cement
- E.
Road and Railways
Correct Answer
B. Textile SectorExplanation
The textile sector is not considered an infrastructural sector of the economy because it does not involve the construction, maintenance, or provision of basic physical structures and facilities necessary for the functioning of a society or industry. Infrastructural sectors typically include areas such as electricity, telecom, cement, and road and railways, which are essential for the development and operation of a country's infrastructure. The textile sector, on the other hand, is a part of the manufacturing industry that focuses on the production of textiles and fabrics.Rate this question:
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- 18.
Sachin Tendulkar made his 100th century in the match played between India and
- A.
Pakistan
- B.
England
- C.
Australia
- D.
Bangladesh
- E.
Sir Lanka
Correct Answer
D. BangladeshExplanation
Sachin Tendulkar made his 100th century in a match played against Bangladesh.Rate this question:
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- 19.
Who among the following was awarded Padma Vibhushan in 2012?
- A.
TV Rajeswar
- B.
Aruna lrani
- C.
AR Rahman
- D.
Shabana Azmi
- E.
Anup Jalota
Correct Answer
A. TV RajeswarExplanation
TV Rajeswar was awarded the Padma Vibhushan in 2012.Rate this question:
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- 20.
Which of the following countries is a member of BRICS?
- A.
Bhutan
- B.
Iran
- C.
Romania
- D.
Sudan
- E.
South Africa
Correct Answer
E. South AfricaExplanation
South Africa is a member of BRICS. BRICS is an acronym for the association of five major emerging national economies: Brazil, Russia, India, China, and South Africa. These countries are considered to be at a similar stage of newly advanced economic development and are seen as key players in the global economy. South Africa was admitted to BRICS in 2010, making it the newest member of the group.Rate this question:
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- 21.
Which of the following countries has recently placed its first Space lab 'Tiangong -1' into orbit?
- A.
North Korea
- B.
Japan
- C.
India
- D.
France
- E.
China
Correct Answer
E. ChinaExplanation
China is the correct answer because it recently placed its first space lab, Tiangong-1, into orbit. This indicates that China has made advancements in its space exploration capabilities.Rate this question:
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- 22.
Who among the following is the Solicitor General of India at present?
- A.
Jacob mathew
- B.
Rohinton Nariman
- C.
Gopal Subramaniam
- D.
Ashok Chawla
- E.
None of these
Correct Answer
B. Rohinton NarimanExplanation
Rohinton Nariman is the correct answer for the question. He is the Solicitor General of India at present.Rate this question:
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- 23.
Which of the following schemes has been launched by the Govt of India to motivate school children to attend school regularly?
- A.
Kutir Jyoti
- B.
Mid-Day Meal
- C.
MGNREGA
- D.
RAY
- E.
Bharat Nirman
Correct Answer
B. Mid-Day MealExplanation
The correct answer is Mid-Day Meal. The Government of India has launched the Mid-Day Meal scheme to motivate school children to attend school regularly. This scheme provides free meals to students in government and government-aided schools, aiming to improve their nutritional status and encourage them to continue their education. By addressing the issue of hunger and malnutrition, the scheme helps to ensure that children are motivated to attend school regularly and receive the benefits of education.Rate this question:
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- 24.
As per the news published in various newspapers, govt is planning to set up a regulatory body in educational field especially for
- A.
Higher Education
- B.
Medical Education
- C.
Elementary Education
- D.
Secondary Education
- E.
Adult Education
Correct Answer
A. Higher EducationExplanation
The correct answer is Higher Education. According to news reports, the government is planning to establish a regulatory body specifically for higher education. This indicates that the government recognizes the need for a dedicated organization to oversee and regulate the quality and standards of higher education institutions. Such a regulatory body would likely be responsible for ensuring that universities and colleges meet certain criteria and maintain a certain level of educational excellence.Rate this question:
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- 25.
Which of the following countries has been selected as the host of Commonwealth Games 2018?
- A.
India
- B.
Australia
- C.
Pakistan
- D.
South Africa
- E.
Sri Lanka
Correct Answer
B. AustraliaExplanation
Australia has been selected as the host of the Commonwealth Games 2018. The Commonwealth Games is a multi-sport event that takes place every four years, bringing together athletes from the Commonwealth of Nations. Australia has a strong sporting culture and has previously hosted the Commonwealth Games in 1938, 1962, 1982, and 2006. With its well-established infrastructure and experience in hosting major sporting events, Australia was chosen as the ideal host for the 2018 edition of the Games.Rate this question:
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- 26.
France has agreed to supply 'Rafale' to India. The deal is about the Supply of.
- A.
Warships
- B.
RADAR system
- C.
Fighter Aircrafts
- D.
Nuclear Reactors
- E.
Submarines
Correct Answer
B. RADAR systemExplanation
France has agreed to supply 'Rafale' to India. The term "Rafale" refers to a type of fighter aircraft. Therefore, the correct answer is fighter aircrafts.Rate this question:
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- 27.
Seychelles, where China is going to set up its new military base, is a country in the.
- A.
Bay of Bengal
- B.
China Sea
- C.
Indian Ocean
- D.
Red Sea
- E.
Caspian Sea
Correct Answer
C. Indian OceanExplanation
Seychelles, where China is going to set up its new military base, is located in the Indian Ocean. The Indian Ocean is the third-largest ocean in the world and is bounded by Africa to the west, Asia to the north, Australia to the east, and the Southern Ocean to the south. Seychelles is an archipelago nation situated in the Indian Ocean, making it a suitable location for China to establish a military base in order to enhance its presence and strategic capabilities in the region.Rate this question:
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- 28.
Which of the following terms is used in the field of economics?
- A.
Absolute Zero
- B.
Molecular Equation
- C.
Zero Point Energy
- D.
Balance of Payments
- E.
Mass Defect
Correct Answer
D. Balance of PaymentsExplanation
Balance of Payments is a term used in the field of economics. It refers to the record of all economic transactions between the residents of a country and the rest of the world over a given period of time. It includes the exchange of goods, services, and financial assets, as well as transfers such as foreign aid and remittances. The balance of payments helps to analyze a country's economic performance, its international competitiveness, and its relationship with other countries in terms of trade and finance.Rate this question:
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- 29.
'Kyoto Protocol', an agreement signed by various countries, is associated with the field of
- A.
International trade
- B.
Clean environment and climate change
- C.
Currency swap
- D.
Deep sea mining and oil exploration
- E.
Building a common food stock to save mankind in case of any natural calamity
Correct Answer
B. Clean environment and climate changeExplanation
The correct answer is Clean environment and climate change. The Kyoto Protocol is an international agreement that aims to reduce greenhouse gas emissions and combat climate change. It sets binding targets for industrialized countries to reduce their emissions and promotes the use of clean energy sources. The protocol was adopted in 1997 and has been ratified by numerous countries around the world. It is a significant international effort to address the environmental challenges posed by climate change.Rate this question:
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- 30.
World AIDS Day is observed on which of the following days?
- A.
1st December
- B.
1st March
- C.
1st April
- D.
1st May
- E.
1st January
Correct Answer
A. 1st DecemberExplanation
World AIDS Day is observed on 1st December. This day is dedicated to raising awareness about the AIDS pandemic caused by the spread of HIV infection. It provides an opportunity for people worldwide to unite in the fight against HIV, show support for people living with HIV, and remember those who have died from AIDS-related illnesses. Various activities are organized on this day to educate individuals about HIV prevention, promote testing and treatment, and reduce the stigma surrounding HIV/AIDS.Rate this question:
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- 31.
USA decided to withdraw its army from which of the following countries after a nine-year long stay?
- A.
Afghanistan
- B.
Libya
- C.
Egypt
- D.
Iraq
- E.
Iran
Correct Answer
D. IraqExplanation
The correct answer is Iraq. The USA decided to withdraw its army from Iraq after a nine-year long stay. This decision was made in 2011, marking the end of the Iraq War which began in 2003. The withdrawal was part of a larger plan to transition security responsibilities to the Iraqi government and reduce the US military presence in the region.Rate this question:
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- 32.
Which of the following cups/trophies is associated with the game of Lawn Tennis?
- A.
FIFA Cup
- B.
Champions Trophy
- C.
Ranji Trophy
- D.
Subroto Cup
- E.
Davis Cup
Correct Answer
E. Davis CupExplanation
The Davis Cup is the correct answer because it is a prestigious international tennis tournament for men's national teams. It is named after Dwight F. Davis, who came up with the idea for the tournament in 1899. The Davis Cup is considered one of the most important team competitions in tennis and has been held annually since its inception, except for a few years during World War I and II. The winning team is awarded a trophy, which is a silver cup mounted on a wooden plinth.Rate this question:
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- 33.
Which award is given to the coaches of sportspersons?
- A.
Dronacharya Award
- B.
Arjuna Award
- C.
Kalidas Samman
- D.
Rajiv Gandhi Khel Ratna
- E.
Saraswati Samman
Correct Answer
A. Dronacharya AwardExplanation
The Dronacharya Award is given to the coaches of sportspersons. This award recognizes the contribution and excellence of coaches in the field of sports. It is named after Dronacharya, the legendary guru of archery in the Indian epic Mahabharata. The award aims to honor and encourage coaches who have played a crucial role in shaping the careers of athletes and have made significant contributions to the development of sports in India.Rate this question:
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- 34.
Which of the following terms is used in the game of Cricket?
- A.
Heave
- B.
Silly Point
- C.
Tee
- D.
Smash
- E.
Grand Slam
Correct Answer
B. Silly PointExplanation
Silly Point is a term used in the game of cricket. It refers to a fielding position close to the batsman on the off side, usually just behind the batsman's popping crease. The fielder at silly point is positioned to catch any balls that may be edged or deflected by the batsman. This term is specific to cricket and is not used in any other sport.Rate this question:
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- 35.
A new nuclear power plant is being set up in which of the following places in India?
- A.
Amethi
- B.
Firozabad
- C.
Jaitapur
- D.
Joshi Math
- E.
Satna
Correct Answer
C. JaitapurExplanation
Jaitapur is the correct answer because it is mentioned as one of the options for the location of the new nuclear power plant in India. The question asks for the place where the power plant is being set up, and Jaitapur is one of the options provided. Therefore, it can be inferred that Jaitapur is the correct answer.Rate this question:
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- 36.
Which of the following schemes has been launched to make cities of India slum-free?
- A.
Jawaharlal Nehru National Urban Renewal Mission
- B.
Bharat Nirman
- C.
Rajiv AwasYojana
- D.
Indira Awas Yojana
- E.
None of these
Correct Answer
C. Rajiv AwasYojanaExplanation
Rajiv Awas Yojana has been launched to make cities of India slum-free. This scheme aims to provide housing and basic amenities to slum dwellers and improve their quality of life. It focuses on the in-situ slum redevelopment approach, which involves upgrading and redeveloping existing slums instead of relocating the residents. The scheme also aims to promote the participation of slum dwellers in the decision-making process and provide them with land tenure security. By implementing Rajiv Awas Yojana, the government aims to create a slum-free India.Rate this question:
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- 37.
Who among the following is a famous author of Indian origin?
- A.
Homi K Bhabha
- B.
Kiran Desai
- C.
Swati A Piramal
- D.
Shabana Azmi
- E.
Ronen Sen
Correct Answer
B. Kiran DesaiExplanation
Kiran Desai is a famous author of Indian origin. She is known for her novel "The Inheritance of Loss", which won the Man Booker Prize in 2006. Desai's writing explores themes of identity, migration, and cultural clashes, often drawing from her own experiences growing up in India and later living in the United States. Her work has received critical acclaim and has contributed to the rich literary tradition of Indian authors.Rate this question:
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- 38.
Who among the following has written the famous book Malgudi Days?
- A.
VS Naipaul
- B.
Deepak Chopra
- C.
Rabindranath Tagore
- D.
Vijay Tendulkar
- E.
RK Narayan
Correct Answer
E. RK NarayanExplanation
RK Narayan is the correct answer because he is the author of the famous book Malgudi Days. The book is a collection of short stories set in the fictional town of Malgudi and is known for its vivid portrayal of Indian life and culture. Narayan's writing style and storytelling ability have made Malgudi Days a beloved classic in Indian literature.Rate this question:
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- 39.
Which of the following is NOT the name of the currency of a country?
- A.
Rand
- B.
Pound
- C.
Dinar
- D.
Ecuador
- E.
Dollar
Correct Answer
D. EcuadorExplanation
Ecuador is not the name of a currency, but rather the name of a country. The other options, Rand, Pound, Dinar, and Dollar, are all names of currencies used in various countries.Rate this question:
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- 40.
Which of the following is the unit of heat?
- A.
Joule
- B.
Ohm
- C.
Ampere
- D.
Volt
- E.
Newton
Correct Answer
A. JouleExplanation
Joule is the correct answer because it is the standard unit of heat in the International System of Units (SI). It is defined as the amount of energy transferred when a force of one newton is applied over a distance of one meter. Heat is a form of energy, and Joule is the appropriate unit to measure it. Ohm, Ampere, Volt, and Newton are units of electrical resistance, current, voltage, and force respectively, and are not directly related to heat.Rate this question:
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