PHP Agency Licensing Prep Quiz
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What did the Licensing Team say about studying for the state exam
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You can pass without much studying - a friend of a friend said that... I think.
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Study when you get a chance - no worries.
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Make a study plan, take it seriously and pass the test ASAP!
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Tests are over-rated. I can drive pretty well with out a driver license, so what’s the difference?
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I heard Amour Noubarentz takes Compliance very seriously and it’s dangerous to piss him off.
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This quiz will test your insurance topic knowledge after studying on your own or taking online classes that may be mandatory in your state. Ready? Let's begin!
Quiz Preview
- 2.
With any insurance policy, what is the purpose of the Grace Period?
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Gives the policyowner additional time to pay past due premiums
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Gives the policyowner additional time to file a lawsuit
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Gives the policyowner additional time to file a claim
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Gives the policyowner additional time to provide proof of loss
Correct Answer
A. Gives the policyowner additional time to pay past due premiumsExplanation
The correct answer is Gives the policyowner additional time to pay past due premiums. The purpose of a grace period is to give a policyholder extra time to pay a premium after the due date. Insurance companies understand people are busy and they may forget to pay a bill; so they give you a 31 day Grace Period so you don’t lose your coverage.Rate this question:
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- 3.
Insurance benefits NOT covered due to an act of war are
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Excluded by the insurer
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Assigned to a reinsurer
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Given a longer probationary period
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Charged a higher premium
Correct Answer
A. Excluded by the insurerExplanation
The correct answer is excluded by the insurer. All life and health insurance policies will exclude coverage for anything that happens while they are on active military duty. While someone is actively serving in the military they are covered by life and health benefits provided by the military. This is why acts of war are excluded.Rate this question:
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- 4.
Which of the following provisions specifies how long a policyowner's insurance coverage will remain in effect if the policyowner does not pay the premium when it is due?
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Grace Period
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Consideration
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Waiver of Premium
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Reinstatement
Correct Answer
A. Grace PeriodExplanation
The correct answer is Grace Period. If a policy does not pay the premium by the due date, the policyowner can make the premium payment during the grace period. As you learned, this ensures they don't lose their insurance coverage because they forgot to pay a bill for a few days.Rate this question:
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- 5.
How does a typical Variable Life Policy investment account grow?
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Tied to price of gold
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Through mutual funds, stocks, bonds
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Based on returns from insurer's general account
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Tied to Treasury Bills
Correct Answer
A. Through mutual funds, stocks, bondsExplanation
The correct answer is Through mutual funds, stocks, bonds. With an ordinary life policy, the insurance company maintains and controls a general account for which it funds all of its policies. In a variable life policy the policy owner controls and maintains a separate account tied to stocks, bonds, or mutual funds, and is in control of the accounts performance.Rate this question:
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- 6.
When an insurer issues a policy that refuses to cover certain risks, this is referred to as a(n)
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Elimination
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Exclusion
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Limitation
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Exception
Correct Answer
A. ExclusionExplanation
The correct answer is exclusion. The exclusion section of an insurance policy specifies the conditions, times, and circumstances under which the insured is NOT covered by the policy. There are five common exclusions found in all life and health insurance policies. They are: Intoxicants and Narcotics, Commitment of Felony, Aviation, War, and Suicide. If a loss is not excluded in the policy, it will be covered by the insurance company.Rate this question:
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- 7.
D was actively serving in the Marines when he was killed in an automobile accident while on leave. His $100,000 Whole life policy contains a War Exclusion clause. How much will D's beneficiary's receive?
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Refund of premiums paid plus interest
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Nothing, due to actively serving in the armed forces
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Double the face amount because cause of death was accidental
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The full face amount
Correct Answer
A. The full face amountExplanation
The correct answer is The full face amount. As you learned, any loss resulting out of an act of war will be excluded from an insurance contract. However, if the death or injury is not a direct result of actively engaging in war, it will not be excluded.Rate this question:
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- 8.
M had an annual life insurance premium payment due January 1. She died January 10 without making the premium payment. What action will the insurer take?
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Collect premium from M's estate
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Deny the claim
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Pay the face amount minus the past due premium
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Subtract past due premium from cash value
Correct Answer
A. Pay the face amount minus the past due premiumExplanation
The correct answer is Pay face amount minus the past due premium. All life insurance policies have a 31-day grace period. This allows the policy owner to forget to pay their premium for an entire month without losing their coverage. However, if the insured dies during that grace period, without making the premium payment, the insurance company will subtract the past-due premium from the benefit or face value BEFORE paying the beneficiary.Rate this question:
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- 9.
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct?
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Straight life accumulates faster than Limited-pay Life
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20-Pay Life accumulates cash value faster than Straight Life
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Cash value accumulation of both 20-Pay Life and Straight Life depend on the insurer's financial rating
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20-Pay Life and Straight Life accumulate cash value at the same rate
Correct Answer
A. 20-Pay Life accumulates cash value faster than Straight LifeExplanation
The correct answer is 20-Pay Life accumulates cash value faster than Straight Life. Remember, the quicker you agree on having a whole life policy paid up, the quicker you will accumulate cash value.Rate this question:
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- 10.
Term insurance has which of the following characteristics?
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Expires at the end of the policy period
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Builds cash value
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Has nonforfeiture options
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Endows at the end of the policy period
Correct Answer
A. Expires at the end of the policy periodExplanation
The correct answer is Expires at the end of the policy period. Remember, all TERM insurance TERMINATES or expires at the end of the policy period. For example, if you took out at 10-year term policy at age 30, that policy would expire at age 40.Rate this question:
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- 11.
An insured is past due on his life insurance premium, but is still within the Grace Period. What will the beneficiary receive if the insured dies during this Grace Period?
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Refund of all premiums paid, plus interest
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Refund of all premiums paid
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Full face amount minus any past due premiums
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Full face amount
Correct Answer
A. Full face amount minus any past due premiumsExplanation
The correct answer is Full face amount minus any past due premiums. Since the insured died during the 31 day Grace Period the beneficiaries will the money from the insurance policy minus the past due payment.Rate this question:
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- 12.
When is the face amount of a Whole Life policy paid?
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At the policy's maturity date only
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When the insured dies or at the policy's maturity date, whichever happens first
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Only when the insured dies
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When the policy is surrendered
Correct Answer
A. When the insured dies or at the policy's maturity date, whichever happens firstExplanation
The correct answer is When the insured dies or at the policy's maturity date, whichever happens first. Remember a whole life policy will always pay the face value or coverage amount when the insured dies or at the policy’s maturity date, whichever happens first. Most whole life policies have a maturity date of age 100.Rate this question:
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- 13.
What type of insurance offers permanent life coverage with premiums that are payable for life?
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Credit Life
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Renewable Term Life
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Whole Life
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Endowment
Correct Answer
A. Whole LifeExplanation
The correct answer is Whole Life. Whole life is considered permanent coverage because the coverage is permanent for your whole life. In turn, you also usually make payments on a whole life policy for your whole life. For example, if you take out a $20,000 whole life insurance policy and agree to pay a premium of $30 a month. The $20,000 of coverage will last your whole life, and you will be required to make the $30 a month premium payment for your whole life.Rate this question:
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- 14.
Which of the following situations does a Critical Illness plan cover?
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Asthma
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Leukemia
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Alcohol rehabilitation
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Severe car accident
Correct Answer
A. LeukemiaExplanation
The correct answer is Leukemia. Critical Illness plans cover specific, limited illnesses which are likely to incur large out of pocket expenses, such as leukemia.Rate this question:
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- 15.
In order for coverage on a non-medical insurance application to take effect the same day, the producer must collect a signed application and
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Medical Information Report
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The initial premium
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Forward it immediately to the insurer
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An Attending Physician Statement
Correct Answer
A. The initial premiumExplanation
The correct answer is the initial premium. In order for insurance coverage to begin on the same day of the application, an initial premium must be paid at the same time of the application.Rate this question:
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- 16.
N is a student pilot with a large life insurance policy. Which of these features would limit the insurer's obligation in the event N was killed while flying as a student pilot?
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Misrepresentation
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Exclusion
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Collateral assignment
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Concealment
Correct Answer
A. ExclusionExplanation
The correct answer is Exclusion. As you learned, the insurance company will EXCLUDE or not cover any injuries sustained while piloting a small aircraft. This exclusion specifically applies to those piloting a small aircraft while commercial airline pilots are covered.Rate this question:
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- 17.
The Consideration clause in an insurance policy indicates that a policy owner's consideration consists of a completed application and
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The initial premium
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Agreeing to a physical examination
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Delivery of policy
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disclosure of any medical conditions
Correct Answer
A. The initial premiumExplanation
The correct answer is the initial premium. The consideration clause states that a policyowner’s consideration consists of a completed application and initial premium. It also states the amount and frequency of premium payments. It basically is the policyowner saying, “Please CONSIDER me for insurance. Here is my completed application, my first premium, and I agree to pay this amount, this often to keep the policy.”Rate this question:
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- 18.
K is an agent who takes an application for individual insurance and accepts a check from the client. He submits the application and check to the insurance company, however the check was never signed by the applicant. If the application is approved, when will coverage be effective?
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The date the sales appointment was made
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The date the application was submitted to the insurance company
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The date of application
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The date the agent delivered the policy, collected the initial premium, and obtained a good health statement from the insured
Correct Answer
A. The date the agent delivered the policy, collected the initial premium, and obtained a good health statement from the insuredExplanation
The correct answer is The date the agent delivered the policy, collected the initial premium, and obtained a good health statement from the insured. Since you did not pay your initial premium at the time of application, coverage will not begin until the policy is delivered and your initial premium is collected. Often insurance companies will also require you to affirm your health has not changed since the original application date by having you sign a good health statement when delivering your policy.Rate this question:
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- 19.
Before an insurance policy is issued, which of these components of the contract is required?
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Applicant's signature on application
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Beneficiary's signature
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A conditional receipt
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Attending Physician Statement (APS)
Correct Answer
A. Applicant's signature on applicationExplanation
The correct answer is Applicant's signature on application. The applicant’s signature will always be required for an application to become a legal contract. The beneficiary of an insurance policy is not required to sign the application or be notified of their status as beneficiary. An Attending Physician Statement is only required if it is requested by the insurance company. A conditional receipt will only be issued if the applicant provides the insurance company with a completed application and initial premium at the time of application.Rate this question:
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- 20.
In insurance policies, a waiver of premium provision keeps the coverage in force without premium payments
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Whenever an insured is unable to work
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During the time an insured is confined in a hospital
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Following an accidental injury, but not during sickness
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After an insured has become totally disabled as defined in the policy
Correct Answer
A. After an insured has become totally disabled as defined in the policyExplanation
The correct answer is After an insured has become totally disabled as defined in the policy. It does not matter that the insured is unable to work if they do not meet the definition of totally disabled as defined in the insurance policy. The insured also does not need to be confined in a hospital nor injured from an accident. The company will waive their premium as long as they have been totally disabled as defined in the policy.Rate this question:
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- 21.
What kind of premium does a Whole Life policy have?
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Decreasing
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Adjustable
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level
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Deferred
Correct Answer
A. levelExplanation
The correct answer is level. Once a whole life policy is issued, the premium is level. This means if you take out a life a whole life insurance policy and agree to pay $50 per month in premium, your premium will always be $30.Rate this question:
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- 22.
B has a $100,000 Accidental Death and Dismemberment policy that pays triple indemnity for common carrier death. If B is killed from an accident on a commercial flight, what will the policy pay B's beneficiary?
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100000
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200000
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300000
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400000
Correct Answer
A. 300000Explanation
The correct answer is $300,000. Indemnities may have a multiplier for specific situations such as a triple indemnity for common carriers or a double indemnity for auto accidents. In these situations, the benefit or face amount of the policy would double if the accident was an auto accident or triple if it was a common carrier accident like a commercial flight.Rate this question:
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- 23.
On January 8th, an applicant filled out an application for an insurance policy but did not include the initial premium. The insurance company approved the application on January 14th and issued the policy January 15th, The producer-agent delivered the policy on January 26th and collected the first premium. When did the coverage become effective?
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January 8th
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January 14th
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January 15th
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January 26th
Correct Answer
A. January 26thExplanation
The correct answer is January 26th. If the initial premium is not collected at the time of the application, you are not covered until the policy is delivered and the initial premium is paid.Rate this question:
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- 24.
What is the Suicide provision designed to do?
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Decline an applicant who is contemplating suicide
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Safeguard the insurer from an applicant who is contemplating suicide
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Protect the insurer from ever paying a claim that results from suicide
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Allows the insurer the option to pay a death benefit in the event of suicide
Correct Answer
A. Safeguard the insurer from an applicant who is contemplating suicideExplanation
The correct answer is safeguard the insurer from an applicant who is contemplating suicide. The suicide provision is only in effect for the first 2 years of a policy. For example if there was no suicide provision a person could buy a 1 million dollar policy and then kill himself they next day and the insurance company would have to pay his beneficiaries the 1 million.Rate this question:
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- 25.
N is covered by a Term Life policy and does not make the required premium payment which was due August 1. N dies September 15. What action will the insurer take?
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Claim will be denied
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Claim will be paid in full
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Claim will be partially paid
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Claim will be decided by an arbitrator
Correct Answer
A. Claim will be deniedExplanation
The correct answer is Claim will be denied. If the policyowner exceeds their grace period by not paying their premium for longer than 31-days and does not have any other fail-safe in place, the policy will be terminated and any future claims will not be paid.Rate this question:
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- 26.
A life insurance policy that provides a policyowner with cash value along with a level face amount is called
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Whole life
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Level term
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Credit life
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Ordinary life
Correct Answer
A. Whole lifeExplanation
The correct answer is, Whole life. Remember, two of the features of a whole life policy that are ALWAYS true are cash value and a level face amount that does not change from the date the policy is issued. For example, if you purchase a life insurance policy with a $20,000 face value or coverage amount, that $20,000 coverage amount will be level from day 1 until the end of the contract.Rate this question:
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- 27.
N is a 40-year old applicant who would like to retire at age 70. He is looking to buy a life insurance policy with level premiums, permanent protection, and be paid-up at retirement. Which of these should N purchase?
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30 Pay Life
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Term to Age 70
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Universal Life
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Adjustable Life
Correct Answer
A. 30 Pay LifeExplanation
The correct answer is 30 Pay Life. Since a limited-pay life is whole life, we know coverage will last for your entire life, you will have cash value, a level premium, and a level face value. If N is 40 years old, will retire at age 70, and wants to have his life insurance policy paid up by the time he retires, he should purchase a 30 pay life.Rate this question:
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- 28.
What type of life insurance gives the greatest amount of coverage for a limited period of time?
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Term life
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Graded Premium Whole life
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Whole life
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Endowment policy
Correct Answer
A. Term lifeExplanation
The correct answer is Term life. Term life is typically able to provide an insured a large amount of coverage with low premiums for a limited amount of time. The premiums are kept low in term insurance because there is no cash value and the policy always terminates.Rate this question:
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- 29.
What kind of life insurance starts out as temporary coverage but can be later modified to permanent coverage without evidence of insurability?
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Endowment policy
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Limited-Pay Whole life
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Convertible Term
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Decreasing Term
Correct Answer
A. Convertible TermExplanation
The correct answer is Convertible Term. When a term policy allows you to convert to a whole life, you can do so without providing proof of good health. For example, if you have a convertible term policy, and then got diagnosed with diabetes, you can convert that term life policy to a whole life policy even though your health has changed.Rate this question:
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- 30.
T has a term policy that allows him to continue the coverage after expiration of the initial policy period. What type of term coverage is this?
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Renewable
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Increasing
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Level
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Decreasing
Correct Answer
A. RenewableExplanation
The correct answer is Renewable. Renewable term allows you to renew the policy after the termination date usually for a set number of years or until a specific age. For example, if you took out a 5-year renewable term policy at age 20, you would be allowed to renew the policy after the five years instead of letting it expire. However, since you are now 25, when you renew the policy, the premiums would be higher than before.Rate this question:
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- 31.
What must the policyowner provide to the insurer for validation that a loss has occurred?
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Proof of Coverage
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Proof of Claim
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Proof of Loss
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Proof of Payment
Correct Answer
A. Proof of LossExplanation
The correct answer is Proof of Loss. The insurance company will only pay for a loss if the insured can prove that a covered loss occurre For this reason the policyowner must always provide PROOF OF LOSS for validation that a loss has occurreRate this question:
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- 32.
Which of these actions is taken when a policyowner uses a Life Insurance policy as collateral for a bank loan?
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Revocable assignment
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Beneficiary change
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Irrevocable assignment
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Collateral assignment
Correct Answer
A. Collateral assignmentExplanation
The correct answer is Collateral assignment. With collateral assignment, the policyowner assigns ownership of the policy over to the bank for a loan. This means the bank can now designate a beneficiary, select policy options, and be the recipient of any financial benefits from the policy if the loan is not paid back.Rate this question:
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- 33.
P is blinded in an industrial accident. Which provision of his life insurance policy will pay a stated benefit amount?
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Accelerated Benefits provision
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Entire Contract
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Accidental Death and Dismemberment provision
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Consideration clause
Correct Answer
A. Accidental Death and Dismemberment provisionExplanation
The correct answer is Accidental Death and Dismemberment provision. This accidental death or dismemberment provision is designed to pay a stated benefit for accidental loss of life, arms, legs, or eyesight.Rate this question:
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- 34.
K pays on a $20,000 20-Year Endowment policy for 10 years and dies from an automobile accident. How much will the insurance company pay the beneficiary?
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Return of premiums paid
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Cash value plus interest
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$20,000 death benefit
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Face amount plus interest
Correct Answer
A. $20,000 death benefitExplanation
The correct answer is $20,000 death benefit. Remember, endowment policies are basically whole life policies with a short maturity date. If the insured dies before the maturity date, the beneficiary will receive the face value, just like any other whole life policy.Rate this question:
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- 35.
An insurance company may NOT reject a prospective insured's insurance application on the basis of which of the following factors?
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Hobbies
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Weight
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Gender
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Medical history
Correct Answer
A. GenderExplanation
The correct answer is Gender. Gender is often used in underwriting to determine coverage and cost but it CANNOT be used to reject an application. An insurance company may reject a prospective insured's insurance application on the basis of medical history, hobbies, and weight.Rate this question:
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- 36.
T files a claim on his Accident and Health policy after being treated for an illness. The insurance company believes that T misrepresented his actual health on the initial insurance application and is, therefore, disputing the claim’s validity. The provision that limits the time period during which the company may dispute a claim’s validity is called
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Insuring
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Time Limit on Certain Defenses
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Grace Period
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Free-look
Correct Answer
A. Time Limit on Certain DefensesExplanation
The correct answer is Time Limit on Certain Defenses. For Health and Accident insurance policies, the insurance company can contest your application for up to two years from the date of applying. That is the TIME LIMIT for which you have to DEFEND your application answers. After that point, the application is considered incontestable.Rate this question:
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- 37.
When an insurance company sends a policy to the insured with an attached application, the element that makes the application part of the contract between the insured and the insurer is called the
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Entire Contract provision
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Insuring clause
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Time Limit on Certain Defense provision
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Legal Contract clause
Correct Answer
A. Entire Contract provisionExplanation
The correct answer is Entire Contract provision. The entire contract is a standard provision which requires that any addendums, endorsements, and the application, must be delivered with the policy itself once the policy is approved and that together, all of these documents make up the entire contract.Rate this question:
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- 38.
Which statement about a whole life policy is correct?
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Beneficiary may be changed only with the consent of the premium payor
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Death benefit can usually be adjusted
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Cash value may be borrowed against
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Premiums are flexible
Correct Answer
A. Cash value may be borrowed againstExplanation
The correct answer is Cash value may be borrowed against. The cash value of a whole life policy offers the policyowner a savings account available to borrow against while the insured is alive. Any money borrowed from this account and not paid pack before the insured’s death will be subtracted from the face value prior to the beneficiary being paid.Rate this question:
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- 39.
What type of policy would offer a 40-year old the quickest accumulation of cash value?
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Paid-up at 65
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20-pay life
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30-pay life
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Straight whole life
Correct Answer
A. 20-pay lifeExplanation
The correct answer is 20-pay life. The quicker you pay-up your policy the quicker you will accumulate cash value. If you are 40 years old and pay until age 60 you will pay a total of 25 years. With a 20-pay life you are only paying for 20 years. As this is the shortest payment period, you would begin to build cash value the quickest.Rate this question:
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- 40.
T would like to be assured $10,000 is available in 10 years to replace a roof on his house. What kind of $10,000 policy should T purchase?
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Interest-Sensitive Whole Life
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Ten-Year Endowment
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Variable Universal Life
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Ten-Year Renewable Term
Correct Answer
A. Ten-Year EndowmentExplanation
The correct answer is Ten-Year Endowment. Is basically a whole life policy with a small face value and a short maturity date, for example 10 years. Once the policy matures, the policyowner will receive the face value.Rate this question:
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- 41.
Which of the following BEST describes how a Preferred Provider Organization (PPO) is less restrictive than a Health Maintenance Organization (HMO)?
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Typically not subject to deductibles
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Not regulated by the federal government
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More benefits available
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More physicians to choose from
Correct Answer
A. More physicians to choose fromExplanation
The correct answer is More physicians to choose from. Physicians of an HMO are direct employees of the HMO. For this reason, there are generally less physicians to choose from in an HMO than a PPO.Rate this question:
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- 42.
An insured pays premiums on an annual basis for an individual health insurance policy. What is the MINIMUM number of days for the Grace Period provision?
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7 days
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10 days
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20 days
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31 days
Correct Answer
A. 31 daysExplanation
The correct answer is 31. If an insured pays their individual health insurance premium less frequently than monthly, for example: quarterly, semi-annually, or annually, the usual grace period is 31 days.Rate this question:
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- 43.
P is a producer who notices 5 questions on a health application were not answered. What actions should P take?
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Mail incomplete application to applicant to be completed and returned to the agent
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Submit the application as-is to the insurer
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Call the applicant and complete application over the phone
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Set up a meeting with the applicant to answer the remaining questions
Correct Answer
A. Set up a meeting with the applicant to answer the remaining questionsExplanation
The correct answer is Set up a meeting with the applicant to answer the remaining questions. The insurance company will not accept any application which is missing information or signatures. Any application with missing information or signatures will require the producer to return to the client and complete the application.Rate this question:
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- 44.
According to the Time Payment of Claims provision, the insurer must pay Disability Income benefits no less frequently than which of the following options?
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Annually
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Semiannually
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Quarterly
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Monthly
Correct Answer
A. MonthlyExplanation
The correct answer is Monthly. If someone is receiving disability income payments, it typically means they are not able to work. Since most bills come monthly, and the insured is depending on their disability income to pay those bills, the insurance company must make disability income payments at least once a month. Anytime the insurance company is going to be making periodic payments to an insured, they must make them at least once a month.Rate this question:
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- 45.
If an insurance company issues a Disability Income policy that it cannot cancel or for which it cannot increase premiums, the type of renewability that best describes this policy is called
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Noncancellable
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Conditionally renewable
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Cancellable
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Guaranteed renewable
Correct Answer
A. NoncancellableExplanation
The correct answer is noncancellable. As long as the premiums are being paid for a noncancellable policy the insurance company must renew the policy and cannot change the rates. However, sometimes this only lasts until a stated age, and usually is the most expensive type of renewability for the policyholder.Rate this question:
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- 46.
J let her life insurance policy lapse 8 months ago due to nonpayment. She can reestablish coverage under which of the following provisions?
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Payor clause
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Automatic Premium Loan provision
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Reinstatement provision
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Waiver of Premium
Correct Answer
A. Reinstatement provisionExplanation
The correct answer is Reinstatement provision. Since the insurance company is allowing you to keep the policy even though you forgot to pay the bill they require all of the past-due premium and may require proof of insurability after a policy lapses.Rate this question:
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- 47.
Which of the following policy provisions states that the producer does NOT have the authority to change the policy or waive any of its provisions?
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Time Limit on Certain Defenses
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Reinstatement
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Entire Contract
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Change of Beneficiary
Correct Answer
A. Entire ContractExplanation
The correct answer is Entire Contract. The entire contract provision in an individual insurance policy states that the agent does NOT have the authority to change the policy or waive its provisions; every single part of the contract is included and bound together in the CONTRACT originally sent by the insurance company.Rate this question:
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- 48.
Life insurance that covers an insured's whole life with level premiums paid over a limited time is called
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Adjustable Life
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Renewable Term
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Limited-Pay Life
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Joint Life
Correct Answer
A. Limited-Pay LifeExplanation
The correct answer is Limited-Pay Life. Since a limited-pay life is whole life, we know coverage will last for your entire life, you will have cash value, a level premium, and a level face value. With a limited-pay life, you are agreeing to pay for your whole life policy in its entirety by a predetermined date, LIMITING how long YOU PAY for the policy.Rate this question:
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- 49.
G purchased a Family Income policy at age 40. The policy has a 20-year rider period. If G were to die at age 50, how long would G's family receive an income?
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5 years
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10 years
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15 years
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20 years
Correct Answer
A. 10 yearsExplanation
The correct answer is 10 years. A family income policy protects the insureds income for a set period of time starting the day the policy is issued. If the insured does not die during the protection period, the policy is terminated and no benefit is paid out. If the insured dies during the middle of the set period, the insurance company will pay income for the number of years remaining in the set period of time purchased.Rate this question:
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Quiz Review Timeline (Updated): May 2, 2023 +
Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
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Current Version
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May 02, 2023Quiz Edited by
ProProfs Editorial Team -
Jul 07, 2016Quiz Created by
Tnellsworth
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