Ontario Auto Insurance Quiz

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| By Halbeatty
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Halbeatty
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Quizzes Created: 1 | Total Attempts: 638
| Attempts: 638
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  • 1/10 Questions

    When on vacation in Mexico your Ontario Auto Policy will respond if you are in a car accident?

    • True
    • False
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About This Quiz

Test your knowledge on Ontario auto Insurance. Pass or fail if you need any assistance do not hesitate to contact a Blue Sky Financial Group insurance broker at any of our 4 locations. Go to www. Bsfg. Ca to find a location near you.

Auto Insurance Quizzes & Trivia

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  • 2. 

    During a snowstorm in January you hit a parked car,The police officer at the scene attributes the accident to weather conditions.Your insurance company will rate the accident as.

    • An At Fault Accident

    • Will forgive the accident because of the weather conditions

    • Will rate the accident as a Not At Faukt Accident

    Correct Answer
    A. An At Fault Accident
    Explanation
    The correct answer is "An At Fault Accident." This means that the accident is considered to be your fault, regardless of the weather conditions. The insurance company will rate the accident as at fault because you hit a parked car, indicating that you were responsible for the collision. The weather conditions may have contributed to the accident, but ultimately, it is still considered your fault.

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  • 3. 

    You are at the mall and when backing out of your parking space you are hit by a vehicle in the feeder lane. Which driver is 100% at fault?

    • Neither

    • The other driver

    • You

    Correct Answer
    A. You
    Explanation
    The correct answer is "You." In this scenario, since you are the one backing out of the parking space, it is your responsibility to ensure that it is safe to do so. Therefore, if you are hit by a vehicle in the feeder lane while backing out, you are considered at fault for not yielding to oncoming traffic.

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  • 4. 

    When auto reform was  introduced on September 1 ,2010 the benefits you had enjoyed on your policy before the changes were not reduced on the renewal of your policy.

    • True

    • False

    Correct Answer
    A. False
    Explanation
    The statement suggests that when auto reform was introduced on September 1, 2010, the benefits enjoyed on a policy before the changes were not reduced upon policy renewal. However, the correct answer is false, indicating that the benefits were indeed reduced upon policy renewal after the introduction of auto reform.

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  • 5. 

    If you suffer a "minor Injury" in an auto accident you are only limited  to $3500 of Medical and Rehabilitation benefits even if you have chosen enhanced benefit coverage.

    • True

    • False

    Correct Answer
    A. True
    Explanation
    If you suffer a "minor injury" in an auto accident, regardless of whether you have chosen enhanced benefit coverage, you are only entitled to a maximum of $3500 for medical and rehabilitation benefits. This means that even if you have opted for additional coverage, it will not apply to minor injuries and the maximum amount you can receive for these types of injuries will still be limited to $3500. Therefore, the statement is true.

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  • 6. 

    You are stopped at a red light behind another vehicle when you are rear ended and pushed into the vehicle in front. Your insurance company will rate this accident as

    • Not At Fault

    • At Fault

    • Partially at Fault

    Correct Answer
    A. Not At Fault
    Explanation
    In this scenario, since you were stopped at a red light and were rear-ended by another vehicle, it can be concluded that you are not at fault for the accident. The accident occurred due to the negligence of the driver who rear-ended your vehicle. Therefore, your insurance company will rate this accident as "Not At Fault."

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  • 7. 

    You are travelling on a one way street and you are rear ended causing you to hit the vehicle in front of you. Under the fault determination rules you are deemed to be

    • Not At Fault

    • At Fault

    • 50% at Fault

    Correct Answer
    A. 50% at Fault
    Explanation
    Based on the given scenario, you are traveling on a one-way street and are rear-ended, which causes you to hit the vehicle in front of you. According to the fault determination rules, it can be concluded that you are 50% at fault. This means that while the other driver is also responsible for the accident, you share equal responsibility for the collision because you hit the vehicle in front of you after being rear-ended.

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  • 8. 

    If you are involved in an accident and you have only the standard accident benefits auto policy coverages the cost of dependent care will be covered by your insurer?

    • True

    • False

    Correct Answer
    A. False
    Explanation
    If you are involved in an accident and you have only the standard accident benefits auto policy coverages, the cost of dependent care will not be covered by your insurer. The standard accident benefits auto policy typically covers medical expenses, rehabilitation costs, and income replacement, but it does not include coverage for dependent care.

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  • 9. 

    If you are in a car accident and break your arm you would be entitled up to the following  weekly amount for housekeeping and home maintenance under the Standard Auto Policy coverage

    • $100

    • $0

    • $75

    Correct Answer
    A. $0
    Explanation
    If you are in a car accident and break your arm, you would not be entitled to any amount for housekeeping and home maintenance under the Standard Auto Policy coverage. This is because the coverage typically only provides compensation for medical expenses, loss of income, and other related costs, but not for housekeeping and home maintenance. Therefore, the correct answer is $0.

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  • 10. 

    What percentage of Ontarians involved in an auto accident suffer some sort of injury?

    • 45%

    • 54%

    • 63%

    Correct Answer
    A. 54%
    Explanation
    Approximately 54% of Ontarians involved in an auto accident suffer some sort of injury. This means that more than half of the people involved in auto accidents in Ontario experience some form of injury, whether it is minor or more severe. It indicates that auto accidents can have a significant impact on the physical well-being of individuals in this region.

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Quiz Review Timeline (Updated): Mar 18, 2023 +

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  • Current Version
  • Mar 18, 2023
    Quiz Edited by
    ProProfs Editorial Team
  • Aug 24, 2011
    Quiz Created by
    Halbeatty
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